The Boston Globe from Boston, Massachusetts • 97

A 11 Boost Jor Home Building in Maine and Vermont New Mortgage Money for Those Who Have "Two Strikes on Them" the ix New tngUnd states Is By EARL RANM'R While Boston banks re buy i -lit' vcu i nriflea cv nuhard A. flnoth, president of the Simniifleld Imtitulion for Savings. oikrr, and Columbia graduate, was assistant nitu-er of the Hotyoke Savings Bank and manager of the Spruigflrld Union Company real otate department before he bcinf- manager of Century Holding Corporation. r.icrpi lor minority group cases, the stalej rf Massachusetts. Con- hecticut.

New Hamusluie and Khode Isliind have been declared ineligible for VHMCP assistance at this time. The areas rurrrnttv as eligible for assistance include: I The following counties in Ver-mont Caledonia. Essex. Franklin texcent in the mv nf I town of St. Alhans and village of i.amoiiie, Orange, Orleans and the towns of Rochester.

Bethel and Stockbndce Wind sor. The following counties In Maine Aroostook icxccpt Houltonl, Hancock (except Bar Harbor. Klls- worm, Mount Desert, South West Harbor and Tremont Kennrbeck (except Oakland, Waterville and Wtnslowi. Knox, Lincoln, Oxford 'except Mexico and Rumford i. Penobscot (except Bangor and Rrewer).

PiscatHiiuis. KuunHahiir (except Topsham, Somerset (ex cept Fairfield Washington (ex cept laiais. nerryflcld, Eastport, I.lihrek anrl WalHn Cases that can be classified as minority rases are eligible for assistance in any part of New Eng land, Mr. Stoekbower said. 0 WfTZ ing UP FHA guaranteed mort- from arras as far riitnnt as Texas to keep their money at work, mortgage money is becoming increasingly scarce in certain arras of Maine and Vermont, The government's rccocnition of the (act that home building and house sales are being re-tarnH in these scarce money areas was demonstrated last week by the establishment here of the Voluntary Home Mort gage Credit rrogram first New Kngland rftire.

Harold W. Stocktaowrr. 46. for mer Springfield banker, and execu tive secretary for the new nfllre. est.ihli.shed headquarters In the old Houchton-Duttnn buildins.

95 Tremont Wednesday: cave this explanation of how the program worm: "You're got to have two strikes en you before you come to ui. That la to say, the Droxpertlvt borrower muat have been turned down by at least two banki In his own area before we will consider his rase." After two refusals from bunks in his own area, prospective builder or home purchaser may applv for assistance to the regional VHMCP cRH-c. He will then be asked to rill out an application form which will furnish a basis for lending institutions to determine whether they are interested in making a loan to the applicant. AAT'CAV Soda Fountain Corp. of Wofrfoun Ao oeen pur-chased by next-door neighbor, the LewU Shepard manufacturers of industrial trucks, it was announced last week by R.

M. Bradley A Inc. Tn new owners will use part of the United-American plant for iti own business. MR. AND MRS.

PETER TURCHON of Chestnut Hill leaving on a Pan American Constellation for Montego Bay, Jamaica, B.W.I., where they are spending the Winter holidays. Turchon is president of Homes, Inc. Gothic Cathedral in Modern Design Ike Urged to Own Study of Housing Take a Tip Vrom the Developers A ji 11 I a ft til! Ill 1 1 HAROLD W. STOCKBOWLR The regional VHMCP office will circulate the application to local lenders participating in the program. If none wish to make the loan, the application will then be rlrrulated to other lenders within and outside of the region involved.

Before his appointment as executive secretary of the Reeion 1 VHMCP oniee. Mr. Stoekbower had been manager of the Century Holding Corporation, a Springfield real estate holding company, throughout the past eight years. The Region I committee serving uovJ 5 Labor-saving devices have great appeal. Feature No.

6, Flush Doors. Buyers like them because they are decorative, easy to maintain and because they bring the texture of expensive hard woods to the home. Feature No. 7, Sliding Doors on Closets. These save space and make stored items easily accessible.

Feature No. 8. Picture Windows. The sales appeal is heightened if they command a view, of course. Feature No.

9, Built-Ins. Bookshelves, cabinets, telephone niches, Mr THE CATHEDRAL OF ST. JOHN The Divine in New York. Started on Romanesque lines, its exterior was transformed to French Gothic. It may end up with modern design to complete it.

While rresldent Eisenhowers easy money policies are booming homebuilding as never before, there is a lack of direction that is frustrating the long-range program for housing progress previously endorsed by Ike. At least that's the way the edi tors of House Home magazine look upon that detail of the hous ing picture which deals with housing and the housing agencies. Not only that, but the political attacks during the recent FHA scandals were "reckless half- truths," it was declared. 'There is no other industry so dynamic, no other industry that can do as much to sustain the prosperity which is so essential to the success of your Administration. There is no other industry which touches so closely the lives of so many millions of families, no other industry whose full production is so necessary if we are to raise our American standard of living," Republicans and Democrats worked together for 20 years on a bipartisan housing program before the "muckraking" that started last Spring, the editors recall.

"Even last Summer," rays their letter to the President, "the Democrats gave you good support on the Housing Act which could have been and still ran be made one of the outstanding legislative achievements of your Administration. After what has hap pened In the past nine months no one less than yourself can hope to reestablish that bipartisan collaboration before it is too late. "Nobody doubts for an instant your own high purposes in housing, but little advice you have re ceived since April has been con structive. Much has been bad and some has been dangerous for your Administration." To get quickly at the truth of the housing situation, the editors or House Home write to the President, "you might do well to insist on a straight answer to these four questions: -No. Has the FHA purge raised the standards or public servire as you hoped? "You will find the answer is no The purge has driven more good men than bad out of FHA, eliminated more live wires than dead-wood.

You were fortunate indeed that Norman Mason was willing to accept the post of FHA commissioner under such difficult cir cumstances. "No. 2: Has the attack on FHA won the respect of men who know? "Once again the answer is nn In all the housing industry there is hardly a leader who does not oeiieve the purge is more political is already the case with St It has had two sets of architects up to date and these have changed their designs repeatedly. As a matter of fact, even In his original prize-winning design Grant jLatarge sought to recreate exactly this effect. 'In the works of the medieval past it is not the few fin ished examples, in which the word has been spoken to the point of dryness, that most excite our lm agination, it is rather those which successive styles appear to- jgether.

LaFarge's 1891 comnetition-win- ning design was a bold and florid piece of eclecticism more Byzantine than Romanesque within, more Gothic than Romanesque The plan was very compact and un-Gothic, with wide and stubby nave and transepts. Central feature of the whole composition was to have been a huge dome over the crossing, topped by a great pyramidal tower. This central feature was to prove the nemesis of both Grant LaFarge and Ralph Greater Boston Realty New York'i hug Cathedral cf St. John the Divine the world's largest cathedral and second largest church may the first Gothic cathedral to be completed In architecture ol modern style, It Is reported. Rising building costs and dim.

cult foundation conditions are part cf a whole series cf developments that make it unlikely the great structure will ever be finished in the costly Gothic in which It was started 62 years ago. "Many people, including the cathedral authorities, are seriously questioning the appropriateness of proceeding with drawings which are decades old and based, In turn, on concepts which are anachronistic," says James M. Fitch, associate professor of architecture at Columbia University. Fitch also records a compelling reason why "the need is real and pressing to complete at least the central section of St. John's and to do it quickly, economically and appropriately," as contrasted with construction from old existing plans, which would "be neither quick nor economical." The 45-year-old terra-cotta dome ever the cathedral "crossing," between the nave and the choir and altar, "shows signs of failure." This dome was built by Rafael Guasta-vino in 1909 and guaranteed by him for only 10 years.

It has always been regarded as a tempo rary expediency: and now, though it has outlived its guarantee by almost five times, it looks as if its days were numbered. Even with radical and expensive surgery, it cannot last much longer, Fitch's review of construction and design problems that have dogged the cathedral since its cor rtcrstone was laid on St. John's Day, 1892. appears in "Architec tural Forum." Citing the fact that the architectural styles of many cathedrals were altered over their lengthy periods of construction, and Chartres is famous for its one high Gothic spire rising opposite one that is close to Romanesque, Fitch writes: The history of St. John's up to date may seem to us one of mistaken, if sincere, efforts, but it has the great merit of being still unfinished, ft thus present still another generation of American architects with a challenge.

It seems that this challenge should be accepted. The cathedral shonld be finished and finished in a thoroughly contemporary idiom, just as cathedrals have always been." It would be difficult to find any camearat "completed tn one regime, by one master, in a simon-pure and unchanging style." according to the professor. "And this Andover Braeland Opening Set jor Today Ando'ver Braeland in Andover, a community of six-room ranch design homes, opens today on Route 114 near Merrimae College. The community, to be represented by A. J.

Tambone realtors, is the latest to be offered in the firm's 1955 new home development program. The houses contain a living room with fireplace, three bedrooms, a separate dining room, all electric kitchen and tile bath. Each house has a full basement of poured concrete. Each lot is at least one quarter acre, with most lots running larger. Ideally situated on a sweeping tract adjoining the multi-million dollar Merrimae College campus, the Braeland ranches, now in the modest cost price range, are regarded as an exceptional offering.

Braeland is reached by taking Rte. 11 through Andover to Merrimae College on Route 28 to Andover then Elm st. to the Sales Are Announced Make- PRESIDENT EISENHOWER He should insist on a straight answer. the scandal headlines, partly be cause Congress declined to let FHA spend enough of its own income to l.andle its new assign-. ments.

"No. 4: Has the probe brought a salutary reform in the use of Federal mortgage credit? "Once again the answer is no. Your partisans have noisily locked the door through which 608 builders mortgaged out six years ago, but what if anything did they do to halt equally questionable happenings in 1954 happenings which are worrying every responsible leader of our industry? Today the housing shortage which may have justified Sec. 6C8 is long past; yet your Administration is now guaranteeing not 90 percent but 100 percent loans on houses selling for nearly twice the 608 limit! How can this fail to inflate prices and focus buyer interest on easy terms rather than quality and long time value In reminding the President that there is a "tremendous need of constructive leadership in hous- Ing" and there are many problems In which his personal "interest and guidance are urgently needed," the magazine says one of today's major problems is how to reconcile "the needless conflict between conventional and insured mortgage lending so that each can make its best contribution to help all Americans have better homes," Quincy Man Heads Realty Managers I Quincy, according to a statement: bv the institute. Also elected to office for the ensuing year were Richard A.

Dow of Cambridge, vice president, and Henry G. Kiggen of Brookline. The institute's executive committee for 1955, along with the above-named officers, include Charles E. Blevins of Cambridge and William H. Dolben of Boston.

Pres. Waldron said: "Public realization of the need for specialists in the field of real estate manage, ment is growing at a satisfactory pace, and is evidenced by the ever-increasing number of calls for the services of our members by lead- ing financial institutions business organizations and government, as well as many small property owners during the past year." I 1) 'y i i Ml i-j 'I By JOHN TVSEN It has always been my opinion that the wise home owner will keep in mind the advantages of owning a salable house both when he buys and when he spends money on improvements. You may think that you're going to live in the house of your choice for the rest of youf life, but we people in the real estate business know that it seldom works out that way. wow what are the features, be sides the basic appeals of location, design and price, which make a prospect put his name on the dot ted line?" To my mind, at least, sales fea tures are extremely important hints on how to plan your spend ing so that you will have not only what you want in a home, but a salable piece of property as well. Here they are, in order of their importance.

Feature No. 1, Kitchen Cabinets. Builders say that an attractive, well-equipped kitchen is the number one sales feature of most homes, and kitchen cabinets are the most obvious eauipmcnt in the room which is most responsible for sales. Feature No. 2.

Tiled Bathrooms. The bathroom attracts more buyer attention than any other room except the kitchen, and tiled bath, rooms symbolize quality. Feature No. 3, Color Styling. An important indication of the trend of the times is the developers report that a drab house will not sell as fast as a colorful one.

Feature No. Abundant Storage Space. Buyers want not only plenty of closets, but also extra space in the garage, in the attic, under the stairs, etc. Feature No. 5, Garbage Disposal, Dishwasher.

The kitchen again. G. F. Roberts Manager of Hancock Village The appointment of George F. Roberts, succeeding N.

Frank Neer Jr. as manager oi Hancock Vil lage, Chestnut Hill, has been an nounced by the John Hancock Mutual Life Insurance Company. Mr. Neer, who has been manager of the village since 1951, assumes new duties at the company's home office as assistant manager of the real estate management and de velopment division of the city mortgage department tomorrow. Mr.

Roberts, a member of the Hancock's planning department since last July, is a graduate of Milton Academy and Harvard College. A charteied life underwriter, he was formerly associated with Boit, Dalton Church, Con necticut Mutual Life Insurance Company and the engineering firm of Day Zimmerman in Texas. During World War II he served in the Pacific area as a lieutenant commander in the United States Naval Reserve Supply Corps. Mr. Neer, a graduate of Phillips Exeter Academy and Harvard College, was associated with H.

M. Sanders Company and the White i uei uorporation in Boston before joining the John Hancock in 1951. During Woii- War II he served as a lieut.ant commander with the Unm- Jiates Coast Ouard. The House of Homes A real estate professional build ing to include the services of an attorney, architect, civil engineer and insurance agent under one roof and called the House of Homes, at 63fi Worcester road, is operated by George R. Taylor of Natick and William E.

Manning of Framingham. i fir Y- v. 1 Adams Cram after him; it is still unsolved to this day, Philosophically, Prof. Fitch report observes that "the task of completing a half-finished cathedral must have always posed thorny problems for the people involved." After outlining the many complexities that will have to be met if construction of St. John's is to be resumed and brought to its conclusion, he comments: "Nowhere is the contemporary architect so sharply confronted with the necessity for making his peace with tradition as in the field of ecclesiastical art.

For here the past cannot be ignored. "The church comes out of the past, has deep roots in the past; its iconography and liturgy ean be neither ignored nor greatly modified. Both have been molded by centuries, so that their symbols are inextricably a part of the faith Itself. At St. John's as elsewhere, the new art must interpret these symbols and do it convincingly and intelligently." brick fireplace and picture window.

The Yorktown birch cabinet kitchen with dining area was specifically designed by our architects for convenience and efficiency. "Each of these expandable Capes also has an extra large utility room with connection for automatic washer and dryer, a ceramic tile bath with built-in tub and shower, blanket insulation throughout, finished stairway to the expansion area, and automatic thermostatically controlled baseboard heat. "These are just a few of the many features offered at Norwood Park-at-Norwood the home itself, the area, the fact that Boston proper is just 12 short miles away, via fast and frequent express buses. "In order to reach this new community," Mr. Cerel concluded, "take Route 1A through Norwood Center to the blinker light at the junction of Route 1A and Washington bear left on Washington 1V4 miles past the Norwood Junior High School to Model Home at Norwood Park-at-Norwood." Jacobson Named Veep Kelton O.

Potter, president of New England Homes, Bell-ingham, announces the appointment by the board of directors. of Howard V. Jacobson to executive vice-president of this New England prcfabricator of conven tionally built homes. 1 A80UT it television recesses make for a neat house and save the buyer money on furniture. Feature No.

10. Dlninr Space in Kitchen. For the third time the kitchen is mentioned in the first 10 features. The American family is moving back into the kitchen and wants one that is sizable, func tional and efficients To be sure, these are features which sell new Bouses. But a buyer's basic tastes are much the same, whether he's in the market for a new house or a used one If these features will help to sell new houses it's a pretty sure thing that the more of them your house has the more salable it will be.

to Mr. and Mrs. J. Stanley Noel of Newton. A two-family house at 55-57 Howard Waltham.

Mr. and Mrs. Fred O. Gustavsen of Allston purchased from Mr, and Mrs. Ethan C.

Hopkins. i A semiframe and stucco ranch at 25 Harrington Watertown, from Mr. and Mrs. Solomon Lipp of West Newton to Mr. and Mrs.

Kazia. Adams of Brighton. For Mr. and Mrs. James V.

Jordan of Auburndale a two-family frame at 135-137 Rand terrace, Auburndale, to Mr. and Mrs. Stephen J. Zanco of Waltham. The following is a list of recent sales reported by the office of O.

Finn: John J. and Frances E. Colo- mara to James J. Kirwan. two- family at 95-97 Willow, West Rox bury.

John J. and Ann M. Concannon to Helen D. MacBride. seven- room single at 16 Gould West Koxpury.

Nicola J. and Marie D. Barletta to John J. Healy, seven-room colonial, 5 Hobson Ros-lindale. Walter R.

and Clare E. Kane to James James F. and Norma Hooley, seven-room single, 11 Sunnybank road, West Roxbury. Gallagher Joins James D. Henderson James D.

Henderson it Son, Inc. realtors, whose main offices are at 1 Court st. in Boston, announced today that Reginald H. Galiagher, has joined the staff as chief of the real estate appraisal division. Mr.

Gallagher has had extensive experience in the real estate business covering all fields. He was associated with A. C. Peters in the engineering and construction field until 1932. He then became associated with the offices of Ellis Gates, Willard Welsh Co.

and during the past 14 years with the firm of Henderson Beal, specializing in the real estate appraisal field. i f.wwi.W'W'" i it J. Norwood Park-at-Norwood Attracts Hundreds of People man moral, tveryone agrees that The New England Chapter of the corruption must be rooted out institute of Real Estate Manage-ol government and malefactors: mcnt, a society of professional brought to justice. But no one men specializing in the manage-familiar with the great public ment 0f real estate, will be headed service FHA performed over 20 in law hv warnM v. WalHrnn nf The office of A.

Maurke Reubens Associates announces the follow ing sales: A Cape at 70 Hamilton road, Wal- tham, purchased by J. Lions of Cambridge from W. Garry of Wal-tham. i The ranch home at 124 Rose Hill Way, Wollaston. sold for H.

Nel son to Dean Hudson of Boston. A Cape at 20 Edward road, Watcrtown, purchased from W. Gruastcin of Waltham to J. Bag-nall of Watertown. A two-family brick dwelling at 240 Corey road, Brighton, purchased from David Frcedman to Lawrence Levine of Brighton.

Peter Turchon, president of Homes, reports a partial list ing of recent sales as follows: Two-apt. at 27-29 Knapp Somerviile, to Eugene P. and Mildred A. LeClair of 8 Everett Somerviile. Three-apt.

at.10-12 Fairmont Maiden, to Walter J. and Gertrude E. Moulaison of 785 Main Maiden. Two-apt, at 25 Mellon Dor chester, to Guido R. and Ruth Y.

Norris of 28 Wentworth Dorchester. Four-apt. at 43-43 Temple Somerviile, to Harold F. and Anna R. Kassner of 219 Chambers Boston.

Three-apt. at 509 Washington Brighton, to James E. Dhooge and Herbert H. and Katherine M. Dhooge of 73 South Walnut Quincy.

Four-apt. at 59 Fairmont Cambridge, to Jennie D. Booker of 27 West Cambriee. Three-apt. at 30 Ridgewood st Dorchester, to Donald P.

and Barbara A. Curley of 90 Bloomfield Dorchester. Two-apt. at 15-17 Chester pl Somerviile. to Frederick A.

Gua-rino of 74 Highland Revere. Coleman Sons of Waltham have listed the following recent transactions: For Mr. and Mrs. William H. Nelson of Newton a new two- family at 275 Webster Newton, i stew m.

i aif outset 1 i "The new model home, opened recently at Norwood Park-at-Nor- wood, is attracting hundreds of people to the area," Martin Cerel, Natick realtor, reports. "Many of the homes are already occupied and new owners are moving in daily. "These people are really enthusiastic about their new contemporary Capes, and they are pleased with the idea of living adjacent to beau tiful 35-acre Norwood Park with its swimming pool, ball park, and fully equipped playground for the children. "The young people, in fact, have already been enjoying the skating in the area that has been flooded over for them directly behind the new homes. Of course, the women are intrigued with the idea of being so close to the shopping area schools, churches, transportation, and the theatre.

"At Norwood Park-at-Norwood( Mr. Cerel continued, "the potential buver has his choice of four dif fc.ent architectural styles of the traditional Cape. Each model, designed for contemporary living, incorporates dozens of quality de tails that few other homes in this price range offer. 'The comfortaoie living room features a wood-burning tapestry I if KSIi-hnifi'1 and enabling millions of families to buy better homes will believe it was necessary to shame its entire staff to expose a few men who had fallen for temptation." "No. 3: Ave the probes and purges furthering your own housing program? "Once again the answer is no.

Only the most debatable feature of the new housing law is really working the extreme liberalization of insured and guaranteed mortgage credit put into effect at the peak of a building boom. The more constructive ideas and reforms you sponsored are being largely nullified, partly some of the mistaken restrictions tacked onto your program as a result of 1 i i it I A. i i I i CAPE COD RESIDENCE at 19 White Wakefield, sold to William P. and Ruth E. Keyes through the office of Page Real Estate LYNN MORSE estate on Old Post road, Sharon, sold by Previews, through the office of John B.

Kennedy, Sharon realtor, to Mr. and Mrs. John Van Pelt III. PROPERTY ON CRESCENT Stoneham, told for John J. Arena to Mr.

and Mrs. Murray C. Fow-ler by the offices of Randall Cook, Wakefield. SEVEN ROOM side entrance Colonial at 215 Wren West Roxbury, sold by the estate of Mary Corbet to Mr. and Mrs.

Joseph Dinand through the office of Edna O. Finn, West Roxbury realtor..