The Kansas City Star from Kansas City, Missouri • 47

i 5 J--'t -r i i I TUESDAY NOVEMBER ti'2008 STARBUSINESSWEEKLY 'iA1ivfm oi WWWKANSA3CITYQ3M D20 OIJVTHE: growth of total loans SMOKING: officials haye opposed a dtywide ban kered deposits and wholesale borrowing The regulatory agreement also calls on the bankto establish makei aeement however does say the bank in nnafr flnH prv sound banking practices pertain- 'FROMM men i that bring in and dr--culate large quantities of fresh air written dans for managing risks ing to its in its loan portfolio handling of 5 ity risk management credfcutt-iWim nnu appraisals and recognition of' derwriting and credit administeK Mv4ay lyfTd- Cotdish and speedway officials woe watching the continuing debate by Wyandotte County's UnHIad Government over a city- wide smoking policy Speedway officials have expressed fears a ban could slash casino revenues rdouNe digits as has happened problem loans FROMM growth of total loans Roby said the tank also would develop a business customer base driven more byrelatioo-ships inchxiingdeposit accounts and less About a third of the bankas deposits at toe end of September were brokered deposits Such accounts come to banks through brokers who generally are setting higher rates for clients Regulators have told First Olathe to develop a pian to sfr nificantlyreduce sum funding sources" including bro way President Jeff Boergersaid he "wanted to make surefans would be able to make renewal decisions based on ffris new policy which is why it be ef- two-" In the letter to- customers than 1 percent of its loans were Roby said die bank bad never reconsidered problems at die end parted a loss in any quarter since of September and its reserves to rt opened in 1887 It also has reabsorb possOj possiblelosses on toe married well capitalized by regu- fecthie until ZMOL ere greater toan LS per- standardstoeletter said Boenxr said the were greater man L5 loans percent of loans Regulators did not order toe bank to increase its capital or Ibreach Mark Davis caH 816-234-4372 orsend e-mail to mdavitfccstarcom allow smoking in the 2009 son and urged fans flto be considerate of those around them" Various proposals ham that would include or ex-: casino fkn from a dty-baa The Kansas LagUa-tm also has debated toe matter and Js expected to' take it up again next year Weinberg said Mtmday that toe wave of local and state smoking bans cry out for a federal solution behcve ifs an issue that should be deah with on toe na-tkmal levd so you don't have individual communities at a com- petitive disadvantage he said To rwdi Rick Aim cafl 816-234-4785 or sand a-tnal to raimiccstarcom -1 971 Tfie oil shock 1979: Hyper-inflation 20 interest rates'' 1986: Real estate collapse failures technology bust THOSE WERE TOUGH TIM We know because we'ye been there Changing even alarming economic conditions are riot A unfamiliar to our team of investment professionals With an average of 35 years experience among us We've been through some challenging economies And we're still herei ''-''AsweVe seen fn 'the past there's aot Of talk these days about the economy Folks am vromed -r' about their future Businesses are concerned about their investments Today's challenges are familiar territory to us Though we may be facing tough times' we've faced them before 1 So give us a call and discover how confidence based on decades of experience can make a difference for your investments' V-''- i -s -'I is -1 bRIVElfcKG js a test market FROM D5 Vance at wwvtdesignateddriver (mlinexom to haw their insur- anceand credit vetted: Cutler and George formed Designated Driven Onlne LLC and then signed a joint Venture with Yellow Cab sister Supei- Shuttle also owned by toe Ftendi firm Veofla Envkume- Some df toe drivers will come from ranks George said Each will be bonded and trained CUentf inito insur- ance will cover any accidents ln toe event of an accident howev- ec he said Designated Driven Would cover tq $1000 in ite surance deductiUe eqrensex: Kansas Oty wfll be toe test -market fm toe idea which George hopes to take national under the brand name DD02GO If works he hopes Veolia wUl expand into the 23 otoer US dries when it operates Super- Shuttle frantobes lb reach Rick Alnv call 816-234-4785 or sand a-maR to wimhwtiMom v-' (Ltft to Right) DiiStqjp PmidbnfcMMa WhhhamSr VP BiH MitcMiVkM-Pntkbnt Jo Bartuki Sr VP Jim Sr VP Stive Frektoll Sr VP Dinna Wgnr Sr VP Jwi Bnmnfokl Vk-PrinkUnt financial network Equity' management Short-term cash managmient Tax-exempt bonds US Bonds and Agencies i I 1 8t6-714-3lbd M43S Main Surfe B(X Kansas City Missouri 64ltr xw v'- FINRAMSRASPC i--1'.