The Windsor Star from Windsor, Ontario, Canada • 38

e38 The Windsor Star Friday, October 25, 1974 Jim Corneff Whatnot 1 I dim; -fA-A5 "ft miM -wKm-MiJ I km i -ij 'immk 1 a I humorous determined pensive Mary Moore: The woman, the columnist He's rough and tough with people at times. Other times, he's a likeable, lovable joker. Sometimes, a person would like to poke him in the mouth. Other times, that person feels like putting the best Havana cigar money can buy into it. He doesn't mince words.

He calls a spade a spade. If he learns that he has erred on a judgment or decision, he's not afraid to admit it and to change his tune. He indicates he has the best interests of Windsor at heart. And he'll likely think that it's hurting me to say that I'm happy Mayor Frank Wansbrough has decided to stick his neck out again for the mayor's hot seat. I The printing of one little word could avoid incidents in- volving an exchange of words such as occurred Wednesday at the Canadian National temporary express pickup spot on Riverside Drive East.

A Windsor businessman who had a card placed at his 15 door advising him to pick up a parcel the CN deliveryman was unable to deliver (because nobody was there) went to the freight sheds in the 700-block of Riverside Drive being used following the fire at the Montreuil Avenue express and freight depot. f4 The first doorway he went to had a sign saying: "ON, HAND AND BOND TRAFFIC." That couldn't be the right door, thought the businessman, so he got into his car and drove on to the next one. There, a sign said: "EXPRESS AND BOND NEXT STAIRWAY 150 FEET EAST." That WAS the express place, after all. Having to go back to the spot he originally stopped at irritated the businessman. The annoyance could have been avoided if the word EXPRESS had been included on the I' first sign he spotted.

He said so to the clerk, made a it wisecrack and words were exchanged. It shouldn't take much effort for a clerk, although not hired to make signs, to add the simple and best-understood word describing what's behind that first-mentioned door to put callers on the right track. So that you will not have the impression that senior citizens and young people sit back on a one-way street to have things handed to them or done for them and don't do their bit for others or for themselves, here are two instances f' to set you straight. t'- Senior citizens living in Ouellette Manor at 920 Ouellette Ave. got busy in recent months making items for a bazaar held in the apartment building's recreation room and open only to the tenants and their friends.

They raised 5630 through the effort convened by Miss Jean Leitch and split r. the proceeds equally between the Canadian Cancer Society and the Heart Fund. JJ' Windsor Boy Scouts who have made application to at- tend the World Boy Scout Jamboree (NORJAMB) in Norway next July have been raising some of their own ex- pense money. Ten of the 20 Windsor youths vying for the positions of being among the nine allowed to represent Windsor are members of the 66th Troop at Glenwood United Church. They have been selling fertilizer, delivering flyers, holding waste paper drives and on Saturday, from 9 a.m.

until p.m., will stage a fall fair at the church to help meet their travelling expenses. Hallowe'en hijinks will be on tap Saturday night to raise funds for the Windsor Chapter of the Canadian Cystic Fibrosis Foundation. The group will be staging a dance (costumes optional) at Mindszenty Hall, 790 Hanna St. beginning at 8:30 p.m., with admission price of S2.50 per person including a hot buffet at midnight. All are welcome.

The foregoing does not open the door to announcements of bazaars, fairs, card parties, in this space. They still go into the Seven Days column on Thursdays. This 71 year old attractive woman with silvery hair and slender figure (I am always on a diet because I am always tasting food) is energetic and enthusiastic. Her New Years resolution for 1974 was to have a garden and she did just that, planting tomatoes, beans, peas, green peppers, carrots and Spanish onions in her 15 foot square garden. She bubbles over with joy and pride when she talks about her garden and is even considering expanding it next year so she can have corn and potatoes.

"Everyone should have a garden and I just had to have one especially after having it in print that I would." Not content to sit still, Mary recently undertook the task, of imitating the health grain cereals on the market. "Anybody could do it you I am a bit of a health nut so decided to give this a try. Worked out just fine and on the first effort too. General Mills, General Foods and the Quaker Company are all going to hate me because the readers have just gone crazy over my four cereal recipes. I can imitate lots of foods on the market and with some modesty, I can even say many of them taste a lot better than the store bought variety." Mary likes to entertain in her own home and prefers to try different recipes out or to experiment with older ones.

She said a lot of people are a little timid about having her to dinner but "I always like to try someone else's food so I don't know why they would be so apprehensive. I enjoy just about anything as long as the food is cooked properly." Need some help? Mary Moore is always glad to help her readers. She considers herself lucky to have suih a following. Modesty, you see, is another one of the nice characteristics of Mary Moore. She is just a real swell lady.

Part of Mary's home has been converted to an office where she and her assistant, Maureen MacDonald, answer letters, write the columns, etc. Mary said it is wall-to-wall cookbooks, files and typewriters. "I'm only 71 you know and I have no intention of retiring. I think I. will probably just die at the typewriter.

I like what I am doing so why should I retire? Besides, I'm too busy to retire." Mary receives anywhere from 150 to 175 letters every week and every one is answered. "That is sort of hard to do though unless people give me their names and addresses. They are supposed to send a stamped, self-addressed envelope along with 10 cents for every recipe they want. I will do everything I can to help out my readers but a mind-reader I'm not. Please tell them about those names and addresses." The letters are probably the most rewarding part of Mary's job.

Her readers are part of her family and it is her family that has helped make Mary's column so popular. "The letters are all so sweet and complimentary. Some are just writing to ask about Herb and Marianne and Peter and Margaret and all my darling grandchildren. Marianne is my daughter and she is married to Herbie Pitts who is a general in the armed forces and they lived in Ottawa. They have four children, Gary, David, Sue and Danny.

Pete is my son and he is married to Margaret. Pete is a psychiatrist in Toronto and they have six children, Jennifer, Douglas, Hilary, Gregory, Juston and Pollie Victoria. I could talk your ear off all night about my family but I won't. Pearl and Doris Clark are my sisters and Wilf is my brother and there are a few cousins here and there too but we won't get. into that.

All this should help my readers keep all the names straight because I don't always identify them. Most of the people who write seem to feel they personally know my family anyway." Where does she get all the recipes she prints? "A lot of the commercial processing plants send me recipes to try which I always do anyway. Some of them contain real bloopers, others are just great. If I have a real tasty dish at a restaurant, I always try to get the recipe and if I can't (I don't like to bother people too, much) then I'll compose my own." Mary also receives recipes from friends, neighbors, home economists and of course, her readers. She also does a great deal of travelling (she has just recently spent time in Amsterdam and in British Columbia) and manages to pick up a few ideas along the way.

So besides the nutritious and economical dishes she likes to feature, she also gives her readers some international taste treats. What makes Mary so popular is that she is always trying new things. By GAIL PIRIE Down-to-earth, charming, warm, intelligent, humourous, candid, curious, these-are just a few of the words one. could use to describe Mary Moore. Mary Moore, whose food column appears daily in The Windsor Star, was in town Thursday to address an audience at Centennial Secondary School.

Mary's chatty column has appeared in The Star since 1941. The purpose then was to help our readers with rationing restrictions. "I really got into this newspaper syndication business in a freaky way, you know. The business manager of the Edmonton Journal, this is back in 1928, asked my sister Pearl to write a food column for St, Patrick's Day. She was busy and suggested he write to me.

Well I was a young wife and all I was doing was keeping house and playing a little badminton so I said I would help him out. All I did was submit a bunch of recipes for green things. It couldn't have been too bad because he wanted me to do it on a weekly basis so I did." When the business manager moved to the Peterborough Examiner, he wanted her to write for that newspaper too. Her column was off to a good start and is now carried in 1 newspapers ranging from Victoria, B.C. to Newfoundland.

Mary claims to have no degree in home economics but insists she has had lots of training. She attests to the fact that she learned most of what she knows in a canning factory, a factory she and her two sisters owned, under the label of Mary Miles. They made several varieties of products at the factory, the most famous of which is probably the chili which is still available in stores in Windsor. "We started the factory out in about 1936 and I sure learned about cooking then. Those years we had the factory provided me with all the basic training and knowledge.

If people wonder how I know what is making their dill pickles droop, that's where I picked up that secret. We sold the factory in 1942. It was pretty hard to get tin during the war years and we all had lots of things going anyway so we sold it, as simple as that." Mary's 'factory' now, where she turns out all those tested recipes, is her home in Hamilton. Her kitchen is lined with pots and pans and spice racks and a do-all gadget she has had for over 15 years. "What it is is a Kenwood Chef and that old machine does everything from kneading bread to slicing meat to blending this and that.

I just wouldn't want to be without it. I'd be lost. I must have about 18 attachments for the machine and it does everything I ask it to and some of them are probably things it wasn't designed to do." Nutritious food worfh the effort Trutin-in-lending law prepared Keeps the Cost of Dressing Up Down SPECIAL GROUP Ma POLYESTER EVENING- MJ GOWNS 'JWk Assorted styles If 1 and colors. Jit' 'sizes Iff 12 to 20 I I SAT. rH? MIMI at illuslrofJ Hi By GAIL PIRIE An Evening With Mary Moore turned out to be both a learning experience and a fun experience fdr the more than 300 people who turned out.

The informal 'chit-chat' was sponsored by the Windsor and Essex Branch of the Home Economics Teachers' Association and was held Thursday night at Centennial Secondary School. Mary Moore, the spry 7 1 year old food columnist whose chatty column is carried daily in The Windsor Star, talked about everything from soup to nuts and salmon spawning. Nutritious foods and economical preparation of foods were the main topics and they were tied in with our inflated economy and conservation. Mary discussed the main course homemade soups she has featured in her columns and another, salmon chowder, is on its way. She believes very strongly that because a dish is economical, it does not mean that it cannot be nutritious.

She believes in getting the most of a food dollar and to Mary Moore, that means homemade food cooked properly. The extra effort is always worthwhile, she said. Being a bit of a health nut herself, Mary encouraged the women in the audience to make their own health cereal, four variations of which she has printed in her column. They have been overwhelmingly popular with her readers and requests for recipes are still coming in at a fast and furious pace. Copies of her recipes can be obtained, and questions answered, by writing to her in care of The Windsor Star, enclosing a stamped, self-addressed envelope and 10 cents to cover the cost of printing recipes.

Another of her economic recipes has been her basic cake mix for which she is often adding variations. "It's a money-saver and that's something we are all trying to do." Metric conversion, she said, has a lot of people very upset, not least of all herself. Mary has been thinking about putting out a cookbook and even has some recipes set aside for it but eels that because of the metric conversion, the book is doomed. She promised Thursday night that in the future, she will help her readers with the conversion but advised them to begin now by buying measuring cups with the metric table on one side and the cup measurement on the other. A kitchen scale, she said, is a must just as it has been in Europe all these1 years.

Mary also urged everyone to begin eating whole wheat bread. She considers it a "priceless source of essential nutrients and women just have to convert their husbands to it." Mary has published a recipe for whole wheat bread and encouraged the women to make their own. "It's a cinch to make bread. Anyone can do it." Cooking food properly is always a steadfast aim of Mary's and she drilled the women to steam their vegetables, not to soak them for hours or cook them in lots of water. What water is used should be put aside for use in soups.

Waste is something not to be tolerated. Mary entertained the audience with annecdotes about her family, all of whom are included in her columns, and. about some of the things that have happened on trips. A lengthy question-and-answer period followed Mary's talk and if the evening did nothing else, it gave women in Windsor and Essex County the opportunity to see the womerr whose recipes have satisfied many an appetite and many a need. all interest-bearing transactions, including guaranteed investment certificates and savings deposits, so that much of the confusion surrounding the effective interest rate is eliminated.

Under consideration, but not yet approved by the Trudeau cabinet, is a proposal to eliminate the. ceilings on interest rates. Under the Small Loans Act one of the few pieces of federal legislation which limits interest rates there is a maximum interest rate of 2 per cent per month on loans up to $300, 1 per cent on loans between $300 and $1,000 and one half of one per cent on loans between $1,000 and $1,500. While these limits are designed to help the borrower, they effectively dry up the flow of money when interest rates are high, as they are now. Few if any lenders are about to lend $1,000 or to anyone at the rate of one-half of one per cent a month wlTen the going rate is double that amount.

This situation concerns Mr. Ouellet because given the choice between a high-interest loan from a loan shark or Shylock and no loan at all, a desperate borrower will visit the crooked lender nearly every time, Whether he will openly advocate the removal of all interest rate ceilings is not yet clear, but it's a possibility being looked at. are trying to do by bringing the effective annual interest rate out into the open." The proposed won't likely surface for awhile yet on the overcrowded Commons order paper, will require the real, true or effective annual interest rate to be clearly stated. Many consumers don't worry about the difference between a loan of 18 per cent and one at 19.56 per cent, usually because the loan is relatively small and the difference only a few dollars, $3.40 on a $500 loan and $3.84 on a $3,000 loan. But the deception is mul-.

tiplied fantastically when all the small consumer loans across the country are added up. In general, Mr. Ouellet is not introducing legislation to control interest rates, He is simply trying to gain full disclosure so that the consumer will walk into every transaction knowing what the cost of money is. "What is happening," Mr. Ouellet said in a speech to the Credit Granters Association of Montreal Oct.

"is consumers don't have all the information required to make informed decisions when they borrow money and what's more, the)' often are not even aware of this." Consumer Affairs -officials say the amendments are being designed to cover a handy chart supplied by the lender, If the borrower repays the loan before the final payment falls due, he often is cheated out of a small amount of mcney because the lender has applied an imprecise formula called the "Rule of 78s" to calculate the borrower's discount. Finally, there is the occasional horror story of an individual who takes out a second mortgage offered by an unscrupulous lender who advertises a totally-misleading interest rate. There was a case in Western Canada recently where a mobile home purchaser thought he was paying 24 per cent -for his second mortgage when the effecitve rate was 52 per cent. What's worse, no laws were broken. It's legal for a lender to advertise second-mortgage money at, say, 15 per cent interest and charge the borrower a "bonus" which raises the actual rate.

The borrower might ask for $4,000 at 15 per cent and receive that much while the lender writes out a loan for $5,000, pocketing $1,000, plus interest on a "loan" of $5,000. "Our underlying philosophy," explains one Consumer and Corporate Affairs Department spokesman, ''is that con-sumers'are rational and can make rational decisions, if they are given the facts. That is essentially what we By DON SELLAR Southam News Services OTTAWA If Parliament agrees, Canadian con-sumers may soon be protected by a new truth-in-lending law proposed by Consumer and Corporate Affairs Minister Andre Ouellet. The legislation won't necessarily bring any interest rate savings to the marketplace, but it may help money borrowers to understand more fully the real cost of going into debt. Here are some practical illustrations of abuses both minor and major which Mr.

Ouellet's bill is designed to control: Credit card holders are familiar with the 1.5-percent monthly interest rate charged to their accounts, but many don't realize the annual rate of interest is 19.56 per cent on these loans, not 18 per cent. Lenders are free to re-invest the monthly interest payments as they receive them, thus reaping a higher total interest rate than the consumer may see. Often mortgage lenders advertise a lending rate in a confusing way, for example by listing the interest rate as 10 per cent but calculated semi-annually. Stated correctly at the "effective annual rate," such a loan, would be 10' per cent. Some borrowers take out a loan with interest payments pre-computed on 1686 OTTAWA STREET.