Lexington Herald-Leader from Lexington, Kentucky • A6

6A THURSDAY APRIL 30 2020Local KENTUCKY.COM COLUMBIA Kinnett Brandon Wayne, 40, died April 28, 2020, Stotts-Phelps-McQueary Funeral Home. CURTIS Bessie Sedalia, 93, mother of Jacquelyn Maupin by visitation Saturday to Hawkins Taylor Funeral Home. Graveside CoveHavenCemetery HIMES Alan Wayne, It is with great sadness that the family of Alan Himes announces his passing on April 27, 2020 at the age of 56. Alan was a generous, kind man with a heart of gold. He will be greatly missed.

Alan was born and raised in Lexington, Kentucky, the son of James andFrancesHimes.Hewas preceded in death by his father, James and his beloved brother, Victor Ray Himes. Alan leaves behind so many who will sadly mourn his passing, including his wife Michele DeFlippo Himes, whom he loved with all of his heart; his beautiful mother Frances; his spirited sister Delicia (Chris Cromwell) Noble; nephew James Cromwell; step daughters, Mandy Pyper and Brittani Rife; grandchildren, Alisia and Ezekiel Pyper and Kiera Rife; and his dear friends, Eddie Stacy, Tubby Ashcraft and Michael Kathlina. After graduating from Bryan Station High School in 1981 alongside his future wife, Alan joined the United States Coast Guard on the buddy plan with Michael Kathlina. He served our country from 1981 until 1986 when he was honorably discharged. Upon his return home he worked at the Lamp Plant for General Electric, where he made many friends and was loved by all.

He was fortunatetobeabletoretire early and enjoy spending his time with his grandchildren, family and friends. The Family wishes to thank the staff at Baptist Health Lexington, especially the 2H ICU staff and thePalliativeCare staff for their dedicated, compassionate, and excellent care of Alan and the incredible kindness they gave to hiswife during his stay.Alan left thisworld well cared for and with great dignity. Unfortunately due to the COVID-19 restrictions, his funeral service will be private. Burial will take place in Camp Nelson National Cemetery. To support the family, you can participate in the Hugs fromHomeprogramon the Home Page at www.clarklegacycenter.c om HUNT Deacon William McKinley 81, father of Wanda(Wayne)Mason andTammyJoeHunt, walk by visitation to Friday Hawkins Taylor Funeral Home private service KRAFT Jameson T.

35, son of James E. Thomas and Pamela Kraft, passed away Friday, April 24, in Lexington, KY. Services forMr.Kraftareprivate. WARD Lena Mae, 79, went to be with the Lord on Sun- day, April 26, 2020. She was a member of Greater Faith Apostolic Church in Lexington, KY.

She was born in Maplewood, West Virginia and pre- ceded in death by her pa- rents, Andrew Earl Fox Sr. Thelma D. Pitsenbarger Fox, sib- lings, Sadie Fox, Freda Fox, Juanita Donelow, Cynthia Smith, Deloris Maynard, Joseph Fox, granddaughters, Jennifer Goddard Beiskar Anna Cole Leontsev. She is sur- vived by siblings, Bob Fox (Marie), John Fox (Anne), and Ruth Fleshman (Roger). Lena was devoted mother and a wonderful cook.

She will be greatly missed by her loving husband of 64 Todd Ward and her children Dwayne (Re- nee), Angela (Hughie Cole), Jeremy (Jessica), and Jonathan (Melissa), also by her grandchildren Tabitha, Joshua, Mat- thew, Rachel, Luke, Noah, Faryn, Cody and Bryson, 11 great grand- children and 1 great great grandchild. A private funeral service will be held on Friday, May 1, 2020 at Kerr Funeral home, Pastor William McGraw officiating. Buri- al will be at Camp Nelson National Cemetery in Nicholasville, KY. have fought a good fight, I have finished my course, I have kept the 2 Timothy 4:7. BARBOURVILLE- Marjorie Lee Rice, 91, died Apr.

25, 2020. Private funeral service will be May 1, Knox Funeral Home. knoxfuneralhome.com CAMPBELLSVILLE- PaulaShively, April 28, 2020. Parrott RamseyFuneralHome. CAMPBELLSVILLE- Pat Williams, 91, died April 26, 2020.

Parrott RamseyFuneralHome. COLUMBIA- Doris B. Depp, 88. Private service. Grissom- Martin Funeral Home in charge.

www.grissommartin.com COLUMBIA- Tyler Giles, 28. Private service. Grissom-Martin Funeral Home in charge. www.grissommartin.com CORBIN- James Kevin "K.B." Brock, 60, passed away Sunday. Private funeral and burial services.

Hart Funeral Home in charge of arrangements. CYNTHIANA- Rosetta Kiskaden, 61, died Tues. April 28, 2020. Services private at convenience of the family. www.warefuneralhome.co FALMOUTH- Whalen Rosetta, Private services at the Peoples Funeral Home- Falmouth FLEMINGSBURG- Margaret Gooding, 73, died Monday.

Private Services. www.boonenickellfuneral home.com GEORGETOWN- Bobby D. Perkins, 79, died Wed, April 29, 2020. Private services will be held at Clark Legacy Center, Versailles Rd. ClarkLegacyCenter.com GEORGETOWN- Bobby R.

Courtney, 84, husband to Doris; Due to gov't restrictions, private services to be held. A memorial service will be heldatalaterdate. GEORGETOWN- Barbara Dell Perdue, 80; passed away April 28, 2020; Memorial service will be held at a later date. GEORGETOWN- Snyder Virgil of Marilyn Glass Snyder, passed from this life on April 27, 2020. He taught eighth grade Science at Madison Junior High School, in Madison, Indiana, for 29 years.

After relocating to Kentucky, he resumed teaching at Franklin County Middle School for 4 years. Gene finished his career by teaching eighth grade Science at Edythe Hayes Middle School in Fayette County for 6 six years. Survivors include son Stephen (Jera) Snyder and grandchildren Amaya Duncan, Nathan Snyder, Maddox Duncan, Addison daughter, Stephanie, and grandson John Snyder; stepson Matthew Haynes; brother Howard (Linda) Snyder, nephews Greg and Howard Jr. (Lea), grandnieces Ava and Evelyn; brother Mark (Meraflor) Cremonie, niece Mariell (Carlos) Lowe and Martha Wiend. Gene was preceded in death by his mother, Mrs.

Norma Cremonie. In accordance with Gene's wishes, cremation will be followed by a private cemetery service at a later date. Please consider a donation toBluegrassCare Navigators inGene'sname. GEORGETOWN- Martha Lynn Leach, 72, mother of Eric Leach, passed away Sun. Services willbeprivate.

HINDMAN- Nathan Mitchell Higgins, age 55, died TUES. Private Graveside Services will be held at Higgins Cemetery at HINDMAN- James "Delmar" Seals, age 90, died TUES. Private Funeral Services will be held at Hindman Funeral Services Chapel. LAWRENCEBURG- BrendaJoyceRucker Gritton, 77, died April 28, 2020. Private services.

Mother of Kim, Jeff and John. Arr by Ritchie PeachFuneralHome. MOUNTVernon- Robert Brutus Cox, Age 80, drive through visit 11:00 PM live EST. 5-1-2020 www.davisandpowellfuner alhome.com MT.Sterling- Judith Ann Lay Keath, 73, passed away Tuesday, April 28, 2020. Taul Funeral Homes are in chargeofarrangements.

NICHOLASVILLE- StacieMillsLittle, 39, Private service Friday at Betts West Funeral Home. www.BettsandWestfunera lhome.com NICHOLASVILLE- James Shepherd, 84, buried in Camp Nelson NationalCemetery, Betts West. www.BettsandWestfunera lhome.com RICHMOND- Jerry Noland, 63, died Tues. Private Services will beconductedat theCombs, Parsons Collins Funeral Home.www.cpcfh.com RICHMOND- Darlene Wells Sparks, 79, died Tuesday April 28, Memorial Services later at Oldham Roberts Powell FH. orpfh.com SHELBYVILLE- Ramona Jean Stodghill, 89, died Tuesday.

Services are private. Hall-Taylor FuneralHome STANFORD- Sherry Lee Shapley, 75, formerly of Iowa, died Wed. www.friendfuneralhomes. com. WESTLiberty- Essie Conley, 87, widow of James Conley, died Tues.

Private graveside service, Saturday. potterfuneralhomeinc.com WESTLiberty- Mollie Ann Harding, 65, widow of Arlie Dean Harding, died Tues. Private graveside service, Thursday. potterfuneralhomeinc.com Obituaries Memorials To place an obituary or memorial, please call 859-231-3215 or 800-766-6248, or email We can now publish color obituaries Find obituaries and memorials at www.kentucky.com LOCAL STATE STATE STATE In times of mourning, let us comfort in the beauty of memories. KENTUCKYSPORTS.COM Complete coverage of UK Sports! For more information, please contact the Lexington Obituary Department at 859-231-3215 or by email at Pay tribute to someone who brightened your life by adding color to their obituary or memorial photo.

Color photos are now available for all obituary and memorial photos. yet, how does the insurance company know that the communicable disease was not present in my Barker and more than 40 other operators of child care centers in the state are sending in- formation about their denied claims to Browns- ville attorney Gary Logs- don, who specializes in insurance cases. people are required to have insur- ance to said Logsdon. do and now get their claims honored because of something beyond their control. They are mad as hell and I blame Daniel Lowe, owner of Big Blue Bird Early Learning Childhood Center in Lexington, said his insurance company told him was not He said he has sent his denial to Barker, who is organzing disgruntled child care owners.

Lowe said he is wor- ried that many child care centers have been dam- aged permanently. getting hit hard by being closed and with insurance not paying he said. my bigger concern is how are we going to reopen. You do social dis- tancing with children. Kids wear masks all day.

A friend told me masks used to cost $10 for 50 but they are now $50 for 50, and I operate at 50 percent Sherelle Roberts, a spokeswoman for the state Public Protection Cabinet, which includes the Department of Insur- ance, said many insurers changed their policies after the 2003 SARS virus outbreak to stop businesses from filing claims for interruptions caused by virus out- breaks. we can do is to tell each business to review your policy. policy by policy. We have no con- trol over Roberts said. Beshear, at his 5 p.m.

news conference Wednesday to update the COVID-19 situation in Kentucky, said of the insurance problem, David A. Sampson is chief executive for the American Property Casu- alty Insurance Associ- ation, the primary trade group for home, auto and business insurers. outbreaks are uninsured because they are Sampson told the Her- ald-Leader in an email. He said any attempt to retroactively mandate insurance coverage for viruses immedi- ately subject insurers to claim payment liability that threatens solvency and the ability to make good on the actual prom- ises made in existing insurance The trade association has estimated that clo- sure losses for small businesses in the nation with 100 or fewer em- ployees could range from $255 billion to $431 bil- lion per month. It said there is only about $800 billion in total surplus for all of the U.S.

home, auto, and business in- surers combined, as required by law, to pay future losses for existing contracts. Kevin Strobo, owner of Busy Bee Academy in Louisville, said he re- cently learned that his insurer had an exclusion in the policy not to pay for shutdowns due to viruses. never realized that, but whoever thought we would have a pandemic that shut down every- he said. Strobo has filed a com- plaint with his insurer. Jim Kaiser, who oper- ates All About Kids, a child care center in Un- ion in Boone County and another in Liberty Town- ship, Ohio, said he had a broken water line in one of his facilities in 2006 and it had to close for a few days.

insurance compa- ny covered that business interruption but I under- stand it for this pandemic, which is be- yond my control and totally surprises said Kaiser. had no idea it cover Kaiser said he will be talking to Logsdon my denial becomes offi- Kim Quire, who runs Small Steps Childcare in Louisville, said her insur- ance claim was denied we could not prove a child or staff member was affected by the tell me how they can do this without any she said. closed our doors before there was any Depending on cov- erage, annual costs for insurance coverage of a commercial child care center runs between $1,000 and $1,700, Quire said. Her insur- ance is through West Bend Mutual in Wiscon- sin. Quire said she has lost about $50,000 so far.

On March 25, the Na- tional Association of Insurance Commission- ers sided with the indust- ry, saying in a statement, interruption policies were generally not designed or priced to provide coverage against communicable diseases, such as COVID-19 and therefore include exclu- sions for that Sampson, the trade chief exec- utive, said the federal government can be the bridge for a crisis of this He noted that his group supported recently enacted federal assist- ance programs that are helping small business. Quire said she is going to receive about $225 per child from the federal CARES Act for small businesses. will give me about $16,000 with my 72 she said. already out $50,000. Do the math.

Am I in the hole or what, and only going to get Gov. Beshear said Monday unlikely that child care centers will be able to reopen until at least June. He said they are the type of places that could increase the spread of the disease. FROM PAGE 1A DAY CARES ARE UNINSURED BECAUSE THEY ARE UNINSURABLE. David A.

Sampson, chief executive for the American Property Casualty Insurance Association, in email to Herald-Leader.