The Evening Sun from Baltimore, Maryland • 52

10 THE EVENING SUN, Wednesday, April 14, 1982 Amen ver-the-counfter Market quiet as investors wait VIRsh Verna 1.23t Vernlt .10 Verlple .15 Vlatech Vlrnn Vlntge Vlrco 9 26 29 9'i lOVi- 3 15 19 6 '4 6 45 21' 8' 10 4 10 6'4 3'4 3'i- '4 3 5 iV, 2V 3'i 11 12 18 8' 9- '4 7 36 6 2'4 3 4 nt 7 5 6 428 2'4 IV, 2 14 3 13 6' 7 6 5 8 4 '4 4'- '4 5 nt 8Vi 4' 6 56 12 13 8 8- '4 4 nt 15 6 9 VImP Vlshav .381 VitualG .24 VolMer Vop .52 VulcCp .32 Bid and asked STOCKS Div. Bid Asked 4.00 pfd 23'! 27Vi 5.40 pfd 32 Vj 36'j 6.50 cum prf 69 98 7.75 cum prf 51 55 7.78 cum prf 48 52 7.88 cum prf 48 52 8.75 cum prf 57 61 9.35 cum prf 60 64 G.l.T. (A) 44 46 G.l.T. (B) 45 47 Baltimore over-the-counter (Quotations from the National Association of Securities Dealers indicate highest bids and lowest offers from market makers in each security as of 4 p.m. Prices do not include retail markup, markdown or commission.

Provided by Alex. Brown Sons.) Banks and insurance Div. Bid Asked Carrollton Bank 1.00 28 First Am. Bank 20 ll'i 12'4 Monumental prfd 2.00 38 Trans World Assurance. 14 15 Corporate stocks Amer.

Insulator 80 15 Bird Fund 7 Balto. Orioles Inc 4 BTR Realty 27 7V4 Campbell Chain 5 Schluderberg-Kurdle 5 7 Mutual funds Price Growth 11.43 dn .02 New Inc 7.85 up .06 New Era 13.10 dn .02 New Hor 11.84 dn .01 Prime Reserve 1.00 unch Tax Free 7.33 up .04 International not available Tax Exempt 1.00 unch Eastmet 23 4' 4 EILInd 5 Electronic Modules 25'i 26'A Fair Lanes Inc 36 75i 7 Fllckinger, S.M 88 17 17'i Gen. R. E. SBI 1.98 16'i 17'i HechlngerCo 12 17 17 Hillman Corp 10 9V lO'i Koger Co 1.40 15 lS'S MCI Comm 34 33 Md.

Realty Trust 2 2 McCormlck 83 20 20 Millipore 32 2VA 2Vi Monarch-Avalon 11 12'4 Noxell 1.12 33'j 33 Pabst Brewing Co 40 17'i 17 Philips Lamp N.V.. .21 9 9V4 Preston Truck 68 14't 15 Protective Corp 96 20'i 2VA Rey-ds Rey'ds. 1.08 19V4 19'i Rouse Company 60 16'i 16 Clothier 26 26 Vi Universal Sec. Inst. .03 4V4 4'i Waverly Press 88 17 18Vi West Md.

Railway 24 29Vi Bank and insurance Div. Bid Asked Amer. Fid Llf Ins 11 11 Ches'ke Lite 12 4'i 5 Colonial Life 76 16 163 Equitable Banc 76 19'4 20 First Fed. Life Ins 60 14'2 17'j First Md. Banc 1.40 19 19V4 Home Ben.

Life 1.24 20'j 21 Md. Natl. Corp 1.16 22 22 MercBank 1.24 1534 U'A MercBank S3 pfd 3.00 47 48'i Monumental 1.10 17'j 17s Suburban 1.68 17 18' Union Trust Banc 1.70 21'i 22 Corporate stocks Div. Bid Asked AEL Industries 10' 10 Alleg Bev 40 t't 8 Alleg Bev Pfd tlx 10 Biospherics 9 10'i Biotech 9'i lO'i C-3 Inc 1SV4 16 Cousins Prop 32 10H 10 -W-W- lYluftual funds alizes later this month and congressional negotiators and the president fail to reach agreement on reducing the federal deficit, Gordon said. The Commerce Department reported late in the trading day that business inventories fell 0.4 percent in February, the third straight monthly decline.

But analysts said the decline in inventories of unsold goods was not enough to spur increased production at factories. Secretary of State Alexander M. Haig Jr. said the dispute between Britain and Argentina over control of the Falkland Islands "is dangerous and increasingly so." There is concern about banks holding loans to the Argentine government. Tensions remain high in the Middle East, and the Organization of Petroleum Exporting Countries is sending mixed signals on its answer to outside pressure to cut oil prices.

Several energy issues declined yesterday while stocks rose for airlines, which would benefit from lower fuel prices. Big Board volume totaled 48.66 million shares, against 46.52 million in the previous session. NEW YORK (AP) The stock market marked time for the second straight day yesterday as investors were faced with widespread uncertainties over the course of the economy and international tensions. The Dow Jones average of 30 industrials, which fell 1.62 points Monday, slid another .28 point to close at 841.04. Nine of the 30 stocks in the blue-chip average were unchanged on the Four stocks rose in price for.

every three that fell on the New York Stock Exchange. But the NYSE's composite index of all its listed common stock was unchanged at 66.76. Analyst Monte Gordon at Dreyfus Corp. said traders were wary because of unresolved questions about the depth of the recession and the outcome of turmoil in the South Atlantic and Middle East. The economy remains in the grips of recession and uncertainty continues about the course of interest rates, and the threat that lingering high rates will curb any recovery.

The interest-rate outlook will remain gloomy if an expected bulge in the money supply materi WTC 21 9'4 4'4 4 Vt Wadell 14 8 7 3 4 Walbar .40 6 31 54 19 21lVi Walco 6 18 20' 22'4- '4 WallcS .041 6 11'4 3 3 WangB .12 20 583 45 24 30 WangC .02 17 10 42 21' 25 '4 Wards .12 7 14 13'4 6'4 7'- WrnC wl 267 25' 13 19 '4 WshHm 2 2' 1'4 1 WshPst .56 13 I 33 24 31' WRIT 1 14 35 I7'4 11 13' Walsco .30 7 nt 13 8 11 Wthfrd .40 5 97 28 12' 15'- '4 Weiman 7 7 4' 2'4 2 WeldT .30 5 11 22' 9' 10 Wellco .30 2 5 9 6' 6' WIGrd 9 214 20 13 16 Wesco .50 7 13 10 8' 9 Wspcp 11 35 10 8 10 WTex pf4.40 nt 35' 26 31 '4 Wstbr .70 25 28' 10 12'- '4 WslFin nt 16 6'4 7' WhIICbl 9 4' 2 2' Whlthl 14 44 25' 12' 18 It Wlchlt 40 1 16 5' VA WillcxG 15 4 1 1'- Wfnhou .60 7 6 23'4 17 19 WilsnB 4 11-16 Wincp pd 1 30 1 20 15 15' Wlnklm .50 13 5 14 8 8'- WIsP pf 4.50 nt 36 29' 35' LFHB nt 2 1' 2 Wdstrm .60 15 3 9 6 7 WkWear .48 8 7 12' 6 '4 10' '4 WwdeE 99 12' 4 5' '4 Wralhr .05 44 29 18 261'4 WrgtH 55 4 Vi 23-163-16 WymBn 6 9 19 14 15' Chp Dlr 13.41 NL Chestnut 32.38 NL Colonial Funds: Tax Ex 6.24 8.96 Kaufmn .86 NL Kemper Funds: Nat Avla 7.90 NL Nat Ind 11.87 NL Nat Securities: Cap Op 17 68 Slock 15.32 StnSpl 9.81 StnTx 6.21 NL NL NL NL Indust 3.80 NL Incom 6.88 NL Fsl Investors: Bnd Ap 12.72 13.71 Disco 8.74 9.55 Georg Grwth HI Yld Incom Invest 12.23 13.37 9.92 10.84 13.68 14.67 5.76 6.18 8.08 8.83 11.73 12.82 Fund 10.31 11 Incom 7.17 7.63 Balan 9.79 10.56 9.62 10.51 Grow Stratlnv 5.12 5.60 Able 13.17 NL Acorn 22.44 NL AOV 13.82 NL Afuture 12.86 NL AIM Funds: CvYld 12.08 12.92 Edson 9.16 9.80 HIYId 8.29 8.87 Alpha 16.43 NL A BlrthT 10.99 11.90 2.94 3.17 7.15 7.71 r7Grwlh HI Yld Incom Optn Strat Gth 21.49 NL 7.1.1 7.79 6.01 6.57 6.00 6.56 8.98 9.81 Bond Grwth Prefd Incom 6.77 7.40 5.94 6.49 S.55 6.07 6.30 6.79 Grwth Incom NatRes Optn Tax Ex 16.55 17.38 Vista 13.61 14.87 SunGrth 9.58 10.47 Tax Mod 14.29 15.62 Optn 5.86 6.32 5.70 6.15 8.52 9.19 HI Yld IntlFd Mun Optn Summ Tech 8.25 8.85 10.58 11.56 6.42 6.74 12.11 13.23 16.21 17.72 10.45 11.42 11.37 12.43 Tax Mg 18.76 20.50 Vovag Stock TmpGIb 21.96... 11.15 12.19 32.94 NL Colu Gth 16.10 NL 7.67 Tax Ex 7.11 TL Gt 6.62 7.45 Tax Ex 6.96 7.40 TotRe 4.69 5.06 American Funds: 1.09 7.40 8.09 Quasar Rainbw Revere Tmpl 3.03 NL 6.96 NL A Bal Tot Rt 13.02 NL 44 WIEq 44 Wall Fnd Gth 47 9.26 5.82 6.36 Cwlth AB Cwlth CD Comp Bd Comp Fd 1.18 1.68 9.06 9.52 1.55 843 8.85 Keystone Mass: 4.66 5.09 Safeco Secur: 16.34 17.86 9.29 10.10 7.71 NL 10.46 11.43 11.68 NL Cus Bl 13.45 14.05 Founders Group: Trns Cap TrnsNew Trav Eq Tudr Fd TwnC Gt Amcp A Mutl Bond Fd Inv 19.17 NL Concord 10.81 11.11 11.12 12.15 7 85 8.58 9.98 10.91 8.15 8.73 Connecticut Genl: 9.63 NL Fairfld 6.24 6.82 NELIfe Fund: Eqult 19.06 20.72 Grwth 14.16 15.39 Incom 9.69 10.53 Ret Eq 18.15 19.73 TaxEx .5.39 5.64 Neuberger Berm: Enrgy 15.85 NL Guard 28.50 NL TwnCSel 13.09 NL Grwth 7.00 NL Incom 12.34 NL Mutal 7.78 8.10 Sped 17.88 NL Franklin Group: AGE 3.09 3.33 Eqult 8.96 NL Grwth 13.12 NL Inco 10.00 NL StPaul Invest: Capit 9.51 10.12 Grwth 10.22 10.87 Specl 15.92 NL Scudder Funds: Cus B2 Cus B4 CusKl Cus K2 Cus SI Cus S3 CusS4 15.72 17.18 6.81 7.44 7.11 7.77 5.62 6.14 15.23 16.64 6.56 7.17 4.86 5.31 TwnC Ul 4.39 4.43 Grwth Incom ICA NPers Win Ml USAA Gt 10.25 NL 7.99 6.57 7.36 8.73 7.18 8.04 Fund 10.91 11.79 Incom 6.02 6.51 MunBd 6.15 6.65 Cons Inv 10.87 11.37 Constel 12.44 NL Cont Mut 6.45 NL Ctry Cap 13.43 14.52 Delaware Group: Amer General: Internt 3.91 4.27 13.33 14.37 7.46 8.04 5.26 5.67 Com St 11.32 USInc 9.67 USAA Sblt 9.86 Unf Accu 5.72 Unit Mut 9.12 United Funds: Libty 3.36 NL NL NL NL NL 9.05 CapBd 5.75 6.28 TaxFree DNTC Grwth Option Utlls Incom Devel 44.89 Manht Partn 3.93 NL 13.17 NL 12.33 13.48 4.81 5.19 DuoVst 1.71 1.84 Decat 12.86 14.05 Schus 14.25 NL -X-Y-Z- Xoll 30 20 24' 7 8 YankO 10 24 15'4 9'- Zlmer .20 10 36 12 6'4 11- Copyright by The Associated Press 1982. 6.39 6.66 Mass 10.28 11.23 Lexington Grp: CP Ldr 10.29 11.38 Accm 7.37 Bond 4.64 11.12 10.15 15.57 5.07 6.84 7.07 US Gov 6.34 Capit 6.66 Newt Gt 17.60 NL Newt Inc 7.10 NL IntGth 13.44 14.69 15.77 17.23 6.38 6.97 5.47 5.73 9.50 10.38 Goldfd Delaw Delch Tx Fre Delta Dlr Cap Incom Intl Fd MMB Specl TxFre Nichola 17.42 NL Con Inc 9.31 10.17 5.24 5.65 5.88 6.13 Equit TaxFr 644 41.83 Entrp HI Yld Mun Ventr Cmttk Exch Fd Am Grow Harbr Pact Provld 8.45 9.06 14.05 14.75 20.14 22.01 11.74 12.83 33.11 NL 8.84 9.66 18.94 NL 10.47 11.44 25.87 28.27 2.90 7.26 7.67 Flduc 22.13 24.19 Funds Inc: 2.23 NL .99 NL NL NL NL NL NL 9.86 NL 8.90 NL 12.19 NL 6.46 7.06 Cmrce 8.06 8.76 GNMA Grow Resh TxFDI Llndnr Security Funds: NE InTr NE InGt NovaFd NY Vent Nuveen 14.37 1.00 7.60 8.26 Bond 7.21 7.41 11.60 12.68 8.73 9.54 5.41 5.64 6.43 9.21 12.01 13.13 HI Inc Incom Muni SciEng Vang Gold Nuns finally attend annual meeting 13.39 NL NL NL NL 13.15 NL DodCx Bl. 21.58 DodCxSt 18.81 Drex Bur 13.82 Dreyfus Grp: A Bnd 12.26 Pilot GTPae Gate Op GE Equtv Invest 5.70 6.23 7.88 8.61 6.18 NL 9.90 NL 3 81 4.11 Loomls Savles: 14.04 Omega 7.08 25.39 Ultra 6.46 7.06 4.00 NL GE SS Lg 9.16 Selected Funds: Value Line Fd: A GthFd A Herltg A A Invest 12.87 14.07 17.26 18.86 NL NL 8.01 2.60 5.04 9.08 Dreyf Levge Nine Capit 15.06 Mut 14.39 Lord Abbett: Afflltd 7.43 Bnd db 8.82 Slamming judicial door in your face Bond 10.75 7.74 NL 5.51 NL NL NL NL NL KNOXVILLE, Tenn. (AP) A co 7.96 NL Am Shs 7.03 SplShs 14.41 Seligman Group: 11.88 Gen Sec 10.11 NL Grth Ind 15.80 NL GrdPkA 12.61 13.78 Hamilton: HDA 4.49 4.91 9.64 Fund Incom Lev Gt 6.04 NL NL NL NL NL NL NL 8.79 199.19 3.54 SpI Inc Tax Ex ThrdC Eagl Gin 6.29 9.18 6.60 8.18 15.53 11.05 3.87 Spl Sit A Inv In AmMed A NIGth A Ntlnc Amway ArchGvt 15.72 17.18 alition of nuns who fought for four years to be recognized as voting shareholders in Blue Diamond Coal Co.

attended their first annual meet Vance Sanders: Broad 9.98 10.76 Nat Inv 5.57 6.01 UCap 6.93 7.47 Un Inc 10.57 11.40 Sentinel Group: NL 8.94 7.58 Hart Gth 8.93 Hart Lev 20.12 Herold 158.97 5.47 5.85 9.26 NL NL NL NL NL Oev Gt 16.26 17.77 Incom 2.71 2.92 Lutheran Bro: Fund 10.98 12.00 Incom 7.29 7.97 Muni 5.71 6.24 US Gov unavail Mass Flnancl: MIT 10.17 10.96 Incom 9.61 10.50 Invest 6.75 7.36 Levrge 27.82 NL Balan 7.03 Fours 8.99 Axe Houghton: Hor Man 19.48 NL Balan 7.44 8.13 Fnd 7.92 CaoEf 43.52 NL 8.02 8.60 10.10 NL INA HIY HultBnd 8.61 4.41 8.78 ing in what a company officer said it was a "cordial" atmosphere. EVGth 5.80 6.34 4.06 8.03 Bond Com Grwth Sequoia HuttGth 10.15 Grwth 17.00 18.33 Incom 4.04 4.36 Slock 10.17 10.96 Eberstadt Group: Chem 8.77 9.58 NL 5.61 6.13 13.37 14.61 10.76 11.76 26.30 NL 19.43 21.12 EV Tax Incom Slock BLCGt BLC Inc 13.37 14.61 9.79 10.70 One Wm 15.02 NL Oppenhelmer Fd: Direct 14.09 15.40 Oppen 6.96 7.61 Hi Yld 16.31 17.49 Inc Bos 7.49 8.19 Optn 22.86 24.98 Sped 15.84 17.31 Tx Fre 5.88 NL AIM 14.03 15.33 Time 8.31 9.08 OTC Sec 22.54 24.50 Param 8.52 9.31 PaxWId 6.76 NL Penn Sq 7.08 NL Penn Mu 3.73 NL Phila 8.48 9.27 Phoenix Chase: Balan 9.00 9.84 CvFd 13.71 Grwth 9.51 10.39 HIYId 8.53 9.19 Stock 8.65 9.45 PC Cap 11.12 Pilgrim Grp: Pllg Fd 11.83 12.75 MagC 4.97 5.36 Mag In 6.66 7.40 Pioneer Fund: MIG 10.71 11.55 MID 14.27 15.39 In a separate news conference af 12.37 13.51 Sentry 28.56 NL DBstf Dverf 1.36 NL 9.63 10.52 MCD 7.61 8.20 EngRs Shearson Funds: 45.82 ter the hour-long, closed-door stock Your Money's Worth Sylvia Porter ISI Group: Grwth 5.77 6.31 Incom 3.34 3.65 Trst Sh 9.43 10.31 Industry 6.10 NL Intercapltal: 9.80 10.57 ExBsf 57.00 Appre Babs Inc Babs Inv Beac Gth Beac Hill 11.66 10.89 12.48 NL NL NL 12.28 12.93 16.03 16.87 16.34 17.20 NL NL NL NL NL HiYld Incom ExFdf 71.34 FldEf 35.60 Survey EHun Tr Etfun Tx EngUtll Evrgrn MFD MFB MMB MFH InTrB 11.17 12.04 7.35 7.72 5.68 6.12 10.27 11.07 12.32 13.46 17.64 7.83 17.88 NL 27.51 NL 13.21 14.44 Berger Group: InCap 8.90 9.42 MMun 11.00 11.58 ScFldf 40.63 11.63 12.31 NwDIr 12.98 13.66 Specl 12.29 13.43 holders meeting yesterday, Sister Eileen Harrington, a spokeswoman for the coalition of religious groups! agreed that the meeting was a good one. 1 100 Fd 12.00 101 Fd 9.19 NL NL Frm BG Mathers 17.79 NL Vanguard Group: Merrill Lynch: Sherm 6.92 NL Sierra Gt 11.01 NL Sigma Funds: Explr 22.62 ML HIYId InVal NtRes TaxEx Int Invst Inv Indie Basic 10.32 11.04 9.89 10.47 6.19 6.55 8.29 8.64 6.04 8.79 1.22 NL Ind Tr NL Boston Co: IPI Inc 10.13 10.95 CapAp 20.16 NL Bost Fnd 9.55 10.44 Capit Capit 7.84 8.57 16.39 17.53 9.19 9.57 6.99 7.28 Inco 6.41 7.01 Neither side revealed any substan Federated Funds: AmLdr 8.73 9.34 Exch 25.07 NL Hi Icm unavail Optn unavail PenTF 10.59 11.09 Tx Fre 7.24 NL US Gvt unavail 9.79 10.56 Inv Bos tive action taken during the meeting. Investors Group: 14.76 8.27 11.64 9.08 7.77 14.99 9.39 7.97 12.26 Bull 4 Bear Gp: Capm 9.33 CapltS 11.16 Golcn 10.34 11.92 13.03 8.51 9.30 6.50 7.10 12.53 13.19 Invest Trust Vent SB Eqtv NL NL NL GNMA Ivest Morg MuHY MuSht Mulnt MuLg QDIv I QDiv II Bond 7.92 8.66 The new stockholders, who call 9.54 9.94 9.69 9.89 9.77 9 87 7.68 8.00 5.98 6.23 Eou Bd Hi Inc HIQIt IntTrm LtMat MunHY Muniln PacFd SpI Val Mid AM Fund II Inc 16.49 18.02 11.51 12.58 SB IS.Gr 6.05 8.47 Calvin Bullock: Bullck 14.45 15.79 themselves the Coal Company Monitoring Project, had charged when NL NL NL NL NL NL NL NL NL NL NL NL NL NL NL SoGen In 13.98 14.64 Sw Invs 9.96 10.77 Candn Fidelity Group: Asset 13.64 Bond 6.20 Conors 40.23 Contfd 9.71 10.00 10.70 6.71 NL NL NL NL IDS Bd 3.94 4.08 IDS DiS 5.30 5.76 IDS Grt 11.86 12.89 IDS HIY 3.20 3.33 IDS ND 6.58 7.15 IDS Prog 4.79 5.21 Inv Mtl 8.87 9.64 IDS Tax 2.80 2.92 InvStk 8 20.04 Plan Inv 17.15 NL Pligrth 13.98 NL Plltrnd 11.57 NL Price Funds: 9.53 10.19 Swlnlnc 4.17 4.51 TrstCo 26.33 Wellsl 10.57 6.63 7.25 2.59 2.83 9.70 10.46 9.06 9.90 8.71 9.52 5.96 6.51 Sover In 14.44 15.20 DstnyFd 9.07 17.07 NL MMkOpt State Bond Grp: Grwth 11.41 NL Dlvld Hllnc Month Nt WS TxFre CapTNT MSB Fd unavail Com St 4.62 9.66 7.24 7.95 5.05 7.85 NL Eqlnc 18.65 NL Exch 31.06 NL Incom Intl Mut Ben 9.74 10.64 9.77 NL 7.96, 8.36 9.65 NL Divers Progrs 4.76 5.20 6.63 7.25 6.97 MIF Funds: Welltn IGBnd HIYBd Wndsr WallSt Weln Eq Wise Inc 9.77 Magel 20.63 21.05 MunBd 5.77 NL Inv Sel 648 Inv Var 7.88 Centennial Gp: 8.57 NL Era 13.06 NL Horll 11.81 NL Prime 1.00 NL StFrm Gt 8.03 StFrm Bl 10.87 6.35 6.94 20. NL Fidel 14.67 Fund 8.07 B.72 Grwth 5.63 6.09 NatBd 8.35 9.03 Inv Resh 3.42 3.74 NL Gvt Sec 8.96 Istel 25.74 NL 3.20 NL they bought the stock in 1978 that Blue Diamond had one of the worst safety and environmental records in the region.

But both Sister Harrington and Blue Diamond vice president Herman L. Stallard noted the company had 20 percent fewer federal mine safety violations cited last year compared with the year before. Tx Fre 7.35 NL Mutual of Omaha: 9.93 NL Wood Struthers: StStreet Inv: Exch 59.88 Fedl 39.64 Pro Services: Hllnco Hi Yld NL NL 7.05 9.55 7.20 Ivy Fd JP Grth JP Inco 11.43 12.42 7.25 7.78 Amer 9.90 NL Grwth 4.58 4.98 Lt Mun Invest 55.91 56.28 deVeg 40.73 Neuw 12.27 Pine 11.20 NL NL NL Grth 7.77 8.49 Eqult 85.95 6.50 Chancellor Group: HiYld 8.56 9.18 HIMun 11.66 12.21 NOacI ucavall TaxFre 1.00 NL TaxM 15.43 16.55 Cnt Sht 12.21 NL Chart Fd 16.38 17.90 MedT 14.13 NL Fund 7.06 NL Incom 7.38 NL Pru SIP 9.75 10.65 Janus 8.21 NL 8.54 Incom Steadman Funds: 10.14 9.09 Purltn Thrift Trend John Hancock: 9.39 NL No load Invest 1.39 NL Ocean 562 NL 26.03 7.86 6.64 11.62 38.69 33.16 Putnam Funds: Tx Fre MtlQual MutShr NaessT (sales charge) Previous day's Financial Prog: Bond 12.57 13.66 Grwth 9.41 10.23 US Gvt 8.21 8.92 NL NL NL Stein Roe Fd: Conv 12.38 13.53 Int Eq 12.70 13.88 Dvna 7.18 I quote. Balan 17.96 NL A growing move is under way in the United States today to deny more and more of your claims access to the courts. Some members of the courts themselves say they are overburdened with too many cases and should be given a breathing spell.

And of course, most industries feel they are pestered by too many lawsuits. What kinds of cases are affected by this destructive trend and how are you affected? Here are just three of the many ways: 1) If you are robbed, mugged or assaulted, you are affected. If the courts can't handle the case, the district attorney accepts a plea to a minor charge just to move the calendar, putting the criminal right back on the street 2) If you buy a "lemon" product and want your money back or your debt canceled, you may get less legal assistance or sympathy in court than in the 1970s. 3) If you are injured in an accident, chances are better in some areas that the insurance company will know it will be tough for you to get to trial if you sue, so it may offer a lower settlement. How can this happen in our society? Because we've been programmed into resignation by a series of events beginning with the double gas-line crisis and continuing into this period of trying to explain a complaint to a store's computer.

And because the judicial doors are being shut by impeccable tools. The experts have logical rules for everything they claim. "We are very busy, so go away." The idea that the workload of a court is a valid reason for turning away citizens is new. The assumption always has been that if a case was valid, the legal machinery had to be used to solve it. Now it's quite trendy to say in legal opinions, "To allow this sort of case would generate a great deal of additional litigation that might overburden us, so we rule there is no such claim recognized in this court." Once you accept that assumption, you go straight down the drain.

"Our dockets are very crowded." 17 GROWTH IN ASSETS 11 GROWTH IN RETAINED EARNINGS SHARON 1981 CONSOLIDATED FINANCIAL STATEMENT The computer didn't improve the workings of the court system for the citizen. It improved the workings of the printouts. Many old cases involved matters that the parties themselves had no desire to move. But neither party wanted to admit defeat, so the file was left in the basement. Highlighting these cases has created emergencies and overlooked the pur-, pose of the courts to serve society, not to boast of housekeeping efficiency.

"Frivolous cases are a terrible sin." Because dockets are so important, new rules would require lawyers to sign, in effect, an oath certifying that instead of taking their clients' word, they have done their own impartial investigation of a case before troubling the courts. But who decides whether a case is silly and a waste of the busy court's time? The court, of course. Another approach to stopping pesky lawsuits is the trend to charge the legal fees of the defending party to the one who had the nerve to sue or even the attorney who takes the case. "Lawyers need more training, especially young ones." Making it harder for newcomers to get in has the double merit of giving more business to the "ins" while keeping out troublesome entrants who may be willing to try nettlesome new arguments that might add to the workload. These are merely a few of the unimpeachable doctrines permitting judicial door slamming.

There are many other equally polished, even posh lines of thought leading to the same conclusion delightful both to those who want the courts to be less busy and to those who don't want to be sued. Universal Press Syndicate ASSETS NOW THERE'S A SPECIAL TELEPHONE FOR SPECIAL PEOPLE. Sun Classified TTY for the hearing-impaired. A classified ad representative is available 8:30 to 5 p.m. Monday thru Friday to assist you.

Sun Classified's TTY Number is 332-6444 (for the hearing-impaired) 1980 1701 1 $119,286,215 1111,978,263 17,999,435 1 3,524,485 1,539,138 467,047 1,221,410 Loans Receivable Cash Liquid Assets Accrued Interest Receivable Property Equipment Real Estate Owned Maryland Savings Share Ins. Corp Other Assets Total Assets 1,016,297 489,290 3.629.567 3,130,025 1.285.369 3,413,600 2,571,632 $146,498,477 $125,053,296 The opposition may not see Painter's fastball. But you will. LIABILITIES AND STOCKHOLDERS' EQUITY 1980 1981 I $133,479,6151 SI 13.375.016 Pay TV service ready 478,857 1 4,539,304 1,225,037 Savings Accounts Loans Payable Subordinated Debt Loans in Process Borrowers Escrow Accounts Other Liabilities Capital Stock Capital Surplus Retained Income Total Liabilities and Stockholders' Equity 3,354,319 1.626,128 1.294.222 1.469,677 1.506.382 2.427,552 $125,053,296 2,556,026 1,506,382 2,713,256 I it A no A-i LOANS SAVINGS PLANS SERVICES KlOtt NOVABEAM" LIFE-SIZE PROJECTION TV. If you're serious Bird Watcher this is the woy to catch all the Away gomes! In every action-packed detail.

Better than box-seats. Watch Big League Baseball. VIDEO CASSETTE RECORDERS COLOR VIDEO CAMERAS VIDEO DISCS CONVENTIONAL TV MOVIES I BLANK CASSETTES Sales, Service, Rental A Installation. Financing available. Major Credit Cards accepted.

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Bring this ad in (or two Movie Rentals Free! New Members only. ('(instruction Loans Mortgage 1-oans Home Impnivcmcnt l.oans Commercial Real K.statc hians Certificate Loans Passbook Savings 6WV Double Check 6 Month Tcrrificatc High-Yield Certificates Tax Free Certificates Ready Asset Accounts I A and Keogh Retirement Plans I Continued from Page 7 With 4.7 million watts supplying the power, Channel 54's signal will reach south to downtown Washington, D.C. to the Pennsylvania border in the north. Kravetz and New Vision may well be the underdog-made-good in the Baltimore pay-TV market. In 1977, he filed with the Federal Communications Commission to bring subscription television here.

Last year, Channel 45 WBFF also filed with the FCC to convert its prime-time broadcasting to a pay format. Kravetz has petitioned the FCC to deny Channel 45's plan to become a subscription operation. The FCC is still considering the request, which is based on the commission's comple-ment-of-f our rule. The rule states that an applicant can only operate subscription television when a community receives Grade A signals a technical judgement of signal strength by the FCC from four other free commercial stations. Baltimore currently receives Grade A coverage from home-based Channels 2 WMAR, 13 WJZ, 11 WBAL and 45 WBFF, But Channel 45, in seeking to shift to pay-TV, has asked the FCC to waive the comple-mentof-four rule.

Salditch has little doubt that even- tually the FCC will license others to air pay programming. "Deregulation is inevitable," says Salditch. "Once the commission decides to move, the complement-of-four rule will be one of the first things to go. Once it's removed, anybody can gotoSTV. "But we do feel that because of certain problems with Channel 45, the commission would have reason to deny.

We question their Channel 45 business practices," Salditch adds. But Salditch feels confident that Channel 54 will not only lead the way, but guide the future in the realm of pay-TV. "Whoever is first with STV will have the majority of the market. Whoever is second will always be second," says Salditch. "If we can establish ourselves now, we will be here by the time DBS Direct Broadcasting Satellite direct satellite transmissions to individual homes comes." Salditch insists that pay-TV will not be affected by cable television systems: "We don't compete with cable.

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