Panama City News-Herald from Panama City, Florida on September 10, 1973 · Page 12
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Panama City News-Herald from Panama City, Florida · Page 12

Panama City, Florida
Issue Date:
Monday, September 10, 1973
Page 12
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•l *a >,M' I'l XKWS-IIKH Panaiiui CHy. Ha.. M <.iMla .v. S «-p««'n>lM«r 10. l\m FREE BOOKS ON MONEY MANAGEMENT \ 7^4 John Christo, Jr. Get Your FREE Personal Money Management guide This includes 15 booklets on such subjects as How to Reduce your Food Bill, How to Buy a Netv Car, How to Save Money, etc. Plus the unique I-Hate-to-Budget-Book. Yours FREE from. . . . TuKJfitst Xatioxal Bank Vll W. 15th Strf^t f BAY„ NATIONAL BANK V?^ TRUST CO. Jinks Ave. at W. 5th St. Record exports NEW YORK (UPI)Exports of $275 million worth of American-made products in 1972, an all-time record and an a 15 per cent increase over 1971, have been reported by the Dow Chemical Co. The company spent more than $200 million in the United States on new or expanded manufacturing facilities and about $150 ntillion in other countries, C.B. Branch, president, said. John Christo, Jr. ChainiKin of the Board of the Fir.sf National and Bay National liank and Trust Co.. announced the beginnin{,f of a new money management pi'ogram designed to help people got the most out of their incomes. Called the P^irst-Bay Fiscal Fitness Pi'ogram, it provides three soui'ces of help for solving e V e r y d a y m o n e y problems. The fii'st is a series of free Personal Money Management booklets available fi'om a special display in the banks. These booklets include such subjects as How to Reduce your Food Bill, How to Buy a New Cai', How to Save Money, How to Build your Financial Security, How to Handle Credit and other topics related to spending, borrowing and managing money. Another money management aid which the bank if offering free is an unique budget book called the "I-Hate-to-Budget Book." This book is designed to help people develop a plan for spendingg so they can look aheaad rather than just keep track of the past. According to Christo, Bay National and First National are launching this service because "the ' i\\op the Rest - Then Bu y Frorn'ihe BEST HARBY MARINA 1055 EAST BUS. HWY. 98 763-0782 "A Whale of a place for all your boating needs " AQUASPORT ARROWGLASS BOSTON WHALER CRICHFIELD FIBERCRArT FLEETWING OUACHITTA THUNDERBIRD TRIDYNE TROJAN YACHTS 3 Exp«r« Styliti 'To S«rv« You Ann Holdan Cindy Rouse Wanda Nuii 1430 NCK AVE. Ann Holdcn Owner and OPERATEP ANTOINETTE'S HAIR FASHIONS Complete beauty service with distinctive hairstyling for discriminating women TUESDAY SPECIAL Shampoo A Set ONIY $2.95 (For Short Holr) Thursday ft Friday Eva. by appointment CLOSIO HMNDAYS nilniONI 7I5-M26 ST. ANMtfW, FLA. SALES - SERVICE BOMBER BASS BOATS - EVINRUDE MOTORS THINKING OF A NEW & FINER PLACE TO EAT? Almost everyone is tallying and going to the DOWNTOWN CAFETERIA Lunch is always served ojfeteria style from 10:30 A.M. until 2 P.M. A full course breal«fast...eggj, meats, grits, hash browns, juices, coffee $1.10 EVENING MEALS ARE STEAKS, CHOPS, SEAFOODS EVENING MEALS SERVED FROM 5 P.M. until 10 jonn uoiMs, uwntr THE PRICE IS RIGHT & PLENTY OF PARKING WES D.VlL?"' LOOKING VOW \MJ.M'SI;aI riFTI 9:0U A.M.. Until Vi.sil one of the Vi orld's inoM famous and unusul gift shup:;. Ptttfe mm "Home Of beautiful Gifts'* 8219 W.HWY. a8N K.NIT'I'OTHK'I'.V. ST.^LTION DIAMOND SALES i, APPRAISALS • FACETING CENTRIFUGE CASTING • GOLD & SILVER Manama Citij J^ajiidaxij CUSTOM JEWELRY J. A. DARF 2841 EAST 15 TH STREET PHONE (904) 785-1280 PANAMA CITY. FLA. 32401 For the Finest in Hair Fashions. Specilaizing In Hair Cuts- Permanents & tinting Open Tuei. Thur Sat, -Evening* by Ap^ Owitr C«*i leiitwtll-Optriter MR. GENE'S House of Hair Fashions 2716 W.I 5th St. Phone 785-2564 MEATING -.REFRIGERATION-AIR CONDITIONING SALES - SERVICE - SATISFACTION Carrier WE SERVICE ANY MAKE 24 HR. SERVICE CALL785-0555 $12 MULBERRY AVE^ J. FRANK RICHTER Licensed Owner Specialized North West Florida Structure Cleaning Kills Mildew Fungus on * Homes, Eaves, Roofs, Swimming Pools, Etc. (Masonry Frames) wE ALSO CLEAN VACANT HOMES OFFICE PHONE 769-2323 (8 A.M. TO 8 P.M.) HOME OFFICE . PANAMA CITY, FLORIDA, 32401 Fast, Friendly, Dependable Service IMPROVES YOUR HOME'S APPEARANCE 90% CONSTRUCTION EQUIPMENT AND FILL DIRT CO. DRAG LINE - OOZER FRONT END LOADER - DUMP TRUCK RENTALS 2504 E. IITH ST. PHONE763-0732 PLANS - PLANTS - CONSULTANT HOWARD C.GRAY, JR. lANDSCAPE DESIGNER By Appointment Only, PHONE 763-5266 AFTER 4 PM MIRACLE PAINT CENTER 403 E. 11th Street — Gleem Paints Panama City, Fla. 763-0881 f ,M 'eat niajoi'ity of tlio problcnus people have today are related to the way tliey handle — or mishandle —money. "It't p (H )pI{> with low income.s who have money pi'oblems," .said Chri.sto. "With inflation, I 'isin^' ta.xe.s and the constant pi'essnre to live the 'good life,' millions of p e 0 p 1 e w i t h a b 0 \' c - a V e I • a g e incomes continuously woi'ry about money. For these people, money is more of a problem than a solution. It hampers their progress at work, threatens their mai-riage and severly affects tiieir happiness." Christo reported that surveys of bank customers have shown that nearly three out of four would welcome money management help from theii' bank. "Going to youi- bank for answers to money problems should be as logical as going to your doctor when you have a health problem or to a lawyer when you have a legal problem," he said. The down-to-earth value of the Fiscal Fitness program is demonstrated by the information contained in the Personal Money Management booklets. One booklet, entitled "How to Cut your Cost of Living," lists 60 ways to reduce costs on everything from food to vacations. "How to Build Financial Security" provides an 8-[)oint checklist foi' measuiing your [)i'('sent financial well-being. "Mow to Reduce N 'our Food Bill" lists meal planning and shopping tips which can cut a family's food costs by as much as 20 per cent.- Other booklets ai'e designed to help people save money more effectively, boi'row moi'e intelligently, estimate their net worth and e\'en maintain their checking account. "It's not enough for banks to offer financial .services such as checking accounts and loans," said Christo, "We also have to show people how to use these financial tools effectively .so that they solve problems, not them." Bay National and Fii'st National are aKso offering these booklets foi' in consu mer education programs at schools. Companies can make use of the material for' emnlovee counseling. A young Panama City couple select free booklets on money management from^^^ The Bay National Bank%nd Trust Co. LAVENDER 8801W.Hwy.98 Panama City Beach, Fla. Phone 234-3469 GIFT STORE OPEN Daily & Sunday Located: 2.3 Mi. W. of Hathaway Bridge onU.S.Hwy.98 Imported & Domestic Gifts CHINAWARE • WOODCARVINGS • CANDLES RATTANWARE • BRASSWARE • GLASSWARE MARBLE AND STONEWARE • SOUVENIRS Bay County's No. 1 Bank 620 000 00 Presents... Apply Today And $»ort Enjoying This Excluiiv* Chorgt Con BilY NATXOlf AL lAMK & TRW CO Tvndall A.F.B. Downtown W K OFF CARPET CLEANERS 785-2730 Phone 763-6261 MONDAY-SATURDAY 9-5 GVENING APPOINTMENTS ON 1UESDAYS AND tHUR5DAYS CUSTOM RAZOR ft SCISSOR HAIRCUTS VENICELON: FASHION TRESS ' WIGS AND HAIRPIECES SALES ft CLEANED* STYIED A VIVIAN WOODAID (OSMETIC SIUDIC- lOlL A HAHC HEALTH MACHINE DHEMEDUCEI HASSAtit DURAUSHIY'<i;.INEDSTYllST 5 147 East Hiway 98 Parker ALLIED VAN LINES "World's Largest Mover 3 Locations to Serve You: • Panama City • Pensacola • Ft. Walton Beach By BONDED TRANSPORTATION, INC. 901 Mulberry Ave. Phone 763-2221 MORE TRUCK FOR YOUR BUCK AT ^-ELLIOTT 100 1 f BUSINESS 9 8 78";- 1 b9 1 "AUWOIK GUAIANTHD CONDITIONING MECHANIC ON DUTY SMITH'S AUTO PARTS DISTMMITOIS WAIEMNISE FOR A -l -A AK CMMTMNIIIIC 5728 E. NWY. 98 769-0391 COOPER & SKI HOME & BUIIDING MAINTENANCE 914EVERITTAVE. 769-1836 EVERYTHING FOR YOUK HUME IMPROVEMENT NEEDS Patios - Enclosed Carports » AddKions to Homes - Home Maintenance Garbage Disposal installatic'* WE DO WHAT DIG CONTRACTORS DON'T CALLAWAY CRAFT CENTER NEXT TO CALLAWAY ELEMENTARY SCHOOL-HWY 22 # TELEPHONE 785-3873 ALL CERAAAIC MOBBY SUPPLIES • INSTRUCTIONS • GREEN WARE • MOLDS •KILMS«SUP FULL SERVICE DISTRIBUTOR f\ ni* ^1 Iixi. I Ffl., I i.m. la t JO ^m., Wi4., Tlwri., Stt., I •.«. II t yju WPtW; V>..4«V.l>».t.4rm. COMPLETE UPHOLSTERY SERVICE Complete Selection Of Fabrics P I M« ui (or all your UptMliltry a Iniulatlon NMds FRh'K FSTIMATES r>co. DIAL 785-8781 Upholstery - mul - Iiisulalion furniture and Aulo MOT lASXITTM STRBfT Panama city, Florida • New Moon • AKair didest Mobile horn* dealer in Panama City Panama City's complete mobile home PARTS CENTER. New & Us«d mobile homes, travel trailtrt-Ci campers. PANAMA TRAILER SALES 6034 Hwy. 98 East, 1 mile West of Tyndall Bridge, 7 miUi from downtown. Phon« 763-4862 or 78S-6S4S A-{ALUMINUM GUILDERS AND CONSTRUCTION CO. TIME FOR THE SPRING OUT OF DOORS - WANT AN ADDITION - PATIO - PORCH, AWNING • OUR WORK IS THE BEST GIVE US A CALL ANYTIME WORK GUARANTEED-FREE ESTIMATES. CASH OR TERMS. BlUGRIMSLEY, OWNER i 1611 MOIITORAVE. 785-5 144

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