The Lima News from Lima, Ohio • 19

Saturday Oct 29 1983 The Lirtia i 1570 MAIN 224 6620 HINDS lb (10 Call for an appointment PnnlirtR cnler nORHlfin COSmETICS Lima Mall Ph 331 4771 finished the entire assem a cabinet appearance to any number aww 1 de the person and me DRY insurance Uee'a'e Heart Meat! Cat tte OrkeS Bite at Optt 24 Uteri Hyi Wok 6455 I gq'n LIMA MARKETS DR KAY BOWSHER CHIROPRACTOR 16 YRS EXPERIENCE the on Zender KahnMusic Store agent that his policy 221 Main Lima Locally Owned Operated By Muuc Educators CUSTOM CABINETS COUNTER TOPS after a and at BOWMAN BROTHERS CONSTRUCTION Hugo Selection ine Grandfather Clocks yourself how good it looks If you do this they can show you actual samples kitchen materialize a lot sooner If this sounds like some thing you would like" to learn more about why you call 229 8471 right now and set up hn Visit their showroom soon or call 229 8471 for more information LIMA ANO NORTHWESTERN' OHIO LEADING GARAGE BUILDERS CUSTOM BUILT GARAGES REE ESTIMATES SSINDLAYRD PH 222 SISI 1214 Bellefontaine Ave Lima Ohio 45804 Ph (419) 229 8471 Do something nice for your engine during AC ilter Days! Call for an Appointment 999 5000 LIMAt BLUE PRINT AL NEWLAND holds two of many samples of door fronts used in re facing your present cabinets YOUR CABINETS can look like this re facing job by Newland Associates about half thecost of new MARTIN SENOUR PAINTS Lima indlay Jaspmw Hpply Maryt CAMPNELL Termite Pest Control 1168 North St Lima My Petsi Inn 1 2 Locations 1038 Wait St Shawnee Amanda Rds ium Is there any guaran tees available? A The cash accumula tion rate is guaranteed to not be lower than 4 But the premium and death benefit are guaranteed for the life of the contract What happens if I cancel after a few years? A Most life policies have a lapsation cost built into the premium Normally this cost is applied to ev eryone which means the 3113 ELM ST LIMA OHIO Denny Vandemark Complete Peet Control Service M9 0S31 WIECHART'S PHARMACY CITY RADIATOR Inc POWELL CABINET SHOP 339 3031 108KIRACOE ELIDA SEE WILLIS OR GLADYS HUGHES AT MAICO HEARING AID PH 222 1761 1102 Bellefontaine Ave PLENTY REE PARKING IN REAR who backs out early is penalized! The cost of sur rendering the policy creases over a 20 year period after which this vanishes too Could I borrow from policy? A Yes Policy loans are available just as with any whole life policy But out standing loans can affect the value of your policy and are not necessarily In your best interest How can it save money? A or one thing premiums are based your last birthday and that can be a savings emale rates are set back 6 years jatherthan the industry standard of 3 years which could saye the gals an additional 20 or more I How do I get started? A very simple Just drop a note in the mail to John Maier Associates PO 67 Lima Ohio 45802 Give your name and ad dress and age with the best time to contact you John will design the plan you want with the money you want to spend PH 228 3411 WE TAKE OOD STAMPS Allentown Rd Ph 229 4349 New Antique Clock Sales Service Authorized Dealer i Howard Miller Colonial Gazo 1 1 ftpert Senice and Repair All Makes 'PT DOO OODlambs chunksmini chunks puppy food Eukanuba Ken Ration nutritionally complete 6 balanced no need for supplements 111 Dixie Hwy Cridersville Ohio next to Baker Animal Hospital If vnu have been dream facelift' from Newland and of styles and finishes rirsi newiana ana asso bly will have the appear jnHN MAIER is one believes in providing service to holders when they need it He starts at the beginning by matching coverages to your needs Call 222 1208 for answers to your ques tions (419)331 9274 stance the current cash guarantee cash value you much like the early' with accumulation rates are may use all or part of that drawal charge on a time 11 and premiums are excess to pay the prem deposit only based on the latest riskstudies available The up shot of all this is an insur ance policy with a signifi cant lower premium and greater accelerated cash accumulation than any traditional whole life poli cy The policy is designed that whenever the compa ny benefits from higher investment yields those advantages are passed along to the policyholder This keeps your policy current and it rides the crest of interest rates ei ULL SERVICE COREING REMOVAL REPLACEMENT AUTO AIR COND AM EQUIP RADIATOR REPAIR DAY SERVICE Kitchen Bath 1 Planning Remodeling Cabinetry oKitchen Bath Medicine Cabinets Mirrors Lighting Wall Coverings AL NEWLAND GARY BILLINGS $100 ON COLOR NEGATIVE ROLL PROCESSING 601 WE WASH ANYTHING ANYWHERE ANYTIME Industrial Bldgs (steel aluminum) Lj Commercial Bldg Exteriors i (brick si one Mobile Homjps Trailers Vans Signs Pools Drives Home Exteriors Good on sizes 110 126 136 offer exp 11'3083 Qjc on the current economic state Tell me about the Van ishing Premium Whole Life Policy A This is based on your age at the time the policy is issued and the current 11 interest rate Premiums would need to be paid approximately 5 8 years In essence on any policy anniversary when the active cash surrender value is in excess of the 't PAPER PLAC? Phone 225 0755 1694 Shawnee Rde appointment to come into of the woods available as me snowroom and see ac BEER WINE SNACKS GROCERIES DAIRY MEAT CITY 801EKIBBV LIMA OHIO HEAVY DUTY RAME REPAIR STRAIGHTENING Electric Acetylene Heli Arc Cutting Portable Service abrication PHONE (419) 999 4174 What type of policy is this anyway? It is a Non participat ing whole life contract Beyond that it is probably different than any policy ever seen How could that be? A Most whole life (cash value) policies are perma nently fixed with regards to their cost and their rate of interest they can credit or instance a whole life policy issued in 1950 was based on risk and econom ic factors at that time But even though thirty years later much has changed for the better in regards to mortality experience and therup or down depending policyholders who keep investment yields none ot these improvments have been reflected in that par ticular whole life policy purchased in 1950 The re sult is that this policy is obsolete and paying only about 3 interest rate But not this Policy? A Now: the premium and cash accumulation rate are based on the most recent risk information and current prevailing economic factors or in much! right you can have a beautiful new kitchen or bath Tor as much as 50 off the price of new cabinets The money you save can Help pay for other needed improvements and face Thentheoid doorsTind lifting canTfielp your I drawer fronts are re placed with new in a vari ety of styles and in a wood finish of your choice The cabinets are then faced with a matching material so that when the job is Whv rent your instrument from ZENDER KAHN? Areas only factory authorized dealerComplete rental program Repair service available tJ One year free service 'A (Professional educators serve you I i All quality horns Cxchange privileges We're proud to feature fine AC pfo ducts designed to help protect your engine Select AC Oil Air and Gasoline ilters now during AC ilter Days i Clean up and go with the names you know NOW OPEN 229 6832 320 MARKET LIMA OHIO ing of a new kitchen or Associates 1214 Bellefon hath hut have decided taine Ave in Lima "too much strain on the If you have cabinets now you and help you plan nets costing up to twice as of re facing and see for and hardware available budget' just now perhaps that are serviceable you you should investigate the can change their entire alternative SPARKLE: iWASHo or a more beautiful you Our Beouty Adviser will assist you "in per sonolrzed shade selec tion teach you the latest makeup techniques or design a complexion core program USt for you i Niurtanb AfifiociateB CUSTOM WELDINGajLODY 2625 Coon Rd Cridersville well asthe several differ ciates will sit down with ance of brand new cabi tual samples of this kind ent door drawer hinge 701 indlay Rd Lima Phone 225 4826 REEZER BEE Black or Blue Line Prints UP TO 42" Wide Mylar Et Sepia Paper and any Drafting Supplies A Bruning Product Distributoi ast Service MOST IN 24 HRS OR LESS? SIDES lb llll vw Lr RONTS lb $l0 CLOCK zicezt forCampingPicnicsSpecial Effectetc Avon Oxygen Supply 411 ElllrtMth St Ph i25 731 Open Dally 5 rf fesses "BUSINESS REVIEW An advertising page 1 fr arrangement of your cabi nets or if they are where you want them now so much the better If they need changed or more cabinets are needed this can be included in the plan John Maier A Associates PO Box 671 311 Market Street Lima Ohio 4Stf2 TERM LIE INSURANCE ANNUITIES I MEDICARE SUPPLEMENT NURSING HOME CANCER INSURANCE MORTGAGE INSURANCE SEND INORMATION TO name ADDRESS CITY ZIP PH John Maier Associates Vanishing Premium Whole Life best buy today their coverage in force are paying extra because some people are surren dering their policies This is not fair so there are no lapse cost4 loaded into this premium and this helps keep the cost low If the policy is not' renewed a deduction is made from the Cash Accumulation ac count (This net amount is the Cash Surren der Value) Basically the charge does work pretty 1 9 HEARING PROBLEM) LLOYD'S MOBILE SEW VAC SERVICE 20 YEARS EXPERIENCE Repairing all makes 9 models Sewing Machines Vacuum Cleaners PH 224 7497 WE COME TO YOU INSTEAD YOU TO USI USED VACUUM CLEANERS AND SEWING MACHINES Newland Associates Modernize your cabinets with a new "facelift1 Nsihut Copur Suppliti Word Data Procening Suppllti'T ull Lina Of Office Supplies Office Computer urniture Drafting Engineering Supplies Phone 229 0008 230 Main Lima AWNINGS CANVAS OR Ctnoplai Carport! 1 Coven MirquMi I Tama ft Eaulo Coven CANVAS OR NEOPRENE I I Cenvei ft abric Product! I or Home ft Induetry I Manufacturers of I Canvas Products 1S86 I ROLOSON TINT AWNING I 223 1831 I 131 WATER ST LIMA I Z'v' OOO a J' fiB i 41 rr i A I suJXf j48 WmSI 1 Lr i 4 I 4 Al IK9HH9HMM7 IP'RSkI SSESi bfjcij ari'jPs'" 4 'fT at vmwhwi if bSshbB I Ib'JaBgl kwi i 1 tiwit mwraiM annKB a 9 I fl 1214 EBSM IBM MH IBi II irflEflMBBBHHI keai i si i in i i i i a raaaMK a I I I AaMMBP BEE 999B EHBkEEIEmHBmEhEI dll 41 I 1 Lad VHI Wil Eft a Th I II 4 KjfJ er 1 mi A A TTg WDv WK i 1 1 1 "I i' ii 0B LaJ LIMA BLUE PRINT 701 indlay Rd Lima Phone 225 4826 fsS I a (TiirinnnizE POWELL CABINET SHOP 339 3031 108KIRACOE ELIDA.