The Baytown Sun from Baytown, Texas on April 27, 1986 · Page 20
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The Baytown Sun from Baytown, Texas · Page 20

Baytown, Texas
Issue Date:
Sunday, April 27, 1986
Page 20
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Page 20 article text (OCR)

§>B THE BAYTOWN SUN Sunday, April 27. M Kingfisher residents take pride in being neighborly KINGFISHER, Okla. (AP) You'll pardon the residents of Kingfisher if they smile proudly when they hear a farmer in Indonesia has enjoyed a good crop, or a child in West Africa has reached another birthday in good health. After all, they're only being neighborly. Kingfisher, a community of about 5,000 located 40 miles northwest of Oklahoma City, is where World Neighbors was transformed 35 years ago from a preacher's dream to a small town's mission. In 35 years, World Neighbors has worked in Africa, Asia and Latin America, affecting the lives of more than 25 million people through more than 250 programs. The philosophy is quite simple — to help people in underdeveloped countries become more self-sufficient by giving a helping hand, not a helping handout. If loans are given, they are expected to be paid back with interest. If a farmer needs a new plow, he pays for it somehow. "I grew up in a grocery store where my father kept up 300 tenant farmers through the years," said Virginia Shutler, who was host of the first World Neighbors meeting in Kingfisher 35 years ago. "When the crash came ... I saw the death of their dignity. "To take a person's dignity is almost worse than taking their life, "she said. The World Neighbors organization strives to maintain the dignity of the dirt farmer, the sheep herder and the mother of four by letting them do the work. If they need a hand, World Neighbors is there. "To me, it's the only way," Mrs. Shutler said. She and the other Kingfisher residents know what it is to help someone in need. The community, steeped in farming tradition, holds three food drives a year to help their neighbors in Kingfisher County, where nearly 30 percent of farm loans are delinquent and where there has been a 400 percent increase in the number of farm families seeking assistance with the county welfare office. In the past 12 months, the town's third-largest bank has failed, and the town's five largest businesses have closed their doors. World Neighbors, with headquarters in Oklahoma City, is an interdenominational group rooted on the Judeo-Christian heritage. The organization says it doesn't try to save souls, it tries to save lives. In its financial report for 198485, World Neighbors stresses that no government funds were used or accepted. "Once governments and big business get involved, it loses that human touch that's so important," Mrs. Shutler said. The first meeting in Kingfisher was called to listen to John Peters, a preacher who had been overseas and seen the starvation and drought and malnourishment, and wanted to see something done about it. Those in attendance were willing to do what they could to help. "Some preachers go through their lives waiting for something to happen, and nothing ever does," said Harold Hubbard, who attended the first meeting. "This was different. There have been good sermons and good speakers where nothing happened, but this time something did." Hubbard, 79, said he was attracted because it was different than your ordinary charity — it wasn't one. "When you helped somebody, you put something in their lap. This didn't seem to be that type of deal," he said. "We weren't, just going to feed and clothe everybody. We were going to help them decide what to do." Since then, Kingfisher residents have dug into their pockets for more than a half million dollars in aid. This year, chapter officials say they expect about $55,000 to be sent from Kingfisher even though times are difficult for this agriculture- based community. "Why the thing took hold here I don't really know," said Hubbard. "But it did." Emmanuel Vieth, a retired Kingfisher banker who is now chairman of the World Neighbors trustees, has some idea why. "What you get in a farming community is that they know what it is to be a neighbor," he said. "We don't just give to World Neighbors, we are a world neighbor." The Kingfisher chapter holds two meetings a year, at which time donations are accepted and information is shared concerning the work of World Neighbors. There is no high-pressure sales pitch or fundraising drive. "The organization here has always had good numbers and good participation," said Hubbard. "It's a down-to-earth organization that people have confidence in. "When you give money to it, you have a feeling it goes where it's intended, and not for high salaries," he said. Of last year's World Neighbors expenses, 69.5 percent went to overseas programs and 10.7 percent to management and general expenses. "We're little people and like to feel that if we're giving something, even it it's not much, that it'll still go a long ways." Have your blood pressure checked. Dreams achieved in time Young couples buy luxury homes KATONAH, N.Y. (AP) — Wherever real estate prices are rising swiftly, as in parts of the Northeast, young couples are creating otherwise unachievable dreams by investing in a house in which to live. They don't live there long, perhaps a year or two, during which time they fix up the premises. Then the house goes back on the market at a much higher price, and the couple and their swollen equity move to a nicer place. David and Elaine Osowoski finally arrived in their dream house 3'/2 years after they began the quest. Their first was a small $62,000 house, but after three moves they are settled in one appraised at more than $450,000. For the Osowoski's, of Redding, Conn., the days of "passing through" are over. Their plan worked. They are expecting their first child, and they are in the house they always dreamed of owning but couldn't afford. There are two kinds of passthroughers: Those who intentionally buy to sell and buy again until they achieve their dream house; and the born-again types who discover that their interests and desires outgrow their house and locale. It often begins with a couple saying, "We've got to get out of this apartment," says Ralph Dykes, executive vice president of Bixler Real Estate, the largest in this northern Westchester County area, 45 miles from New York. They buy a small, "beginner" house. "We don't get a chance at this point," says Dykes, explaining that in his area, where the average price exceeds $300,000, "we haven't seen a first-time buyer in five years." But he gets a shot at the next move. "We always have a fixup special advertisement going," he says, the idea being to attract the pass-througher into making amove. Pass-through types are highly appreciated by real estate people, because they have a house to sell and another to buy, and if they act according to the scenario they will be back in the market again within 24 months. Generally they are upwardly mobile couples without children. Their incomes are rising and they can afford bigger mortgages over time, although they don't always need to resort to them. Some build equity especially fast by moving into what they foresee as desirable areas where prices are about to take off. Three moves and a couple can raise equity from $15,000 to more than $100,000, after real estate commissions. (Federal income taxes are deferred.) While that doesn't solve the problem of getting the dream house, because other prices may have risen simultaneously, judicious moves make it much more likely. Buying and selling simultaneously can be a problem when the house to be purchased requires a downpayment tied up in the old house. A six-month bridge loan, pre-arranged with the bank, provides the cash — 80 percent of the appraised value of the house to be sold. The practice beats stocks and bonds, says a non-real estate associate of Dykes. And it has an advantage unknown to securities. He asks pointedly: "Did you ever try to live in a security?" Austin RK-CLCCT ED R. WATSON STATE REPRESENTATIVE •Ot HAMVAHD OCIH PANK. TEXAS 7713* VOTE DEMOCRATIC DEAR VOTER: ^ MANY THANKS FOR YOUR ASSISTANCE AlhJC* SUPPORT OF MY WORK FOR YOU AS DISTRICT 129 STATE REPRESENTATIVE. BECAUSE OF YOUR CONTINUED CONFIDENCE, I DO NOT HAVE AN OPPONENT IN THE MAY PRIMARY ELECTIONS OF THE NOVEMBER GENERAL ELECTIONS. HOWEVER, WE SEE THE IMPORTANCE OF fREE PEOPLE VOTING AT EVERY OPPORTUNITY, SO I ASK *OU TO JOIN ME IN EXERCISING THAT PRIVILEGE ON MAY 3, 1986. I PLEDGE CONSISTENT HARD WORK ON YOUR BEHALF AS YOUR REPRESENTATIVE. IN ADDITON, I WILL USE THE KNOWLEDGE GAINED IN' MY SEVEN TERAAS IN STATE GOVERNMENT TO CONTINUE TO WORK FOR THE PEOPLE OF DISTRICT 129. YOU HAVE HONORED ME WITH THIRTEEN YEARS OF TRUST; MY GOAL CONTINUES TO BE THAT I SERVE YOU WELL. REMEMBER, FOR INFORMATION OR ASSISTANCE CALL 479-8408. SINCERELY Pol. adv. poU for by Viobt Taylor, Campaign Traawrar, <02 Harvard, Daw Park, Tans 77516. Who Needs TLC? • Grandma needs TLC when she comes home from the Hospital. • The Kids need TLC when Mom and Dad go away for the weekend. • Suzy needs TLC when she can't go to school and Mom has to work. • The Dog & Cat need TLC when we go on vacation. EVERYONE NEEDS TLC! Tender Loving Care When You Can't Be There. So when you need some TLC call: 27O-5OO7 ••d relax. Bonded, Mature, Dependable Sitter* for all Your Sitting Needs. DON'T FORGET!!! Only! *2.00H the mthili.fNriSt.rt*; • 30 FULL PAGES Of AHA MSTOtY HIGMUGNTSi • ONE GtEAT WAY TO BEMtfttll TN5 SKOAL YIAR1 SUPPLY IIMITED! . .j^a^. .*. .v...... - -

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