The Ottawa Journal from Ottawa, Ontario, Canada • Page 34

34 Saturday. March 1 uiz: 1 1 978 Ottawa Journal Dr. Joyce Brothers Money Talk Money interests everyone. How much do you know about its effect on you and others? Here's a chance to find out. 1.

Low-income families always suffer the most in time of depression and inflation. True False 2. Your children always should be protected from the truth about your economic problems. True False 3. Studies show that husbands and wives often spend money as if they were trying to compete with eueh other.

4- True False I. Your attitude about spending money probably began when you first started spending money of your own in your high school years. True (J False 5. A sharp Increase in prices often results in a jump in divorce rates. True False For best results, a man should always manage the money because he usually makes it.

True False 7. You shouldn't give your children allowances unless you are well-off and can afford it. True False LI 8. Nobody likes the thought of a depression like the one in 1929. True False 9.

The person who overspends is usually spoiled and has been pampered most of his or her life. True False I Answers: 1. FALSE. According to Dr. Barbara Best, a psychiatrist, usually low-income families are used to squeezing pennies.

Those in upper income brackets complain a lot, but their lives are relatively unaffected. It's those in the middle-income bracket who are probably already living over their income who are most affected. 2. FALSE. Once they're at an age where they can understand the problem, children should be included in family discussions.

Often, teen-agers can contribute earnings or can help find solutions'. If, there is enough love and emotional security, economic problems can strengthen families. 3. TRUE. This is often called defensive spending or the I-can-spend-as-much-as-you-ean syn drome.

The result of this kind of immature behavior is usually disastrous to the budget. When one spouse automatically tries to match purchases with the other, a marriage is in trouble. The chances are there are serious emp-tlonal problems at the root of this game. 4. FALSE.

Attitudes about money begin long before high school in early childhood when money is often equated with love and security. How a person feels about money also depends on whether his parents struggled Ui make ends meet or were financially secure. 5. TRUE. Divorce raU are often directly relaued to financial crises.

Inflation tends to lower the self-esteem of mjiny wage-earners causing frustration that may be taken out on the family. 6. FALSE. Regardless of who earns the momey in a family, it should be managed by the person who is most capable and who has the most takent in financial matters. decisions should reflect team effort whe-vever possible.

Initially, both partners fhould agree on a budget and should set common goals. 7. FALSE. If it's at all possible, a child should be given an allowance- even though it is relatively small. If you hand out money on whim of request you place yourself in the role of bencfaf-tor.

According to Grace Wein-stein, author of "Children and Money," an allowance is a learning tool for the child. 8. FALSE. It may come as a surprise, but some people embrace the thought of a depression. Some people fear a depression so much they're actually relieved when it arrives.

Others hope for a cataclysmic event, such as a depression, to shake them out of their rut. To some nostalgic folk, depression an aura of 9. FALSE. The compuK slve overspender, like the compulsive eater or drinker Is usually a person with emotional problems he's unable or unwilling to face. Spending is a means of escape that provides a kind of high.

The over-spender in trouble and needs he p. by JO OUELLET Solution: 10 letters a sIrTrI HOW TO PLAY: All the worda listed below appear in the puzzle horizontally, vertically, diagonally, even backwards. Find them and CIRCLE THEIR LETTERS. The leftover letters tfwll the Wonderword. BUGS BUNNY ElslCl I I I I I ATI-1 El NlGlE HX iLAiiJ.JijD .0 .2.

A JLJL Ji A I JL JL JL SL XJiiJil.JLJLMJLJkJJJlAo JL c. jj JL JL JL Jl 3. jo A -M--LiL-LAiLJijoswpv ALLO LCICOTERA a rTh I jo I I I I A2io.MA.Y.JiJiJ0RL.MJjL dstsezsml i H7 lot Angtm Tim gg Adults. Animation, Animators; Blank. Bold, Brash, Bravado, Burbank; California, Card.

Carrots, Cartoon, Challenge, Character, Children, Chomping, Color, Comics. Creation; Dares; Earn; Famed, Films, Fooled; Hare; Land, Looncy, Lovexl; Melodies, Merric, Move; Nose-Rabbit, Risk; Sketched, Stand, Stint, Symbol; Tail, Teeth, Thirties, Toons: Warner, Words; Zest Yesterday's Answer SIGHTSEEING Te eraer Weaelerweri eelleetlea fml II.M le Weaaerwera1 ce this awtaaseti r.O. Beat SS, Us. Aaitka, C. SOOU.

'Zugzwang', and try Tile diagram position is: White to play and win. See solution at end. The Canadian Closed Championship will be played in August in Toronto. The Chess Federation of Canada has calculated the ranking list to the end of February, thereby determining 11 of the 16 pants. Qualified so far are: Peter Biyiasas (Vancouver); Abe Yanofsky; Irwin Llpnowski (both Winnipeg); Lawrence Day; George Kuprejan-ov; Bryon Nickoloff (Toronto); Jan Green-Krotki (Ottawa); Kevin Spraggett; Camille Cou-dari; Leon Piasctski (Montreal); and Carlos Jauregui (Sydney, NS).

Still to be chosen are three representatives the western provinces, the Quebec Champion and one further contestant, possibly the winner of the 1978 Canadian Open, to be held in Hamilton in July. Conspicuous' by their absence from the list are Grandmaster Duncan Suttlcs (Vancouver) and International Master Bruce Amos (Toronto), who did not the required 10 games played in the previous year. The Toronto Open will be held over the Easter weekend this year and v' Charles ML on bridge Q.l North-South vulnerable, as South you hold: K7 VAJ92 OKQ82 4AJ6 The bidding has proceeded: Sooth West North East I NT Pass 2 NT 3 What action do you take? Q.2 Neither vulnerable, as South you hold: KQ10952 OK324-J105 The bidding has proceeded: North East South West 1 0 Pass 1 Pass 2 Pass 2 Pass 2 NT Pass 7 What do you bid now? Q.3 As South, vulnerable, you hold: QJ943 0A76 952 The bidding has proceeded: North East South West 2 7 Pass 2 Pass 3 Pass What do you bid now? Q.4 Both vulnerable, as South you hold: Q105 76 0QJ83 98643 The bidding has proceeded: North East South 1 7 Dole. 7 What action do you take? Punch "He built it in memory of his Jettliawke The Outcasts 1 I 11 111 I 11 PyTI uW Jonathan Berry on chess early signs Indicate that it will be a great success. If you are a member of the Chess Federation of Canada, you will find the Toronto Open announcement on page 17 of the January-February Bulletin.

Otherwise, write to: Toronto Chess Association, Box S72S, Station Toronto, Ont. M5W 1P2 for full details. In the second round of the Ottawa Closed Chess Championships, Jan Green-Krotki adjourned his game against Fred Howey in a favorable po-siton. In the other games, I defeated Alex Danilov and Ron Rodgers defeated Frank Sexton. At present, Rodgers and 1 lead the tournament with two wins and no losses'.

On the international Mala, Chlburdan-idze has maintained her lead over Alia Kushnir in the final Women's Candidates' match. Mala leads According to the published rules, that means Maia has won the match, but press reports Q.5 As South, vulnerable, you hold: 9862 7Q107 010763 483 The bidding has proceeded: West North East Sooth 1 DMe. Pass 1 Pass 3 7 Pass 7 What action do you take? Q.6 As South, vulnerable, you hold: 762 7A8 0Q5 AKJ1075 The bidding has proceeded: North East Sooth West 17 Pus 2 Pass 2 7 Pass 7 What do you bid now? Q. 7 Both vulnerable, as South you hold: 4J92 775 OAJ87 4KJ63 The bidding has proceeded: North East South 1 Dble. 7 What action do you take? Q.8-East West as South you hold: KQ85 7AJ107 0 62 4-KJ8 The bidding has proceeded: West North East Sooth 1 0 Dble.

Pass 7 What do you bid now? Look for answers on Monday. wife. She was extremely REMEMBER THAT I WANT A iTTJICkjri BtAUTV IS IN TH EYE 1 UtmOSHty I X5Sf II. Of TMe BtHCHDta AND OfSIMBli I 1 ijg )AJ't9 coNsiotayouR species; woman IT isa-'S-' vS'S- t3oS1'no VmayVottV0 Jrr All jf1 mgmJm vAftsAft.e.T HAfMrtap sua. Ntct "tv fAi.

nv Sbirrat.s x. sgkt -st) Indicate that the match is still continuing The match is being played in Bad Kissingen, West Germany. The Yugoslav Championship this year was a Zonal tournament '(qualifying for the next stage in World Championship competition), Therefore almost all the best players in the country took part. Veterans Alexander Matanovic (48) and Boris. Ivkov (45) tied for first place with 10 points out of 17.

Tied for third place Just 'S-point back were Matulovic (43), Velimlro-vic (36), Kovacevic (36), Knezevic (42) and Nikolac (36). Among those lied for third Matulovic and Veli-mirovlc were the lucky ones, qualifying for the Interzonal on tiebreak, while ihe other three will have to wait at least three more years for another chance. It is interesting to note Jean Flint bridge The disposition of a penalty card is an often misunderstood situation. Many players have the Impression that a penalty card has to be played at the first opportunity. This is often the case, but the details of the law are more complicated than that.

What Is really at issue though, is that many experienced players who do know the details of the law attempt to give the ruling, without calling the director. This practice Is ill-advised for two very good reasons. First, it is required that the director be called when there is any infraction of the rules, in short, play, and directors direct, and second, particularly when new or inexperienced players are Involved, every player at the table is entitled to hear a ruling explained by the proper authority the director and not by a player, no matter how knowledgable he may be. Bridge Calendar: Gloucester, March 13, Swiss T4; Bytown, March 16, Nationwide Charity Game, Sectional Rating, Hand Analyses; R.A.; March 16, Interdepartmental pairs; West End, March 18, Open Pairs. Club Results: CA RUNG WOOD.

Feb. IS Section NS I. Ted Tetrode, Morv Drummle; 2. B. Marsh.

L. Moc-Donald. EW 1. Jim Rleole. Marry Coley; 2, On Jim Hovev.

Section NS 1, Nell MacLeod, Ion MocLennan; 2. Heather Pecketl, Stu Saint. EW O. Sloan. Pat Sloan; 2.

P. Caudreault. A. Cardlll. Section NS I.

B. Pocock. M. White; 2, Bern and Morion Smythe. EW 1, Gerda Holllnoron, Louis Show; Tlllle ShacHro, Ted Hayes.

Novice: 1, Leo and Marlon Casev; 2, M. McCaffrey, s. Savord. SHE. UST SMC WAi TO CATCH PtrVPKIi4 again! 3 iiSl Sul a pern pry flcs bps 3.

mm that the top players in Yugoslavia are all rather old by comparison with the top players in other coun-. tries. That is a side-effect of the "Gllgortc Gligoric (55) became a national hero in the late 1940s when he rose to the ranks of the world's best players. The Yugoslavs, great lovers of chess at any time, became positively rabid about chess and produced many fine players at that time. SOLUTION: If you didn't get the solution the first time, think of the word: Zugzwang, and go back and try it again.

No peeking! SOLUTION: l.Nd3 Kb5 Ka5 (so far it's easy) 3.b4 Nxb4 4. Nc5! The only tough move to find; Black is in Zugzwang. If the Nb4 moves, then 5.Nc6 If the Nb6 moves, then 5. Nc, club RIDEAU, Feb. 21 NS Martin Newkmd.

Y. Shaikh; 2, and B. Blooart. EW Merv Vabslev, Ken 2. Mr.

and Mrs. Green. ALTA VISTA, Feb! 21 M. Kroll, R. McCullouah; 2, P.

Morse. A. Rennle; 3. J. Smole, A.

Blache. WEST END, March I NS Lucille Perrloa Ed Beckett; 2, Bess Splra Anne Lee. EW 1. Helen Daly, Rita 2. Mar lor le Sarailn, VI Chan.

BYTOWN, March 1 CUM Hargrove, Dave Stomort; 2, Heather Pecketl, Mara Hobbs; 3. Nancy Mead, John Bowman. R. March 2 Mixed Swiss: 1. Connie and Ted Clarke.

Cliff and Anita Hargrove; 2, Jock Glfford. Jean Barnes, Helen Brlen. Al Llm; 3. VI Chan. Nell MacLeod.

Morlorle and Lon sarazln. Side Game: NS I. Steve Ber rigan, Pete Charbonneau; 2, John and Michael Cur lev. EW John Mafvnla. Ivan Worn-bera; 2.

B. Blooart, B. Thornton. BRIARGREEN, March 2 NS 1, Howard Wilson. Don Mac-Greoor; 2.

R. Srinlvasan. S. Iyengar. EW -1, Bev Houston.

Dick Know; 2, Isabel and Frances Leenev. CAPITAL. March NS Jim Hovev, Sally MacRae; 2, Mar eel la Hooan, Meryl Stewart. EW 1, Thanne Fit), Manny Ro-malho; 2, Leo Glasser, Vic Pondlt. WEST END.

MARCH 4 NS Solro, Judy Belvea; 2, Ceclle Hinds. Rita Burke. EW Marg Dawson, Ron Fenn; 2, Jean Barnes, Isabel MocKenzle. CAPITAL, March NS 1. Barbara and Bill von Hau-sen; 2, Ted Clarke, Marty Calev EW Jean Barnes.

Isabel MacKenile; 2, Connie Clarke, Barb Bambrlck GLOUCESTER, March i NS Roger Phllllon, Bern Smythe; 2, Lynn Mes. Heather Peck-eft. EW Mrs. and Mrs. Jallnk; 2.

Frank Trloo, A. Pirzodo. BVTOWN, March I. Marty Calev, Ran Marks; 23, Al and Ely Henke; 23, John Bowman, Andre Archarnbault. CORNWALL COMMUNITY Feb.

27 Section NS 1, Voyteck Pomy-kalski, Chortel von Bergen, 2. Maurice and Roger Lemluex. EW I. Margaret Campbell, Bar-bora Taylor; 2, Guv Benott, Peter Stlebel. SectonB: NS 1.

Evelyn McPholl, Rita Watzenboeck; 2, Ausma and Oiars Groskoufmanls. EW 1, Lucille Sabourln, Edith Stables; 2. Gtorlo Cameron. Jean Nicholson ST. LAWRENCE COLLEGE, Feb.

I. Margaret Evans, Marlorle McCoy; 2, Ken Guv. Jack Morlorle ond Connie Raymond. ALEXANDRIA DISTRICT Mart I Aretha Charlebols, Heather Grant; 21. Howard Cunningham, Archie Le-brun; 23, Leo ond Robert Lemlex.

CORNWALL DISTRICT. March 1 NS -1, Jack Ravmond, Charles von Bergen; 2. Gorry Lotande, Leo Le-, mluex. EW Dora and Fred Bradley; 2, Pat Cunnninoham, Jeanna Rellly. by Sydney Jordan by Ben Wicks A RUMrtlrtG THE LAST CCH 2k.

I a.ii.i.i.i, ii I Tell me why Win four Tell Me Why books (1,500 questions n- swered. Illustrated). Send your questions, name, age and address to Tell Me Why! co The Journal. In case of duplicate questions, the author will decide the winner. By A.

Leokum Michael Pupin was born in what is now Yugoslavia in 1858. Even as a boy herding sheep he was curious about the world around him. During the long nights in the hills, he studied the stars and wondered about their twinkle. When Pupin came to the United Slates at the age of 15, he had -five cents, spoke no and knew no one. For two years he did odd Jobs.

He spent many evenings in Cooper Union, a free educational institution in New York City. When 17 years old, he found work in' a cracker factory. He used the boiler room as his laboratory, and slept in the factory attic with a German worker who taught him Greek and Latin. His brilliant work In the entrance examinations for Columbia University won him a four-year scholarship. After graduation, he studied in England and Germany, and then he returned to Columbia as instructor in the newly organized department of electrical engineering.

Pupin made many important contributions as a scientist and inventor. He greatly improved X-ray photography and solar astronomy. He worked out an apparatus for electri- 1 Interesing people Michael Pupin cal tuning and rectification. His induction coil made long distance tele- phone calls possible. Pupin was responsible for several of the Ideas that were used later in radio inventions.

Electro-scientists in the United States learned much from this brilliant man who had come to this country as a poor, young immigrant. Michael Pupin died in 1935. FUN TIME The Riddle Box 1. What did Paul Revere say when he finished his famous ride? 2. When a boy falls into the water, what is the first thing he does? 3.

What clothes do you never wear out? Answers 1. Whoa. 2. Gets wet. 3.

Your underwear. Did you know? GULF -OF MEXICO There are many gulfs all over the world, but none compares with the Gulf of Mexico. It is so big that, its shoreline stretches for 3,100 miles, longer than that of any other gulf. Answer to yesterday's Puzzle box: Acrobat, Dancer, Actor. Dear Other Side: I received a blizzard of letters from teachers who wanted to express their point of view.

You SDoke for a large number and, I thank you. A subject you did not touch on was violence in Ann Landers Teachers unfairly treated Dear Ann: Here's something for the woman who wrote, "If you don't like children, get out of the teaching profession." Believe me, there are thousands of teachers who would be happy to do just that! We chose teaching as a career because we love children and dreamed of all the wonderful joys and mind-expanding experiences we could bring to them. Then what happens? Classrooms are overcrowded. You grow weary trying to meet the needs of 30 or 40 students. Not all of them have had breakfast or a good night's sleep.

More are being raised by sitters than parents. We get dozen's of roughnecks whose parents can't control them and are told, "Billy (or Betty) Is a real handful. Straighten this kid out." Salaries for teachers vary according to where you live. I happen to teach in a small town in Michigan where the pay Is notoriously poor. Teachers here have, to buy classroom supplies with money out of their own pockets, or do without.

(The administration's budget is very generous, however, when it comes to football.) The final straw: Good teachers set high standards for classroom behavior and academic achievement. The students and their parents complain to the administration that the teacher Is "expecting too much." The administration complains to the teacher that the parents and students are complaining. So after being In the middle without hope of change, you either give In to the students to save your Job, go crazy or leave the profession. Other Side Of The Fence A- the schools, thousands or teachers are physically attacked in the halls and. classrooms.

Students have been severely beaten and even killed in the cor- ridors Stealing is rampant and vandalism costs tay-payers millions of dollars. Pretty it isn't and there are no easy answers. Somehow, parents must accept responsibility for teaching their children respect for authority. This means taking a hard line against laziness, apathy, (-ii, I 1 I ui team unu ni.iuivuvv. T.I L.

I i ill irjiiiiiiiir iiiul utruiii practically from the mo- ment of birh. You can't plant onions and expect lilacs to bloom. Dear Ann Landers: I don't want to start another Civil War, but "Belle From Richmond" should have signed her letter "Dumbebell From Richmond." If she will look in a history book she'll find that Virginia was divided and fought on both sides the North and the South. Sometimes It was brother against brother, and fa- ther against son. As for "Chilly In Phil-ly," Virginia Is definitely below the Mason-Dixon line but any Northerner can tell you that they know when they cross that line.

There Is very little "Southern Hospitality." Southerners can come to Pennsylvania, however, and be treated very well. I've Been There Dear So have I and my experience was completely different. Some people have more people problems than others. A.