Charles hawkin2

gvlittle Member Photo

Clipped by gvlittle

Charles hawkin2 - FMC 0 1 " it 1 " , t" " ' J.;J ,1 k M 1 . 1111...
FMC 0 1 " it 1 " , t" " ' J.;J ,1 k M 1 . 1111 .-1. .-1. .-1. . w'Aii't'wuhwrii nub L FLORIDA best known in citrus processing also makes a at its Lakeland "frozen con fection machine," as the company company calls it, can be set up to produce a variety of shapes. FMC employs 446 people at Lakeland. Other equipment made there includes citrus si- si- z e r s , washers, distributing belts, and fungicide applicators, applicators, citrus juice extractors and sectionizers, and tomato sizers, washers, pre-graders pre-graders pre-graders and fillers. checking plan in U.S. recently-launched recently-launched phenomenon of paying on checking accounts, now in the six New England states, nationwide within a year, according D. Hill, chairman of First National and New Hampshire were the in the country authorized by NOW accounts (negotiated orders extended to include the four states. Conceived as an experiment, innovation is now widely viewed as an idea which has proved should be extended to the other 44 His bank, 16th largest in the of $9.5 billion, has attracted than any other New England the wide public interest is that of the First National's "NOW" from residents outside of Massachusetts, evenly divided between residents states and persons living in 50 despite the fact that regulations the bank from advertising these state lines, Hill says. balance of $400 is required at of Boston. In addition to earning 5 the maximum permitted by no service charges for check unless the balance falls below the most powerful executives in the controlling corporations worth billions of dollars, are the sudden new business corporate ranging from the Bank of Union Carbide, IBM and Mobil Life and AT&T, will produce 46,000 programs, totaling 15,000 internal use everything from on new machines and sales policy statements and critiques by programming than carried by and PBS put together. It is four as in 1973 and is growing at a a year. The market is already a billion dollars a year, and is $1.6 billion a year by 1980, survey published by International Association. Inside Stuff Archery firm hunting home Whether and where in Central Florida Bear Archery Co. will relocate its Grayling, Mich., plant will be decided this week by its parent company, Victor Comptometer Corp. of Chicago. Chicago. Bear, world famous manufacturer of archery equipment, has been negotiating with three Florida Florida cities Ocala, Gainesville and Lake City for several months. The company, which employs about 200 persons persons at its Michigan plant and had sales of just under $25 million last year, has been torn by a strike since April 1976. Fewer labor problems, lower operating costs and proximity to the bow hunting country of Georgia and Florida were factors in Bear's decision decision to look for a new home. Calendar Monday Effective date for New Food and Drug Administration rules to regulate the sale of hearing aids. The rules specify that hearing aids may be sold only to persons who have had a medical exam to determine the extent of hearing hearing loss. Tuesday Annual meeting of Southern Christian Christian Leadership Conference opens in Atlanta, through Friday. A successor to Rev. Ralph David David Abernathy, who resigned as president in February, will be selected. Ramadan, the Islamic holy month of fasting, begins. Housing Starts report, by federal government. Wednesday Personal income report, by federal federal government. Annual convention of Toastmasters International International opens in Toronto, through Saturday. Friday Consumer price index for July will be released by the Labor Department. National Aviation Day, by presidential proclamation. proclamation. Aug. 19 also marks the 106th anniversary anniversary of the birth of Orville Wright, who with brother brother Wilbur made the first successful airplane flight at Kitty Hawk, N.C. National Federation of Independent Business president Wilson Johnson holds press conference conference at Kahler Plaza, Orlando on state and federal federal issues. r jfc if Charles Hawkins . . . 'lower our sights' Profile Hawkins takes pride in 'tiny' S&L's role One day last month Charles Hawkins saw an elderly couple perhaps in their 80s peering at him through the glass door from outside his office at Washington Shores Federal Savings& Loan Association. Thinking that perhaps the couple needed assistance, assistance, Hawkins went outside to see f he could help. As it turned out, the couple didn't need any help at all. "THEY JUST thought they would never see a black man running a bank," says Hawkins, president of the thrift institution that is Florida's Florida's only all-black all-black all-black savings and loan. With $6.2 million in assets, Wash ington Shores Federal isn't anywhere near the top of the list for Florida's financial institutions. In fact, only two are smaller. But that doesn't keep Charles Hawkins from Swelling with pride when he talks about the 14-year-old 14-year-old 14-year-old 14-year-old 14-year-old institution institution he helped found. HAWKINS, along with Orlando attorney Paul Perkins, Dr. J. Mark Cox, Dr. G. P. Schanck, Dr. J. R. Smith, Dr. I. S. Man ning, and businessman L. C. Maultsby, opened the bank in 1963 as founding directors. But Hawkins doesn't run his savings and loan association like the average banker. "Basically," "Basically," he says, "we have to lower our sights, do more counseling to borrowers and deal in smaller smaller acounts. Hawkins, who says some of his clients can't read or write, plays the triple role of president, counselor and collector. Many savings accounts, he says, are in the $50 to $100 category, and some are $5. Because of that, expenses per account account for the Washington Shores association are perhaps the highest in the state. "IT'S JUST one of those things we have to do," says the quiet-spoken quiet-spoken quiet-spoken Hawkins, "and we don't mind doing it. That's why we located in this area. We also do a lot of check cashing that other S&Ls wouldn't do just for the public relations." But although the accounts are small, Washington Washington Shores Federal Savings & Loan is a profitable profitable operation. Even the recent recession didn't put the institution into the red. "We didn't get into the real estate investment trusts, and we didn't have any loan problems," said Hawkins. "That stuff's too sophisticated for me, I'm a small operator." PRACTICALLY ALL loans on the books of the association, he said, are for home mortgages. Hawkins, who became the S&L president because because of his background as an insurance executive, executive, says with a great deal of pride, "We've had only seven foreclosures in 14 years." Maybe I'm too conservative, but I don't think so." Currently, he said, the association has only $43,000 in delinquent loans and none of them is beyond two months. As president, Hawkins runs the bank and directs directs the six employes. As counselor, he sits down with clients and explains to them the responsibilities responsibilities connected with a $12,000 or $14,000 mortgage. As collector, he goes to the home of a delinquent borrower and tries to resolve the problem. CONCERNING THE collections, Hawkins says, "I just explain to them that their home is the best investment they have in the world." Hawkins, recently named to the board of Orlando Orlando Utilities Commission, is one of the area's most sought-after sought-after sought-after executives as a board member. member. A long-time long-time long-time promoter of good relationship between between the black and white communities, Hawkins Hawkins said he believes he is in demand as a board member not because organizations want "token blacks," but because "they want people in this section represented." ALTHOUGH PROUD of his civic and board room accomplishments, Hawkins says his greatest greatest gratification comes when he closes a mortgage mortgage loan. "It's nice to be able to provide home ownership ownership for people who would never have gotten it otherwise," says Hawkins. Over the years, Hawkins has received numerous numerous offers to merge with bigger associations, associations, and has been asked a number of times to run for public office. Hawkins answers "No" to both offers, he says, "becase we think we've got a mission out here." DICK MARLOWE More business news on page 7-D 7-D 7-D

Clipped from The Orlando Sentinel15 Aug 1977, MonMain EditionPage 46

The Orlando Sentinel (Orlando, Florida)15 Aug 1977, MonMain EditionPage 46
gvlittle Member Photo
  • Charles hawkin2

    gvlittle – 03 Dec 2016

Want to comment on this Clipping? Sign up for a free account, or sign in