New Castle News from New Castle, Pennsylvania • Page 11

ELEVEN MEtt CASTLE NEWS, WEDNESDAY, JUNE lfH Shower fetes Your Money's Worth Critchlows to celebrate SS guidelines handy participate are a great-grandson, William Achman, and Mrs. N.H. Casillo New Caslle. The Critchlows, she is the former KaBiryn Crawl Brown, wed in Wellsville, W.Va., on July 17, 1924. Mr.

Critchlow was employed by Aetna-Standard Engineering Co. ol EUwood City, and his wife owned and operated a beauty shop on Washington Street. Both are retired from Aerojet General Corp. ol Aiusa la Southern California, where they lived for many years. CITRUS HEIOHTS, Calif.

Former residents ol Rose Stop on New Castle-EUwood Road, New Castle, Mr. and Mrs. Hollis D. Critchlow of Big Oak Drive will celebrate their 50th wedding anniversary July 17. The reception, to be hosted by their daughters, Mrs.

Robert Y. Sheehy and Miss Marcie Critchlow, wUl be attended by their three grandchildren, Mrs. William Ackmm of Irvine, Hobert Voung Sheehy ff of Sanla Ana and Craig Sheehy of Fair OaXs. Also planning to BBBBBBi -sIBlE IABBBT BBBBBf1 "mmmWiJt 'IABBh BBBBYlife'BBflP I Joan Rhodes Miss Joan Rhodes was honored recently in the home of Mrs. Cbre Kelsa, scene of a miscellaneous bridal shower.

Other hostesses were Mrs. Lucille Sankey and Mrs. Marcie Kelsa. Games were played, with prizes being awarded to Kathy Alduk, Mis. Grace Hudson, Mrs.

Erma Hauge, Mrs. Betsy Caiser, Mrs. Fredla Huidman and Mrs. Nancy Hudson, Mrs. Hindman and Mrs.

Margaret Kelsa, grandmothers of the honoree and her Dance, were special giiesls. Miss Rhodes plans to wed Gary KeUa Aug. 14 at Nortbminster for new applicants By SYLVIA PORTER (IWrdoffwr columns). When you ippLy for your Social Security beiefils, you vsill be asked three key questions: bow much you bave earned so far In the year; whelha ynu plan la work in the remaining months; so, tow much you estimate you will earn. Assuming you inply this yen, the number of SS checks that will be paid to you for will rest on your answers.

II you say thai you expect to earn ,760 or less this year (or nothing at all) you will get all your monthly cheeks, II you say that your earnings will top B.76C, someor all of your benefit cheeks will be withheld. Under the general rale, yot fat up II of benefits for ech fi by which your earnings go over (2,790. If for Instance, you already have earned and expect to eairi another (2 ,000, that will amount to J1J40 more than One-hall ol or be withheld fromyour benefits. TIP ONE: By Apr. 15, '77, li you earned more ttaa in 1979, you must send in your annual report ol earnings unless you were age 72 or older during tils entire year or, if under age 72 had all your beneli.1 checks withheld That tepoit is used to settle up accounts.

If too much was withheld from your benefits, you will get the money bade. Tip TWO: The Report of Annual Earnings Is also the means of oodatirfl Your estimate of what you eipef I to earn in the current Mr. ood Mrs, Mollis D.Crltctilow I fiBE United Presbyterian Uurcn (CFAHPN OFOTjpra) 3 DAYS ONLY I New Cattle, Po. 119 East North St. mm HALF YEARLY RAFFIA SANDALS I Clearance of year so that any benefits can be withheld while you are earning far better than having to pay hack amounts later on, when your earnings may have stopped.

If, alter you have given your estimate to the Social Security Administration, you find you earn more (or less.) Ihanvoo estimated, tell (he igpney so it can adjust your payments. TIP THREE: Here's one haven't found in any of Hie Social Security booklets. Allhough benefidiria who had all their benelit checks for the year withheld are rat required to send In the Annual Report of Earning, some you should. You actually may have earned less during (he year than the estimate of earnings that was the basis for all your checks. Or there may have been months in whichyuu did not work or earned less than (230 in wages.

TIP FOUR: In applying for benefits ad In nuking your Annual Report ol Earnings, indicate whether there will be any months in which you will riot be working or, if working, will have wages of (230 or less. You ire entitled to your full benefits for those months, no matter how much you earn for the year, TIP FIVE: II you are sell-employed in your own business, but SPRING-SUMMER FASHIONS comes in SiSjg WHITE OR TAN 5 iv Dresses Pant Suits Long Dresses Jump Suits will be working no marc than 45 hours during any months, point out thai fact when you give your earnings estimate. In genual, you will get your cheek for any month in which you work no more than 45 hours. TIP SIX: If von are letlini checks as a retired worker and your OFF 33 SPRING AND ALL WEATHER COATS V3 OFF wife Is also entitled to benefits based on your earnings under SS, her benefits as well as yours can be affected by your earnings, If your monthly benefit is (200, for Instance, and your wife's is (100, and your earnings tor the year are over (7,560 (the point at which no benefits would be payable to jra), deductions will be continued from your combined husband-wife benefits at the rate of (1 of benefits for every (2 of earnings. With earnings of over (9,0 for the year, none ol your combined husband-wife benefits would be payable.

TIP SEVEN: II your wile goes tD work, though, her earnings will result in dedurtiunfrom only her own SS checks. TIP EIGHT: Whether you are employed, sell-employed, or both, certain types of income do not count because they are not earnings from work and will not reduce your SS checks. Amoruj mrkineome not alfecling payment your benefit checks: Investment income in the form of dividends fiom stock, unless you are a dealer In securities savings'account interest; Income from SS benefits, pensions, other retirement pay, VA benefits, annuities; gain (or loss) from sale of capital assets; gilts or inheritances-, royalties received in or after the year ynu become 65 from patents or copyrights- obtained before that year; with certain exceptions rental Income from real estate you own and retirement payments to you if you are a retired partner. Tomorrow: Theretiifment test's inequities. Wjjmmm b.

Gold Star Mothers to picnic July 14 Rnld Stir Mathers will either July 14 at noon in Cascade Park, shelter 3, lor a brunch, it wis announced at their June meeting Mrs Emma McCune Edinbunj was hostess with Mrs. Margaret Church, Gold Star Mother from St. Petersburg, introduced as gueit lor tne summer. Summer ROUTE 224 WEST WESTGATE PLAZA ri. 10 a.m.

to9p.m mm Hours Mon. thru fi ft Sat. tQo.rt to 6 p.m. FsiKAmy srock shorts! SUMMER I SPORTSWEAR S- COORDINATES Mxr 'm. SEPARATES ftf Special 'fnoN, i Group DRESSES I (Q (she 0 jL PANTS Jackets Mm SPKfAl PURCHASE PANT SUITS $2g00 NEW SIZE DRESSES $20 CULOTTE SKIRTS Were '10 NOW i SUMMcK PANTY HOSE DUSTERS $700 SPORTSWEAR 4 SHELLS $400 it limited 50 OK ENDS TOPS 1 SOSd HALTERS I To I 1 tubes $23 Snts 20.

50 I MASTER CHARGE WELCOME 5 WnAVAWAY mmrm ww rw 'I. URGE GROUP Gil CHIP 1 KBECCEC "5 lAHf.C Off vWVC i tipT, I PANTS ewai StltCKD v4 PANTIES JWELRY BRAS bCQUlltUl Famous Name, Limited MOW Size, Black or White Italian Imports 3 Pr.SC ff 1S100 F' 72 PRICE I SUMMER SPECIAL GROUP OF Jf10" BAGS ZI0-SKIRTS Stree.len9th wmiMm Dresses $TQ0 mmlhm I '3 OFF ALL WEATMH mitt Tft- I off rf4 I CLOTHES POSTl tt I TOWNE MAIL OPEN DAILY 'TIL 9 P.M. IDS E. WAKtbiGTON ST..