Sunday Gazette-Mail from Charleston, West Virginia on August 20, 1972 · Page 122
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August 20, 1972

Sunday Gazette-Mail from Charleston, West Virginia · Page 122

Charleston, West Virginia
Issue Date:
Sunday, August 20, 1972
Page 122
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Page 122 article text (OCR)

Enrollment Ends Midnight August 29th. 1972 17 Important Questions Answered 1. Who is eligible to apply? Anyone 18 to 60 years of age who's in ordinary good health. Wives up to age 60 and children from 15 days to 22 years can also be included for very little additional cost New additions to the family are covered automatically when they're 15 days old at no additional premium when child coverage is in force. However, you must be insured in order to cover your wife and children. 2. How much can I apply for? My wife? My children? UP to $20,000 on yourself (in units of 15,000--that is a total of $5,000, $10.000, $15,000 or $20,000). And for your wife in units of $2,500 ($2,500$5.000, $7,500-$10,000) up to a maximum of one-half of your coverage. And you can add $1,000 protection for each of your eligible children--no matter how many--for one low premium. 3. Is there any red tape? None at all. Just answer the few simple questions on the Application and mail it with your first month's premium before the deadline That's all there is to it 4. Can I convert to Ordinary Life Insurance? Yes--You may convert to the same or smaller amount of your coverage anytime up to 65 without proof of insurability whatsoever. 5. Can my wife convert her coverage? Yes--Anytime regardless of her health or occupation and without any physi- calexamination, up to your (policyholder's) age 65. 5. Can my children convert their coverage? Yes--Your children are guaranteed the right at age 23 to convert their coverage to as much as $5,000 Ordinary Life Insurance regardless of their health or occupation and without any physical examination. 7. Can my insurance policy ever be cancelled? No--However, to keep your policy in force you must pay premiums when due. 8. Can my rates be changed? No--Absolutely not! 9. Why do I need this coverage if I have other insurance? Ordinary life, annuity or other plans providing for retirement income are fine depending on what you want your insurance to accomplish. For pure protection however, this is the buy for you! And if your present insurance is . group insurance, it probably doesnt cover your wife and children. Plus the fact that if you should leave your present job, your family might be caught without protection until you could join a new group plan in your new position. ID. How much does my first month cost? Hqw much after that? You pay only what is listed on the monthly rate chart for your age and coverage desired. 11. What if I become totally disabled for 6 months or more up to age 60 and can't make my payments? N-BF Life will waive all your premium payments while your disability continues or until you reach age 70. But even though your premiums are waived, you still keep your right to convert your coverage to cash-value life insurance. In fact, this right may be extended up to age 70. (Disability caused by self inflicted injury, act of war, serving with military units or participating in riots or insurrections is not covered). 12. Beneficiaries receive money promptly? Yes--Many are paid by return mail. 13. Will the money be all theirs? What about taxes? All theirs! Lump sum life insurance death payments are not subject to income tax. 14. Why should I aoolv now? Because The Family Life Insurance Plan is only offered to the general public during limited mass enrollments. And your health or the health of someone in your family coula change without warning and make it impossible for you to get all the protection you need. 15. Why should I select National-Ben Franklin's Family Ufe Insurance Plan? Because National-Ben Franklin, a 119 year old company, is licensed by your own state, regulated by your own state's insurance department and carries full legal reserves for the protection of all insured. And is a member of the Continental Corporation, one of the world's largest and most respected insurance groups. 16. What one exclusion is there? Only suicide, and even this is covered after your policy has been in effect for only 2 years. 17. Who should. I list on the application form? We recommend you include every eligible member of your family. The premium for family coverage is so low. you can't afford not to have the added protection COMPARE THESE LOW MONTHLY RATES WITH ANY OTHERS-ON OR OFF THE JOB! The Family Life Insurance Plan: Renewable Term Life Insurance To Age 70 Rites arc Mumtoti by humtf's n i M BfftttWt fate art tack nunrat date. Under 30 30-34 35-39 40-44 45-49 50-54 55-59 60-64 65-69* Fir tamer* CMCnfC: tote totted $9.000 (MaitaM: $20,000) $ 1.15 1.25 1.60 2.40 3.55 5.55 8.55 12.85 20.00 Far spent'* caverace: Rate far each $2,900 (Manama: I/ 2 ·f ytdr iaianncc.) $ .50 .55 .65 .95 1.45 2.20 3.35 5.05 7.80 $1,000 cmraft far each chiM-- M natter kow many. 45 cents 45 cents 45 cents 45 cents 45 cents 45 cents 45 cents 45 cents 45 cents ·Policies issued up to age 60. Coverages for children: age 15 days to 22 years. NOTE: A small service charge if only SOc is added to your one low, low total family premium when paid other than annually. You save $6.00 when you pay by the year. When husband and wife are both covered, husband is the insured. HOW TO FIGURE YOUR OWN FAMILY'S LOW MONTHLY PREMIUM Rate for insured, age far ·*· $5,000 $ Rite for spouse, at tnsurad'f age, each $2,500 $ $1,000 coverage for each eligible child (Cross out If children not cowed) Service Charge TOW UmTOTALtttNTHLYirMMILY I .45 .50 ··«··· ·vwMa^ H v* OT p*j BnfcT * rM ij HBT rMUMUuB * - (Eaclaet let «aatt't artniMi mm, yaw aptticttm.) CLAIMS PAID FAST! National-Ben Franklin Life acts fast and with personal concern for you. Many are paid by return mail! C O N F I D E N T I A L A P P L I C A T I O N FORM Application to NATIONAL-BEN FRANKLIN LIFE INSURANCE CORPORATION (NBF), Chicago, Illinois 60606 for a Ufe Insurance Policy Providinc insurance as follows: LIMITED ENROLLMENT ENDS MIDNIGHT AUGUST 29TH CUT OFF AND HOLD \ FOR YOUR RECORDS \ INSURED- D * 5 '°°° O $10.000 D $15.000 q $20.000 CHILDREN'S COVERAGE D $ 1,000 I I I I I I I I I I I I I I I L 1. Your Full Name , City and State _ Date of Birth SPOUSE COVERAGE may not be more than l / 2 the amount for the Insured: PREMIUMS TO BE PAYABLE D $ 2,500 n $ 7.500 O annually D quarterly D $ 5,000 D $10,000 O semi-annually D monthly YOUR 10 DAY NO-RISK , MONEY-BACK GUARANTEE V Present Occupations. 2. Spouse's Name . Place of Birth. . Street Address -- Zip Code _ Height _ 3. Names and Dates of Birth of Children . . Date of Birth. . Employers . Social Security Number - Weight . Sex . . Place of Birth . . Height. Under ttito guarantee, you rWc nothlnf. Examine your policy. If you an not abto- {uuiy satisfied, return It wtthm 10 days after receipt f o r a full refund of your NATIONAL-BEN FRANKLIN UFE 3MWeatJach ~ CMcafe,IH. V^s* THE 120.YEAU OU National-Ben Franklin life Insurance Corporation ISA MEMBER OF The Continental Corporation Beneficiary of Insurance on your life . __ __ R.i,,«TM,.hi Note The pro,x»ed Insured shall be the beneficiary for any insuranceTM?.TM the Spouse and Children give Name and address of Family Doctor 8. is the policy applied for herein intended to replace or change insurance carried in this or any other company? (If -Yes" give companies, plan and amount) DATE_ Month Day Year 5058 NBL Signature of Proposed Insured (Will be Owner of Policy) Please make check or money order payable to NBF Ufe 6034

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