Ukiah Daily Journal from Ukiah, California • Page 24

6 FRIDAY, JUNE 14, 1996- ON THE MARKET MORTGAGE RATE SURVEY UKIAH DAILY JOURNAL 3-1 YI AH FIRE DO C.O3PAF OH 50 YI AK ADJUSTAHLE CONFORMING INSTITUTION PHONE RATE PTS FEE APR AG ADJ MAR LC PTS FEE APR RG AP Bent America 468-9636 8.000 C.126 200 8.250 45 6.625 2.626 11.875 1.000 200 8.031.60 66 Allied Bank 468-0225 7.750 1.375 495 7.934 30 5.375 2.500 11.375 1.875 495 5.58' 30 06 American 8.375 1.560 250 8.577 30 2.400 11.950 1.000 250 60 Mendo Lake Cr Un 468-0161 8.500 1.000 480 8.530 00 6.875 2.500 11.875 1.625 348 7.52 00 06 MORTGAGE RATES: 15 YEAR FIXED CONFORMING TO S207.000 NON-CONFORMING $300.000 INSTITUTION: PHONE RATE PTS FEE APA RG RATE PTS FEE APA RG Bank of America 468-3635 7.500 1.750 200 7.820 15 7.750 1.750 $200 8.070 15 Allied Bank 7.125. 2.000 495. 7.516 7.625 1,875 $495 7.978 30 American Svgs 462-7532 7.875 1.500 250 8.184 30 8.125 1.500 $250 8.396 30 Mando Cake Cr UK 488-0161 8.000 1.000 480 8.055 $000 0.000 00 RATE: Inierest rate charged for borrowing on an owner occupied first trust deed. LTV. PTS: Points, total of broker, discount and loan origination FEES: Loan processing charges ADJ: Introductory rale on 30 year adjustable rate mortgages tied to 11th District Cost of Funds (-): the 1 Year Treasury 8 month CO Libor on loans to $207,000 MAR: Margin over the index.

LC: Lille time cap. APR: The Interest rala expressed in annual terms with lees points calculated in. AP: Adjustment period 1-monthly 6-semi-annual 12-annual. RO: Rate Guarantee is the period of time from date al loan application that institution will hold stated rate. Loan is negative amoriUzod: NO.

YES. Not Offered Not available RATES ARE SUPPLIED BY PARTICIPATING INSTITUTIONS AND ARE SUBJECT TO CHANGE AT ANY TIME WITHOUT NOTICE NO ENDORSEMENTS ARE EXPRESSED OR IMPLIED CREDIT UNIONS MAY REQUIRE MEMBERSHIP FOR PARTICIPATION IN DEPOSIT LOAN PROGRAMS, NOT RESPONSIBLE FOR ERRORS, OMISSIONS, OR DELETIONS. FREDDIE MAC LOAN MAX $207,000 FANNIE MAE LOAN MAR $207,000 SOURCE: Moneyline News Service Ph Fax 310 493-6811 and money? a mai adi net Farm and content are propriatary to Moneyina News Service, reproduction by written consent only. EFFECTIVE DATE: June 7th. .1996 See Us for the Financing We Want to Say "Yes" Purchase Construction Refinancing Home Equity Loans First-time Home Buyers Program Savings Bank OF MENDOCINO COUNTY A Full Service Commercial Bank Member FDIC (707) 462-6613 COM LENDER ALLIED BANK'S HOME LOANS A North Coast Local Since 1986 PURCHASE REFINANCE CONSTRUCTION MANUFACTURED HOMES Fixed, ARMS, Balloons DIANE FINN BRAYGood and Bad Credit No Down Payment Loans Zero Point Loans VA, FHA, PERS Construction Financing Fixed Rate Const.

RollOvers Quality Local Service Senior Loan Officer Allied 325 E. Perkins Street, Ukiah Bank F.S.B. (800) 972-LOAN Equal Housing Lender Our Reputation Our Foundation OFFICE 2 LOCATIONS TO SERVE YOU PERFECT FOR ENTERTAINING in this RESTORE THE OLD BARN and rototill OPEN HOUSE elegant European style courtyard which the garden on this 2.5 acre parcel with riv5 leads to the marble entrance of this er frontage, tall oaks, tranquil spot just 144 FAIRVIEW COURT charming 3 2.5 home. This is waiting for a family to build, GREAT SUNDAY, JUNE 16 a MUST SEE For 199,900 1 LOCATION, priced to sell at $78,888. 12:00 To 3:00 P.M.

Hostess: SALLY SISSONS VIEWS, VIEWS, VIEWS of Ukiah isn't all 20 ACRES, PRODUCING BARHAPPY FATHER'S DAY TO ALL you'll get with this spectacular 3 2 TLETT PEAR ORCHARD, with Come take a look at this move-in condition home. This immaculate 2 story hone automatic sprinkler system and frost large 2 home with great kitch- has a double fireplace, new redwood protection. Good Lake County loca3 en, some new carpet, new roof, double and raised gardens. Great for enter- decking, new roof and rain gutters, new tion. Production records available.

garage taining. Asking $160,000 carpet floors throughout plus many Owner financing. $185,000 more upgrades. All for only $229,000. LAKE PILLSBURY LOTS CENEASTERN FOOTHILL VIEWS await you TRALLY LOCATED Big mountain PRICED RIGHT, CLEAN HOME in nice in this 3 2.5 with formal dining views.

Security gate at entrance to area, close to shopping; this 3 1 and family room. This home has many Ranch. Owners have use of tennis home is ready to go. It has hardwood unique features including fireplaces in courts, picnic area, stables boat floors, low maintenance landscaping, and both the living room and the master bed- storage. Ideal vacation spots.

Startan alarm systern. All for only $119,000. room. Listed for $229,000. ing at $76,000 185 TWO FOR THE PRICE OF ONE is modular always nice.

Live in one and rent the oak covered second unit for additional income. Il also through has a tree covered lot and is close to the barn and new middle school. Priced al $179,000. horse lover! Ernie Neese Mona Raisa Iris Murphy ON HIGHWAY 20 New home with views of surrounding SMALL COMMERCIALLY ZONED hills. Cold Creek meanders HOME on double size deep lot, neat this property.

It has an old, rustic and clean. Extra single car garage. is the perfect property for the Centrally located on dead end street $295,000. in downtown Ukiah. Listed $93,900 462-8178 Kim K.

Ingram. Sally Sissons 838-0686 488-8535 Jerry Barbara Van 462-4298 Sharron Hatfield. Pat 462-6230 485-8568 Pam Ricetti Eric Garboccl Beverly Sanders Broker 320 SOUTH STATE STREET, UKIAN (707) 463-2570 10751 MAIN ST. POTTER VALLEY OFFICE 85 ACRE HUNTING CAMP on Mid Mountain in Potter Valley, with cookhouse and 2 sleeper cabins. This great hunting property also has marketable timber and a spring.

$115,000 SEE THIS NEW LISTING On Main Street, you can own this 3 I home with large shop and garage. This would also make an ideal business location for only $90,000. NESTLED IN A MAGICAL CANYON with history in this 4 2 country home with lost of space on acres. Soak in your own spa beneath the stars. A good buy at $239,000 48 ACRES WITH WALNUT TREES, 5 3 3000 sq.

home with big patio. Large barn and shop 26 acres mature walnut trees, 15 of tillable land with lots of water. $485,000 Our Potter Valley Agents Sally Barbic. 743-1611 Sandy Preffer. POTTER VALLEY Derek Lorraine POTTER VALLEY (707) 743-1101,.