The Evening Post from New York, New York on January 29, 1818 · Page 2
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January 29, 1818

The Evening Post from New York, New York · Page 2

New York, New York
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Thursday, January 29, 1818
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jftw - TOHX crtaxa post. THURSDAY, JANUART 20.' ; V THAJrT COBBUfOITBT. ... WASHINGTON, Janl 27. I send you th very valuable Report of the St crotary of the Treasury to Congress containing hit opinions of the measures accessary to be a - doptsd for the nore effectnal collection of Uteda tie on imported goods, ware and merchandise. , It cannot fail of being interesting to the merchant! ' of year city. - 1 . ' , . . Treaiury Department, ' . Januarr 19. 1818. Sir I hare the honor to traaimit herewith, a . report prepared In obedieoce to a reiolutioa of the boate of representatives, of the 28ta of February, 1817. I have the hoaor to be, very respectfully, air, yoor mott obedient aervant, W. H. CRAWFORD. The boo. the Speaker of the Hons of Representative. , , - . '.In obedience to the reiolutioa of the home of re presents tire of the 28lb of Febroary, 1817, .directing the secretary of the treaiury to report to congress, at their next session, " such measures m may be necessary for the snore effectual esecationofthe lasri for the collection of the duties on imported goods, wares, and raerchan - oise," i bar Ue bonor to ' REPORT: Thrt shortly after the close of the but session of congress, measures were adopted as well for we oeucuon si me ratio, wbtch might be com - toilted nponlhe revenue, as lor ascertaining the defects ef the collection laws. ' The collectors of the customs, under aa ex press injunction to inform the department of - every auempi 10 evaae toe provisions of the ex - . htmg laws which should be discovered, accom - pswea oy surretuocu of us remedy best caJcu lated to repress the evil, made no consaiunica . tiess whatever apoa the subject. Considering that tbst eipsruaeot was made witboot previous , notice) to those ooacerned in Importations, and iot more wan mt monUM of lb osost active com marce ia our ports, the tacit evidence of the col . lector, that frauds are not committed to ariv con. tderabl extent, and that the provisions of the collection taws are not materially defective, ap pears, so oe weu caicwaieu 10 command respect. " Notwithstanding the result of this experiment, ss j uk reason to oeueve inat frauds to a oonstderabl extent have been, and now are committed upon Ihe revenue, in the importation ruciee apoa contignmeni, paying ad valorem duties, . - The practice of shipping merchandise from avurop to toe United Mates on account of the foreign shipper, has greatly increased since the late peace. .The immediate , cause of this increase maybe probably found in the general distress which at, and since that epoch, pervaded universally the manufacturing establishments, from whence our supply of foreign merchandise has been principally derived. The manufactur ers unable to dispose of the products of their labor ia their accustomed markets, assumed the character of exporting merchant, and shipped their mercandise directly to the United States, where it has been sold by their agents, or consignees. In adootinr this course, not ont th fair profit of the manufacturer and exporting aoercnsuK cnoceniraiea in ine nanus of the latter but also the loss which the revenue sustains by mvotcwf the merchandise at the actual cost of the raw material, and the price of the labor employed m its manufacture. Should any part oi uus proa i not ne reaiixeo, from the circum stance of the merchandise being sold in a glut ted market, or from any other cause, the articles reach the bands of the consumer at a rate lower than it could be sold by the fair American im porter. In either event, the honest American anerchant is driven from the competition, and in the latter, the domestic manufacturer is depriv. ed of the protection which was intended to be secured by the legislature. But, independent of this evasion of the revenue laws, which, by those whe practice it, may be deemed consistent with the principle of morality, a practice of a loss equivocal character a known to exist in im - j porta tioos, mad by foreign merchants upon coo. I airnment There is abundant reason to believe, that it is now customary in importations of this nature, to send with the merchandise, an invoice Considerably below the actual cost, by which the entry m made and the duties secured. Ano ther invoice at or above the natural cost, is for Warded to another person, with instructions to take and seu the roods by such invoice. Ia this manner the perwo who euters the goodi remains ignorant of the fraud to which he has been tnaocently made a party, and the fraudu lent importer escapee with impunity. The tacili ty with which frauds may be practised by per - mitting entries to be made by persons who know nothing of the correctness of the invoices by wiuca we aune are io oeasceruinea, so strongly invites to the substitution of false, for true iu voices, that the practice most necessarily become universal, if suitable checks are not devised against it It is also ascertained that resident merchants have ia some instances connected themselves with foreign mercantile bouses, which are iu the habit of purchasing cloths ol evert de scription in their rudest state of manufacture. which are m their hands brought to the Highest state of perfection by dying, dressing, or bleach - ins, according to the kind of cloth purchased. Such articles are invoiced at the price riven for vcmsb hi weir uniuusuea staie ol manuiacture, aad apoa mote invoices the duties are estimated. Connections of this kind will necessarily increase. aad eventually embrace the whole catalogue of articles paying ad valorem duties, unless checks calculated to repress the evil, are promptly devised and applied. The practice of entering goods without invoice is another mode now frequently resorted to, for the purpose of evading the payment of the duties wtiico are legally demaodable upon them. In these case and indeed in all cases, where the collector shall inspect that the in - voices are fraudulent, the resort to appraisement authorised by law is generally found to be in fa ror of the importer, aod against the government. This may in some measure be attributable to the defect of the existing provisions upon that subject, but the universal experience of every department of the government proves the danger user is oi suomiiung anv question to the decision of persons acting as arbitrators between th United States and individuals. In most cases of this kind th appratsor are influenced by a morbid sensibility which almost invariably impels them to sacrifice the interest of the nation to that of the iodivfhiaL Independent however of this indefensible principle of action, there mast necessarily exist in most cases of appraisement vuder the collection laws, some individual bias in favor of the importer. The decision is to be made by merchants, and if mad in favor of the - government, the reputation of the party in inter est must be seriously affected. The persons called nnoa to decide may themselves be placed the next day, in a situation to have their reputa tion assailed by the same means. The treat bo dy of the merchants, may io the question under consideration be viewed as a distinct community, bound together by ties geuerally inscrutable to the collector ; perfortnin successively for each ber, acts by which their pecuniary interests otteotimes acquire a unity, tolallv incompatible with the disinterested discharge of the duties of aa appraiser. Should however the appraise mcot in dtpit of all these oh - 'tarles, correspond With the impressing of the collector, and seizure of the aaerciiandise be m - de, the party is ailow - See the treasury circular ef the "th May, ioii,Brwanaexea. or on ed to prove (he actual cost of (he articles, and time at generally allowed try our conns, iw examination of witnesae beyond the seas. The result of an tavestigatioa aeder such circumstances can hardly be considered doubtful, la snaking these observations, no imputation apoa the character ef the American merchant is in - tended. As a body of men they are highly respectable for their mtelligeace, integrity aod re spect to the laws, bo lar a iney saw wu7 nau - Miud hi immrtations. I believe with the collector ef the customs, that thi revenue ha been generally iairly paid. But it is impossiwe that the high character which they have hitherto n1"''1"'1, should be preserved against the ruinous com petition ia which they have since the peace, been enpged, anleos the frauds prac. tieed by the foreign importer shall be effectually restrained. Indeed there is some reason to be lieve, that some amoof them have already resort ed to practices, not less effectual for evading the payment of duties justly demaodable ofthem,lhan taose wmcn nave oeen. wiu so mucn success, employed by foreign importers. It baa frequent ly happened that a vessel bound to a particular port, ssireignted oy mercnanis residing in tne DrinciD&l commercial cities. In such cases the good have generally been entered by an agent or consignee, residing in the port wbere the ves sel arrives, and the goods so entered are resnip - ped ia their original packages to the ports where the owners severally reside, or to other ports of the United Stales. 1 he entries are consequently made upon such invoices as are forwarded to the aeeot or consignee, of the correctness of which, he u wholly ignorant. Ihe goods thus retliipped in the on Final packages have under gone no examination are not subjected at the port to which they are reshipped to that kind of examination which they would have undergone, had they arrived directly from a foreign port I he importer therefore not only avoids the ne cessity of swearing to the correctness of the in voices, but also eludes the vigilance of the custom bouse, and his merchandise at th port where it is opened, and sold, baa acquired the character or articles upon which the duties have been paid or secured. Cases of this kind have so greatly increased since the war, that it is difficult to avoid ascribing the increase in some degree to motives incompatible witli the high character for integri ty, and respect for the laws, which the A merr can merchants as a body of men have so justly acquired. There is some reason to believe that eva sion are sometimes practised under color of discount allowed on price charged in the m voices. Under the Treasury regulations no conditional discount are allowed t but it is extremely difficult to ascertain whether they are absolute or conditional. In order to provide an adequate remedy a - gaimt the fraud and evasions which already exist, and to prevent their further increase, it is rekpectfully submitted that provisions to the following effect be adopted i 1. No roods to be admitted to entry wbere tne invoices are not produced, except roods taken from wrecks, and under other circum stances which preclude the possibility of producing them. 2. In every entry of rood subject to duty. the party making the entry to state upon oath whether he is the owner, and if not, to state the name and residence of such owner. 3. Every oath of entry in addition to what is now required shall state that the invoices produced exhibit the true.correct value of the article in the state of manufacture, in which tl.e goods then are. 4. If the goods do not belong to the person who enters them, bonds shall be given as in case of an agent, that the owner shall in due form of law, verify the invoices by which the entry is made, or produce other invoices verified in like manner. 5. That where goods are reshipped coastwise, in the original packages, invoices certified under the hand and official seal of the collector, must be produced at the port to which they are shipped, and the tame inspection shall take place, as if the vessel should arrive direct from a foreign port on failing to produce such invoice, the vessel and rood to be forfeited. & That after the day of next on entry of mrrcliandise pavinr sd valorem duties. shall be made upon any invoices where the owner residi ont of the United Mates, which shall not be verified by the owner m the man ner required by the forgoing previous, before ine American consul at the port of shipment, or of some other port. And such owner shall further state, whether he is the manufacturer of the goods described in si ch invoices, in which case he shall further swear, that the price charged are the current value of the articles, and such ai he would have demand, had they been sold in the course of trade. 7 - That for the appraisement of goods in all cases required by these provisions, there shall in each of the principal ports be appointed, two persons well qualified to perform that duty, who, together with a respectable merchant to be chosen by the party in interest, shall upon oath, make such appraisement In every case the merchant selected by the party in interest, shall, upon oath, declare that he has no direct or indirect interest in the case. In the smal ler ports, an inspector of the revenue best Quali fied for that purpose, and a disinterested mer chant selected by the collector, and another by the party m interest, shall be the appraiser. 8 Merchants selected by the parties iu interest aarf by the collectors, shall be compelled to serve oy ine enactment or suitable penalties. 'I be compensation to be allowed Uiem, to be e - qual to the rate received by the appraiwrs. 9 - Ia all cases where there shall be iust grounds to suspect that goods paying ad valorem duties, have bee invoiced below their actual cost, the collector shall order them to be appraised ir. the manner already desc ribed ; il the praiseuient shall exreed by percent, the invoice prices, men, in auuiuon io ine per ceni. iuki upon correct and rrgalar invoices by tbtt existing laws, there shall be added - 'percent, upon the appraised value, upon which aggregate amount the duties shall be estimated. 10. One hall' It duties accruiug upon such ad ditional per cent, shall be distributed according to law, between the custom house omcers ol the port. II. The same proceedings shall be had in al cases coming within the 6th pr viioo propced,l where the invnrns are not vended by an American consul. The same additional per cent siall be laid upon the appraised value, as in case of fraaduleot invoices. 12. But no such addition shall be made in any case where the goods are shipped from a country state, in which no American consul resides. I X Nor shall such appraisement be necessary whore the foreign owner is present and enters Hie goods. 14. The same appraisement shall be made, previous to the entry of the goods taken from wrecks; and also where a redaction of duty is claimed, account of the goods being damaged ia the course of to voyage. IS. The exp.mses ol appraisement snail be borne bjr the owners of the goods in all cases, except where the appraisement ordered in the al legation or fraudulent invoices, snail not suDjeci Hie owner to the additional per rent, nireciea by the forcroing provisions, aod in cases of goods taken from wrerks. IS. The appraisers ia the principal ports shall receive as a compensation (y their services - dollars per annum. The insicctors in the other ports who shall perform the duties of appraisers, shall receive tl.e full allowance of inspectors, wliethrr they are actually empUved throughout the year or eot 17. In every case of entry upon invofce,"tbe collector of Uie port where the entry is made, thill certify the invokes under his cfJiciid seal. In li C'ji,tt - Ut;orn cencemir the said goods, ao other evulrnre oftiie value thereof, shall be admitted in a;.y court of the United States, oaths part of the nn r of such good. 18. Counterfeiting any ccrtiticate required by these pronuoai ts be kiorj. : " - ,. : . ' . , v t. I That snraierv MI - irVatiftB of invoice be fore aa American consul, there shall be paid by. the parry making the oath, the sum Of aouun, for use use of such coumi. .. SO. That no discount be allowed, except where the oath of entry, or that taken be lore Ui American consul, shall expressly state, that it has been actually allowed to th purchaser, io the aaymeni maoe oy dub lor soon goous Zi. 1 nas we collectors oi iu uiuerem t authorised at their discretion, or upon instruc - linns fmwm the treasure itenartmenL to Subiect to the most rigid inspection, a certain proportion of me packages imported into tneir respective puna, and if they are not agreeable to invoke, or false ly charged, a hill luspectiou or the wnoie snau be made. Wbere aey packages shall contain article not described in the invoice, the whole packaee to be forfeited. . Every bond takes for duties shall be executed by at least one Americaa merchant, or by a foreign merchant who has resided at least years fa the United States, and hat held by lease daring that time, a tenement of the yearly rent of at least dollar. 1 S3. The bondsmen to be liable for any pecu u. i rie uonusmen to iw uaura iw uj y.'. - - ary penalty incurred by frauds on the revenue, icb Lability to cease upon the delivery of the mai Sue roodasnbiect to forfeiture, 94. The execution of a bond for the payment of duties by one partner to bind the firm. The adoption ol the foregoing provisions will, as far a it is practicable, prevent the entry ol foreign goods without an appeal, under the sanction of an oath, to the conscience of the party who is in possession of all the circumstances connect ed with the purchase of them in foreign countries. Where this oath is not obtained, the provisions are intended to guard against decisions injurious to the government from indirect interest, or from the more general inclination which teems to exist in the community, to favor the interest ofidivid - uals, at the expence of the nation. W hatever may be the reliance which ought to be placed ia the efficacy of the foregoiog provisions, it is certainly prudent todiminish, as fares practicable, the hat of articles paying adalorem duties. - . (7b be conchidtd tn eur next.) FOn TBE KKW - fOBX. svxmikg rosr. Mr. Celeman, Amonzst the different speculations on the sub ject of pauperism presented to the public eye, I would request the favour of you to give an in sertion to the following extract from Colquhoun's Treatise on Indigence. The author or tmstrea tise is well known to the world as ao able police magistrate of the city of London, and a practi cal writer on all subjects connected with an Inti mate knowledge of the character and situation of the poor. " In contemplating the an airs of the poor, it is necessary in the first instance to have a clear conception or the distinction between vtMigenee and voterty. rottrty is that state and condition in society where the individual has no surplus labour in store, and, consequently, no property but what is derived from th constant exercise of industry in the various occupations of Ufa ; or in other word K is th state of every one who mutt labour for subsistence. Poverty is therefore a most necessary and in dispensable ingredient in society, without which nations and communities could not exist in estate of civilization. It is the lot of man it is the source of wealth, since without poverty there would be no labour and without faasur there can be no no riehet, no rrfinemcnl. no comfort, and no benefit to those who may be possessed of wealth inasmuch as without a large proportion of po verty surplus labour could never be rendered productive in procuring either the conveniences or luxuries of life. Indigence therefore and not f overly, is the evil. It is that condition in society which implies vant, misery, and dittrttt. It is the state of any one who is destitute of the means of tustence, and it unable to labour to procure it to the ex tent nature requires. The natural source of subsistence is the labour of the individual ; while that remains with him he is denominated poor : when it fails in whole or in part he becomes indigent. ' The condition of man is susceptible 6f four material distinctions : 1. Utter inability to procure J tuhsistenc, Indigence. S. Inadequate ability, ) 3. Adequate ability and no more, Poverty. 4. Extra ability, which is the ordinary state of man, and is the source of wealth. But it may happen, and does sometimes happen in civd life that a man may hare ability to labour, and cannot obtain it. He may have labour iu bis possession without being able to dispose of it The great desideratum, therefore, is to prop up poverty by judicious arrangements at those critical periods when it is iu danger of de scending into iudigence. The barrier between these two conditions in society is often slender, and the public interest requires that it should be narrowly guarded, since every individual who retrogrades into indigence becomes a loss to the body politic, not only in the diminution of a certain portion of productive labour but also in an additional pressure on the community by the ne cessary support of the person and bis family who bare thus descended into snairntre. It is the province ol all governments by wise regulations of internal police to call forth the greatest possible proportion of industry, as the best and surest means or producing national bap pines and prosperity. The poor in England, and indeed in all northern climates, have many indispensihle wants not peculiar to southern couutries such as fuel, clothes, bedding, and shelter from cold. These are some of the physical causes which produce indigence and wretchedness, and render poverty worse in a state of civilization than in savage life. But there are many other causes which pro duce indigence in a state of civilization, which il is pbvtically impossible to avoid, and therefore provision, in tome shape or other, has been made in all nations, for persons unable to procure the means of subsistence. In few instances, ex cepting in England, has any legal claim upon the nth been established ; but still the rich hare indirectly supported the indigent, and this state of things will continue as long as civil society exists. The important consideration it, Ihxe to re duet the number of ihe indigent ; and what mca iiires ought to be purtued to prerent the poor, tcho hart labour to dispose of, from descending into thu stale of misery and inaction, so injurimu Io the nation.n The casualties of human life olt - eti produce unavoidable indigence, for which there is no remedy, while the vices of the people more frequently reduce them to that burdensome state, wbere no physical cause operates That the attention may be more particularly directed to the causes (innocent and culpable) which reduce mankind to that condition which calls for the labour of others to support them, the following general view is submitted to the contemplation of the reader. Innocent cauies ef indigence irremediable : 1. Insanity, incurable madams, weak intellects. S. Deaf aod dumb. 3. Blind. 4. Decrepit and lama. 5. Permanent inability to work. . Orphan children left destitute. 7. Infancy without support or protection. 8. Old age and infirmity. Remediable indigence, requiring prop to raise it to a state of poverty : I.' Temporary lots of work. . Absence from home ia search of work. 3. Inability to obtain work. 4. Performance of work separated from a family. 6. Sudden discharge of bodies of labourers, by failure of manufacturers or temporary stagna - 6. Gardeners, bricklayers, and other mechan ic and labourers, prevented from working dor ing sever frosts. 7. Starchy and tudJeri advance " S ' necessaries of life, f' . . 8. Wives and children ofsoidiert embarked in foreign rvice. . - - .v . . - . - : - 9. uldiers, marine?, seamen, and mdilia, discharged after war, and not immediately getting employment . 10. Servants out of place, with good characters but unable to obtain employment 11. Temporary sickness, whore there is no surplus labours. ' 12. Lying in expences. Idem. 13. Temporary lameness caused by hurlr, and inability to work for a time. 14. Funeral expences of a wife or child. 15. Loss of a husband, with a family. 16. Loss of a cow, horse, pigs or other useful animals. ' 17. Loss bv fire or other casualty. 18. Losses in trade, producing bankruptcies, without fault or reproach. Culpable cautc of indigence : . 1 . Vicious and immoral habits ; ( 2. Idleness. 3. Laziness. , . 4. Indolence. 5. Sloth. ' 6. Carelessness. 7. Thoughtlessness. 8. Improvidence. 9. Prodigality. 10. Unnecessary waste. 11. Want of frugal habits. 12. Want of economy and management IX Indifference as to what may happen and sottishnets. 14. Dissipation. 15. Habitual drunkenness. 16. Abandoning a helpless family. 17. Trusting to parish maintenance. 18. Was tin - earnings in ale - bo uses. 19. Making no provision for families, having the means, or makmemadeuuate provision 20. Servants losing character and place for fraudulent and pdfering practice, ana oau oe havior. SI. Female prottitution, producing loss of cha racter, disease, and the meant of obtaining work 32. Contracting debts without ability to pay. 23. Fraudulent bankruptcy, and consequent loss of credit and confidence 24. Fraudulent lottery insurance, producini loss of character. 25. Systematic idleness, leading the lives of gypsies, c. 2o. systematic criminality in au its numerous ramincatiom.iproduuijg a total lost oi cnaracter. In considering the innocent causes of indigence thus exhibited in one collected view, it will be seen that ' the cases requiring constant and per manent support are few in number compared with those where well - tuned prep would re' store to society great multitudes who it is much to b feared uudar the present system of manage ment, became permanent burdens on the public. Culpable indigence can scarcely find any reme dy, except in the improvement of the morals of the vulgar. t rom the above statement, it will be obvious, that all charitable institutions which afford props to prevent a fall from poverty to indigence, are truly deserving of encouragement. The judi cious discrimination here exhibited, places in an inferior and unfavorable light the declamations of mere theorists, who claim applause from aa inorimiuate attack upon ALL charitable institutions as tending to increase pauperism. Mr. fJolquuoun was a practical man, with a benevolent mind, not a cold, calculating philoso pher. He visited the abodes of poverty, with the perseverance of beneficence and the wisdom of a censor ; bis opinions are, therefore, of more value, and bis plans will be more practical than those of perhaps any other man. I think it cannot, on this principle, be denied, that the House of Industry, of which you have spoken so favor - ably, may be considered as one of the most efficient props of the poor. The miscalculation of the " Society for the promotion of Industry," as you justly observed, arises chiefly frow the want ol immediate sale of the articles they make. Tbey never, however, could calculate on selling all the articles as high as they would cost them At many poor women are incapable of earning a living till instructed by the managers, they are, therefore, for a time, paid more than their actual earnings. Whatever loss occurs in this way, is only giving charity through the medium of industry, instead of giving it gratuitously. Any deflciences occasioned by such a cause, the society did calculate would have been made up by private donations; seeing it must afford our citizens more pleasure to give money to the poor through such a medium and be freed from the importunities of beggars, who, were this institution sufficiently supported, could no longer use the plea of want of employment as the cause of their misery. Yet, although the House of In - dustry removes this pretext lrom the beggar, the Society for the Promotion ot Industry receives less support than any other charitable institution in thu city. Excepting four hundred dollar from the hon the corporation, the whole amount of donations received thu season does not exceed one hundred and fifty dollars, although the managers pay nearly and sometimes wholly this amount week ly for work done. . A Friend to the Poor. ADDITION. I take this occasion to recommend, for the tenth time, and in the most earnest manner, to our corporation, the case of M The House of Indus try," spoken of in such handsome terms by the above benevolent and sensible correspondent I understand that in answer to a late application to the corpora tion, they have encouraged the So ciety to expect that their hoase - rent will be paid, and $ 400 a year be allowed them. Really, gentlemen, this is, in effect, doing nothing. The 400 they have had, and appropriated it in their business ; but to talk of finding a house, by way of assisting them, when they have not the means of making use of it, is indeed little better than a mockery of their request, though I am sure nothing is further from the feelings and intentions of the committee. If the society is to be kept up, something effectual must immediately be done : it will soon be too late. ' Dogs Last Monday morning as a gentleman was passing through Frankfort - street, be was attacked by a large mastiff which had broke loose from his fattening in a tan - yard in that neighbourhood, and bad it not been for the assist ance of several persons who happened to be near at the time, would, in all probability, have been bitten in a mott shocking manner. The dog sprung upon him and seized him jutt above the hip. So powerful was hit grip that be pass ed hi teeth through a broadcloth surtout coat, straight bodied coat, jacket and shirt, into the skin, and lore the whole clear from the body He fastened upon him a second time, but was beat off by a number of gentlemen with umbrel las and walking - sticks. At toon at he could be secured by his master, he was shot The animal from having been kept chained for a hog time, had become as ferocious at a tyger. And had it so happened that he had fallen apon a child, in stead of a man, it it highly probable he would have destroyed it In cities dogs are of little as and great erpence ; especially a moor the peer. V - ' t - l Rial Itlait in JVew - Yerk - Looking ovVr the morning papers only. I perceive that no less than sixty - six houses are now up for tale, and mott of them to be'dlspoted of at auction.1 What doet this indicate I Plenty or scarcity of money ? The devil to pay among Tailors.1 A meeting of merchant and master tailors was held last Monday evening at Philadelphia, for the pur pose of petitioning congress on the subject of im porting ready - made clothing.. Committee were appointed to draft an address and petition, and to correspond with the trade in other states on the propriety of the measure.' We are happy to state that Mr. Incledon bar arrived in this city, so entirely recovered from his late indisposition, that he will make his ap pearance, at the theatre, on Monday evening. ' From the Albany Argus. Banking institutions We have incorporated, in this state, a banking capital of twenty - four millions of dollars, at will appear from the table we lately laid before our readers. Application: will be made to the legislature, at the present session, for additional incorporations, embraciug a capital of more than seven millions ol dollars These institutions are no lonjer novel among us. The public have bad ample opportunity of test ing their utility f weighing their advantages against their evils. When the representatives of the people are about to be called upon to increase the banking capital nearly on third, it becomes a prominent subject of enquiry whether the in terests of the community require this additional banking capital or not Without wishing to interpose any opinion of our own, we think it not amiss to publish, at the opening of the session", a list of the applications noticed, that the lr;:isJa ture, and the public, may have a " view of thr whole ground." 1 hey are as follows : Proposed capital Interest Bank, Xew - Tork, $1,000,000 t xchange Hack, do. 1,000,000 Franklin Bank, do. 1,000,000 Banking and Insurance Company, do. 1,000 OOti Bank at fiinghanip'on 500,000 500,000 500,000 400,000 Bank at Rochester Owego& Cayuga Gypsum Company Westchester and Putnam Bank Bank at Bloomiogburgh Farmer's Bank, Hudson, Bank at Norwich 400,000 200,000 200,000 Bank at Cherry Valley Bank of Otsego 200.000 150,000 200,000 90,000 Bank at Kingston Aqueduct Association, Catskill, 7,340,000 Coal Company Branch ol Caukill Bank at Oxford Do. of Orange County Bank at Binghampton From the Philadelphia American Daily A deer tuer of Jan. xa. German emigrants We have been favored with the perusal of a statement of facts relative to the Dutch passenger ship April, captain De Groot, which arrived below about two weeks ago from the Texel, and it now vending her re maining passengers in Ihe state of Delaware. The ship sailed from Amsterdam wiu only 233 panengers, under command of capt Scmit, who had a knowledge of our coast, and under a coutract o proceed to the port of Philadelphia. Having dropped down the Texel, the provisions were objected to by the captain, a quarrel ensued between him and the owner, and he was dis placed. It was at this time the infamy of the transaction began to develope itsclt. Three more vessels were lying in the Roads with pas sengers, in a miserable situatiou, diseased and covered with vermis these were conveyed on board the April, and all of them obliged to sign a new contract drawn up by the former captain ecmit, wno now appeared on board as agent oi supercargo, leaving it optional with him to proceed to any port in the United Slates. From the very crowded slut of the thip and Daaness ol the provisions, the pestilence spread so rapidly that the Dutch government interlercd. and they were landed on an bland in the Texel, where upwards of 400 died of 1300 souls em barked, only about 500 reached the shores of the Delaware. The ship is said to be 8G0 tons burthen. We are happy to fiud the national legislature has noticed ihe subject, and expect something will be done to restrain a cupidity to imamnus ana aisgraceiui to humanity. Norfolk, Jan. 4 Loss of the ship Berkley The British ship Berkeley, capt. dent, tailed from AnnattoBay, Jamaica, on ihe 2nd of Nov. last, with a cargo oi rum, tugar ana pimento, nonnd lor this port and on the 17th of tame month, durinz a stronp northerly gale, wat wrecked on the Colloredot reel. 1 h ; crew were all taven, and the Captain expected to have taved a part of the cargo by carrying it in boats to an adjoining island, but a party of ihe Spaniards laid ticee to it on the night of'tlie 11 December, and after plundering me imp oi every anicie, even io ine caoin stores, which they could conveniently carry off, set the thip oo fire. Captain Dent was only able to save 33 bags of pimento, and a few small articles which had been conveyed to the island, a which escaped the observation of those rapacious savages. The Captain and crew afterwards found meant to get to Havana, from whence the for mer bus written on account of his disaster to hit Contignee at this place. . . SaTAtrVrAH, Jan. 19. The ship Nelly, 50 days from Liverpool bound to Charleston, touched off ourbaryes - nerday morning, and sent her letter bajr to town, which was deposited in tne post - office The Nelly has proceeded for her destined port one brmgs no newspapers of a later date than before received At an Election held at Philadelphia, on Tues day at the Bank of the United States, Robert Lenox, and Isaac Islin, were unanimously cho sen Uirectora or the branch at New - Vork, to supply two vacancies therein. One of m number shall appear to - morrow. DIED, In St. Geore - es Bermuda, on the 2d inst aired 31, Mrs. Hesb - r Louisa Tucker,. wife of wt.iiam Tucker, Esq. EFEJfUfO POST MARIXE LIST. CLEARED, Ship Christopher Gore, Johnson, Amsterdam John A WiUink & Co. Gov Griswoid, LatUmore, St. Domingo E ti H Avei ill Retch Esperance, Creval, Martinique De Jlham and De Letsert Martha, Joy, Wilmington F Thompson Brig Orleans, Vail, Mji leans Vandewater, Wheeler hi Co Arethusa, Holmes, Charleston P Goodwin Sloop Susan, Noble, Washington N C ARHIVEO THIS FOREOOj. Ship Zodiac, Aymar, 60 days from Liverpool, with salt, coals, crates and dry good?, to J Og - den, owner, J. S. UfCngton, S Toms, M Carter, Vl'Doogal ii Patter - on, J Alford, C & 1 De Wolfe, J & J Cox, R Rani Co. Armilage 4 Wells Marx & Lindsey, J Varrey k Co. Otis k Swan, Hatfield It Smith, B Marshall, W Todd JtCo. Boggs & Thompson, C Wiley k Co. T flurtteU, J Olmsted, J Steward, W Lang, and the captain. Brig Boxer, Brevort, 114 days from Canton, with teas, silks, nankeens and China ware, to J J Astor, owner. The ship Rosalie, Merry, in I IS days from N, York, a'l well, wat t he there 4 man thi R - r rentract. la the Straits of Sunda, spoke bofMargaret, from Philadelphia for Can - ton. . LktU, Ion 7, spoke thip Briganza, 39 days from Calcutta, for Boston. Sch EaglcV Blackman, from 'Philadelphia, ami 3 days from the Capes, with flour, to Primrose 8c Co. Thome & Ha wxhurst, Byrnes Trimble Co. N Hawxhunt, and W Galla! glier. Sailed in co with ;h John Colter, fur NYork. L . Sch. Fenwick, Dennison, 12 days from Charleston, with rice, to Vandewater & Whee. ler, II P Blackout, and J B Durand. Off Cape Look - Out, spoke sch Franklin, from Richmond, bound to Charleston. Oft Hatteras, spoke tch Adeline, from Baltimore for Charleston. p, sengers, Messrs Wiley, Collins, and Robinson. fcchr Undaunted, 8haw, 10 day from Rich! mnud, with flour, tobacco and fur, to Jacobs t Williams, D G Hubbard, WAS Craig, tjtroo, ti Havens, WaUh & Gallagher, Thorns tlawxburst, A M Coaler, Dak in Si Co. Boor - man k Johnston and W Burgher. Schr Martha, Simifigtou, 10 days from Nor - f!l n - tth rim. In P'e & Triiilett R Ra v.n, .v.. , - - P . 1 J Witbington and Die master. Sloop Antoinett, Gillett, 14 days from Ber - uriik l1CTlTvl nl rfTa. . IllUUsaw Willi inumoa.a " me wuutCj Q Tucker & Launes, P Aymar, and Messerole ti Webster Left sch Virginia, Gillet t tkmp Knickerbocker, Tucker, to sail in 6 days for i N Vork i sch Caetine Packet, for Turk fcl. and, 2 days ; sloop Aruo, lawrcnce, for do 4( sch Fish Hawk, unlading! a sch Prom Eliza, beth City. Saw a ch. appeared to have a deep load, bound into Hamilton. Jan 24th, Ut 30, long 73, spoke ship Pekin, of and for Bos - ' ton, frm Calcutta. Markets for all kinds of American produce low and cash scarce. Pilot boat John Coulter, Price, from Philadel phia and 3 day from the capes, with finer, to F Thempson, II ti D. Cotheal, D. S. Hubbard, and S Swrm. No a folk. Jan 24. Arrived, schooner Sally. Weeks, Boston 10 days. Saw on the Uth inst. about 30 leagues to the Southward of the South - .S'hoal on Nantucket, a light American brig - , which having her colours union down, they supposed to be in distress, and aitnough anxious to ascertain the fact and assist her if necessary the wind blew so hard, a heavy sea ronnirg and being very deeply laden, they could not wear ship without great danger, and were compelled to leave her, without even learning her name. Sch Minerva, fcnerman, itcwport, it. l. 4 days. Sch Only Daughter, Ellis, 40 hours from N York, bound to Richmond, put in for an an. chor, having lost one off the Horse - Shoe. Sloop Carver, Lewis, Warenam, im.! 73 liniir Below Sch Comet. Swaine, from St Tho. 1 mss, via Porto - Rico, 17 days from the latter. Dec 25th, lat 22, long 67, blowing fresh and a heavy sea running, carried away her foremast put into Porto - Rico to repair, and sailed thence Jan 4th. Left at Porto - Rico, brig, Water Witch, Bunce, of and for Philadelphia, to Uail in a few days. The sch St Helena, Tsy. lor, sailed from Mayoguez tor rniiaueipaa the day before the Comet Jan 18th, lat SI 50, long 73, spoke brig Com Perry, from Philadelphia bound to Porto Rico, 4 days out 80tb. lat 84 30. Ion 73 30, spoke brig Ex change, from Martinique, bound to Boston, out 13 days. Schr. St. Michael, Samson. 10 days irom cot ton. Off Smith's island, on Wednesday, saw a brig from Barbadoee bound to thi port, (proba bly ine Atlantic.! aloop Alpha. Coffin, 3 days from New - York, bound to Richmond, put in to land rum and whiskey. Off the Highlauds, on Monday aiternooo, spoke ship Trojan, from New - York beuad to a aval nan,, nut a lew nours our, oesirea 10 oe reported. Schr. Marv. Driver. 14 day from Port - . Princ tnkrinTlvinii. Kirhards. tar tttmm . York, time of sailing uncertain ; Sloughtoa, Tor - ' ner, from Bordeaax, do; Rising Sun, Gardner, nut arrived from Philadelphia ; tchrt. Lucy, Slade. uncertain , Minerva. Athns, do ; Attractive, Hixon, do : Lydia, Lambert, for Boston, ia two week ; Elihu, Luce, for do uncertain ; William & Msry, , New - York, do ; Petioo, Ashley, for do. do ; Gertrude, Briton, do ; Jane, Seaman, do; Mary - Ann, Rhodes, from Nor'olk, uncertain. Spoke, the 13th inst. in lat 27, lonr. 74, ship Commerce, of Salem, 15 days lrom 3. York, bound to Havana. Schr. Bclvidcre, Johnson, 48 hourt from New - York. Britih brig Atlantic, Dickinson, 28 days from St. Eustatia. l - eft schr Clarissa, W ilkinson, of this port, retailing cargo, flour, at $13 per . bbl. and expected to tail the last oflhis aioatb. In Hampton Roads Sch Trenton, Be .sley, 35 days from Madeira, via St Thomas, 13 days from the latter place. The sch Oc avia, Mar - dock, of Philadelphia, sailed the day previous to the Trenton, for Gibraltar. Left the brig Julia & Mary, Archibald, of Richmond, con. demned as unseawortliy 1 brigOlnia, of New York, do. Left at St. Thomas, 10th inst cut - ter Frying Fish, Johnson, for Norfolk, to sail next day ; tch Decatur, Bell, of and for do. uncertain Commerce, Hamilton, of and for Baltimore, do 1 ship Ceres, Mix, of and for Savannah, 10 days 1 brig Minerva, HowUnd, of N. York, for N Orleans, 10 day. A pilot - boat came up la t evening reports in Hampton Roads, a brig from Baltimore, very much cut with ice did not know her name. An Hermaphrodite brig, bound up, got a - hore oil Craney Island yesterday. Cleared, ship Numa, Sherrington, Amsterdam , sloop Jay, Thompson, N York. Schr. Caroline, Webb, 14 day from Martinique. ; We are politely favored by our friend capt. Richard Webb with the following list of A - merican vessels left at St. Pienes,(Mart) on the 7th inst Ship Rolla, Morrison, of and for Newburyport, unc ; Calypso. Beale, of Boston, waiting a cargo for NYork ; Chauncey, Snow, N York, to sail in 4 dsys for Para, Brazils ; Corporal Trim, Davis, waiting a corgo for Boston schrs Enterprize, Wayne, Boston, to sail in 10 days for Savannah 1 Sarah k Louisa, Murphy, Baltimore, to sail in 8 day for St Domingo 2 Commodore Barney, Barnes, Phila delphia, for Louisiana in S day 1 Combine, lliggins, Boston, for Wilmington, (N. C.) uw days; Renown, Eldridge, Falmouth, for St. 1 homes in 7 days 1 Mary Washington, iuer - son, Folly Landing, for that place in 3 dsys Traveller. Bradford. Portland, waitine for or. ders; Harriet, Browne, Rhode Island, for Savannah in 10 days 1 sloop Hazard, Starbuck, Nantucket tn 10 davs tor Charleston. PaiianiLraia. Jan. 28 Sch Betsey, Tinker, from NYork, has arrived at Reedy Island. Sch Solon. Burgess, for Lisbon, and sen ru cahontas, for NYork, are at Reedy bland wind . bound. Sa vast trill, Jan. 17. Arrived ship JEolus, HowUnd, NYork 15 days. ' bcb. Endeavor. Johnston, Nassau, . r - dsys. The cpt. reports the arrival of a snip ; from Kennebec, bound to the Havana, baving rtm iiiinr. nn th R.tiunj hnk wmm relieved by an Insurgent privateer, and plundered. - Tk.... 1 .) : A I.rn 2J ' a lie icmi ur Mpmui iisuic, wm K eiow, snip 1 nomas, now lana, utct. - - . Cleared, brig Hero, John Bailey, Martuu? que j sch Gen. A. Jackson, Christie, N York. January 19. Arrived, British brig Victory, Mllledg. Jamaica 31 days. British brig Marshall, Crow, Jamaica 20 days. , 'tch Harmony, Wing, Providence, a 1 7 days. Sch Louisa, Thorp, NYork 13 day. r Sloop Eliia, La cock, Bridgetown, a dsy. iloop Albert, Stevens, Portland 18 days. CaaaLXtToa. Jan 21. Arrived, P,M1V ring Star, Lithep; N York 13 dyf. The

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