Daily News from New York, New York • 48

00 Not YTD 12-mo 52 wait High Low Chg Chg Chg KCtie 10868.07 9708.40 DJ Indus 10796.01 79.88 40.75 0.12 0.95 Most Active 7273.21 6211.33 NYSE Comp 7261.64 44.21 0.61 0.16 8.12 Ktesifrsft tops ffff irinidBdl (Kldls 1635.70 1301.93 NASD 100 1530.51 Q.26 1.94 2191.60 1750.82 Nasdaq Comp 2076.66 0.15 1217.90 1060.72 500 1205.30 2.27 0.19 4.62 656.11 515.90 Russell 2000 634.76 7.09 12024.3610268.52 DJ Wilshire 500011875.489.57 0.08 5.66 Last Prey Week Year ag 10-year Note 4.09 4.08 4.04?! 30-year Bond 4.48 4.49 4.92 Merc. Gold Spot $420.50 $414.00 MY Merc. Silver spot $7.201 $6.625 $6.576 74 1 Name Vol (00) Last Chg Name Vol (00) last Chg Lucent 2516597 3.36 .14 Cisco 4753239 17.70 Pfizer 1808838 25.151.11 tesdlOOTr 4529988 37.70 HewtettP 1555659 21.30 .85 Intel 3835035 24.17 1.17 SpmtFON 836814 2331 -124 Microsoft 3540369 2537 -35 NorteiNlf 812957 3.17 SriusS 2677006 5.98 GenEfec 798143 3623 Level3 2515277 2.02 -109 Tednst 727953 25561.11 Oracle 2061891 13.35 -31 ExxonMbl 726524 56.11109 ApWMafJ 1889990 17J.4 .35 rimeVfan 629026 18.00 JDS Union 1884605 1.91 EMCCp 592622 13.13 AltairNano 1596554 4.402.10 ProctGs 588710 52.15 Sunfcfcro 1501087 430 CitJgrp 547520 49.40 -38 Symantec 1190006. 21.60 NokiaCp 537625 1537 23 Delllnc 1060017 39.99 QwestCm 520143 4.15 eBay 1058150 82.076.19 Tycoind 518691 3422 .06 Yahoos 1032933 34J5 -J37 AMD 507575 18.11 .62 AppleC 875178 81.21 2.37 SBC Com 489770 2426 -34 Gouge 738023187.40-16.96 Motorola 464945 15.91 -35 NexteIC 710935 29.00 AmlntGp 460901 73.12 5.60 Quakwns 683893 36.16 WinDix 457745 157 JnpnNtw 662660 23.64 .67 Merck 440035 2921 .86 Sina 653765 2323 JPMorgCh 436403 37.48 -21 Synaptics 589956 22.50-17.03 rordM 427233 13.06 TASERs 570676 13.48 Gillette 411055 49.55 -20 Veritas 553525 23.80 Coming 409275 11.92 .60 Axonyj 518955 1.76 Attria 401411 6620 CtBrtCm 518788 174 WalMart 399364 52.10 BEASys 491080 8.56 -29 NewsCpAn 394325 17.00 Aastrom 489236 2.90 LibtyMA 370837 10.24 EricsnTI 487055 28.82 MicronT 362673 11.73 .63 Activisns 476616 20.69 KrspKmi 351698 6.16 -134 CienaCp 474635 2.83 .13 Schwab 349249 10.77 .41 Novell 426942 5.88 .10 FamiMae 342592 62.42 Brdcom 409373 32.81 .60 NewmtM 340913 42.13 .75 Amazon 405184 35.78 .06 Disney 333576 29.34 .03 Sonus 397291 5.59 -29 Gateway 324752 4.49 Sanmina 377125 6.09 CypSem 323644 13.701.41 Atmet 369721 329 NatSemis 313673 1922 .90 AlteraCp 362988 20.50110 312887 1937 SiebelSys 355247 8.78 VerizonCm 306783 36.31 Conexant 348785 1.61 .03 Diary Diary Currency 1 Currency 1 Country In U.S. Equals Country in U.S.

Equals Britain 1.8685 .5352 Japan .009455 105.76 Canada .8085 1.2368 Mexico .089718 11.1460 Euro 1.2872 .7769 Philippines .0183 54.75 Hong Kong .1282 7.7995 So. Korea .000968 1032.90 India .0229 43.740 Switzerland .8263 1.2102 Israel .2285 4.3764 Taiwan .0315 31.76 1 i Here are two types of basic checking accounts offered as of Friday, February 11, 2005. For most regular checking accounts, banks require no balance or a small balance and may charge a monthly fee. BY LORE CROGHAN DAILY NEWS BUSINESS WRITER PUBLISHING GIANT Hearst placed the final steel beam atop its 46-story headquarters, designed by celebrity architect Sir Norman Foster. "I feel like a kid on Christmas morning," Hearst CEO Victor Ganzi told guests including Mayor Bloomberg and the top brass of the publications that will move into the innovative tower in summer 2006.

Hearst's board decided to go forward with Pritzker Prize winner Lord Foster's project soon after Sept. 1 1. He was hired to add a modern tower to the land-marked six-story headquarters on Eighth Avenue and W. 57th St. At yesterday's ceremony, Gov.

Pataki said he was grateful for the vote of confidence the publishing firm gave the city at a dark moment. "We needed a tangible expression from one of our corporations that New York City is still the place to be," he said. Lord Foster told the Daily News that Hearst honchos "never faltered" in their resolve to build. Their attitude was, "If we don't do anything, they the terrorists have won," he said. Lord Foster is famous for modern re-workings of historic buildings like the British Museum and the Reichstag.

But his most talked-about design is a London skyscraper nicknamed "the Erotic Gherkin" because of its phallic shape. Though it doesn't look like a big pickle, the Hearst tower is shaping up to be an eye-catcher, with a glass exterior made of rows of steel-edged triangles. In- f'ff a i liiiifiiiui Advanced Declined Unchanged Total issues New Highs New Lows Volume 1,486 1,849 71 3,406 351 131 9,907,481,001 2,027 Advanced 1,481 Declined 65 Unchanged 3,573 Total issues 665 New Highs 41 New Lows 9.481,590,538 Volume Most Widely Held Regular Checking Interest Checking Min Avoid Monthly Min Avoid Monthly Bank Fees Fees Fees Fees Rate Amalgamated $0 $0.00 $500 $2.00 0.60 Apple Bank $0 $3.00 $2,500 $10.00 0.05 Astoria Fed Svgs $0 $0.00 $2,500 $10.00 0.10 Atlantic Bank of NY $2,000 $10.00 $5,000 $9.00 0.25 Bank of NY $0 $4.00 $5,000 $12.00 0.15 Brooklyn Federal $0 $0.00 $1,000 $10.00 0.50 JP MorganChase $3,000 $9.50 $3,000 $11.00 0.25 Citibank $0 $3.00 $6,000 $12.50 0.25 Dime Svgs Williamsburg $0 $3.00 $2,000 $12.00 1.00 Emigrant $2,500 $9.00 $2,500 $9.00 0.20 Flushing Savings $0 $3.00 $1,000 $10.00 0.50 HSBC Bank $0 $3.00 $2,500 $10.00 0.10 Independence Community $0 $0.00 $1,500 $15.00 0.10 Bank $0 $0.00 $2,500 $9.00 0.10 Maspeth Federal $500 $5.00 $500 $5.00 0.98 North Fork $0 $9.00 $4,000 $10.00 0.20 Ridgewood Savings $2,500 $3.00 $5,000 $5.00 0.74 Roosevelt Savings $0 $0.00 $0 $4.00 0.15 Suffolk $0 $5.00 $3,000 $15.00 0.25 valley National (NY) $700 $7.00 $1,000 $9.00 0.10 Wachovia $0 $0.00 $2,500 $11.00 0.10 Artist rendering of tower atop Hearst headquarters. stead of straight lines, the edges of the building are zig-zags. "This will change the landscape of the whole neighborhood," said Jerry Speyer, Hearst's development manager.

The unusual design allowed Hearst to cut the amount of construction steel it needed by 20 or 2,000 tons. Hearst is trying to get the United States Green Building Council to certify the tower as an environmentally efficient building. The skyscraper will house 2,000 employees now in several rented offices. Lcroghannydaitynews.com YTD YTD Name Last Chg Chg Name Last Chg Chg AgereB 1.59 17.8 IBM 93.30 Avaya 13.05 JPMorgCh 37.48 ChevTexs 58.16 2.5 10.8 Johnjn 66.60 10 5.0 Cisco 17.70 -11 Lucent 3.36 4.3 Citigroup 49.40 2.5 Merck 29.21 3.0 Comcast 31.53 Microsft 25.97 ExxonMob 56.11 2.0 9.5 Pfizer 25.15 4.6 GenElec 36.23 TimeWam 18.00 HomeDep 42.81 0.9 0.2 VerizonCm 36.31 Intel 24.17 5.1 3.3 WalMart 52.10 Monthly fee will vary with balance Some banks offer higher interest rates for higher balances NQWot offered.NANot Available Maietatch Citigroup set to slash from its payroll No part of this document may be reproduced without rjerrfflssion.A!tnough the rates used to produce this report were obtained from the financial institutions themselves, FINANCIAL MARKET FOCUS cannot guarantee the accuracy. (C) FINANCIAL MARKET FOCUS, INC.

AH rights HilniMl. (718) 375-5557 For Individual stocks visit www.cbsmarketwatch.corn Citigroup, the world's largest bank, is slashing more than 1,000 jobs in its corporate and investment bank to save money. The cuts will affect 2 to 3 of the unit's 48,000 employees worldwide, and In a prospectus for an initial public offering, Lazard said expenses will drop as it targets a number of managing directors and founders of its asset management unit. Lazard, run by dealmaker Bruce Wasserstein, wants to slash payroll costs to 57.5 of revenue of revenue from 74. THE are expected at all levels of the unit, a source said.

CEO Charles I iJMIJt.b -1 Assets Total ReturnRank Pet Assets Total ReturnRank Pet Name Obj (SMIns) 4-wk 12-mo 5-yr Load Name Obj (SMIns) 4wk 12-mo S-yr Load Vanguard Idx Fds: 500 SP 84,167 2.5 5.8A NL Vanguard Fds: Prmcp XC 22,998 2.3 9.6A 3.3C NL American Funds A ICAA LV 64,879 2.3 6.10 22.0C 5.75 vanguard Admiral: 500Adml SP 22.411 2.5 5.9A NS ML Fidelity Invest Magelln LC 63,295 2.6 3.6C NL Amer Century Inv: Ultra LG 21,998 1.1 3.2A NL American Funds A WshA LV 63,079 2.5 5.7D 43.7B 5.75 American Funds A FdlnvA LV 21,542 2.4 9.2B 18.0D 5.75 American Funds A GwthA XG 60,323 2.3 6.0B 1.4A 5.75 Fidelity Spartan: Eqldx SP 21.084 2.5 5.8A NL PIMC0 Instl PIMS: TotRt IB 45,790 0.5 43A 51.5A NL Balanced BL 20.740 17 8.4A 83.4A NL Fidelity Invest Contra XG 44,484 3.6 11.8A 9.7A NL vanguard Fds: HlthCre HB 19.605 1.7 2.9A 74.9B NL Stock XV 43266 2.3 11.9B 95.4A NL Vanguard lebt Fds: lbtBnd IB 19,478 0.5 3.5C 429C NL American Funds IncoA MP 42,535 2.2 9.9A 65.0A 5.75 Rdelity Invest: DhrGth LC 19,422 2.5 0.70 19.9A NL American Funds A EupacA IL 36.919 2.8 13.5C 4.5B 5.75 Vanguard Fds: GNMA MT 18,857 0.5 3.8A 42.9A NL Rdelity Invest LowP MV 35,976 2.9 16.2B 146.4A NL FrankTemp Temp GrwthA GL 18.460 1.7 10.8B 54.0A 5.75 Vanguard Instl Fds: kistldx SP 34,989 2.5 5.9A NL FrankTemp Fmk IncornA MP 17,016 1.7 9.9A 74.5A 425 American Funds PerA GL 33,735 2.1 7.8C 7.0B 5.75 PIMC0 Admin PIMS: TotRtAd IB 17,012 0.5 4.0B 49.6A NL American Funds A CaplBA MP 32.504 1.8 13.9A 76.9A 5.75 Vanguard Fds: Wndsr XV 16,384 2.1 7.4D 63.1B NL Fidelity Invest: Grolnc LC 32,106 1.5 5.0B 0.3B NL Price Funds: Eqlnc El 16,033 3.2 10.8B 63.3A NL Vanguard Idx Fds: TotStk XC 31.718 2.7 6.8B NL American Funds A BondA AB 15,822 0.5 4.7B 44.0B 3.75 American Funds A BalA BL 29.162 17 5.2B 66.6A 5.75 FrankTemp Temp A' ForgnA IL 15,181 2.0 11.8C 32.6A 5.75 Vanguard Fds: Wndsll IV 29,015 2.9 13.0A 5S.8A NL Lord Abbett A AffilA px LV 15,002 21 6.90 34.6B 5.75 Vanguard Fds: Welltn BL 28,328 2.7 8.9A 55.6A NL Janus Fund LG 13,604 1.1 0.5C 41.80 NL American Funds A CapWGA GL 26.905 3.0 13.8A 49.9A 5.75 Vanguard Instl Fds: InsPI SP 13,493 2.5 6.0A NL Fidelity Invest Eq Inc El 26,371 3.1 7.4D 37.0C NL American Funds A AmcpA XC 13,319 1.6 4.4D 15.8B 5.75 Fidelity Invest GraCo XG 25.180 13 4.0C NL Vanguard Fds: STIGrade SB 13.122 0.2 1.5B 30.7B NL Fidelity Invest Puritn BL 23,934 2.2 6.2B 38.0A NL American Funds A AMutJA XV 12,986 2.3 7.4D 51.3B 5.75 Fidelity Invest FjlueChGr LC 23,578 1.6 0.4E NL Davis Funds NYVen A XC 12,915 4.3 9.0A 23.7B 4.75 Fidelity Invest: Divlntl It 23.419 2.8 13.3C 22.3A NL Fidelity Invest: EQII El 12,915 3.3 6.2E 32.3C NL AB Long-Term Bond ST General U.S. Taxable LC LargeCap Core MT Mortgage S6 Smallap Growth UT utility AU Gold Oriented HB HealthBiotech LG LaigeCap Growth MV MidCap Value SM Short-Term Muni WB World Bond BL Balanced HC High yield Taxable LT Latin American NM Insured Muni SP 500 Index XC MuttCap Core El Equity Income HM High Yield Municipal LU Long-Term U.S. NR Natural Resources SQ Specialty Equity XG MulUCap Growth EM Emerging Markets IB Intermediate Bond LV Large-Cap Value PR Pacific Region SS Single-State Muni XV Multi-Cap value EU European Region IG Intermediate U.S. MC MiCapCore SB Short-Term Bond i SU Short-Term U.S. GL Global Stock H.

International Stock MG MidCap Growth SC Small-Cap Core SV SmallCap Value GM General Muni IM Intermediate Muni MP Stock Bond Blend SE Sector TK Science Tech Prince is trying to cut costs and exit businesses not focused on consumer or corporate banking, in a move away from predecessor and mentor Sandy Weill's vision of creating a one-stop financial supermar in ket. Verizon fears Some of MCI's top five investors including Leon Cooperman who owns 3 of the company, said they're "not happy" with Verizon's offer to buy the company for $6.3 billion, signaling potential trouble for the bid. Verizon matched an offer from Qwest, sources said. MCI should sell for more, said Cooperman, who runs Omega Advisors. John Paulson, president of MCI's No.

4 shareholder, said a Qwest deal may have more benefits for MCI investors. Bloomberg News Cuts at Lazard Investment bank Lazard will slash pay and benefits this year by $100 million by letting contracts expire and possibly cutting as many as 300 jobs, as the venerable banking partnership prepares to go public..