Alton Evening Telegraph from Alton, Illinois on July 8, 1968 · Page 25
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July 8, 1968

Alton Evening Telegraph from Alton, Illinois · Page 25

Alton, Illinois
Issue Date:
Monday, July 8, 1968
Page 25
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Page 25 article text (OCR)

ALTON EVENING MONtJAV, 1868 Alton Evening Telegraph Readers: Special INTRODUCTORY OFFER brings you as much as '10,000.00 EXTRA INCOME WHENEVER YOU OR YOUR FAMILY GO TO THE HOSPITAL -Only 250 enrolls your entire family for thefirst month Pays in addition to all other coverage you have- including Medicare Pays up to $10,000.00 tax free cash for each hospital stay Pays you cash benefits that increase each year... to a maximum of $130.00 no extra cost to you! Pays all cash direct to you (not to doctor or hospital) *)r No age limit-no medical examination required ACT NOW-YOUR ENROLLMENT FORM MUST BE MAILED BY MIDNIGHT SAT., JULY 13, OR IT CANNOT BE ACCEPTED One out of two families will have someone in the hospital this year! It could be you — or some beloved member of your family month. Sad to say, very few families have anywhere near enough coverage to meet today s soaring hospital costs. These coats have tripled in just a few short years. They are expected to double again in the few years ahead. Stop for a moment. Think how much a long stay in the hospital •will cost you or a loved one. How would you ever pay for costly, but necessary, X-rays, doctor bills, drugs and medicines? What .•would you do with your pay check stopped, but lixing expenses still going on the same as ever? The same rent, phone, food, all the day-to-day expenses that never stop. What is the average breadwinner to do? TVe believe we have the answer in the famous Presidential Extra Cash Plan that ... Pays you $700.00 a week tax-free cash when you go to the hospital. What a blessing it is when you know you have an extra $100.00 cash coming in every week — beginning the very first day you enter the hospital. Now, PresidentiaPs economy plan enables you to enjoy this protection at once. Because it will NOT cost you $20.00. It will NOT cost you $10.00 - or even ?5.00. Your special low price is jnsfc 26* for the first month's coverage. Then continue at low Presidential rates. Your cash benefits increase each year — at no extra cost to you/ And what peace of mind not to worry about rising costs. Your protection automatically increases ?3.00 a week each year. The first year you get $100.00 a week. You get $103.00 a week in the second year. $106.00 a week in the third year. $109.00 a week in the fourth year. By the eleventh year, your policy will be worth a full f 130.00 a, week in benefit payments...- at no increase in cost to you! This generous cash reserve protection will belong to you for as long as you keep the policy. You can see that your insurance will be worth much more than the present "face value" of the policy. Certainly, our increased payments to you will help keep pace with rising costs and — best of all... ... Tfi* increasing benefits come to you at no extra cost. You stiff pay the regular low Presidential premium! What other Flan protects you like this today? What other Plan keeps protecting you against rising living costs in the years ahead without increasing your premiums? .And that's not all. This special Presidential Extra Cash PIari(#HP18L-1067)... IF YOU ARE 65 OR OVER YOU WILL COLLECT IN ADDITION TO MEDICARE Why are smart folks over 65 now hastening to protect themselves with the Presidential Extra Cash Plan in addition to what Medicare will do for them? Even though Medicare is a great boon to folks over 65, it will not, of course, pay all the bills that quickly pile up as a result of illness or accident. Regardless of your age f you still need additional health protection. We have designed this plan as the important addition to what you receive from Medicare-or any other health insurance you may have. Remember, all checks will be sent directly to you (not to the doctor or hospital), to .give you that "extra" help just when you need it most. Use the tax-free cash any way you see fit. And you will be glad to know the checks will be big ones! In addition to what you receive from Medicare, ?^ s i^ ntial ? a y s y° u $ 70 - 00 a w eek... EVEN FOB 100 WEEKS if necessary! You can receive as much as $7,000.00 for each illness or injury when hospitalized! DAVC UP *> $10,000.00 CASH for each accident or rrll W illness, starting the very first day in the hospital. DAVC $100.00 A WEEK CASH - if you need a full rifliT O time registered nurse when you come home from the hospital — up to 50 weeks. PAY** ^'OOO.OO EXTRA CASH for accidental death. DAVC Up to $2,000.00 CASH for accidental loss of • Ml w limbs or eyesight. DAVC $100.00 A WEEK CASH for each pregnancy, •> *•• ** when you go to the hospital, assuming both husband and wife have been enrolled in the Family Plan With Maternity. DAVC Up to $5,000.00 when a child goes to the hos- mi\m w pital for any accident or illness when you are « enrolled in the Family Plan. you cash benefits that increase each year ... to a maximum of $130.00-A-WEEK... at no extra cost to you ag« limit —no medical examination required .. . Pays you $ 1 00.00 a week CASH for a registered nurse at home. Yes, in addition to the $100.00 weekly checks we send you during your hospital stay, we pay you an extra $100.00 a week if the doctor says you need a full-time registered nurse to take care of you at home. How comforting it is to know that — after your stay in the hospital, if you've been there three days or more, you can return home_to recuperate and yet not be a burden to your loved Ones. Yes, if your doctor says you need a registered nurse full time within 5 days after you come home, we'll send you checks for $100.00 a week - for as long as you need the nurse - eyen up to 50 weeks. It's like having a reserve of -$5,000.00 cash to draw on when you need it. These benefits oZso increase each year by $3.00 a week. Another exceptional feature you have with Presidential... ... Pays you $100.00 a week cash maternity benefits Ordinary hospital insurance may take care of part of your expenses when you go to the hospital to have a baby. But what policy can you think of that srives you cash to buy all the things you need for the new baby? Now, if both husband and wife are insured in the wonderful Family Plan With Maternity for the entire period of the pregnancy, you get extra cash to use any way you want. If a pregnancy, childbirth or even miscarriage puts you in the hospital for one day, five days, 10 days - as long as necessary - you get $100.00 a week for every day of your confinement, up to 100 weeks. Alt these added cash benefits. Yes, in addition to $100.00 a week for hospitalination or $100.00 a week maternity benefits and $100.00 a week for a registered nurse at home... you get all this: Added cash benefits: $.1000.00 cash to your family if death occurs within 90 days from any accidental injury. Think of how handy the cash can be in time of loss. It can take care of burial expenses without burdening your loved ones. Added cash benefit: Up to $2,000.00 cash for accidental loss of limbs or eyesight, when the loss occurs anytime within 90 days of the accident. The loss of a limb or eyesight is a terrible thing. Nothing can replace the loss, but a check for $1,000.00 or $2,000.00 brings peace of mind during the period of adjustment. Added cash benefit: Choose either Family Plan... and your children will be covered too! Presidential pays up tr>$5,000,00 any time your youngster goes to the hospital... for tonsils, appendicitis, or any'other illness or injury! Yes, you will receive $50.00 cash, week after week - for as many as 100 weeks, if necessary. We pay your premiums when you are not able As a special consideration to you - if you are hospitalized just 6 weeks or more, all premiums that come due while you are still in LICENSED BY THE STATE OF ILLINOIS ^^^^^^^^^^W OFFICIAL ENROLLMENT FORM ^B^^B^H COMPLETE AND MAIL WITH 250 TO: jj^^ i THE PRESIDENTIAL LIFE INSURANCE CO. OF AMERICA 11401 ROOSEVELT BLVD., PHILADELPHIA, PA. 19154. 1 Application to: The Presidential Life Insurance Company of America, Chicago, MR NAMF (Please Print) MB ' s .. . MISS First ADDRESS . ftlTV DATEOITRIRTM , OCCUPATION III., for The Presidential Hospital-Nurse Plan. i 0-0-5-1715-078 Middle Initial Street or RD # STATE AGE Year SE 1 also hereby apply for coverage for the members of my family listed below: (DO NOT include name Please list additional dependents on separate page. NAME (Please Print) 1 2 3 4 . "'" ' ' S '"' " jaSS/w8?5f) fi- O I-lncHvlduel(a) Only Ran Doypu carry other insurance with this Company? (If To the best of roy Knowledge and belief neither 1, noi 8IK6 • 1 understand that T, and any person listed a fore*he Effective Date of the Policy but not until it *hall not te In force until the Effective Date shown me and all other Family Members listed above. glgfllllirpX,,, I 1 HA17MM7 RELATIONSHIP . OS-Family Plan With M "Yes" please list policy nurr ' any person listed above, ha bove, will be covered under has been In force for a conti in the Policy Schedule. • 1 a SEX atarnlty hers) Last ZIP X Male D Female D that appears above.) DATE OF BIRTH Month Day Year AGE 1 ' D DI-Famlly Plan Without MaUmlty ve been refused any health, hospital or life Insur* this Policy for any injury or sickness 1 (we) had be- nuous period of two (2) years; and that this Policy m enclosing 25* for the first month's coverage for Data «»^.— ^.^.^IL'-^Ei''—!!! F0 ^*L f £5!^ ID ^i£^!lJ!^^iiHiIJ5J.^^^^fl p ~~ the hospital after this period will be paid by Presidential. And youi- protection continues as if you were paying the premiums yourself! Then if you leave the hospital and must return for the same condition before you have resumed full normal activities for 90 days, Presidential will again PAY ANY PREMIUMS WHILE YOU ARE IN THE HOSPITAL - TO A MAXIMUM OF 100 WEEKS.per confinement! This means you pay no premiums, yet your full protection remains in force — you, collect up to $10,000.00 for each confinement! THIS LIMITED ENROLLMENT OFFER ENDS SOON Only 250 for First Month — Money-Back Guarantee You can now have your first month's protection for your entire family for only tiventy five cents! But you must act immediately. Your request for this wonderful Income Protection Plan must be mailed on the convenient form below NOT LATER THAN MIDNIGHT of the date in the Enrollment Form. This midnight expiration, hour ca»?!ot be extended. If your enrollment form is mailed later, it cannot be accepted. These are the ONLY exclusions! Your Presidential policy covers every conceivable kind of sickness or accident except conditions caused by war or any act of war; mental disorders; intoxicants and narcotics; where care is in a Government hospital; pregnancy except as provided tinder the maternity benefit provision; and expenses resulting from any sickness or injury you had before the Effective Date Of your policy... during the first 2 years only. This last item is a real help if you already have a health problem. If you are sick before you take out this policy, you will still be covered for that condition after the policy has been in effect for 2 years. Meanwhile every new condition is covered. How can 25£ buy so much? You can buy ordinary insurance at any time and pay the regular rates, if you wish. But Presidential can now provide you and your entire family with $100.00 a week tax-free Income Protection for just 250 the first month only because we enroll a large number of people at one time — direct by mail! This highly efficient "Mass Enrollment" method cuts costs to the bone — and the savings are passed on to you!' Make your decision carefully Think how costly a hospital confinement will be. Imagine paying for those indispensible x-rays, doctor bills, medicines and drugs that are not covered by your present insurance. Would you be able to afford the quiet and privacy of a private room and a private nurse, should you so desire? Or a telephone to keep in touch with loved ones? Or the rental of a TV set to help pass the lonely hours? Who would pay your bjlls that keep on coming in at home? Many folks have lost their life savings, their cars, even their homes trying to meet such expenses. And no one knows whose turn it will be next. Why you must act before the deadline date shown In the enrollment form — just a few days from today Why do we give you so little time to apply for your insurance policy — only a few days? Because, as mentioned above, we must receive your Enrollment Form the same time as all the others in order to pass on to you the savings that come from processing many policies at one time. We aiail you the policy as soon as we receive the Enrollment Form. When the policy arrives, examine it in the privacy of your own home. Take all the time yo_u need. It's a very short document, and you'll be pleasantly surprised to discover there is NO FINE PRINT. Then — sliow it, if you wish, to someone you trust. Perhaps your lawyer, accountant, or banker. Better still — show it to your own insurance man... even tlwugh he may very well be working for another insurance company! If he is a personal friend, he has your best, interests in mind.. So you can believe him when he tells you there is no better bargain available anywhere—at any price! Money back guarantee—in case you change your mind Even after you mail your Enrollment Form below... even after you examine the policy in your own home and talk it over with anyone you wish ... even after all this you are still free to return the policy within 16 days and your quarter will be refunded at once. There will be no obligation whatever. Meanwhile, all during the 15 days you. are making up your wind-you'll be projected by 5100.00-A-WEEK extra cash bene- 'fits just as if you had already said "yes." That's right, you will be fully covered all this time for any accident which puts you in the hospital, even if you finally decide to return the policy. However, after you've seen the policy for yourself, you will surely agree that this is a tremendous value and you'll want to continue this $100.00-A-WEEK extra cash protection under the Plan that's best for you. PLAN I-INDIVIDUAL(S) ONLY PLAN: If you want to cover yourself - or yourself and one or more adult dependents (including your spouse) -then this is the Plan for you. Each person must be 18 or over, and shall pay (per person) the rate applicable to his or her age. Age at Enrollment Monthly Premium 18-39 only $3.95 40-49 only $4.95 50-59 ,... .only $5.95 60-74 '. only $6.95 75 and over only $8.95 PUN II -FAMILY PLAN WITH MATERNITY This plan is for the family that is .still growing. To the total of the monthly premium for the adults to be insured, just add $5. This entitles you to all maternity benefits. It also cover* .all your unmarried, dependent children between the ages of 3 month* and It) years who live at home. Future dependent children will be covered when they reach 3 months of ago>and without Any additional charge. PLAN 111-fAMILY PMN WITHOUT MATERNITY This plan is for the family that; i* no longer growingt To the total of the monthly premium tot the adults to oe Insured, just add $3. This covers all your unmarried, dependent children between the ages of 8 moutha and 19 years who live at home. NOTE: Thy regular Monthly Pramium tnpwn htra (for your •*••* tlma Of •nroHrnanO.U.tha tarn* low pramlumlwu wfirsontTnuito gay; If m III M " ~ ' " nikti QDM from ant ffed btoau»e pf how much or f advanced aga «. but only If , pn ai| poiiclM of 1hli lygp automatically l/icrt a«a «» you pan froi you nave enrolled, your rate can ntvar f ww tivvv vitiyuBu, ywur rain i^en nv*f r up vnff now often you collect from ui - or bec«uie t. , there It a general rate ad uitment, up or flown, In your entire *bt». Act now-"lot 9 F" may bt f 09 /of »f TIME IS PRECIOUS! Act quickly (No salesman will call.) Get your enrollment form into the mail tod»|/-becaviiie one* you auf. *er an accident or sicknew, Jf« TOOliAf B to buy pj-etectfaai at any cost. That's why we urge you to »ct todayw&e/or* anything unexpected. b»pj>ein, , THESE 23 QUESTIONS AND ANSWERS Teff you how President/at'* COST OF LIVING INCOMt US- PLACEMENT HEALTH AND ACCIDENT PLAN 0iV«> you fn» protect/on you need — of amazingly low toit! 1. How much will my policy pay me when 1 go to the hospital? The full amount* You are paid JIOO.OO-A-WEEK cash every sing!* week. And it starts the very first day you are In the hospital. (It you are over 65. you are paid $70.00 a week. In addition to any Medicare benefits you receive.) 2. Will I be paid If I am hospitalized for less than a full week? You certainly will... regardless of whether you are In the hos- • pital for as short a time as on* day ... or as long a timt as • week, month, year or more. 3. Does this Plan pay you from the first day of hospltalteatlonr Yes! You receive full cash benefits of $100.00 • week starting the very first day you enter the hospital. The coverage begins when we accapt your completed Form and 25tf — that is the day you and your loved ones are covered for any accidents. Sickness coverage begins 30 days after the effective date of the policy. 4. How much do I receive for a Registered Nurse at Home? SIOO.OO-A-WEEK for up to $5,000.00 after you have been hos. pitalized for 3 days or more, and your doctor has you employ a full-time registered nurse within S days after you leave the hospital. Ten years from now it will have Increased to $1304X1 a week In benefits... at no extra cost to youl 5. Are there any accidental death benefits? Yes. J 1.000.00 cash is paid to your estate 1 when death occur* any time within 90 days of an accident. 6. Will I be paid extra If I lose a limb or eyesteht? Yes. Presidential pays J 1.000.00 for complete accidental loss of one hand or one foot or sight of one eye; $2,000.00 for loss of both hands or Both fett or sight of both ayes ... when dismemberment occurs anytime within 90 days of the accident. 7. How much do we receive for pregnancies? If you have the Family Plan With Maternity, you receive SIOO.OO-A-WEEK for each pregnancy, childbirth or miscarriage that results in hospital confinement when both husband and wife are enrolled under this plan for tha entire period of pregnancy. 8. Suppose I am paid benefits for any sickness or accident What happens If I am again hospitalized for tfw sam* condition? Don't worry. You still collect $100.00-A-WEEK'for a total of 100. weeks. And If you have already resumed full normal activities for just 90 days. It's considered a new confinement, and you can collect for an additional 100 weeks. Of course, any new condition I* covered Immediately for a full 100 weeks. 9. How may I us* these benefit payments? You may use them in any way you wish — for hospital and doctor bills, rent, food, household expenses, or anything else. This Is entirely up to you. 10. May I apply If I am over 65? Yes, you may. Folk* any ag* are welcome to apply—them to no age limit! Members over 65 are paid $70.00 a week plus all Medicare benefits. 11. Can I collect from Presidential even If I carry other Insurance? Of course. This plan will pay you In addition to whatever you may receive from any otrfer policies, including Medicare for folks over 65. 12. Why do I need this Presidential Plan In addition to my other hospital and health Insurance? While hospital costs have tripled In recent yaars, very few pabpto have tripled their insurance. The chance* are one In seven that you will need money to take care of all your other expense*, as well as your hospital bills. Your Presidential checks are rushed to you by air mail to use as you see fit. 13. What benefits do my eligible, dependent children get? If you choose a Family Type Plan, your dependent eligible children, ages 3 months to 19 years, would receive 50% of all the cash benefits of the basic Plan and 100% of all Its other benefit* and features {excluding Waiver of Premium), 14. May I add futur* dependent children to my policy attar R la In force? Yes, indeed, if you have tha FAMILY PLAN WITH MATERNITY. Just notify us when they are 3 months old and they will be covered without evidence of insurability and any additional charge, 15. Will my protection be cancelled because I have too many claims? No, definitely notl Presidential guarantees never to cancel your protection because you have too many claims or because of advanced age. We also guarantee never to refuse to renew your policy unless the premium is not paid before the end of the 31- day grace period, or unless renewal is declined on all policies of this type in your entire state. (Of course, if deception Is usad in making application, the policy may be ineffective.) 16. Will my rates be raised as I grow older or If I have too many claims? No matter how many claims you have, or regardless of how long you keep your policy, your rate will remain tha same as It was for your age when you applied, Presidential guarantees never to adjust this rate unless the rates are adjusted on all policies of this type in your entire state. 17. What Is not covered by this policy ? The only conditions not covered are those caused by: mental disorders; intoxicants and narcotics; where-care Is In * Government before ! act of war. EVERYTHING EfcSE IS COVERED-lnclUding pregnancy when both husband and wife have been cnrolledln the FAMILY PLAN WITH MATERNITY for the entire period Of pregnancy. 18. What are the requirements for membership In ana of the Presidential Plans? You must not have been refused any health, hospital or life Insur* ance: and, to qualify during this enrollment period, you must enroll before midnight of the data In the coupon. 19. Why Is this offer good for a limited tlma only? Because, by enrolling a large number of people at the same time, underwriting, processing and policy Issuance.cost* can be kept at a mlnimum-and we can pas* these savings on to you, 20. Besides the savings, ara there other advantages to Joining Presidential during this enrollment period? Yes, there certainly are. A very important one It that s need to complete a regular application - Just your brl the lower left hand corner of this page. Also, dudngthls enroll* ment period there are no other requirement* for eligibility- and no "waivers" or restrictive endorsement* can bi put on 21. Can other members of my family take advantaf • of this, spatial offer? Yes, as .long as they cm meet the few requirements listed under Question IB. 22. How does tha money-back guarantee work? Examine your policy carefully In the privacy of your o if for any reason you are not completely'satisfied/ f form In 29' within Iff divi arid'wi will promptly TaWri'd yourmonay. Man whllt you will bt fully protected while making your dJclilpnl How do I Joint 40UQP«iy e ]tBlvd,,Phll R d e ]phu7P*. Mn N i,

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