Carrol Daily Times Herald from Carroll, Iowa on November 3, 1970 · Page 15
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Carrol Daily Times Herald from Carroll, Iowa · Page 15

Carroll, Iowa
Issue Date:
Tuesday, November 3, 1970
Page 15
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Program on Education at Woman's Club (Times Herald News Service) ARCADIA — "The Future of [ 'Education" was the topic presented by Mrs. E. J, Henings at the meeting of the Arcadia Federated Woman's Club Sunday afternoon in the home of Mrs. Warren Andersen. "Federation Flashes" were given by Mrs. Elmer Behneman. The hostess led opening devotions; Mrs. Wilbur Schroeder, president, conducted the meeting. Members displayed •articles from their school days in response to roll call. Dates and places of CIP workshops were anounced. Several members plan to assist at Ar-We-Va School this week and present several books. The IFWC song of the month was sung. On Dec. 6 the group will have its Christmas party, begining with a 6:30 p.m. potluck at the home of Christine Mess. '"' Mrs. Andersen's daughter Donna asisted her in serving lunch. Guests were Mrs. Harold 4 Times Herald, Carroll, la. Tuesday, Nov. 3, 1970 Brotherson of Wall Lake, Mrs. Elvin Anderson, Mrs. Hazel Bruggeman and daughter Carla. Two Tie for 'Queen 7 Title (Times Herald News Service) WESTSIDE — Two members of the Westside Weight Club tied for "queen" honors following the weigh-in at the weekly meeting held Monday night in the Ar-We-Va High School art room. Each had lost 2 pounds since last week. Five had lost a total of 9% pounds, while five others gained a total of 6V2 and four kept the same weights. For a 2V2 -pound gain, one member received the "pig" for the week. Potatoes were named as the food item not to be eaten this week. A monthly contest ended, with prizes going to losers of 5V'z and 5 pounds. Starting next week the meetings will be held at 7 on Wednesday evenings, at the home economics room. Our Doors Are Open The resident's and staff invite you to visit our New Home and join us for coffee. Carroll Health Center 2241 N. West St. — Phone 792-9284 CARROLL RESIDENTIAL — INTERMEDIATE — SKILLED PROFESSIONAL NURSING CARE i' 1 i' tti I To Marry . . . December 19 will be the wedding day of Becky Robison, daughter of Mr. and Mrs. Merrill Robison of Corydon, and Melvin Schettler, son of Mr. and Mrs. Eugene Schettler of Carroll. Miss Robison is a senior at Iowa Methodist School of Nursing in Des Moines; her fiance is a senior at Iowa State University, Ames. Rainbow Girls Help at Fire Carroll Rainbow Girls, meeting in regular session Monday night at the Masonic Temple, adjourned to assist at the fire on West Fifth Street. The girls carried merchandise from stores being threatened by the fire which engulfed the Waters Department store and the former Beiter's Market. Pattie Hartzell, worthy advisor, presided over the business session during which she announced the pattern number for Rainbow jumpers. The next meeting date is Nov. 16. 60th Wedding Anniversary for E. J. Hulsebus' Mr. and Mrs. E. J. Hulsebus of Carroll will be honored at an open house Sunday, Nov. 8, in celebration of their 60th wedding anniversary. The event will be held from two until four o'clock in the fellowship hall of First United Methodist Church. The couple requests no gifts. Mr. and Mrs. Hulsebus were married in Denison and lived in Harlan from 1925 until 1949. They lived in Denison from 1949 until moving to Carroll in 1956. They are the parents of five children, Mrs. William S. Farner and Cy Hulsebus of Carroll, Gail Hulsebus of Sioux City, Mrs. Richard Schell of Perham, Minn., and Mrs. Ed Krueger of Omaha, Neb. The family also includes 19 grandchildren and 28 great-grandchildren. Couple Wed in Missouri Rita Ebersole of Carroll and Charles Thendor Morris of Odessa, Mo. were married there Saturday by the Rev. Thomas Dyer. The couple's attendants were Dean Workeman and Frances Miller. Following a short trip to Kokomo, Ind., to visit family and friends, the couple will reside at Lake Veniti Trailer Courts, Odessa, Mo. Mr. and Mrs. E. J. Hulsebus Your Personal Finance- Dear LBJ: You 're A Few Thou Off Holy Spirit Gals are getting ready for their Annual Turkey Dinner — Sunday, Nov. 8, 3 to 7 p.m. Adv. Bridge Club Met Monday The A.C.B. Club was entertained Monday in the home of Mrs. Edward Fasbender. Mrs. Michael Flynn was an additional guest for the evening of bridge. Score prizes were awarded to Mrs. Jerry Schroeder, high; Mrs. Vern Onken, second; and Mrs. Larry Wolterman, third. The club will meet next at Mrs. Art Bruch's home at Arcadia, Nov. 16. BEAUTY SALON HOURS: 9 to 5 Daily Friday 9 a.m. to 9 p.m. r 4 spurgeons Have Your Hair Expertly and Beautifully Done in Our New Modern Beauty Salon On Our Fashion Floor RAND OPENING CELEBRATION V TELEPHONE 792-1656 FOR APPOINTMENT! "Walk-ins" Accepted! Meet our experienced, expert trained beauticians THURSDAY, NOVEMBER 5th Salon Manager Diane- Heese Associate Beautician Carol Ladwig Associate Beautician Pat Dominisse Associate Beautician GRAND OPENING SPECIALS THRU NOV. 11 PERMANENTS Reg. $10.50 SPECIAL Reg. $12.50 SPECIAL Reg. $15.00 SPECIAL $800 $IQOO $1250 Reg. $17.50 SPECIAL $1500 A 4k 4k A AAA A AAA. A A ±. 4k A A Jk A ^"i'i'A'i >• -*• ^ A. ^ ^ ^ By CARLTON SMITH A Mr. Lyndon B. Johnson was quoted recently as having told an audience of Texas businessmen and bankers: "I read somewhere the other day that a person who buys a $20,000 house today will pay $35,000 in interest over a 30-year period." This was undoubtedly not the same Lyndon B. Johnson who was president not long ago, since that Lyndon B. Johnson would have snapped his fingers at some Ph.D. and said, "Here, boy, find out for me . . ." There wouldn't have been any of this "I read somewhere" business. So for the benefit of this other LBJ, who doesn't have a mort­ age mathematician within finger-snapping range and is probably still wondering whether what he read somewhere the other day was right: Your figure's a few thou high, unless we're assuming an interest rate of something over 9 per cent. And actually, to get any kind of answer, we have to make another assumption about the size of the mortgage loan. The person who buys a $20,000 house today may hope for 90 per cent financing, as in the good old days, but he's going to find it scarce. A more typical requirement in most areas is a down payment in the neighborhood of 30 per cent. At 8 per cent interest, his $14,000 mortgage loan would result in total interest charges, over 30 years, of $22,981. That's still a lot of interest. It's greater yet, of course, if the buyer manages to finance 90 per cent of the purchase price. His $18,000 loan, in that case, would cost $29,550. It doesn't have to hurt that much, though. There's no law saying he has to spread his mortgage payments over 30 years—and by cutting down the term of the loan, he can save a bundle of interest money. Home buyers tend to forget, it seems, that two factors determine total costs of a morgage loan. One is, of course, the interest rate. The other is the term of the loan—the number of years you elect for repayment. TO SUM IT ALL UP urn A Photograph album that will make you a better collector. Take, for example, our buyer with an $18,000 loan at 8 per cent. With payments spread over 30 years, he pays $29,550 in interest. How much would he save with a good-old-days loan at 5V2 per cent? Almost $11,000. Interest on this loan would total $18,793. Can he, today, cut the cost of his loan down to that figure? Absolutely. When the lender tells him mortgage money costs 8 per cent these days, he says, "All right, put me down for a 20-year loan." Total interest charges on this are only $18,135—even less than for the good old 5V2 per center, at 30 years. True, he must be willing to make a monthly payment that's about $25 higher. But he's putting money into his own pocket at the rate of about $47.50 a month—(that is, in saving $11,413 over the 20-year period. In short, the home buyer's pocketbook is affected just as much, or more, by long repayment periods as by high interest rates. Not long ago, for example, the $18,000 loan, now 8 ; per cent, would have been offered at 6 per cent. Would you have said, "Let's pay it off and get it over wth. Make it 20 years." More likely you'd say, "Well, it's $20 a month less if we stretch it out to 30 years; let's do that." You just save yourself the equivalent of a boost in interest rate from 6 to 8V 2 per cent. Total interest charges — roughly $15,500 — are very nearly the same at 6 per cent for 30 years and 8Vz per cent for 20 years. So if it's total dollar cost that you and that other LBJ are worried about, remember that you can give yourself the benefit of a lower interest rate, in effect, by hitching your pocketbook to a shorter repayment period. Nuptial Banns Are Published Banns of the forthcoming marriage of Darlene Schon and James A. Eich were published for the first time in Holy Spirit Church, Carroll, and Holy Family Church, Lidderdale. Miss Schon is the daughter of Mr. and Mrs. William Schon Jr. of Glidden; her fiance is the son of Mrs. Alvin Eich of Carroll and the late Mr. Eich. The wedding will take place Saturday, Nov. 21, at 12:30 p.m. in Holy Spirit Church. Calendar Tuesday— Hospital Auxiliary Board, 2-AV a.m. v Presbyterian Guild, Mrs. R. K. Cooper STOP Club, 7 p.m., Standard Farm Center Town and Country Club, Mrs. Paul Tigges T W.C. Club, Mrs. Lyle Tenold H.N.H. Club, Mrs. Dale Hannasch Spela Kort Club, Mrs. Paul Snyder Q-3-Tu Club, Mrs. Daniel Sullivan Players 8 Club, Mrs. Elmer Herman Delta Dek Club, Mrs. J. H. Bayliss A. B. Club, Mrs. Wayne Harriott Community Club, Mrs. John Sanders Wednesday— W.S.C.S., Methodist Church Catholic Daughters, KC Hall Fortnighters, Mrs. Homer Skinner High Bidders, Mrs. Walter Mil- lenacker Kardettes, Mrs. R. W. Collison W. B.'s Club, Mrs. Donald Derner Q.N.O. Club, Mrs. Arthur Gute Golden Circle euchre Thursday— Jaycee-ettes Friendly Neighbor, Mrs. George Otto Bridgettes, Mrs. Richard Happe New Deal, Mrs. Edward Wieland N.B.C. Club. Mrs. Philip Renze T.E.G. Club, Mrs. Earl Connors Duplicate Bridge, 9:45 a.m., Country Club Interfaith Bible Study, 9:30 a.m., Presbyterian Church Senior Citizens noon potluck, OutReach Center Vetters Feted for 61st Anniversary (Times Herald News Service) WESTSIDE — A supper at Danny's Tuesday evening observed the 61st wedding anniversary of Mr. and Mrs. Otto Vetter of Westside. A decorated cake in the shape of two bells was made for the occasion by Mrs. Albert Vetter; and a corsage and boutonniere were presented to the honored couple by their grandchildren. Mr. and Mrs. Otto Vetter were married Oct. 27, 1909, at the Zion Lutheran Church in Arcadia. The couple's attendants were Mrs. Henry Brockman who was present for the observance; and the late Bernard Boldt. Mr. and Mrs. Mike Mitchell returned home Monday from Clarion, where they had visited for a few days with Dr. and Mrs. T. N. Stereo. MOLLY did you know that the Garden of Gifts has those lovely African violets for sale, let's give Mable one. Janet. Adv. Onimount... No Glue ... No Corners... No fuss. C. R. Gibson brings you a Photograph Album worthy of your selection . . . Large 11% x 12% "m. Just lift the acetate sheet and place your pictures where you will. Bound, m almost indestructible, richly grained heavy vinyl. Available in Red, Sand Beige, Brown, Green and White. K232S $6.00 K25 Refill jet $3.00 Available at STONE'S Carroll, Iowa These Stores on WESTGATE MALL OPEN WEDNESDAY NIGHTS Till 9 p.m. Park in the New Spacious Parking Lor Opposite West Entrance Coast to Coast Store s ERNETT FAMILY CENTER Ames Residents Visit at Auburn (Times Herald News Service) AUBURN - Mr. and Mrs. Erben Hunziker and son, Gary, Mrs. Nina Swatosh and Mrs. Ada Lewis, Ames, were Sunday afternoon visitors of Mrs. Christena Hunziker. Mr. and Mrs. Walter Willert and Mrs. William Bader, Huxley, Mary Jane Green, Storm Lake, Suzanne Green, Spencer and Mrs. W. A. Buttolph were among Sunday guests of Mrs. C. E. Brown. Mr. and Mrs. C. M. Bean were Sunday guests of Mr. and Mrs. Ward Bean and family at Council Bluffe. Stockholders of Hospital Elect MANNING — Three directors were elected to the Board at the 21st annual meeting of the stockholders of the Manning Community Hospital Assn. on Oct. 29. Gilbert Phillips and Virgil Rowedder were re-elected to the board; Erwin Hansen was elected for a three year term succeeding Edward Knaack. Annual reports were given and a report of the current hospital building committee; members of this committee will continue, inasmuch as the new building is not quite completed. In its reorganization meeting following the stockholders meeting, all officers were re-elected: Gilbert Phillips, president; Leo Bruck, vice president; Virgil Rowedder, secretary and William F. Ohde, treasurer. Helen Pratt wrs retained as recording secretary for the Board. Mrs. Kahl Hosts Her Bridge Club (Times Herald News Service) WESTSIDE - Mrs. Hilda Kahl entertained her bridge club Saturday afternoon and had Hilda Rickers as a substitute player. High prize was won by Mrs. Harry Petersen and second by Mrs. Hilda Kahl. Thursday evening Mr. and Mrs. Mark Carstens and daughters of Iowa City visited Mr. and Mrs. Dennis Backhaus. Sunday Mr. and Mrs. Conrad Schoessler took Joe Powers to Omaha where he left by plane, en route to Vietnam for a year's tour of duty. He had been home on leave from the Army about a month. While in Omaha, the Schoesslers also visited Mr. and Mrs. Orville Neppl and family. CORRECTION Parties in the accidental gun shot accident in Carroll on Sun day afternoon were Michael Wilkens, 15, the victim, and a companion Randall Harchett rather than Gary Hackett as reported Monday. HURRY! ENDS WED. Tonight at 7 & 9:20 •aramounl Pictures Presents A Howard W.Koch •Alan Jay Lerner , Production Starring Barbra Streisand Yves Montandip^ . On A CWff, You Can See Baaed upon the Musical Play On A Clair Day You Can See Forever ' •anaviston' Technicolor" A Paramount Picture. "Q "-All Ages Admitted General Audiences Starts Thursday —— JOStPH 6. l6WNe pr.»«t» AN AVCO 1MB AS 5Y «M ** ping at C.C.Ryder ANN-MARGRET as Ms girl IN CCMMO €OMPAMY/ Z , <& m If US QUALITY YOU'RE LOOKING fOl STORE HOURS Wed. & Fri. 9 to 9 Sunday 1 p.m. to 5 Weekdays 9 to 5 SALE STARTS 5 P.M. WEDNESDAY LADIES CLUTCH BAGS Reg. $2 and $3 Only PUZZLES Reg. $1.49 Only 97c 57c WALKING DOLL 36 INCH Reg. $9.99 $777 Only FULL TABLE PIECE GOODS Values 89c yd. 3 yds $1 BLANKETS Reg. $5.99 and $4.99 $333 Only W GIFT WRAP 6 ROLL DELUXE Reg. $1.00 Only 59c

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