Sunday Gazette-Mail from Charleston, West Virginia on August 20, 1972 · Page 121
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Sunday Gazette-Mail from Charleston, West Virginia · Page 121

Charleston, West Virginia
Issue Date:
Sunday, August 20, 1972
Page 121
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Page 121 article text (OCR)

Parade Readers Note... Limited Every Family Needs Low Cost Insurance Protection! Now... Every Family Can Easily Afford It-WITHOUT JOINING A GROUP! Available Before Only to Association Members and Employees RENEWABLE TERM LIFE INSURANCE-FOR ONLY Up to Age 30! And Low, Low Rates Thereafter...Up to Age 70! AND ALL DIRECTLY BY MAIL You May Apply for Up to $20,000.00 Coverage... and for Your Wife Up to $10,000.00 Coverage Now you can insure yourself and your wife with a policy guaranteed renewable up to age 70... and even your children ages 15 days to 22 years can be covered with their guaranteed right to convert at age 23. But you must send in application by midnight August 29th. The Family Life Insurance Plan is so good and so inexpensive for the amounts of coverage you get, only $1.15 for each $5,000 up to age 30 and low rates thereafter, that you probably have some questions. We've put all the answers down here in black and white...for Parade readers so you won't miss the enrollment deadline (See especially the Questions and Answers on right hand page). The Family Life Insurance plan is a low cost, high protection insurance plan up to now offered only to association members and employees to add to their regular group life insurance and now you can apply, without joining a group. This plan was designed to fill one and only one insurance need: To provide low cost, high protection for your loved ones. Insurance to be purchased by you, the breadwinner of the family, up to $20,000 to provide money for your survivors, not for yourself. That's Why Term Insurance Is Best For You! It provides maximum coverage and the lowest possible cost to do the primary job that life insurance is intended to perform ... protection for your loved ones in the event of the untimelv passing of a primary family provider. The Family Plan is Term Life Insurance so straightforward in concept and explained so fully on these pages that it is the only type of life insurance we recommend buying this easy low cost way, through the United States mail. 10 DAY NO-RISK MONEY-BACK GUARANTEE When your Family Life Insurance policy arrives examine it in your home. Show it to your trusted advisor. And if for any reason you change your mind just return your policy to us within 10 days and we'll refund your money at once. During this limited enrollment period you the readers of Parade can apply for yourself and all eligible members of your family. All you need to do is fill in and mail the short application form with your first month's premium before midnight August 29th. It's that simple. And, there's no risk with our 10-day Money Back Guarantee! When you receive your policy you'll find it direct and easy to understand. You're Eligible To Enroll Up To Age 60! * Y *iU a ^ d your wife up to a 8 e 6° are eligible to apply for up to $20,000 life insurance for yourself ($5,000--$10,000-- ,V-?iR2P °L* 2 °.000) up to half as much coverage for your wife ($2,500--$5,000--$7,500--$10,000) but not more ttian half your coverage and $1,000 on each of your eligible children. And all your children from 15 days to 22 years old--no matter how IT !f J "]'.~~ can b 6 includ ed (for $1,000 coverage each) for one low additional premium of only 45 cents a month. When child coverage is in force, future children are covered automatically when they reach 15 days old at no increase in premium. Guaranteed Convertible Without Proof Of Insurability! You and your wife, anytime up to your age 65, can convert your Family Life Insurance Plan coverage to the same or smaller amount of Ordinary Life Insurance, without any proof or insurability whatsoever. Your children are guaranteed the right at age 23 to convert their coverage to as much as $5,000 Ordinary Life Insurance regardless of their health or occupation, without any physical examination nor proof of insurability! Once issued to you, your policy can never be cancelled except by you and your premium rates can never be changed. However to keep your policy in force you must pay ydlir premiums' promptly when due. And you can continue to renew your policy h lth y ° U re 7 ° yearS °' d without any proof of continued good Premiums Waived If You're Disabled If before age 60 you become totally disabled for six months or more, National-Ben Franklin will waive all your premium payments while your disability continues or until you reach age 70 and even though your premiums are waived, you still keep your right to convert your coverage to cash-value life-insurance In fact, this right may be extended up to age 70. However, intentionally self-inflicted injury, act of war, serving with military units or participating in riots or insurrections are not covered. Only One Exclusion Even the one exclusion, suicide, is temporary and is covered after your Family Life Insurance Plan is in effect for only two years. YES-The Family Life Insurance Plan offers Regular Term Insurance at low rates comparable to group savings ... made possible through mass enrollments! How Can Rates Be So Low? Through mass enrollment of Parade readers throughout the United States and because we sell through the US mails, costs are kept very low and you get the most protection for the lowest possible rates. NOW--JUST ASK YOURSELF THESE QUESTIONS 1. If you're self-employed, do you provide as much life insurance protection for yourself as you would expect if you worked for someone else? Our plan provides this added protection. 2- Will you still have coverage if you change jobs? Our plan continues no matter what. 3. Does your croup life or other insurance also cover your wife? Our plan does. 4. Does your group life insurance also cover your children? And will they be able to get life insurance when they start out on their own? If you answered "NO" to any of these questions, you and your family need the low-cost, high-protection Family Life Insurance Plan that covers you, and if you wish your wife and your children for one low monthly premium. To get these low family rates tor your wife and children however, you must also be insured under the plan. You Risk Nothing! Please mail your application today so your protection can begin just as soon as possible. rfrUKfT" 2°" rec » eive . y ° ur pol ' cy ' *° u '" sec tnat * is simple, direct and easy to understand. Read it carefully and show it to LH r?If3Ji d » sor l ° maKe s "re 't's exactly what you've wanted and needed. If you change your mind for any reason whatsoever, simply return the policy within 10 days of receipt and money will be refunded promptly. p GUARANTEED RENEWABLE TO AGE 70!

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