The Victoria Daily Times du lieu suivant : Victoria, British Columbia, Canada • 8

V10TOKIA DAILY T1MS, FKIDAY, IXBKUAKY 'H, 110. ly before or immediately ufler the child's death. PROCEEDINGS To Air. Peters' questions, witness tes- i TESTIMONY IN SLANDER CA Comfort! (5 1 i i OF THE- HIES WITNESSES EXAMINED 1 YESTERDAY AFTERNOON Twentieth Annual Meeting away Into the darkness, und it whs only through the llghtsl. p's light flashing on her funnel at Uw time of the Impact that her Identity was dli covered.

Mr. Finch, who prosecuted for the Mersey duds and harbor board, said that the proceedings were not taken out of vengeance, but to let It be known abroad that this was a serious matter. Mr. Miller, defending, said there had been no luck of humanity or of the proper care which a seaman ought to give to his duties, The J. Craig executed a manoeuvre, and after this the two vessels touched, the lightship receiving a slight sliding blow which, In the opinion of the master, Involved no danger to either vessel.

The master Immediately stopped his engines and hailed the lightship and took the necessary steps to see that the Mars was In no danger. and -OF THE- Plaintiff Gives Emphatic Denial to the Charge of Mrs. King I Blankets Pacific Coast fire Insurance Co. fat PflrtC Si Tlle hcarlnff )f the 'ution for Blunder At III I iTllyt'u I brought by Miss Hurdk. trained nurse, mmm mmm mmmmm nsainst Mrs.

King, the matron of tho i Isolation hospital, whs continued In BIGAMIST COOLLY ADMITS MARRIAGES Hie Supreme court yesterday afternoon The twentieth annual meeting of the shareholders of the Pacific Coast Fire Insurance Company was held In the head ottlce of the company, 3JJ Pender Btreet, have materially assisted in the development thereof. "This, then, explains the action of your directors In taking steps to increase tluj paid-up capita! of the company by calling up, during th present year, a consider WJN'I'K WOOL BLANKETS. COxSO. at $3.00 sliijlitly soiled. Retf.

tti. I'riee able portion of tho unpaid CBpltal i viwicouver. on me. Hiiernuun February Hitli, 1910, a large percentage of the stock being represented. In the ub- Ynimn Man Whnv Had Thrpp of tlK! president, Mr.

Tiios. t. Lang- lUUIiy IVIdll VVIIU ndU I III CC loU)i wno ft W(. earned hull- tilled that In July last only one window tit the hospital hud a screen on it, and the Hies were often very numerous and annoying to tho child. She understood that all tho windows were now screened.

Before the child had died Mrs. King had told witness on one occasion thut Shu had just telephoned to Mrs, Hurst that tho boy was better, Witness hud said to the matron, "How could you do It?" and Mrs, King had replied, "Why, I thought It was better, as Mr. King saw It standing at tho door this morning us he went by with the milk." Mr. Pi ters And tha child was actually getting worse all the time? Witness Yes. Continuing, witness said that the child was delirious ull the time and was frequently screaming.

It was unconscious a great deal of the time. Dr. George Hall, who was attending the patient, had said that very likely the child had meningitis, as well as diphtheria and scarlet fever, to Judge from the way it was screaming. Cross-examined by Mr. Elliott, witness said she could not remember what she had said to Mrs.

Brown, the cook, when the latter had called i-y have her come to the telephone the day before the child died. She denied that on any occasion she had. beaten the child, as alleged. To the court she said that the boy Hurst was about six years old. She was constantly struggling with him as he wished to get out of bed all the time.

Miss Morrison, a nurse, who graduated from the Vancouver General hospital In 1905, and who was called to act as a night nurse to assist Miss JIardle with the boy Hurst, wa nert called and corroborated the story told by Miss Hardie in the main details. Dr. H. L. Fraser testified that he considered Miss Hardie one of the most experienced and competent nurses in the province for infectious diseases.

He had been employing her for the past ten years and had always found her kind and considerate. Mr. Elliott asked for judgment on the ground that malice must be shown, and he quoted authorities to prove his previously soul ana uy placing on siock jn sale a In order I tight bo 1 on stock on sale mlgli further block of treasury stock before Mr. Justice Morrison. At the afternoon session the plaintiff took the stand and was exumlnel at length by her counsel, Fred Peters, K.C.

Mrs. Nellie Clay was called by Mr. Peters. Witness testified that on Friday of last week she had had a conversation with defendant, Mrs. King, at Maynards auction rooms.

They spoke about the action which was being tried that the subscribed capital WHITE "WOOL I J5LA AXKETS. 6(5x80. Rear. Wives Given Two-Year Term i and defendant had said to her that she I bore no malice against Miss Hardie, i but that Dr. Robertson had been re-! sponsible for all the trouble.

The plaintiff, Miss Hardie, then took the stand. Witness said that she had i been practicing as nurse for the past fourteen years. She had had no dis-! pate with the defendant up to Novem-j ber of last year. It was In July last that she had been called to nurse the boy Hurst at the Isolation hospital, i She had been eng-iged by Dr. Kobert price $0.

Price. .5.00 BUR WICK. 66x86. Rcr $7. Trice $3.00 FIXE WOOL.

70x00. Rcr. $8.50.. Price 7.00 A 0 FLANNELETTE BLANKETS, white and grey: 10-4 99 114 size 1.25 12-4 size 1.50 COMFORTS AND QUILTS, white wool and feather filled, at equally low prices. A very cool bigamist was sentenced in the police court, Toronto, a few days ago.

Arthur Cecil Coulson, a young Englishman, calmly admitted that he had three wives, and could communicate with any of them, having made no attempt to lose sight of them before marrying again. Coulson married his first wife. Miss Ayre Steele, at St. Mary's, Newlngton, London, In 1904. They had one child," and the man left his wife and baby in England when he came to this country, He married Miss Lizize Hutchinson, of Hamilton, about two years ago and resided with her at Nanticoke until after a child was born, and then deserted her.

His last wife was Mabel Itawllngs, a mulatto, whom he met in Toronto. The wedding took place in Lloydtown on June 22nd of last vear and the brought up to vvitn tliese culls and at the rate which the new stock Is being taken up by shrewd local Investors, we should close the present year with a subscribed capital of at least and a paid-up capital of $400,000, and while this standing will put the 'Pacific Coust' In the front rank of the fire insurance companies of Canada, 1 helleve the progressive western spirit of the directors anil other shareholders of tlds well proven pioneer Canadian company will not be satisfied until the company has a subscribed and fully paid-up capital of $1,000,000. "As citizens of Vancouver and othep centres of the West, we can all feel a just pride in the progress being made by this home company. The drawing of a larger volume of premiums from all parts of the Dominion of Canada and also from the United States and Great Britain for Investment in the West, and more particularly in this city, is a most laudablo undertaking, and one that will prove a very great factor in the upbuilding of these Western cities. "To our excellent field representatives and also to our faithful head office staff, I desire to express the best thanks of the directors for the loyal and energetic support given the company during the year.

'The outlook for the present year is the brightest in the history of the company." Alderman James Ramsay, president of the Dominion Biscuit Company, in support of the motion spoke In part as follows: "I have very much pleasure In saying a few words of appreciation of the very fine showing and splendid reports which have Just listened to this afternoon. "Insurance, it may be said. Is a necessary evil, but it must be admitted that it is a very necessary part of our present day commercial life. In buying insurance son, whd had asked her to go up and help Mrs. King.

She found the patient very sick, suffering from delirium. He had both scarlet fever and diphtheria. The boy was a patient in a ward in any in Southern l.ullfornla, tne eriair was occupied by Dr. D. it.

Wilson, vice-president of the company. Mr. F. H. Uodrrey, secretary of the company, acted asBecro-tary of the metlng.

The financial reports were presented by Mr. K. H. Duke, general manager of the company. The vice-piesldent.

In moving the adoption of the report, said In part: "The f.nanclal report that has Just been submitted shows that the progress of this company during the past year has more than kept pace with the unprecedented development that hus taken place throughout Canada. "Under our Dominion charter we are laying firmly and broadly from one end of Canada to the other the foundation of a stable and satisfactory business. Yoor bourd is also carefully extending the business of the company throughout Great Britain and the United States. In proportion to our growth and development we shall retain to the people of British Columbia a share of the capital that for the past hus ben constantly drained out of the country in payment of fire insurance premiums. "It is 20 years since this company received a provincial charter from the government, and during all these years we have Invariably met all claims made upon us promptly and Justly, so that the Pacific Coast Fire Insurance Company stands to-day with an absolutely untarnished record.

"It must be gratifying to you, as it la to me, to know that during the year our paid up capital has Increased from to lltiT.V40.0u; security to policy holders from $313,820.30 to and the net premium Income from $57,586.18 to $113,718.25. "I feel free to say that the energy and discretion of the management, coupled with the loyal service of the general staff, have been the most important factors in making for the success of this company. "With the unquestioned rapid growth of Canada as a whole and Vancouver in particular. I believe there lies before this company the brightest of futures, provided of course that the energetic and conservative policy of the past continues to be followed in the years to come. which there were four other patients.

A screen was employed to shut off the I The court promised to take this I couple have since resided at 150 St. point Patrick street, Toronto. Some friends cot in which her patient lay. in order to keep the glare of an electric light, which was used constantly, from the eyes of the other patients. None of the other patients could see over the screen unless they stood up in bed.

To Mr. Peters' question, did she or I did she not beat the child cn the first WESCOTT'S Direct Importers Tel. 26. 649 YATES into consideration and Mr. Elliott then called Mrs.

Brown, the cook at the Isolation hospital, who swore that she had seen Miss Hardie beat the boy before its death. Witness was subjected to a severe cross-examination by Mr. Peters. RULES AT SEA. 1 of the young woman told her that her husband had another wife, but she thought they were Joking.

The morality department took up the matter and after some correspondence secured Information about the previous marriages, so the man was taken in custody at his home. When Coulson appeared In the dock he admitted that he had committed bigamy. The magistrate asked the man if he had any explanation to make, but before the prisoner could answer he swayed and fell with a heavy thud to the floor. The police hurried to his assistance, but a friend CONCESSIONS GRANTED. night that it came into the hospital, as alleged by defendant, witness gave an emphatic denial.

Continuing, witness said that Mrs. King did get up at one o'clock in the morning, after the alleged beating is said to have occurred, and come to the ward and have a eonc versation with her. She did not remember what was said. She had had the greatest difficulty in the medicines to her patient. She had often had to summon assistance to manage the child at such times.

The statement of defendant that she had bea'en the child was absolutely untrue. Witness had not heard until sometime in November that Mrs. King had preferred a charge against her. She had had no talk about the alleged beating with Mrs. King, either immediate Montreal, Feb.

25. Four hundred of the garment workers have re-turned to work after being out one day, their employers having granted tile concessions demanded. of the prisoner informed them that "The real estate acnulred for a head William Pollock, master of the coasting steamer M. J. Craig, was at Liverpool fined 25 and costs for not standing by after being in collision.

The bench said they regarded the offence as a very serious one. A second information for not giving his name was withdrawn. The steamer, which carries coal between Garston and ports In Ireland, came into collision with the lightship Mars in the early morning on January 13th, striking her on the port side and doing damage to the amount of 25. After the collision the steamer passed of our provlnre. During the next three years there will be spent within this province from seventy-five to one hundred million dollars In railway construction alone.

This in Itself means the distribution In our midst of a large amount of money, the development of a large tract of new country, anil the springing up of many new towns and centres of Industry all over the country. These towns will want fire Insurance. Let us see to It that we are so equipped that we can provide it. "I think the shareholders will all agreo that the action of the directors In making a call of 24 per cent, on the unpaid capital of the company Is quite right and proper, and that the time has arrived when wj should make a strong effort to our paid-up capital so that we may bo in a position to lake care of all the business that may offer Itself durjng tho years to come. I am quite sure that, if with this spirit of progress, the management combine the same degree of care and selection with regard to risks and general discretion of the affairs of the company, as they have in the past, wo can look forward to an era of prosperity that will before long elevate our young, but progressive and aspiring company Into the front rank of the older Insurance companies of the Dominion of Canada.

"I have much pleasure, Mr. Chairman, in seconding the adoption of the report." Mr. R. H. Duke, the general manager of the company, in support of the motion, said in part: "The completed returns of fire Insurance companies operating In Canada for 1909 are not yet available, but sufficient is known to show that the year has proven more favorable than the average.

It la pleasing to note that no serious conflagrations have occurred in the Dominion during the year. "You are aware that an act respecting Insurance was passed at the last session of the Dominion House of Commons, and that said bllft with certain proposed amendments, is now being considered by the Senate. This proposed insurance measure has caused a great deal of discussion by the manufacturers and the insurance interests respectively. The manufacturers, who, by the way, have grown rich under the policy of protection of the Dominion government, claim that In the matter of fire insurance they want free trade and desire that foreign fire insurance companies be allowed free access to the Canadian insurance field. The insurance interests, on the other hand, claim that Inasmuch as the companies now doing business in Canada are compelled to comply with strict requirements as to large government deposits of low interest bearing security and are also subjected to heavy taxation and to government inspection alt companies desiring to secure a share of Canadian business should be compelled to comply with the same requirements, and that the duly registered companies should not be subjected to the unfair competition of these foreign unlicensed companies which have not a dollar on deposit in this country, and which do not contribute a dollar in taxes to the government of this country.

It seems to me that this latter position Is Incontrovertible, and it is to be hoped that those having to deal with the new Insurance act may see to it that no injustice Is done to the regularly licensed companies. "The progress made by the Pacific Coast Insurance Company during the past year, as pointed out by the mover and seconder, must, I am sure, be very gratifying to the shareholders. The premiums written after deducting rebates and cancellations amounted to $140,321.84, and you will appreciate the conservative methods being followed by the management, when we inform you that instead of retaining the whole liability which this amount of premium represents, almost one quarter has been re-Insured with our different treaty companies. In this way our net line on any individual risk and our net liability in any one town, is kept within very conservative bounds. "I desire also to emphasize the increase of $21,344 in the paid-up capital, the increase of $46,170.30 in the reserves, and th? increase of $81,170.30 in the security to policy-holders.

The loss ratio during the year was 48.86 per cent, of the net premiums written, while the average loss ratio for the past eight, years during which time the company has been under the present control, has been 43.93 per cent, of the net premiums written, and this will find, compares most favorably with the experience of other fire companies operating In the same territory. "Organization work was carried on energeticailv throughout the year and the company has now a force of general and local agents numbering upwards of three hundred, and the splendid increase of our business during the past 12 months is ample evidence of the loyalty and energy of these representatives. "Your directors, as has been stated, are convinced that, with the splendid or-ganteation and the enviable reputation which the company now has, a decided forward move should be made so as to be In a position to take full advantage of the great Increase of business which is accruing from the rapidly filling up of our great Dominion. there was no danger, as Coulson was subject to these fits and would soon recover. "Your offence is a very serious one." said Mr.

Klngsford, "and you are "causing suffering to three women." He sent Coulson to the Central prison for two years less a day. Aged 107, a woman named Blanc died at Crest in (he Drome (France), after requesting that she might be wearing the bonnet she had worn on her wedding day in 120. we all teel mat tne insuring company should not get more than Is due it, but at the same time it must be borne in mind that a company In order to be financially sound and to pay the legitimate losses which occur must charge a rate sufficient to cover the risk as well as to leave a margin for expenses and for profit to those who risk their money in the enterprise. "I feel satisfied that if this company continues the same policy in future as in the past the Pacific Coast Fire Insurance Company will soon become one of the best and most substantial fire insurance companies in Canada. The splendid reputation of this company for prompt and just settlement of losses is one that appeals strongly to business men.

That there has never been on the part of this company any disposition to hide behind quibbles ia settlement of legitimate losses, is, I think, most creditable to the management of this institution and to the directors. "I Just want to say that we all ought to feel very much gratified with the progress being made, not only in British Columbia, nut throughout the whole of Can. ada, and I am particularly pleased to note that the Pacific Coast Fire Insurance Company is, by materially increasing its financial strength, putting itself in a position to take care of its full share of the increased business which the wonderful development of Canada will bring to the financial Institutions of our country." Mr. George J. Telfer, general manager of the B.

C. Permanent Loan Company, tiara Boots and Shoes at the in In speaking to tne motion, said: want to express my appreciation of the results of last year's work, as shown TP' omce sue Dy your ooara some mice years since has, in common with all other cen-tially located property in Vancouver, advanced in value beyond even the board's most sanguine expectations. "I may further add that your directors In the investment of the company's moneys have been careful to place them at the most remunerative rates that wer.j consistent with absolute scurlty. "I have njuch pleasure In moving the adoption of the report." The motion to adopt the report was seconded by Mr. W.

H. Malkin, president of the W. H. Malkin wholesale grocery company, a director, who said in part: "The analysis of the report you hold in your hands can not fail, I am sure, to convey a feeling of satisfaction to every shareholder. myself, do not pretend to be an Insurance man, but as a business man I happen to be a considerable user of insurance, like most of you in this room.

When considering the buying of insurance I think you will agree with me, there are two points which the purchaser always should bear in mind, and of which he should be perfectly confident before buying. These are First: The ability of the insuring company to pay; second: the general policy of the company in adjusting claims. Are they fair? Are they exacting? Do they protect themselves behind technicalities? These are important points about which business men usually like to feel quite confident. "I am glad to say that this company is in a position to convince the investing public that it not only has the ability to pav, but that it is willing to settle fairly anil settle promptly. Our past history has proved this conclusively.

The improvement in the condition of the company for the past twelve months has been particularly satisfactory. Assets have increased from $224,000 to $300,000. Security to policy-holders (and In these days of criticism and close scrutiny, this Is a most important point), has increased from $343,000 to $424,000, an increase of 24 per while our premium receipts have Increased ICO per cent. This latter item clearly shows that in the management there has been a reaching out after new business, and a strong effort made to keep abreast of the times. "The slogan for 1910 Is to be a bigger business.

A few steps forward to bring us abreast of the larger old line companies. I am informed that the amount of stock which it is proposed to dispose of this year is being rapidly subscribed, and those subscribers who are fortunate enough to secure stock at the present price, will, no doubt. In the not distant future, see the value of it advance very considerably, just as stocks of other well managed fire Insurance companies have advanced in the past. It Is almost a truism to say that we are now living in a progressive age, and the company or business that is content to remain stationary will soon be out of business. It is, therefore, all the more important, that we should so arrange matters for the year 1910 that it will mark the greatest in our history.

British Columbia is growing. We are, it seems to me, on the eve of a great general advance in the development We can not here enumerate the many bargains that are being offered at this store. The rush and the amount of business we have had. since opening has proved that every customer has been satisfied. Big Assortment to choose from.

Special Ladies' Rubbers, All Sizes, 50 ets, by the reports and to say that the outlook for the current year promises even more satisfactory returns. The increase In the capital of the company to $500,000 has my hearty approval. Insurance is one of the greatest factors forming the basis ot credit. To make 'Pacific Coast' policies a necessary part of that credit they must be made as good as possible with strong financial backing. "Corporations and merchants in Canada are increasing their assets and their turnovers and will require larger corporations, to handle their increased business.

Tho company, by increasing its capital, will be able to obtain and take care of such increased business, will be able to better the classification of Its risks, will be able to increase its premium income and thereby increase the amount available for investment at profitable Western rates, will be able to decrease the proportionate liability and will be in a general position to do a larger and more profitable business. The motion to adopt the reports as presented was then unanimously carried. The election of the directors resulted In. the re-election of the following members: Thos. T.

Langlois, D. H. Wilson, George; J. Telfer, W. H.

Malkin, David Spencer (Victoria), George Martin, George Ward. E. H. Crandell (Calgary), D. R.

Dingwall (Winnipeg), William Henderson. J. B. Mathers. Hon.

Richard McBride (Victoria), R. P. McLennan, Henry Carstens (Seattle). James Ramsay. M.

P. Thomson, J. W. Home and R. H.

Duke. At a subsequent meeting of the board Thomas T. Langlois was elected president; Dr. D. H.

Wilson, viepresldent R. S. Duke, managing director; George J. Telfer. treasurer, and F.

O. Godfrey was appointed secretary of the company. Mr. W. T.

Stein. C. was re-elected as auditor, and Messrs. Harris Bull were reappointed as the company's LADIES' KID LACED BOOTS, Blueher cut, me dium soles. Worth $3.00.

Now, MEN'S FINE BON CALF LACED Goodyear welt soles. Worth $4.50 to $5.00. Now BOOTS, 335 "To show the need which exists for the i $1 .45 per pair STRAP SLIPPERS. investment of a larger amount of capital in fire insurance companies in I have only to mention the fact that last year over fifteen million dollars, and in the past 40 ars over two hundred and five million dollars, have been paid in premiums by the Canadian public to companies incorporated elsewhere than in Canada. With sufficient capital invested here a large part of this money would have remained in the Dominion and would BOYS' STRONG SCHOOL BOOTS, sizes 1 to 5, Now, per (j LADIES' FINE KID Worth $2.50 to $3.50.

pair 1.35 Worth up to $2.50 per pair, ft A MEN'S WALK-OVER LACED BOOTS. Worth from $5.50 to $6.50 per pair. Now, A A per' pair BOYS' RUBBERS. Sizes 11 to 5. Price The Pacific Coast Fire Insurance ComDany Statement as at December 3ist, 1909 50c ASSE' LIABILITIES.

Reserve of unearned premiums for outstanding risks (Dominion Government Standard 75.223.W ir, Stocks, Bonds and Debentures, with accrued GIRLS' SCHOOL BOOTS, sizes 11 livwi, v. 597.81 25c INFANTS' SOFT LACE BOOTS AND SLIPPERS. Per pair ,000.00 ,000.00 ,900.12 046.37 Mortgage, Ixians, with accrued interest Head Office Property .60, Real Estate 3, Goad's Maps and Supplies 1, Furniture and Fixtures 1, Premiums in agent's hands and In course of collection (net) IS, Balance on Deposit and Cash on Hand 36, Premiums due reinsuring Companies (net) Fire Losses in course of adjustment Dividends unpaid Total Liabilities, excepting Capital Surplus to Policy Holders 12.1S7.S7 413.00 93,670.23 206,804.85 .639.14 014. IS) $300,475.08 DON'T FORGET THE PLACE $300,475.08. SECURITY TO POLICY HOLDERS.

Surplus as above $208,804.85 t11ftft.lft In nll li' lfl 01). to call 142.0.on Subscribed Capital subject 225.75 Keserve ui uuronicu tr.iwu.ua WAT IT nvT7H I. $424,900.60 It. H. DUKE.

Manager. THOMAS T. LANGLOIS. President. Hi! Look 'for the Look for the AGENTS 1a BIG SIGNS BIG SIGNS I ISLAND INVESTMENT COMPANY, Limited Bank of Montreal Chambers.