Logansport Pharos-Tribune from Logansport, Indiana • Page 38

PAGE TEN THE PHAROS-TRIBUNE and LOGANSPORT PRESS, LOGANSPORT, INDIANA SUNDAY, NOVEMBER 10, 1337 A PAGE FOR THE ENTIRE FAMILY New Ideas Will Put Glamor Into Homes for Retired Folk be easier to get at if they are built right into one of the living room walls. "And one last have a good amount of window space to let in light and air, and to bring the outdoors inside during those months when you can't get out to enjoy it." Do's And Don'fs DO LEAKY FAUCET that the first step Where will you live when you retire? Unless you are planning to move ti with one your children, it's i. idea to begin making plans far a home to retire to well in advance of that 65-year deadline. And don't forget, advises Walter Gordon, a member of the American Institute of Architects, that this home will probably differ somewhat from other houses you have lived in. "No matter how hale end hearty you are at sixty-five," the prominent architect pointed out, "you must be honest and take into consideration a life of less activity, iluis plan your home for a minimum of fuss and upk-eep and.

a maximum of pleasure. "You should choose a level lot to build on so that the home can be kept to one story in order to avoid stair climbing. Compactness is another big and modern design has a lot to offer the retired couple in the way of storage walls and storage dividers which can be built to harmonize with any scheme of interior decoration desired. "Upkeep is most important, so materials for the home must be chosen wiih care. For example, paneling, finished with clear or lacquer, is an easy type wall to take care of.

for only an occasional dusting' is needed ijnd repainting and repapering jobs are eliminated. The warm, 'cheerful tones of woods such as west coast hemlock are important in themselves, and are neutral enough to compliment any color hesive 'tape or some other cover- scheme or style of furniture the ing around it to prevent marring i need to put it off just because may want in their home, i the metal with the wrench. "Remember, too," Gordon pojint-l DON'T try to get by with in the repair of your leaky faucet is the loosenng of the packing nut under the not until water has been shut off, either under the sink or at the main cutoff valve. DO turn the faucet handle in the same direction as though you were turning on Ihe water, which will enable the entire faucet assembly to come loose. DO washer take off the screw and at the bottom of the spindle and replace them with new ones, which can be-purchased inexpensively.

DO replace the faucet assembly, tighten the nut and turn on the water which will stop the leak 9 times out of 10, The time to unstick window is before it becomes stuck, of course. As most of its lemrn this the hard way, the before-and-after hints Illustrated, mitM be handy to clip and save In your workshop Tight Money No Bar To Home Improvements Funds for home improvements, despite all the talk you might hear about a "tight money" market, are readily available througn the amount of the loan at the time the money is borrowed. This financing plan can bt! used for most basic home improve- commercial banks and other 1'inan- ments. However, it cannot be used cial institutions. We have the word for pro ec ts not considered essen- of reliable banking sources for tial to a home such as swimming pools, greenhouses or outdoor fireplaces" or for "appliances and this statement.

Making loans is an important of the business of any finan- DON'T that when cial institution and we're'assured, this repair fails to halt the leak, lh just as eager to serve vou the valve seat probably is worn to obtain Advice and and needs, refacing, which can be done with a tool known as a faucet redresser. DON'T neglect, when turn- help from them. So, we're told, if you're thinking of installing a new heating system, putting in new plumbing, adding a ing the packing nut, to place ad-; room, or doing some papering, painting or insulating, there's no ed out, "that people over seventy usually need higher temperatures maintained in their home than they did at forty and fifty, so plan for a heating system which is thoroughly adequate, easy to maintain and to adjust. Because there are usually children and grandchildren who come to visit granny over holidays, the basic house plan should include two bedrooms and baths, one, of course, the master bedroom, and the o'her the guest room, possibly with a separate entrance. The additional bath should be a small affair, possibly adjoining the kitchen or utility room.

Extra sleeping space can be had with convertible divan in living or dining room which folds out into a bed, for example. "Don't forget to provide bookshelves for that beloved collection of volumes," Gordon warned. the old screw at the bottom of the spindle; using a new one with the new washer will insure a better and more lasting repair. bo! her with the washer at all if the leak is coming from the sides of the faucet rather than the opening which case new packing is needed under the nut. 'you can't pay for all the work from your cash reserves.

New Folder Shows finishes For Bathrooms There has been a great deal of talk about the effect of decor of rooms on moods of people. Certainly some attention ought to be paid to the room in which people spend a great deal of time when starting out the day the bath- "These will take up less room andi assist homemakeers who want iiroc to ress up thelr a ti, TOOIT alls, the Western Pine Association has developed a series of six sparkling new color finishes especially appropriate for paneling bathroom walls. All the finishes can bean-plied easily to the ten species of wood from the western pine region, and permit the natural grains to show. Tioga Tan and Klickitat Cloud are in the beige family, the former a bit deeper than the latter. Haw- tooth Sun is a brillant orange and Silver Bow almost white, giving a bleached effect.

G-unnison Gold and Kootenai Cooper are rich, deep browns, the former with a touch of gold and the latter with white highlights. Examples of these finishes and instructions on how to achieve them are available in a new color folder entitled "Fine Finishes: for Bathroom Paneling and Woodwork." It is available free to readers by writing to: Western Pins Association, Yeon Building, Portland 4, Ore. luxurious with WATER delightfully cUan and Scoop your complexion looting lovolitr. No skin-irritating hard water Ingredients here. provide 'round tho clock soft water for every household noed.

DeFord's Servisoft Soft Water Service Phone 40493 First, get estimates from reliable contractors on your home improvement project. Then determine how much money you'll need to borrow and how much you can conveniently repay out of your monthly budget. This done, ready to talk to a bank or other lender. Home improvement projects can items that are not substantially built into the property." Specific information on eligible loans under the government-insured plan can be obtained from any financial institution. OPEN-END MORTGAGE LOAN your home mortgage contain an "open-end" provisio-n, additional funds on the same mortgage may be available to you for home improvement purposes.

A substantial equity usually is required, however. Tills means that before you can borrow money in this manner, it generally will be required that you have made earlier mortgage payments totalling at least as much as the amount of the new loan. In this type-of loan, your monthly payments may be increased slightly to pay off the additional Continuity of Theme Key to Charm Homes Key to the home beautiful is continuity of decorative scheme, according, to Burton Goodrich, member of the American Institute of Architects, and a prominent western architect. Many homes have a complete lack of continuity, he observed. One room may not have any identifying features which make it belong to the home, and some rooms are even a hodge-podge of several decorative plans.

"Actually, continuity is a relatively simple thing to achieve," said, "for a home will take Jon unity of purpose and charm- 'ing atmosphere if one material is repeated consistently throughout." The surest way to develop s. central theme for a home, he said, is to use an identifiable material, such as west coast hemlock lumber, throughout the home. It can be used with great success for paneling, cabinets, built-ins, and its reappearance from room to room gives the closeness of unity, and yet a fluid spaciousness results from the repetition. The trick, according to the prominent architect, is to play variations on the theme by changing accents of color and texture to get individuality in each room. Buy a Home, Beat Inflation How shall we invest our money so that it maintains its purchasing power even during inflation? This is a question confronting Sf in ea room.

illions of U.S. families especial-1 a nelmg takes a 5 are HERE'S MAKE A PRIVACY SCREEN Lack'of privacy when relaxing in the backyard is a problem for mnny home owners. A privacy screen is the answer. Make the post holes 7 feet 9 inches apart on centers. Dig the holes 34 inches deep and fill the bottom 2 inches with gravel.

The 10-foot posts are made of 4 by 4-inch lumber. Use naturally durable wood or treated wood. Bevel the top of the posts. The screen is made of 1 by 12 (or 1 by 10), 1 by 6, and 2 by 4-inch lumber. The slats are 84 inches long; the 1 by 6-inch top is 81 Mi inches; ond the 2 by 4-inch braces are 87 Vi inches.

Draw diagonal lines on ends of the braces to locate tho center point for the screw eyes. Assemble the screen section as shown using 6-penuy rustproof nails. Space the slats evenly. Set the posts in concrete. Fasten the hooks to the posts.

Join tho sections to the posts. Additional sections can added or sections may be easily removed. Material. Nctded (each section) pen. 1 12 In.

ft. (or PCS. 1 10 in. 14 ft. for closer spacing) 1 pc.

1 6 in. 8 ft. 2 pen. 2 4 in. 8 ft.

2 pen. 4 4 in. JO ft. 6.penn7 rmtprocf finishing nnils i Inrjte hooka cement National Lumber Manufacturers AsioclatlM be financed through personal loans' debt, or the repayment period obtained from- banks, from cred'l unions and from small loan companies. In some states, however, laws limit the size of these loans and repayment periods often are improvement loans.

Aside from direct loans, it also is possible to pay for home improvements on the installment plan by special arrangement with an individual contractor, dealer or supplier. may be extended beyond the original expiration date. LOANS THROUGH MORTGAGE REFINANCING Should you have a conventional mortgage rather of income to save. "Buy a home," urges H. V.

Simpson, executive vice president of the West Coast Lumbermen's Association, and a leading business economist. "A home is the best investment you can make. Its value is always constant if the home is kept in proper repair." Simpson went on to outline why a home was the best hedge against inflation for the ordinary family. The value of the home increases as inflation creeps upward. It takes more dollars to build a new home, therefore the older home increases in direct proportion.

Investment in a home is different from purchase of automobiles or other so- called durable goods which depreciate as they get older. Simpson said that more attention is being given today to the things which help re-sell a home. Liberal use of wood paneled walls, built- ins, kitchens of wood, like lovely, the rugged contrast of stone in a fireplace or planter, for example. This same hemlock paneling can become ultra-sophisticated in the living room when different accents of color and texture are in- Girls-Treat Yourself To A fancy Bathroom WOMEN ADORE pretty bath- vanity if it can be obtained in the same width makes a good balanced dressing table unit. A matching print may be to cover a seat pad if jou like, and companion wallpaper on a small waste basket.

The floor tile oould 03 a black rooms, and every woman secret-, and white sequin pattern, plain ly wishes she have one likcj white or black. Tho idea is to car- the Romans enjoyed. ry out the marble and tile theme. traduced. A wall of vertical pan-i An attractive bath-dressing area! 1C a family has outgrown its ellng, say, will be greatly com-.

mav be er) gj ne ered at little costl bathroom, any small space a plimented by a wall of sliding anc witn a minimum of effort inl hall, under the stairs area or than an mortgage, 0 i' den west coast hemlock you may be able to obtain funds fnr- Vifttnn imrirnvjM-nomc 1 JL for home improvements projects by retiring the existing mortgage and obtaining another mortgage in a new amount. It is important, however, in con- i This method of financing, how- sidering such installment usually involves a new to determine whether the carrying charges would exceed the interest title search and recording and other extra fees, but generally you would have to pay for a reg-! y0 ur interest rate would be lower ular home improvement loan. than under government-insured There are four principal types of loans which may be available for home improvements through financial institutions. They are (1) loans, (2) government-insured Title One loans. (3) open-end mortgage advances, and (4) supplemental loands obtained through mortgage refinancing.

Here are the features of each type of loan: CONVENTIONAL BANK INSTALLMENT The bank's major concern here is that the improvement will substantially protect or improve the livability of your home and that you will re- SEWING DESK One housewife has solved the problem of space utilization by an ingeniously designed desk-type cabinet in one corner of her kitchen- family room. Made of beautiful hurnished-gold west coast hemlock, the desk becomes a sewing corner as sewing machine slides out into position to replace a section of the desk top which lifts out. The unit also serves as a wrapping counter and a bar. The average fisherman spends about $99 annually in pursuit of his sport. ONLY WOLF GIVES YOU BLUE HEAT Premium Fuel Oil Additive that OSIUTM cleaner, mart tisat, at savings up to PIUS RID STAMPS ION CASH PURCHASES) For the same price as ordinary fuel oil.

WOLF COAL SUPPLY 3T4 Heath Phone 3990 certain value for the cost of the project. The amount and terms the loan depend primarily on the nature of the improvement and your ability to repay the loan without hardship. These loans, are made individually by banks and are not subject.to the government-iniured loans or other shoot-term loans. A CONCLUDING THOUGHT Regardless of- the project, be it a small improvement project or a multiple improvement project involving both products and services, it is generally true, that it will be less complicated and more economical to borrow home improvement funds from a bank or financial institution rather than pay the carrying charges involved in installment plan contracts. Questions and answers: there a simple way antique furniture? A.

Yes, can learn ish to a piece of furniture. to any non-professional quick sale and re-sale. GIANTS OF WOODLANDS From British Columbia to San Francisco, along the Pacific slope, trees grow to gigantic size. Some Douglas fir trees may contain 50,090 board feet of lumber, enough to build five small home. West coast hemlock and western red cedar trees grow nearly as large, some 275 feet tall, twelve feet in diameter.

Few reach this.huge size because insects, disease and fire take their toll. Under managed forestry, most trees are harvested at about 100 years of age. wood is given a mellowed look by applying a tinted glazing liquid to a painted, enameled or slained surface. The glazing liquid usually is mixed with small amount of raw or burnt limber, Title One loan regulations. Hence, i depending on the desired tone.

the banks are- more flexible generally with regard to the purpose, the amount and the repayment terms of the loan. While the interest rate usually is slightly higher, some loans not covered under the government-insured plan may be obtained through the bank's own home-improvement loan program. GOVERN'MENT INSURED TITLE ONE plan permits a bank or other qualified lender to advance the money under an insurance arrangement with the Federal Housing Administration. The maximum amount available under this plan is $3,500 and the maximum repayment term is The glazing liquid usually is brushed on, then blended with a piece ol clean, dry cloth. It's a good idea to practice this technique on a piece of old wood before starting your project.

Q. What is the first step before installing ceramic tile? A. Measure the area to be tiled In order to determine the number of square feet of tile and the amount of adhesive needed. A gallon of adhesive Is sufflcent for setting 1 from 45 to 50 square feet of tile. Be certain that all surfaces are dry, sound, plumb and free of old materials which might not adhere properly to the adhesive.

When buying the ad- LET ALL SHOW Notice anything new and different about the home of today? Of course, it's the revival of natural materials used for their intrinsic decorative value. Handsome woods like western red cedar used in paneling and cabinetry are no longer being covered with layers of paint. Clear varnish does it nowadays, so that wood's depth of grain and texture remains visible to lend its rich, quiet elegance to contemporary abodes. glass doors set in wood frames. Another wall may be covered with a' textured paper or even flat paint and so serve as accent.

On the fourth wall, the accent may be repeated, or the hemlock may make another appearance in built- in bookcases and cabinets. Cabinet work in the kitchen and built-ins in bedrooms and utility rooms continue" the theme, and again variations on color and texture mark individualism room by room. Use of wood for the home's exterior carries the idea one step further, continued Goodrich. Decks of Douglas fir 2x4s, spaced a quarter-inch apart to allow water runoff, not only make useful outdoor dining and relaxation areas, but also put a finishing touch to the edges of the home. Wall Determine Home Living Area When an advertisement gives the square footage of a home, what does it mean? This question is asked by many a prospective home buyer, the West Coast Lumbermen's Association points out.

Floor area, the lumbermen explain, is measured by the outside dimensions of a home, so that the actual, living space inside the home depends on how much a small space. One displayed re- closet space may be converted cenlly involved fabric and companion wallpaper in a tile pattern in shades of pink, olive and J.ur- quoise, and a do-it-yourself dressing table that was suspended from the ceiling. The shower curtains were made by taking the straight piece of fabric, hemming and attaching it to the shower rod with large, brass drapery clips, so that no groin- mets were needed in the curtain. A clear shower curtain was usei' behind the print to give the necessary protection. The inexpensive dressing table unit is a space saver and easy to make.

a shelf in the size desired of a light weight, plywood or hardboard, cover it mar- belized paper (the kind that goes on at contact) and suspend it from the ceiling witli a decorative cord. Picture cord will do the trick. into a shower-stall type of bathroom, even if larger tions are not within the budget. STRONG FELLOW Strongest known natural sub-, stance in the world for its weight is said to be (he wood of the Sitka Spruce tree, native to the west i coast of North America. This wood has long, strong fibers, was prized, in two world wars as material for aircraft construction.

Nearly as strong is west coast hemlock, next most desired aircraft wood, and Douglas fir, both widely used in. home construction in peacetime. MACHINE MONOTONY John Detlie, prominent Seattle architect, says the human eye never seems to tire of looking at er.dless patterns of natural a ls Bul he says js a dead Or attractive chains to match! in and loj! ture of wood paneled plumbing fixtures might be more- desirable. Fasten the cord to the' shelf on each side with small brads. Then suspend the shelf from the ceilin; ly monotony in machine-made materials which have identical shape, texture and coloring.

Some woods, the new type towel racks. such as st coasl lock hav that resembles a music an abounding versatility of. gram, ideal for the small bathroom up because it doesn't take up tooj mucli space. Or use one of the towel cabinets that come in a combination of brass and glass, and offers support for the hanging table. room your walls take up.

A wood I One of these on either side of the frame house that is wood sided will give a home buyer about 40 extra square feet of living space, the lumber experts state, since wood' stud walls' are much less: bulky than masonry and brick. How much is 40 extra square feet? About as much as an extra large bathroom. Double HARTFORD, Conn. Reporters covering a high school baseball game thought they were seeing and writing double. Each team's pitcher Bob Carlson, er.ch a ngh'.

hander. Fascism was started by Benito Mussolini in March, 1919, according to the Encyclopedia Britannica. five. years for loans above $600.: hcsive, ask for one bearing the The interest rate generslly is a discount of $5 per $100 each year. -Discount means simply 'that the full charges are deducted from hallmark "CS 181-52." Read the Classified Ads ASFBPT DRIVEWAYS BUILT and REPAIRED LIMESTONE FOR DRIVEWAYS Agricultural Limestone (High testing in calcium and magnesium.) CALL US FOR FREE ESTIMATE) STUDEBAKER CONSTRUCTION CO.

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Dial 3141 CARTER'S Concrete Block Plant BLOCKS for HOME and INDUSTRY MONTICELLO, Ind. Phone 624 For an. Impressive Entrance First impressions are lasting. Enhance the entrance to your home with ornamental iron work. We make them to your specifications in our plant.

Logansport Metal Culvert Co. 220 Hannn St. Dial 5157.