Brooklyn Life from Brooklyn, New York • Page 38

BROOKLYN LIFE. 38 ning 2119, 1921, 217; but in this case the fading away of the loser was less marked than the exceptional streak; of brilliancy displayed by the winner on the home stretch. This round put Smith, Henshaw and Backhouse out of the running, leaving Hillmann and Wall, who drew a bye, the only players without a defeat, and Duncan, Middlebrook, Snyder and Escher with but one each. THE much-talked-of eighteen hole course suggested by the contiguity of the Dyker Meadow and Marine and Field -Club greens has at last been effected by mutual agreement between the two clubs, and through a few alterations in the line of play and location of holes. The first competition, a medal handicap, was played over the evolved course last week, and F.

W. Shibley enjoyed the distinction of winning on a card of 89 4 85. George D. Hapgood was second with 95 986. C.

J. Crookall, who tied Shibley's gross score which nobody beat, was third, having but two strokes allowance. The full course is 5,792 yards, and the first tee is what was formerly the fifth of the Marine and Field course. The Dyker Meadow holes, the first of which is the tenth of the eighteen hole round, are played in the old rotation. SOME good sport was furnished at the Rockaway Hunting Club's amateur race meet on Saturday, which was a sort of precursor of a racing season in which amateur riding is likely to play a more conspicuous part than usual, owing to the legal discouragement of public racing.

Clarence" H. Rob-bins on his hunter "Chenoe" was a fair way to win the Hunt Club steeplechase until his horse bolted at about half the distance. As it was he -finished but Herbert Henshaw. Real Estate, Mr. Frank Bailey Advocate the Cause of the Small Home Owner NO man knows whereof he speaks with more certitude when the subject is connected with real estate mortgages, -than does Mr.

Frank Bailey, the head of the Title Guarantee Trust Company. Not only is Mr. Bailey's spoken word upon this subject final but, as a thoughtful student of economics, his written word upon financial topics is authoritative. In the World's Work for May Mr. Bailey has opened a campaign for the small home owner, which he intends to prosecute vigorously.

He shows that in this country the machinery put in motion for the buying of modest homes is crude and entirely inefficient. "The speculative builder," he says, "alone makes an effort to encourage such prospective purchasers. He offers to build their homes for them. He offers to make terms for them that are, at least, within their possibilities. Neither the city nor the savings-banks of the city do anything to encourage the builder of his own home.

While New York is working along lines that will ultimately drive the tenement houses of the East Side out of business, it is not doing anything to help provide homes for those who will be evicted. Given the proper means of raising capital, and a proper machine for loaning it, Brooklyn and Queens could give these people homes. But, in Brooklyn, the rate of interest is five per cent, a half per cent higher than in Manhattan; and, on small loans, it is one per cent higher. In Queens, not more than six lending institutions of any size Continued on page 46) rut ys 'iiiw iuisL of Hole. 1 7 99 The "QUEEN VICTORIA is a car with artistic lines particularly adapted for ladies use luxurious and convenient for driving in the parks on the boulevards for calling, shopping, receptions, and the many requirements of the society woman.

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