New-York Tribune from New York, New York • Page 1

OL 19.701. LONDON DAY BY DAY. SALIFEOITS VTPTT TO THE QUEEN AT BALMORAL. fHE ANGLO-GERMAN ALLIANCE-MR. ABBEY'S BOSTON A NEW PHASE OP "HOOLIGANISM" rOcrrrlirht: 1000: By The New-Toric CABLE TO THE London, Oct.

24, 6 a. Decisions consequent Lord Salisbury's visit to Balmoral cannot forecast with any degree of confidence. The Queen Is known to have strong preferences md prejudices, and, while she does not interfere (fee Prime Minister's function of selecting bis associates, she will be likely to express her jpinlons without reserve when the expediency of reconstruction of the Cabinet is concerned. There is one subject on which the Queen is generally believed to have a strong opinion; this is the management of the War Office during the campaign, and especially the publication rf the Spion Kop dispatches, which met "with her disapproval. Military men, who "pay little hoed to the rumor mongers, are drawing their own inference from Lord Salisbury's visit to the Highlands.

They assert that Lord Salisbury's unwillingness to lose the services of Lord Lansdowne in the War Office will be overcome before he returns. The Cabinet makers are bringing Lord Curzon bark to London out of consideration for his wife's health, and arranging many startling transfers to the House of Lords, but the guess.native that it merits little at- Lord Salisbury's explanations of the motives of the Anglo-German all.ance wiil find a sympathetic hearing at Balmoral. It is a current Baying that the only person of whom the Oerman Emperor stands in awe is his grandmother. He is influenced ty her. and she has a strong affection lor him.

Her sympathies have always been excited when England and Germany have t-een working together in diplomacy. The two Governments already had a secret understanding respecting African schemes of partition before this fresh agreement was made, and many of the best informed men in the diplomatic world have been convinced that it also includes poselble contingencies in the Near East It is not, indeed, a new thing for Lord Salisbury to make a secret arrangement with Continental Powers. Marvin in his time exposed one of these transactions. What is unusual is the peculiar manner in this fresh compact has been sprung upon Europe. That baffles conjecture, unless Lord Salisbury received a loud signal from his German partner to lead trumps.

At the invitation of Government Lord has consented to remain in office as r.der-in-Chief until the end of the year MIlMDua of the detention of Lord Roberts of administration ln South Africa. nouncement Is made by the well known military expert. Charles Williams, who is on very friendly terms with General Wolseley, and It thould effectually dispose of rumors which fcsve been current to the effect that General Builer was coming home to take up the post. A. Abbey Is hard at work on a series of GriJ.l pictures for the Boston Public Library, but does not expect to finish them before Christmas.

These works are strong in design and composition and beautiful ln color. Artists who have seen them in his studio are most enthusiastic in praising them. These works will be exhibited publicly in London before being Bent to America, although It will be difflncd a suitable gallery, as they are deaa panda for filling certain spaces and the circuit of a single room under peculiar conditions of light. There are fcwutlfiil corribinationa of red and white in these pictures. The Queen did not pay her customary visit to lib of France last winter, and the Fhophaepen of the French Riviera suffered financially consequence.

They will not be pleased, therefore, to know that Her Majesty proposes to (ieFert the French for the Italian Mediterranean shore in the forthcoming season. It is already arranged that Shamrock II will have some important trial ppins ln the Solent with Shamrock It was in the Solent that last year's challenger for the America's ben racing against the Prince of "vVales's Bis, displayed her speedy qualities for the first Matches between the two Shamrocks will. It is expected, take place next April. A large grroup of London medical gtudents has rraigned for conduct hardly distinguishable from "Hooliganism" in attempting to mob, r. Dowie, and subsequently the police constates, at St.

Martin's Town HalL The described the rushes which were made, end the Magistrate contented himself with fin- Ing and reprimanding the ringleaders. Dr. Dowie is a "faith healer" who has been the medical profession with intemperate ardor, and picturing a Western Zlon. somewhere in the neighborhood of Chicago, where there will be profit sharing, good health and no em. These recreations are as harrr.less that the motives of the medical in tryine to T.reak into his lecture hall lear.

They are at least setting a bad example when "Hooliganism" is rampant in several sections of London, and the streets are Unsafe by reason of ruffianism. I. N. F. BOERS FT ILL TROUBLESOME.

FRENCH AND METHUEN FIND PLENTY OF FIGHTING TO DO. Cape Town, Oct. Guerilla attacks by the Boers are still giving great trouble. General French encountered continuous opposition In his march from Carolina to Bethel, his casualties numbering thirty-six. Upon the arrival of Lord Methuen at Zeerust there was a reconnoissance In force northward, resulted on Saturday in the discovery of large numbers of Boers, who were only dislodged after artillery and rifle fire lasting four hours.

The British had four killed and ten (rounded. The Boers take refuge In farm houses, which arc crowded with women and children. Lord Roberts is distributing a fresh circular the effect that Boers voluntarily surrenderl who have never taken the oath of neutrality, will not be exiled, but will be permitted to return to their farms at the conclusion of hostilities. OQMIWKAX REBELS SUPPRESSED. GARCIA.

THEIR LEADER, OVERTHROWN. Pan Domingo, Oct. complete sup- Prefiion of the revolution Is officially announced. General Garcia has surrendered unconditionally. Senator Mota has been arrested on the charge complicity in the movement.

Beftor Despradel has been appointed Minister Agriculture, In succession to Sefior Veaquez. BUFFERIXGS OF ALIRIS PARTY. GAVE THEMSELVES UP FOR LOST AS THEY DRIFTED ALL NIGHT BEFORE THE GALE. Kingston. Jamaica.

Oct. The British steamer Ethelred. Captain Nlckerson, belonging to the United Fruit Company, which left New- York on Wednesday. October 17. for Port Antcnlo, Jamaica, arrived there yesterday, having on board Frederick and William Langston.

Noah F. Mason, and Otto Segelke, of Brooklyn, N. who were taken on board the steamer on October 17 from the sloop yacht Aliris, of New- York, which was sighted In a disabled condition about thirty miles from Scotland Lightship. The rescued yachtsmen say the Aliris. with the party mentioned, was bound on October 16 from Highland Beach to Gravesend Bay.

When off the Romer Beacon ehe was struck by a northwest grale, which twept over the Bay. Her headsails were carried away, and the mainsail was damaged. The wind continued strong, and, with an ebb tide running, the yacht was carried out past Sandy Hook, and drifted all night before the wind. At 10 o'clock the next morning, when about thirty miles southeast of Scotland Lightship, tho yachtsmen were picked up by the Ethelred. Frederick B.

Langston, the yacht's captain, says the party suffered greatly. He speaks highly of the kindness of Captain Nlckerson. "We never realized our peril, says Mr. Langston, "until the Aliris was completely disabled. When we left Highland Beach there was only a brisk wind, but this developed into a heavy squall about the time we reached Romer Beacon, and the jibs were swept away and the other Balls torn to shreds.

The Aliris was swept onward by a strong northwest wind, and driven past Sandy Hook. We were perfectly helpless. "As we drifted all night before the wind we gave ourselves up for lost. It was a night of terrible suffering. Our efforts to get the boat under control were fruitless, yet we worked hard, continually baling water.

"Morning broke with the energy of the wind undiminished. We then quietly prepared to meet the end, which seemed imminent. The yacht was tossed about. We were wet to the skin and without food. We could see no hope of rescue, and began to wish that the suspense might be quickly over.

Mr. Mason was nearly washed overboard on several occasions. "About 8 o'clock the wind lulled, but a heavy sea waa running, and our peril was not diminished. The wind came on again, and the boat was hurried forward. Our energies were now confined to keeping the water out.

"About 10 o'clock on the morning of October 17 the Ethelred was sighted. We hoisted signals, and the steamer came up and rescue i hungry and shivering. The Aliris was then In a bad condition, showing ihe strain she had undergone." The rescued yachtsmen left Kingston to-night on the Ethelred for New-York. Before departing they formally expressed their gratitude to Captain Niekerson for rescuing them and for making them so comfortable, and also to Mr. Jackson, United States Vice-Consul at Port Antonio, for his assistance and kindness.

HEATT REGISTRATION IN PORTO RICO. NEARLY ONE HUNDRED THOUSAND VOTERS QUALIFY ON THE ISLAND. San Juan, P. R-, Oct. Seftor Munoz Rivera, the leader of the Federals, contends that the recent registration was unfair, asserting "that the registration officials were Republicans, and refused to register all the Federals who applied.

"The voting at the election," he says, "will be biassed by the Government, and there is a possibility that the Federals will not go to the polls at all." The registration returns show that, nearly 1 hundred thousand persons have qualified to vote, a result exceeding all expectations, the total being nearly twice as great as at the municipal elections last spring. The $25 personal property qualification. Irrespective of illiteracy, is, in the opinion of Seftor Rivera, responsible for the increase. Frank Williams, an engineer in the Department of Public Works, was drowned while attempting to cross a river on horseback. The body has not been recovered.

Nothing i 3 known here as to his parents or other relatives, nut it Is believed that he came from Brooklyn, N. Y. STUDENTS LECTURED AND FINED. A HUGE MOB IX LONDON MAKES THINGS LIVELY FOR DOTVIE. London.

Oct. When the medical students who were arrested yesterday for mobbing John Alexander Dowie, the Zionist, of Chicago, were arraigned before Edward Nicholas Fenwick-Fenwick, the police magistrate, to-day, he gave them a good tong-jo lashing. He said he was shocked at the fact that educated men had acted so disgracefully, and assured them that their rowdyism and violence would not be tolerated. Fines of £5 each were then Imposed on the students. A huge mob awaited Mr.

Dowie at St. Martin's Town Hall this afternoon, and the "faith healer," trho had to be guarded by police, was rushed into the hall through a double cordon of policemen. The crowd howled arrt charged but the police stopped what were really ugly rushes for the doors. LORD DFRnAM DEFENDS MS COURSE, dYES MORE REASONS FOR HIS ATTACK ONAMERICAN JOCKF.TS. London, Oct.

Replying to remarks of the Newmarket correspondent of "The Times." who on Monday defended American Jockeys against Ixird Durham's attacks, the Karl to-day writes a long letter to "Tho Times," from which tho following are extracts: I have never condemned the "style" of American riding or American training. On the contrary, I share in the respect which all Newmarket trainer? for the character and abilities of Messrs. Huggrms and Pincus. Two years ago in a public epc-ech I welcomed the advent of Sloan as productive of good rather than evil. But I do disapprove the "methods" of the American Jockeys and I do not welcome the influx of their "followers." who consider ra'lng- merely an Instrument for high gambling.

In giving his reasons for his recent remarks Lord Durham emphasizes tho fact that the latter were made before Eecurial's race and Immediately after Clarehaven won the Czarewltch. Hes says he does not agree with the decision of the stewards In the Escurial case, and considers that they ought to have Investigated Lester Relff's rldLng in other races. "Space forbids," he continues, "an enumeration of all the of unscrupulous riding 1 on the part of the Americans, although 1 have no complaint against Maher, who ildcs very well and seems a most respectable boy." Proceeding to detail Sloan's suspensions and reprimands he observes: I don't think It right in the interests of turf that Sloan should be a prominent buyer at Doncaster yearling sales, or that one of hi-; followers should be the American trainer for whom he has been busily endeavoring to obtain a license at Newmarket. Martin has been twice disqualified this year, and Rigby was reprimanded In the Liverpool July Cup: but the warning has had no effect upon Rlgby reckless riding. His performances ot Gat wick last week were distinctly dangerous.

So much for the prominent American Jockeys. I prefer an increase of English boys to an augmentation of the existing number of Americans, if the methods of the latter are to be similar to the methods of those. I have named. Finally, referring to in and out running, he expresses regret that the stewards did not ask for an explanation of Spectrum's running at the First July Meeting and of Clarehaven's Czarewitch. "In the interests of Mr.

Neumann and of an honorable pportsman like Mr. Whitney." says Lord Durham. "such an Investigation was eminently desirable." surest Cough remedy Is ln JAYKE-S EXPECTORANT. NEWrYORK, WEDNESDAY. OCTOBER 24.

1900. -FOURTEEN WAS KILLED BY A DRUG. FOUR MEN CHARGED WITH THE MURDER OF JENNIE ROSSCHIETER. EVIDENCE TENDS TO SHOW THEY DROVE ABOUT THE CTTT WITH POLICE SAY THREE CONFESSED. Paterson, N.

Oct. 23 Walter McAllister, George J. Kerr. William A. Death and Andrew Campbell were arraigned in the Paterson police court this morning on a charge of wilfully murdering Jennie Bosschieter "by administering some powerful drug." This charge puts an entirely different aspect on the case, in that it asserts that the girl was not killed by being thrown violently on the stone on which her head was resting when her body was fmind last Friday morning at "Wargaraw Bridge, as was at first supposed, nor from exposure, as was said by Dr.

W. L. Vroom. who performed the autopsy, but by poison. The evidence ln the possession of the police almost conclusively proves that the four men now under arrest drove hither and thither through the city with the dead body of the girl beside them before they left it at the Wagarrow Bridge.

Augustus Sculthorpe, the cabman who drove the party, yesterday made a confession, which resulted In the arrest of the four men during the night. He told ln detail all the movements of the party, and his testimony Is receiving startling confirmation from an autopsy now being made by the Passaic County authorities. This autopsy shows that there wa? no fracture of the skull, and that the artery under the broken piece of bone at the base of the skull was not severed. The case now is entirely in the hands of the Passaic County authorities. County Physician Dr.

Todd ar.d Dr. Van Noordt performed the autopsy for this county. They refuse to give out the full detaHs of the examination, but Dr. admitted to-night that yesterday they obtained the heart and stomach, and that to-day they returned for the remaining organs. Dr.

said that he was going to have the organs thoroughly examined, and the contents of the stomach analyzed. When asked what was the cause of death, the Doctor said he would not answer until the examination had been completed. He also refused to say whether the girl had been assaulted. He asserted there was no fracture of the skull and no artery cut. but he declined to say whether there had been concussion of the brain.

When asked whether chloral had been used. Dr. threw up his hands and cried that he would refuse to go into any such questions. "You are asking me expert questions now," he said, "and I refuse to answer. Here is a hook on chloral, if you want to look it up." There is no doubt, however, that the authorities are now seeking to establish the fact that the girl was drugged with chloral put in absinthe in Saals's saloon, at the corner of Bridge and River sts.

McAllister is said to have administered the drug, and the police say that they can prove this charge. They also say that all of the men except McAllister have confessed everything. The whole mystery, the police say, is solved, and they are of the conviction four men. It is not known yet how the police got the first evidence which led to the solution, but it Is certain that in the end It came through the confession of the cabman. Whether his confession was voluntary or obtained under threat of punishment is likewise unknown.

The movements of the girl were easily traced from the time she left her home on Thursday until 9:30 o'clock, when she was seen in front of Kent's drug store, in talking to two men. Leonard Kamerling recognized her, and said that she was crying "No! No!" to one of the men as he was passing. This man, as now appears, was Andrew Campbell, who answers the description given by Kamerling. It is now known that Campbell and the girl walked together up Van Houten-st. to and then to Broadway, and thence down Eridge-st.

to the saloon at the corner of with the three other men following all the way. They reached the saloon before 10 o'clock. The girl went in by the side door, and Campbell and McAllister went into the barroom. They called for two glasses of beer and a glass of absinthe. The other two men had not then arrived.

McAllister carried the drinks from the barroom to the side room, and it is supposed that at this moment he dropped the chloral into the absinthe. Christopher Saals, the saloonkeeper, says that, later he went into the side room and served two more glasses of beer and a glass of milk and seltzer. The next time he was called into the side room all four of the men were present, and they called for a quart bottle of champagne. Meanwhile McAllister telephoned to the Erie Railroad station for a hack. Augustus Sculthorpe responded with a two seated carriage.

Mr. Saals say he did not see the carriage, nor did he see the party go out from the side room. At this point Augustus Sculthorpe appears and continues the story of the crime. The girl was assisted out of the saloon between two of the men, with a handkerchief over her face. After the five had entered the carriage, Sculthorpe drove ever the Bridge- st.

bridge and went out to the Goffle Road, where he tried to get into a roadhouse, but found it closed. He was then told to turn around, and they started back on the Passaic County side of the river. While in the Rock Road a stop was made and onf of the blankets was taken out of the wagon and placed on the grass. The helpless girl was then taken from the wagon and assaulted by three of the men. The fourth man and the hackman refused to leave their seats in the carriage.

The girl was then put back into the hack and as she did not revive the carriage was driven to the river shore, where her face was washed and her head bathed In an effort to restore her to consciousness. She showed no signs of returning consciousness, and the men, becoming alarmed, thought It best to drive back to Paterson and find a physician. The hackman was told by one of the men to drive to the office of Dr. S. F.

Wiley, in but when they arrived Dr. Wiley was not at home, and Dr. S. Cyrus Townsend, in was aroused. One of the men met the doctor at the door.

He said they had a woman In the wagon who had met with an accident, and they wanted to know if they could bring her into his office. The doctor replied that he wanted to see her first. He put on a bath robe and walked to the coach, and, after feeling of the head and pulse of the girl, said that Bhe was dead. The men would not believe that the girl was dead, and one of them insisted, with an oath, that she should be taken into the office, but the phybician reiterated that she vis dead. The men were then driven away.

They tried to revive the jrlrl. but to no purpose, and they then returned to Dr. Townsend's office, but the physician assured them that there wan no hope. The wagon was driven away, and a council ensued between the men as to what should be done. It was decided that they should drop the girl out of the carriage, although one of them thought they should take her home.

Thin did not suit the other three, and It was finally agreed Continued on sixth, do "HOW TO CROKER. A FEW SIDE SPLITTING GEMS FROM THE TAMMANY CHIEF IN AN ARTICLE ON "RUNNING A CAMPAIGN." imnliiK a Campaign-To BT RICHARD CROKER. This is the title to a page article in "Collier's Weekly" of October 27. Whether or not Mr. Croker wrote it matters little.

He "stands for" and that will be sufficient to satisfy every district leader in Tammany Hall. The casual reader of Mr. Croker's article will be struck by the omission of his declaration before the Mazet am working for my own pocket all the time." Mr. Croker has also refrained from saying anything about his Intense desire to bring young men to the front, but perhaps he will let Controller Coler exploit that feature of the boss's political doctrine when the Controller writes his second article on "Commercialism in Politics." "The object of running a campaign is to win. That is what I go into campaigns for." starts off the chief of Tammany Hall.

Further along he says: "It is supposed that we know what we are fighting for before we begin." This doubtless has reference to State Chairman McGuire's recent declaration to the newspaper men that silver was nnt an issue in the present campaign, supplemented the same right by Mr. Croker's assertion that silver Is an issue this fall. In this way Mr. Croker proves conclusively, of course, that he and his friends do know what they are fighting for before they begin. "It is supposed, also," writes Mr.

Croker. -'that we are willing to spond our time and money and take all sorts of risks to get the things we want." Assemblyman Honeek, of the XXth Assembly District, arrested on Monday, charged with colonizing voters, is one of Mr. Croker's "living pictures." and shows that his lieutenants are. In fact, taking all sorts of risks in order to get the things Tammany wants. Continuing, Mr.

Croker "How do I win?" Right here there ought to be what farmers call a "thank-ye-ma'am," in the road, so that the reader can get a breath. David Bennett Hill and Controller Coler don't need to be told how Mr. Croker won at the State convention, and doubtless the morning after election David Bennett Hill will be able to tell Mr. Croker how he didn't win. "How do I win?" says Mr.

Croker, and then he answers the query by saying: "By organization. And when I say 'organization' I don't mean merely organization for a single campaign. I mean something more permanent. I mean an organization that has been thought out and planned out ln every detail, probably years ago, and whose is kept thoroughly well oiled and in running order all the time. It must be ready for any demand made upon it, and ready to do any amount of work and do it well.

"The 'boss' is often talked about and written about. He is more often talked about than seen. The Democracy has no It is its own its own master. No one rran owns the Democratic party, whether we speak of It in the Nation, the State or the city." This last is regarded as one of the humorous passages of the paper. It is possible that the psnned It after attending a vaudeville show.

TV same "pay streak' 1 of humor continues when he says: "This is not true of the Republican party. The National Republican party has its owner or and the State and city Republican organizations controlled by a single leader. Irs oreranizatin is do not ask what the people want, or what the rarty wants, but what the 'boss' wants. That is not Democratic, and the Democratic party would not stand it." John C. Sheehan will undoubtedly frame this and hang it at the foot of his bed, where his eye will catch it when he wakes.

"Tammany Hall is a big machine," continues Mr. Croker. "I do not use the word in any bad sense, but mean by it a political organization. It Is the most perfect piece of political mechanism ln the world. There is no other party organization that approaches it in Its completeness or ln the effectiveness with which it operates.

I am confident there is no political machinery in Europe or elsewhere that may be compared with it. I have studied very closely the workings of party organization in England, and there is no machinery there that has anything like the perfect mechanism of Tammany Hall. campaigns cost. Some people seem to think you can conduct a campaign on patriotism. But politics Is a business, and a costly business.

We haven't the sources of wealth possessed by the Republicans. They car. assess office holders and corporations and trusts. We have no such sources of supply. The money used by Tammany Hall comes voluntarily from the people.

No assessments are allowed." The two jokes "Tammany has no boss" and "no assessments are allowed" will be placed ln Mr. Croker's stable. They are a little bit too strong for the kindergarten children at the Democratic Club to play with at present. Mr. Croker closes his article with the remark that, the Democrats ought to win in this election, because, for other reasons, Tammany Hall and the Democratic organization of New- York tried to give to the party at large some of the benefits of our method and training." FORESTERS FOR THE PHILIPPINES.

Ithaca, N. Oct. President Schurman of Cornell University announced to-day that the New- York State College of Forestry has been asked to furnish six competent assistants to the Forestry Bureau at Manila. P. I.

Captain Ahem. in chargs of that bureau, proposes to reorganize the bureau, which under Spanish rule employed over 130 officials to supervise the exploitation of twenty or more millions of acres of public forest domain, furnishing now a revenue of $100,000 annually. He expects to greatly Increase this revenue under competent foresters. He also proposes to send graduates from native colleges to take a special course in forestry at Cornell University. A botanist is wanted.

INGOT OF GOLD WORTH $105,765. Vancouver. B. Oct. Cariboo Consolidated Gold Mine, of Quesnelle.

has shipped to New-York a record breaking ingot weighing 763 pounds, and of the value of $154. 765. TELEGRAPHIC NOTES. Frankfort. Oct.

23. K. Youtsey was In jail here to-day. He lay on his cot with his face covered as he was moved from the train to the Jail. Oakland, Cal Oct.

Thomas Keating, the horseman, who died at Lexington. on October 12. left an estate- that is estimated at about $100,000. His will has been filed here for probate. He gave his racing stable to John Blue, of Pleasanton; made bequests amounting to $5,000 to relatives and friends, and left a legacy of $3,500 and the residue of the estate to Frank of Reno.

New Sault Marie. Oct. steam barge Colonial, owned by Hawgood Moore, of Cleveland, ran aground in the channel at the Little Rapids during a dense fog early to-day, and stove In her bottom so badly that she sank in ten minutes. The wreck does not block the channel. however.

None of the crew were drowned. Measures are already being taken to raise the vessel. Cumberland, Oct. Five children were poisoned last evening by chewing berries from dry pods of the Jimson weed (stramonium). Joseph, the three-year-old child of Louis Kaboskey.

died In a. few hours In violent convulsions. Two children of Joseph Sleglc. aged and two years. respectively, are still In a critical condition.

The others poisoned, also three and five years old, aro children of Jacob Kaboakey, brother of Louis Kaboskey, and are thought to be out of danger. The fathers are employes of the Baltimore and Ohio Railroad Company. HEVKNTT-SEVEN HOTKLS. Within from one to fifteen minutes you can reach one of 77 New- York hotels from the New- York Centml'a Grand Centrp.l Station, beat p.ace in New- York to or Advt. RICH BAM ROBBED OF BIG SOI NEARLY THREE-QUARTERS OF A MILLION TAKEN FROM FIRST NATIONAL.

THE DEFAULTING NOTE TELLER HAS DISAPPEARED. Wall Street was startled yesterday afternoon by the report that the First National Bank had been the victim of the largest defalcation in the history of the local banks, exceeding In extent even Seely's stealings from the National Shoe and Leather Bank, and amounting to fully $700,000. The strength of the First National is so well known, however, that no fears were aroused that its resources would be materially undermined by the heavy less. The ruraer was promptly confirmed at the bank, where it GEORGE F. BAKER, President of the First National Bank, which was robbsd by its note teller.

learned that the defaulter was Cornelius Alvord, the note teller, now a fugitive from Justice, and soon after 3 o'clock President Baker Issued the following statement: The note teller, who has been in the employ of the First National Bank for many years, is a defaulter to a large amount. His operations have continued for a considerable period, and have been skilfully concealed through a manipulation of his balance book. The discovery was made by one of the bank's employes a few days after the completion of an examination of the bank by the United States Examiners. During the continuance nis peculations, periodical examinations have been made by several distinct corps of examiners representing the Controller's Department, all expert accountants, and the bank has also had frequent, independent examinations, neither of which has developed any Irregularity. aggregate of the false entries, amounting to $700,000.

has been charged off on the books of the bank out of the reserve fund without diminishing the surplus and profits of the bank as reported in its last published statement. It is expected that the shortage will be materially reduced by a substantial sum. of which there is fair prospect of recovery- MISSING FOR MORE THAN A WEEK. Alvord has been missing for more than a week, having disappeared, it is said, at just about the time his betrayal of his trust was uncovered. He Is fifty years of age, and had been in the employ of the bank since February, 1579.

having previously lived In the interior of the State. He is a large man. weighing nearly three hundred pounds, and Is of florid complexion, with light hair. He was popular with the other employes, who called him familiarly. "Big Tom." He received, it is said, a salary of at least $3,500 a year, although the officers of the bank declined to give any information on that point; and in addition he received from the bank each year a handsome Christmas present.

Alvord was in the habit of dressing rather shabbily, but was rated by his associates as a man of means. The officers of the bank were aware that he spent money recklessly, one of them said yesterday THE FIRST NATIONAL BANK. afternoon, but they had always placed the most implicit confidence in his integrity. Alvord had peculiar advantages for ceculation on a vast Hcale. for as note teller he made all the discount collections of the bank and handled the incoming mail, collecting his "runners" the checks and notes sent to the bank for collection by out-of-town banks.

He it is understood, handled the Clearing House sheet, which shows the bank's weekly cash changes. Just how he manipulated his books to cover up his thieving, er how long he had been carrying on the thefts, could not be learned yesterday. Officers of the First National said ln answer to questions that they did not know whether or not Alvord had, as reported, stolen the money for the purpose of gambling or of stock speculation. Stories were heard in the however, of the defaulter's alleged operations tn the big gambling clubs at Saratoga and of heavy losses incurred by him in the stock market, where, according to one report, be had lost In Tennessee Coal and Iron also. As was said In President Baker's statement.

PRICE THREE CENTS. given above. Alvord'a defalcation was discovert by a fellow employe. Upon information being conveyed to the president, it is said, the National Bank Examiners for this city were called in to assist in making an invosrigation. This was on Monday of last week.

Alvorrl. It is supposed, had some premonition or inkling from the demeanor of the other clerk that disclosure was at hand. for. having left the bank at the usual hour in the afternoon, he returned at a little before 9 o'clock in the evening, and. knocking on the of the downstairs offlcea of the bank, where his desk was.

summoned ooeof the watchmen, whom he asked to look into the room and to tell him if any one was ln his cage, or anything was going on there. The watchman, it is said, told him that Vice-Presldent Hine and the two assistant cashiers were there, besides two or three strangers. "What are they doing?" demanded the note teller. "They have a lot of books there, and seem to be making an Investigation." was the answer. "Thank you." returned Alvord.

and walked away. He has not been seen since, and, as far as can be learned, his hiding place has not been discovered. Superintendent Dougherty, of National Detective Agency, said in answer to questions yesterday afternoon that the agency Investigated cases of forgery, burglary and sneak theft for the American Bankers' Association, of which the First National is of course a member, but not embezzlement, except In Individual cases. He declined to say whether or not the agency was at work on the Alvord case, but It was learned from other sources that it was endeavoring to locate the defaulter. After the news of the big defalcation had spread in the Street, several well known financiers called at the offices of the First National Bank, among them Frederick D.

Tappen. president of the Gallatin National Bank, and Robert Bacon, of J. P. Morgan Co. Their visits were presumably for the purpose of expressing their regret at the bank's misfortune, as the First National is far beyond the need of any assistance from other institutions in the face of a defalcatior even as large as $700,000.

BIG RESOURCES OF THE BANK. The statement of the bank's assets and bilities at the close of business on September 5. I following the last regular examination by the I National Bank Examiners, was as follows: RESOURCES. Discounts rime S3 A 34 Slf) ii Overdrafts 03 United States bonds 4.V. j'tJ, United States bonds to secure deposits.

I.TW.OGO United States bonds to secure circulation Other stocks and 23,110 IS Premiums -S S.S3 74 Real estate Specie Legal tenders bank 1.907,304 Due from Treasurer Tnlte-1 States IS Exehantjas 2.0*0. 291 Due froni banks 4i Demznrt loans 10.157.115 22 23.873.278 73 Total 863.234 74 LJASILJTIES. Capital 5300.000 00 Surplus .1.000.000 0O Profits 4.U4.25130 Circulation 496.147 50 Deposits, banks $24,957, 12 Deposits, individuals 15.040.200 S2 P4 T'nited States deposits 1,555.000 00 United States bonds borrowed 1.000.000 OO Total 74 The surplus and undivided profits, by this statement, aggregate 19,114,251. and virtually the same figures are shown in the latest weekly Clearing House statement, that of October 20. a larger total than that shown by any other bank In the city, the Chemical National coming next, with $6,549.500.

And, as appears from President Baker's statement, the making good of the stolen by Alvord will involve no impairment of the surplus and undivided profits of more than $0,000,000, as the $700,000 had already been "charged off on the books of the bank out of the fund." There appeared te be some mystery about this reserve fund, however, to those interested in looking into the defalcation yesterday afternoon, and Vice-President Hine was asked In what part of the statement Of September 5 the fund' appeared. "It isn't in there." he answered. "Then you carry a reserve fund not reported waa asked. "Tes." Mr. Hine answered.

"Then you carry a fup.l whi.h the stockholders do not know about?" "I'm not prepared to say ti he answered. "Would you mind telling how much Is left ia the reserve fund?" the questioner persisted, but Mr. Hine smiled and turned away It was explained by an officer of another bank, however, that the course pursued by the First National waa probably this: The First National owns, according to Its report of September 5, a vast amount of stocks and bomis, carried la WHY WASTE MONEY on a piano of poor quality, always sold above its value? Buy a reliable and be Moderate prices; easy terms. HARDMAN. PECK 13S-13S Bth.