Sunday Gazette-Mail from Charleston, West Virginia on July 16, 1972 · Page 162
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Sunday Gazette-Mail from Charleston, West Virginia · Page 162

Charleston, West Virginia
Issue Date:
Sunday, July 16, 1972
Page 162
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14. How often can I be hospitalized and still collect my full Cash/Plus benefits? As often as necessary for as many different injuries and sicknesses as occur. Later confinements for the same condition vrill be treated as continuations of the original confinement; but after 12 months free of hospital or convalescent facility confinement for that condition, you will again be entitled to a new full 25 month benefit period. 15. What if I have other insurance? Cash/Plus pays in addition to your group coverage. Workmen's Comp. Medicare, and any other company's policies. 16. .Who gets the cash? You do. No payments to the. doctor or hospital unless you say so. It's all yours. 17. All mine? No taxes? No taxes! 18. Just who can get Cash/Plus? You and your wife or any adult who has not been hospitalized for sickness for more than a total 7 days in the past two years is eligible. All children may be covered from age one month to 19 years, even if they have previously been hospitalized. 19. Do my premiums increase as I get older? No. This is a level premium plan, so renewal premiums do not increase as you reach a higher age bracket You will always pay the premium rate for your age the day your policy is issued. And your rate cannot be changed unless rates are changed for all policies of the same classification issued by the company. 20. Can my policy be cancelled? Only you can cancel your policy by not paying your renewal premiums, for instance. Your policy is guaranteed renewable for your lifetime -- at premium rates in effect on renewal dates. (See Question 10 for benefits after age 65.) 21. What about "pre-existing" conditions? Even those (if not listed in Question 22) are covered when hospitalization begins two years or more after protection starts.* 22. What few exclusions are there? Only these to help keep your rates low. They are conditions resulting from declared or undeclared war or act of war; mental illness or disorder, or functional nervous disorder; con* Washington and Montana residents: 1 year. firtementt in any federal hospital or federal convalescent facility. Even the wife's maternity is covered if pregnancy begins when both husband and wife are insured. No benefits are paid for any day of confinement for which the institution does not make room and board charges. 23. How much does my first month cost? How much do I pay after that? You pay only $1 for your first full month's coverage regardless of how oM you are or the size of your family. After that, you pay only the small monthly premium for the family coverage you have, based on your age the day your policy is issued. (See rate chart). 24. Whom should I list in the Enrollment Form? We recommend you include every eligible member of your family. Remember though, at least one parent must be covered to include any number of your children under the low rate for child coverage. The premium for family coverage is so low you can't afford not to have the added protection. Sorry, only one policy per family. t Except under Missouri policies. CLAIMS PAID FAST! " . . . Few people I know have enough reserve to carry them for any length of time. I carried (National-) Ben Franklin and another well known Insurance. Ben Franklin forms were simple to fill out and pa/d by return mail. I really needed that money."--from California ". . . thank you very much for the prompt service which was rendered in getting the check to us. I don't know what we would have done without you."--from New Jersey Typical of the many grateful letter* on file at National-Ben Franklin Life. You Risk Nothing with the H-BACK GUARANTEE... But Delay Could Lose You Up to Hundreds of Dollars...Mail Enrollment TODAY B 7

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