The Courier News from Blytheville, Arkansas on January 15, 1952 · Page 7
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The Courier News from Blytheville, Arkansas · Page 7

Blytheville, Arkansas
Issue Date:
Tuesday, January 15, 1952
Page 7
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TDWDAT, JANUARY W, 19M KLTTHBVTLLB (ARK.) COURIER Age o/ Tofo/ Wor Brings Problem of Paying For Battle Damage to Homes of Civilians In thla »g« of total war, with the atom bomb and guided missiles posing new threats to homes In virtually »11 sections of the country, how can the home owner hedge against the possibility of war damage? Admittedly, It war comes, lire would be the greatest hazard. ) Yet fire Insurance companies do not cover enemy action. These policies have been broadened to |>ay for such damage is wind blowing your roof off or your chimney down, hall smashing your windows, airplanes or automobiles colliding with your house—but war Is excepted. If you were offered insurance against war damage, could you afford to buy It? If 5'ou could afford It, would you be likely to buy it? At least one expert thinks you would not. Experience with the financial affairs of more than 65,000 home owners has shown him that the av- erage owner almost never has enough Insurance—life, lire, or any other kind.- He says he has .found that th« average person will not buy Insurance unless required to by a mortgage holder, or unless he is persuaded by brokers or agents. This observer is George C. Jolm son, president of the Dime Savings Bank of Brooklyn, rated as the originator and holder of more individual home mortgages than any other savings the country. Yet, at a press conference In New York, Johnson argued against any attempt to sell home owners more Insurance in the form of war damage protection. He advocated automatic indemnity by the federal government under a Three-Musketeers' philosophj of "one for all_ and all for one," Provision for such indemnity to protect every home owner or other property holder is contained in th> War Damage Act of 1951 now pend- Exclusive Franchise Now Available in Your City National concern will start you in an established business. Our men will secure top locations and handle complete installation. No experience necessary. New type self-operating, self-service pop corn shop. Put your money to work. After installation—a few hours supervision each week will earn you substantial profits. Only 1800.00 required for complete ownership. Write Box Q Hatch is ready for you farmers! R. W. Hatch, Shop .Foreman at Farmer's Implement, is all set to serve you. You'll be assured of expert work on all makes of tractors. . .from the smallest repair job to complete tractor overhaul, you'll get the best work that expert mechanics can give. -. <i . .-.--.. ••••.! i : . . t . Farmers Implement Company's new location, 515 East Main, has a much larger service shop... this means better service for you. We invite you to come in today! FARMERS IMPLEMENT Co. "Your Oliver Implement Dealer" B. F. Brogdon \V. B. Woodson 515 East Main Phone 6129 ng In Congress. Proposed by the Bureau of the Budget, this measure would set up a $20,000.000,000 fund under which all taxpayers would share war loss or war damage. Johnson has written to Sen. J. Allen Frear (D. Del,), head of the subcommittee in charge of the bill, urging immediate action as the fairest course. "Protection of our civilians'and the national economy is our primary purpose In fighting a war," Johnson contends. "War knows no boundaries In this atomic age and a civilian and his property are almost, as subject to loss as a soldier in the field. Therefore, monetary payment for civilian losses Is jusl as much a part of a war's cost as munitions and maintenance of the military establishment. "For this reason, in case it Is necessary, every person in the nation should contribute to the ccsl o. protecting civilian life and property This could never be achieved b; insurance as such, because experience has shown that a relatively small proportion of the public wil voluntarily buy insurance, no mat' ter how small the premium." Johnson cited the War Damage Corp., established by the govern mcnt In World War II. It offered nsurance for $1 per Sl.OOO of cov rage. Only 8,700,000 policies wen isued among the more than'46.003, 00 property owners in the countrs "There was no one to require th ndividual owning property free an clear to take out this protection, le explained, "and very few did si However, there is a tremendous dif 'erence between the situation i World War II and now. Because o Jie development of new weapons he potential war damage to our civilians is so great that no plan uch as followed by the War Damage Corp., will provide sufficient >remium Income to meet potential •sses." Opposition to a government indemnity has been registered by the . S. Chamber of Commerce on the rounds that it would set up "a new system of money handouts, dif- icult to administer and almost impossible to terminate." Some insurance men contend that war-risks should be handled through experienced companies, but others see a bigger headache in the bookkeeping involved than the business would compensate for. Banker Johnson admits that the bookkeeping problem is the axe he HOME-BUILDING tlons should be lightly fire-stopped. Fire Prevention Werfc In a jood lime (o give the old manse the once aver before cold weather lets In. Read Courier News Classified Ads North Carolina's Cheroke* to- ', dlans do not know what th» nun* of their Iribe means. They call themselves "Anl-Yuniwlwa" or "re«I people." U. S. ROYAL TIRE SALE! 800 x 15 $22,75 II. S. Royal Air Ride Tire* ...regularly priced at $32.34. Limited Time Only! 760 x 15 . $20.73 U. S. Royal Air Ride Tires ...regularly priced at $29.51. limited Time Only! 650x16 . $21.95 U. S. Royal delaxe tlrw... regularly priced at tt«.7». Limited Time Only! 600 x 16 $17.95 U. S. Royal delux« TlrM.... regularly priced at Limited Time Only! —NBA N'ewichart HOME BUILDING BOOMS-The home buldlng When all dnU arc In, 1951 is expected to go down as boom continued through 1951 with production of the second biggest year in U. S. homebuilding history, slightly over 1.000,000 housing units. The news-chart in spite of the sharp cutbacks from 1950's record above shows new housing total for each prat-war year. 1,400,000 units. Fire Insurance Is Necessary But Prevention Saves More Real Estate LOANS • Commercial • Residential • Farm Best Service—Best Terms TERRY Abstract & Realty Co. 213 Walnut Phone 2381 A dangerous man Is the house- hoder who yawns over Fire Prevention Week and says, "I got plenty of insurance—why worry?" He's the kind of man who has to learn through bitterest experience that, j'oii cnn't put, a dollar sign on everything. And why worry? Here's why: A beautiful country house burned In the night on Long Island Just recently. Flames cut off the stairway. A woman broke a leg by leaping [rom an upstairs window. Two older children slid down a downspout to safety. But two younger children were burned to death I Such tragedies occur frequently. A man gets his family into the house, tucked In for 'the night, locks the doors and has a feeling of security that he can't get any place except in his own home. But is he sensible enough to guard that security with ordinary vigilance against fire hazards? Apparently not often enough. And even If he has a good watch dog and installs fire alarms and what not. and can get his family out safely In a fire, he's still the loser no matter how much insurance he has. No home can be fully insured. For example, i widow who was burned out in a very famous fire, wrote to her relatives that she never could, have a home again. A house, yes. Her fire Insurance and savings in the bank would build another house. But the work of the best carpenters and upholsterers could not replace the toys of a son who had died in childhood, nor the Bible her mother had given her, nor their numerable memories attached to everything in the house— 13 grinding. "The personnel In th« insurance department of every mortgage lending institution would have to be doubled to writ* individual policies protect mortgaged properties," tie says. In the case of his bank this would mean at least 27.000 more man-hours per year. "For the nation as a whole," he adds "possibly 4,000,000 to 5.000,000 man hours per year would bt required. "America's only weakness, In relation to her potential enemies, ll lack of manpower. Therefore, we must conserve manpower In every possible way—not waste it." which had made it her home. Ho\v can you insure a few bat- ered toys? You can cover their narket value, the same as you can nsure an oil painting, or a stamp collection. But the Insurance money will not replace the toys, nor the work of art, nor the time and care you invested in your hobby. Scntl mental value Is not insurable. So beyond adequate insurance. It is up to the householder to take several precautions himself. Fire department Inspectors are supplied with a set of suggestions by the National Board of Fire Underwriters. These suggestions are of use to householders. If you don't know what to look for when inspecting your house • for hazards, you'll know what the fire department would look for. Here is the list In order: 1. Check the roof. Roofing that is old and warned can catch sparks and flying brands. 2. Loose chimney bricks, open Joints or cracks may allow hot flue gases to set fire to woodwork. 3. Dry grass, leaves, papers and branches in the yard are fire hazards to buildings. 4. Sheds &nd garages should be kept free of litter. B. Oil and kerosent containers should be substantial. No gasoline oenzine or naptha should be kept in a dwelling. 6. Waste paper and discarded furniture are unnecessary hazards. Oily ragfl ore especially hazardous because of spontaneous combustion. 7. Paper and rags mixed with coal may -start spontaneous heat. Firewood should be neatly piled, and kept separate from paper and rags. 8. Us* only metal container* for light metal stops. 14. Soot and ashes should b e regularly removed from chimney base cleanout door. 15. Work benches and work rooms should be kept free of shavings with pnint. varnish, oils and turpentine safely stored. 16. Emergency exits are important from upper floors. t 17. Bottoms of all walls and parti- Langston-McWaters BUICK CO. Walnut & Broadway Dial 4555 9. Furnace* stoves and heaters should be kept away from combustible ceilings or partitions. Charring paint Is a danger signal. 10. Poorly supported and corroded smoke pipes are hazards. 11. Corroded gas pipes and rubber tubing may result in gas leaks. Automatic gas devises without thermostats to cut the supply when a pilot flame falls may causa an explosion. 12. Oil burners should b« installed In accordance with underwriters' standards. 13. Unused chimney openings should be sealed with masonry or Pecan Trees FOR YOUR HOME OR FARM You can choose from a large selection of paper shell pecan trees'al our nursery in Monette. Come and look around. For any special information, you may contact me in Blythevilie at Oscar Alexander's...600 South Franklin. R. B. SPENCER NURSERY Monettc, Ark. Telephone 52 CHAMBLIN SALES CO. "Your Friendly Studebaker Dealer" Railroad & Ash FOR RENT Typewriters & Adding Machines New & Lota Model Machines—Lew Rates We bnj ntd »ffi«« machine* * furniture. Johnson Office Equipment Co. SALES—SERVICE 112 S. Broadway—Phone 4420 •Jij ear If you don't find us at home next Sunday, we'll be having dinner at the RAZORACK. Tudbdk FIX-IT 3 SPECIALIZING IN REPAIR WORK 19IS-M W. Main 51 Phone 3108 I BLYTHEVIUE, ARK WATCH FOR ArMOmOMMT M the Blyttievllle Courier Newt PAUL BYRUM FARM IMPLEMENTS 118 East Main BlythevrfU KJill {Jenkins IS the price too high? The dollar tost of providing Increased water supplies »n- dcr current conditions will b« high. Will it be too high? It might appear to be mort economical to wait for a downward curve in the whole structure of prices and wages bcfor* undertaking the kind of construction programs required to meet our needs. But where are the signs that such a curve is in the making? And how long can w« afford to waltT It took just one hot, dry summer to imperil the water supply of many millions of people. Suppose next year—or th» year after—brings similar conditions? Picture a shortage that goes beyond the critical stage. New York was only days away from such a crisis. Some smaller places went through it. Picture a water supply inadequate to handle a serious fire. Picture n wnter supply insufficient to maintain proper sanitation. Picture a water supply no longer able to keep industrial processes functioning. The price of keeping pace with the need for water may Kcem high, but what about the price of failure?. One uncontrolled fire, one epidemic, a group of major industries lost to the community—any of these could involve an expense beside which the price of improved water supplies —even with costs what they are—would hardly be noticeable. Waler is essential to life—the life of a city as well as the life of a human being. Without water, a man dies. Without water, a community faces the same fate. In the face of a crisis, no price can be too high. High price* paid to prevent a crisis are low prices! Blytheville Water Co. "Water /$ Your Cheapest Commodity"

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