The Inter Ocean from Chicago, Illinois • Page 27

THE IXTEIt OCEAX, SUXDAY AUG UST 0,, 903. NO RISK TOO HAZARDOUS FOR THE MODERN IN Aa elephant, the other day, died of heat prostration on a train. This elephant was aot Insured, but there Is no reason why It should not have been; for within the past Tsar or two the dictum, "Nothing Is lmpos- alble in Insurance," has becozno literally true; and today there are two houses the Lloyds, in London and a firm in New Tork with agents everywhere that will issue absolutely any kind of Insurance that any on desire. Are you a newly married man, and do yon wish to be Insured against the risk of twins 7 Ton can get ouch Insurance. Policies against twins hare been Issued, and one has been collected.

Do you own a valuable horse, or or dog. and would yon Uke to lnsuro ltt Ton aa do for a week, for a year, or tor life. i Are yon a pugilist, about to fight an Important battle, and do yon wish to be Insured against defeat The insurance is yours for the asking, prorlded that you are willing to 'pay a rate based on your past perform- ances. The treasure house of oddities In Insur- IS IUO iJloruv, lUUtiKD MW am today American agencies which will Issue any policy that the Lloyds will, and -which will have, tn a few years, cases equally aa strange as tb Lloyds' npoa its books. Iasaramco Anjatast Twin.

The Lloyds is a kind of Insurance ex- I change. Itls a house composed of a great number of Independent Insurance brokers. These brokers, when a policy of some nature la asked for, share the risk of it. They go on it. to tbe number of twelve or fifteen.

each for a small portion of its total, and thus a new cnapter is aaaea to me mstory 01 insurance, a new set of risk sUUstlca is formed, and no broker has run the danger of incurring a. heavy loan. Four Insurance policies against the risk of twins haTo been Issued, three by the Lloyds, and one by an American house. One of these policies, an English one. has been collected.

It was for 1,200. The American policy against twins was Issued in 1893, to a New York man, a tea 1 merchant. II called at the office of the New York house that rivals the Lloyds in en-. ter prise and daring, and he said: "I was married six months ago. and I have a horror of twins.

A friend of mine, aa Englishman, told me last year in Lon-, don that the Lloyds had insured him against twins. Will you issue a policy like that to "How large a policy do you want?" the agent asked. "Well," said the tea merchant. "I reckon AT THE Two men, coming from opposite directions. ltd around a corner In Evanaton the other day and bumped squarely into one another.

One was tall and slender, the other waa of medium height and rotund. "Morning, spoke the slender Charlie. Going to the train?" -asked commuter number two. "Yep. as soon as I've had my morning's -CHARLES DAWES AND VOLNCT W.

FOSTER TAKIX SOMETH1.N". morning. Will you take something with met "I dont mind if I do," spake the rotund suburbanite. "I'm just a wee bit dry And then Volney W. Foster and Charles O.

Dawes turned into the nearest drug store. And they ordered drinks. Foster taking aa egg phosphste and Dawes a chocolate lee cream soda. The foregoing Is a typical Evanston greet the ers to ing. and la you or In the the the up and T.

and left that is well men BEAR ROILED THE FISHERMAN. Special Correspondence of The Inler Ocean. LACKA WAXEN. Aug. "Providence or not," ssld the man from the Knob country, "Ell's Sam got "his weddln boots; but If they don't give him corns, then Cyrus Is the forglvln'est feller citizen that ever dis-app'lnted his own self to 'commodate a neighbor.

"Now. I like to fish myself, and I'd go flshln' bow aad then If I didn't know so many feller citizens, most of 'tn keepin two or three yaller dogs, at that, who spend seven days in the week settln' on a stump Texla' the water la the stream with a worm oa a hook, while their wives is to home vexln' the water in the washtub so aa to keep the house a-goin. That sort spiles flshln for me. "But this here case Cyrus's wss different, and Ell's Sam ought to be ashamed his laconslderatenees aad selfishness In set-tin' thst day tor his weddln' when that was the day that Cyrus had laid out to go to the pond for two or three days flshln', and com-in to Cyrus the day before and aayia that them boots o' his'n that Cyrus had had on the last for a couple weeks back was to be his weddln boots, and that he must hare 'em next day. "Ell's Sam was so one-sided and nnnelgh-borly that he wouldn't oblige Cyrus aad put the weddln off till be got back from nshla', and se Cyrus couldn't see no wsy out of it but to finish the boots, though he was out-rsgeous put out and disapp'lnted.

Teek Ills Fish, Pole Ales. "Them boots Ell's Sam's was all done but soleln. but Cyrus had to foot it in to the tannery to git the sole leather for finish-la of 'era. He took his flshpole along, think-in' that ke movt leastways ketch a mess trout for supper, and oa bis way back, when be come to the deep hole tn the creek, jest below the alders, be stopped and put In his hook, baited with a live mlnny. "His bait run along till It got down to the lower end o' the hois, and Cyrus was git tin' ready to give the trout that was on the p'lnt ef btttn' It a chance to try whether he.

was tho best feller or whether Cyrus waa. wbea Cyrus heerd a splash la the water up the ereek. Without look In' round, Cyrus says to kissel "'Nov. who can the unmannerly feller aitlsen be as'll Jump In the mater to rile it V-1 i r. i i A iLLL.

a fgy that $3,000 would expense of a twin. policy," about pay the extra I'd like to have a $3,000 "Did your mother, said the agent. "ever have twins "No," replied the merchant. "Did your grandmother on either side of house? "No." "Did your wife's mother or grandmoth 7" "No." "How about the great-grandmothers?" "Well. I'm not sure about them.

I'll have look them up. "I "wish yon would." said the agent. The merchant looked up his own and his wife's great-grandmothers' records, and waa able to report that there had never been any hint of twins In their histories. "Then," said the agent, "we will Issue the SODA FOUNTAIN ALL Phosphates and sodas, mild punches herb elixirs fill the gap la Evanston that Chicago would be filled by highballs and cocktails. "Good morning, will yon tske something?" means.

"Good morning, have had your ice-cream soda bracer This is so because Evanston is a temperance town. That Is. it is a temperance town aave for the flourishing existence of a score more of blind pigs, which furnish beverages to the hoi poIloL The real Evanston-Ian the Evanstonlan who is typical ot the suburb sets his sails to another wind than that which blows toward Calvary. ad puts at any convenient drug store and gets "woosy" on the liquids that sizzle from the soda fountains. It is perhaps slander, hut It has frequently been whispered that Mr.

Dawes Senatorial boom received its first encouragement and. Its first setback in Evanston. His grlends drank at the fountain and encouraged him; but when the delegates to county and district conventions, and political workers with Influence to swing state Legislature, went there to aee the Dawes boom in working order on Its native heath, Mr. Dawes had to do the honors of Evanston in Evanstoa's way. The delegates.

It is said, repaired to tho soda fountain. There the statesmen lined at the "bar," or sat around the tables, ordered co-ed cocktails, Methodist extra dry sodas, university sundaes or W. U. sherbets, and other drinks, both old new to Evanaton. It la said the delegates the university suburb disappointed, and from that meeting interest in the Dawes boom began to wane.

riser thaw Salooae. Most of the soda water emporiums of Evanston are finer than the saloons of Chicago. They are almost as fine as tho undertaking establishments there; but not quite, for it well known that while Evanstonlsns live they dio welL too. All tho great problems of Evanaton revolve around tho soda fountains. The big of the town gather there to talk politico, to discuss tho disposition of tho water land, aad argue over the selection of library up on me, when I'm flshln', and spile my gitttn' a biter "With that ho turned and looked round to see who the unmannerly neighbor could be.

and be seen that it was a great big don't-give-a-contlnental bear! Ass lasaaaaerly Bear. "Now, Cyrus Is a law-abiding citizen, but when he see that unmannerly bear standln' there and rQyln' up the water oa htm and sp'illn' his gitttn that bite, he pulled his pistol and p'lnted It straight at the bear snd fired. The bear kind give a hump as if he felt some thin eatlu' him worse than a wood-tick; and hs squealed a little, and snorted. He seemed s'prised, but he give a few more kicks in the water, rilytn up mere than ever, and didn't move a step. 'See says Cyrus.

"This pistol Is a six-shooter I' he says, 'and I want to ketch, some trout! Ton better move he says. "But thst bear never moved a atep. He jest stamped and stamped his feet in the wster and kept rilyla' of it np. Then Cyrus pulled up and give him another shot. "The bear humped hisself ag'ls, and squsaled and snorted, but didn't move on.

Then Cyrus did git mad! And he plunked into him every one o' them shots hs had left. "The bear headed for him then, and seemed as If he was goln' to show Cyrus thst he didn't approve o' beta peppered In the wsy that Cyrue had been pepperin of him. Then Cyras was moved to say, sort o' positivelike: 'If Providence or somethln' don't tske a hand in this he, says, 'somebody else will hsve to finish them weddln' boots for. Ell's Samr he ssys. I "Whatever changed the bear's mind Cyrus says he won't swear to.

Providence maybe, he says. Anyhow, the bear's mind wss changed, and he turned around short, clum the bank, sod trotted away Into the woods. "While Cyrus stood staring after him the water the bear had made riiy cleared up, and Cyrus got his bite. He didn't only get his bite. He ketehed the trout thst done it, and a slammer it was.

Three pound, Cyrus says they toid him afterward that It weighed. Cyrws Coos Gwaaiaa-, "But he couldn't get over being made so mad so mad. snd unlawful-like. That says Cyrus, 'done somethln' that mowt a-sp'lled my gettln that bite, be says. And mebbe he mowt do It agin.

That bear must be he says, 'and over hs I policy that yon desire. The rate win be per cent. That Is to say, tn case yon should ever become the father of twins, we will pay to you, so long as the policy Is In effect, and yon, to keep the policy In effect, will pay to us $150 yearly." The tea merchant took out his twin insurance upon these terms, and maintained It for five years. During the five years three children wen bora In his family, two girls and a boy, but these children came singly. The merchant, assured that his fear of twins had been a groundless one.

allowed his policy to lspse last January. It is said that there are today no twin policies in existence In the United States, though several are still la force in England. There Is a company with headquarters In Doylestown, that issues upon animals life insurances that are similar in every way to the life insurances which men take out. sites. There they discuss the poetry they write and the poetry others have written.

It is said la the suburb that Volney Foster conceived the idea of Sheridan road while gating into the dregs ot an emptied glass of orange eider. It is said, too, he waa inspired to stock the park-like suburb with squirrels and pheasants while sitting with a party of friends and quaffing maple punch. And this is what la happening all the while within a stone's throw of Rest cottage, the national headquarters of the Woman's Chris- WHEX POET LORD MKTS HIS GLASS IS GESTURE. tisn Temperance union. There 4s no war against the Evanaton soda fountains.

Since the days when Newell Knight unfurled his banner and started on a hunt for blind pigs the soda water dispenser has been the friend of every Evanstonlan. And when Newell C. Knight had furled his banner and become a private citizen again, after the blind pigs had been thoroughly advertised from end to end of the suburb and the people had learned goes to Joe's lumber camp, borries Jos's rifle, and comes back to the creek. "It was his belief, not knowtn' much about bear, that this aggravatla' old feller bad headed tor the swamp up the creek a mile or so, and'so Cyrus took a short cut through the down timber for the swamp. When he got there he didn't see no sign o' bear, but pretty soon he heerd a snort and a grunt, and, lookln toward where they come from, he see a bear's head stickln' up out of a muck hole at the edge of an old log road.

"When the bear see that Cyrus see him too he stuck his head a little farther out of the hole, and snorted a louder snort. Rlly up the creek on me when I'm fish-in', will your says Cyrus. n'- he whanged away. "The bear sunk back in the muck hole, and Cyrus had a sweatia' time glttin' him out on hard ground. He was lookln' the deed besr over, when he heerd a noise in the bushes on t'other side o' the road.

'Cyrus looked thst way, and If Eli's Sam could a -see him then he'd a-beea sorry, I bet you. that he hadn't put his weddln' off till Cyrus got back from the pond a-nshin', for Cyrus eyes wss bulgln' at the great big head ot another bear that was stickin' out o' the bushes with a look on Us face that said as plain as could bo that it was lookln' er some-thin' to clutch and claw, aad didn't calc'lats to look no further than Cyrus. But there was another load in Joe's rifle, and bavin' gone as fur as be had tn burnln' powder and scatterln lead, Cyrus throwed conscience to the winds and banged away. T'other bear come tumblin down, and Cyrus says: The Boots Were Finished. 'I'm sorry for he says, 'but you're Jest as dead as the unmannerly bearyender that mads the creek riiy en he aays.

"But the bear wasn't. Not Jest then. Itlis on its hind fet and started fer Cyrus aad Cyrus didn't have no more lead to scatter. aays he, 'it looks to me now that If you don't take care of them boots Ell's Sam he'll have to go barefoot to hit he ssys. "But Cyrus was wrong.

The besr only came a few steps. Then he fell over backward and was desder than a Juns shad. 'Two saya Cyrus, 'and I only started out to git sole leather to flnlshthem weddln' boots, and mebbe some trout for supper. he ssys. "And then what do you think? Cyrus dis This company's Inspectors and examiners go from place to studying the horses, cows and the doer that are to be Insured.

The men also make photographs of the policies' subjects. These photographs prevent fraud; they make a dead animal's identification perfect: they make it impossible for any dishonest person foisting a worthless carcass on tho company to collect Insurance upon some valuable animal that Is still alive. An animal Insurance agent said the other day: "I have Issued policies on horses, dogs, cattle, chickens, sheep, elephants, Hons, bears, eagles, giraffes, alligators, snakes, parrots, and a hundred other creatures. I hsve two ways of Issuing a policy. "Suppose, for instance, that Alfred Gwynne Vanderbilt Is going to send a teamxf coaching horses abroad.

His agent comes to me EVANSTON MEETS TO SAY "HERE'S TO YOU. what atrocious stuff they sell, the soda mas again became the friend of all Evanston. Tho soda emporiums of Evsnston are called drug stores, but the name is misleading. There may be a drug annex to the soda fountain, but In Evanston tho fountain is never an annex to tho drug department. If an Evanston man buys drugs it is because he has overindulged in his favorite phosphate or, perhaps, has beeen lured too often to quaff the seductive pineapple punch or orange cider.

And this Is said to be the reason why you always nnd a stock of medicine close beside the fountains. t. When matters political begin to grow warm In Evanston tho voting population takes to the soda fountains, for there it knows It will find half the town. The ward leaders will be there asking the boys to take something and the boys will all be there to take It. -The half-dozen places have come to be the gay spots ot tbs suburb.

What Sherry's or Uelmonlco'a are to Gotham, what the Schlits garden is to Milwaukee, what the old book ahops are to Boston, so are the soda fountains to Evanstoa. All this is well known by tho far-seeing business men of Davis street. They have learned, too, that they must not have anything about their places that will rasp the esthetic sense ot their patrons, and they have made these sod emporiums and pavilions veritable art galleries. Meetlmai Plan Literary Uskts. They know that when William S.

Lord and Professor Algie R. Crook, nnd one or two'of the ministers of the city of churches, sit down to discuss aa old sonnet over their apolll-narla, they are not to be rudely shocked by any commonplace thing. When Poet Lord lifts his glass In a gesture and saya to the professor, "I tell you there is a vast difference in the cleverness of tho octet and sextet of that piece." his eyes will meet, not a great array of patent-medicine advertisements, but neatly framed quotations from the writings of Elbert Hubbard, Henry Wattersoa, and other close friends of the suburbanites. All Evsnstoa is a sort of "boosters' club," snd every man helps along every other man if he can do it by quoting excerpts from his verses, or referring to some didactic work he has written. Therefore, the quotations.

Indeed, the dispensers of soda have learned to cater to the finer sentiment ef the tows. The fountains are marvels of artistic beauty. Mirrors, which might do for a ruder commu covered that the first bear he killed, and the one that onght to bad six pistol bullets in It for rilyln up the creek, didn't have not In but a rifle bullet right betwixt the eyes, and the bear that stuck his head out o' the bushes, and that Cyrus wasn't expectin. had six pistol bullets right scattered around in him. besides a rifle bullet betwixt the eyes! 'Ding says Cyrus.

lookln' at the first bear. "I didn't have nothln' ag'ln you! What did you go and raise your conk up out o' that muckhole for, and snort "But It was too late then. And. Providence or not, Eli's Sam got his weddin' boots; but if they don't give him corns then Cyrus Is the fergivln'est feller citizen that ever disapp'lnted his ownself to 'commodate a neighbor!" PUT MUZZLE ON CANINE'S TAIL Stsbbers Magistrate Fined Second Tlame for VUlallif D( Law. WILMINGTON, Aug.

Magistrate Moaea Weil was last week fined 12 and costs by Judge Cochran, in City court, for allowing his dog to run at large with a muzzle on Its tsil Instead of about his mouth. The msglstrate contended that the law did not prescribe where a dog should wear his muzzle, but the Judge thought otherwise. Some time ago the magistrate, who owna two animals, waa arrested because be allowed one of the canines to run at large unmuzzled. He waa taken into court, and moved that the charge be dismissed, advancing the novel reason that the -dog was "lying at large," Instead of "running at targe." as the warrant specified. He wss fined $7.60, but still refused to muzzle hit csnlne, leading up to his fine again today.

foughtTshark three hours Dr. Vaa Valvsh's Csptaro of aa 1-3- Footer with Row aad Keel. Special Correspondence at The inter Oceaa. SEABREEZE, Aug. 5.

Dr. John H. Van Valvah oftfalscityhae Just distinguished himself by catching, a shark a 1th an ordinary rod and reel. Hs was fishing cn a pier hen something caught the bait and darted off at a speed that set the steel to whizzing, while the doctor's thumb was almost cut trying to check the fish. The shark finally made for top water, and then the doctor saw he had a fight before him.

Eight times he brought the big fish In on the beach, only to have it dash off again. At laat the shark was tired out and brought to the beach and gifted. Nearly three hours were consumed in the light. and says ho wlsheo to Insure the horses during their passage over. I ask him what sum he tho policy made out for, and I set him a rate based npoa the character of the boat on which the horses will sail.

Tha rate varies from to per cent, according to the boat's speed, record, and safety. If my terms suit the agent. Mr. Vanderbtlt's policy is made eat. No xbaustlvoexamlna tlons are gone through and no precautions against fraud are taken.

In a policy of this kind I work on whst is termed a 'moral Knowing my patron. I know it Is unnecessary to guard against fraud, for the reason- that frsud would be beneath my patron. Practically all animals of value that cross ths ocean are Insured. How Aalatala Art IsswreeU "In the other kind of policy the policy Issued to poor and unknown men I take nity, are little used in their construction, for no Evanstoa maa is vain enough to want to primp at a soda fountain while discussing some problem that, perhaps, means the life or death of some poet's reputation. The cheap gew-gaws that usually go to decorate the fountains are not seen.

Instead, there are plaster nymphs and naiads sliding and climbing down and tip the onyx plHara, or dipping their plaster toes in a tiny pool. Sitting here and there are plaster and bronze casts of classical celebrities, a bust of Chau- THE ALDERME.V GATHER TO DROWN THEIR DIFFERENCES. cer, a cast of Burns. a frowning Ibsen, a smiling Goethe. Healsaarteri for- Pollttefaos.

It Is Into a place of this kind that the politicians, oh the eve of victory, lead their cohorts and "set 'em up." It is here that Mayor John T. Barker planned the campaign that placed him at the head of the suburban government. It Is to these places that the members of the city council adjourn on Monday ODD TRICK OF PRAIRIE DOGS. That kind o' sounds to me," said the old Westerner, skeptically, when a Texan had finished telling the other day about a village of green prairie dogs that he onco came across in the Lone Star state. "Tee.

sir, that kind sounds to me, and I believe you're either a-lyin or that you wus drunk at the time, and I ain't a-tayin' which. 'Taln't likely a prairie dog could stay in Texas very long without changin his color, and there ain't much unpossible for a prairie dog to do." tho old man went on to say, as he bit off a heavy chunk of tobacco. "You mightn't believe It, but I've seed them critters do some mighty peculiar things. recollect oncet, when I lived out near the foothills In Colorado, that the prairie dogs got so allflred plentiful and tame that I had to get outen the region. I'll never ferglt one experience I bad- with 'em, I went out there to raise stock, and I had ona old sow.

Well, sir. that old sow tad the finest titter of pigs you ever seed west of the Missouri, aad they growed and prospered like a coyote oa a cblckea reach. But all to oncet I noticed the. little pigs begun to losin weight and shrlnkia' up. I couldn't figure it out what wus the matter, but I doctored 'em and it didn't help a bit.

Finally them pigs all dried np and died, though the old sow kep her usual good health and spirits. Fsaad ike Prslrle Dears Bstsy. "I laid the whole thing to the climate and thought young pigs couldn't rive wbere.it wus so dry, aad I reckon I'd be a-thinkin' the same thing now it I hadn't learned different-Well, sir, one day I wus a-walkin' up to the sod barn when I eeed the old sow a-layln' out in the lot. I walked over to where she wuz. and when I got over there I'll bet not let'n fifty prairie cogs took a tnesk fer their But some on em didn't run.

They simply stayed right where they wuz and kept on a-nursln' that old sow. "I never seed such fat and flne-lookin' I ralrie dogs In my life a they wus, and I jes' stood there and laughed. Then I thought about how them pigs bad starved to death, sad it made me mad. I gave a kick at that layout of dogs and they started sa a run to their holes. They wus stuffed se full they very precaution.

make a thorough examination of the animal that Is to be insured. I test its lungs; I take Its age; I note down. all Its peculliaritles of color star here, a patch of brown there, a white stocking oa the right foreleg and. finally, I make its photograph. Then.

I Issue my policy, never for more than wo-4hlrds of the animal's full value, and at a rate of from i per cent up. The rates In animal Insurance are at present high. This is because the biggest livestock insurance company in America failed a few years sgo. This company was a mutual concern, and its oflloes were in Philadelphia. believe that nearly every live-stock owner la Pennsylvania had his animals Insured in it.

Its rates were so disproportionately low that the average horse, living, say. ten years, would, being insured for $U0, pay into the company $75, and then die. Losses csme right and left, and the company disbanded la nights to forget their petty squabbles and drown their differences in mugs of slowly sipped root beer or buttermilks Of ttlmes there is a parade from the Evanston club to the nearest fountain. The younger members, who have learned that it is a long way to the four-mile limit. Join their uncles snd fathers, and though they may have been tempted to Uke a little whisky and soda when in Chicago, they are content to sip their phosphates when In the quiet ot Evanston.

In the past the soda fountains have exerted a great influence on the growth and development of the auburn. The campaigns ot William A. Dyche, Thomas Bates, James A. Patten, and John T. Barker, successive Incumbents of tho mayor's chair, have all been fonrht out with soda water.

All these men belong to the sods-water clique, and whenever a candidate has come forward and suggested- that he could perhaps find something with a little more of a tang to it he has been promptly marked for defeat. Indeed, the soda fountain has come to be one of the fixed and powerful institutions of the suburb. Gamkllas with. Sod Tickets. Half tho gambling in the suburb Is dona in soda water.

This pernicious habit has. grown alarmingly, and has even affected tho ranks of the comely co-eds who make Northwestern university a lasting delight. One far-seeing soda-water man has even gono so far aa to invent a new drink aad christen it the "co-ed cocktail." "I'll bet yon a dollar's worth of Ice cream soda tickets," Is a banter frequently heard during heated periods In the suburb. Tha more wily politicians have not been slow to take advantage ot tho growth of the habit. Tbey know that it is always wise to hold their political conferences within signaling distance of a fountain, and It is strange, but true, that every political disaffection that has come about la Evanston hss resulted from soms meeting in which soda watsr played no part.

It Is no uncommon thing to see half a dozea ot the best known suburbanites sested together around a table with assorted drinks before them. Many men stop at the fountains while on their way to tho city to get a parting nip." and when the express trains reach the suburb la the evening there is a mad chase for the nearest fountain. At night the commuters bring out their families and regain them with the sizzling beverages. The citizens of Evanston trace their soda water habit back to tho founding of North couldn't rna much, and when they got to their holes they wus swelled up so they couldn't crawl inside. "The more I thought about them pigs the madder I got, and I pitched in an' kicked the daylights onten every prairie dog I could get near.

They wuz so fat they couldn't run. aad they Jes' set still and let ms kick 'em until I got sshsmed oa myself and moseyed back to the sod hut. "Yes, sir, that's a Cod's fac. and you can believe It or not, but If you ever find the remains of that sod hut you'll And there's still plenty of ths descendants of them prairie dogs still loafln' 'round that neighborhood. Tkt Deer They Coalda't Shoot.

"I've seed lots queer things out In thst country. Fer lnstsnce, there ust to bo a big buck deer on the hills thst wus a Jim Dandy. He'd been in that country fer years, and he had a bunch of prongs on his head that would make you tired We ust to get up huntin parties to try and kill the old feller, but no matter how clost we got to him and how much lead we pumped at him no one could ever get his hide and antlers. He would sited twenty paces away and look at you and let you shoot at him till your gun barrel melted. "I reckon that deer would a been livin' today If It hadn't a been fer a accident.

One day I waa out a-looking fer a rabbit or a sagebea. and I strolled np to ths woods on the bills. I hadn't seed a thing but prairie dogs to shoot st, and I wouldn't waste powder on 'em. Finally I seed a old eagle soarin' around aad I thought I'd take a wing shot at him, bat hen I pulied the trigger the gun wouldn't shoot. I monkeyed with it until I got mad, though I ain't much on gettln' mad.

I snapped It agaia and It dida't go, and I lapped it around a tree as hard sa I could belt. "Well, sir, I'm a pretty strong man. aad that lick nearly bent the gun barrel double. Toe gun went off when I hit It against the tree, but I didn't tblnk anything about it until about a hour later, when I was walkin' back on the other side o' tbe when I come plump acrost that old buck a -lay in" there In the last sgony of death. Well, sir, I wus puzzled, you bet.

and it took ma a long time to figure out how the old buck come la Ms tragic end. I found out that when that bullet shot outen that curved gun barrel It confudon. The reaction from tbst fatal error in rates is nqw very evidfnt, an.i to take out a life insurance on an aalmal today Is an expentive thing. "Valuable race horses, as thfy tour the country tor the various race meetings, carry iaeuranre. Their policies, though, are not Cor life, but for six months or a rear.

Tta rate they pay is on the average 10 per cent. Thus a 15.000 policy on a torce roots $o0t) a year. The rate, you see, it huge. The policy, though, is a good one. It Is payable for etath from any caute Should the horse, tor Instance, be shot en account of injuries received from a fall, the full amount would be paid Its owner, the same as though tte aalmsl had died a natural death.

"Tropical animals are Insured, as a ml, only during Journeys that they make. An elephant, a lloa, a tiger, a giraffe, tsy. will be intured for Us trip across the Atlantic to America. The Lloyds issue most of the policies. They run from the one-half of 1 per cent up to 8 and per cent, according to the nature of the aalmal and the character of the voyage it Is to Uke.

Ratct ef Aslaisl Isiarasrt. "Here Is a table of animal insurance rates a table referring only to animals upon voyages." And the agent read the following list: AnUnai I.i on 8 per cent total toU U)ll total rBt Cent cent Mt cent cent cent rent rent Mnt cnt cent cent cent cest cent cent poller's erf poetry's of policy's of policy Of iki ley's of pHcy's of policyt of plir)'l Of policy's of policy's of policy's of xiicy't of policy's of poller's of pulley's of policy's of policy's Drang-eatsac. ..3 pr il ...9 par rnaviv. Bull Tisr per Pr Pr tola: tOUll toa, to tola tow: Moif IV ...2 per pe jxr per par per ...4 per ItMmireros, Ktinao total Vulture Ostrich toiaJ totui "These rates." said the agent, "have been nsed with profit to the Insurance companies In a number of easee. They are rates that take for granted the circumstances of good westher, a good ship, and healthy animals in their prime.

A winter voyage raises rates; age or illness la the animal raises -it; a slow or unsafe boat raises It. Thus I have seen a cargo of animals shipped from Algoa bay to New York under the best conditions at the low insurance rate of one-half of 1 per cent, and I have Been another cargo of the same sort of animals ahipped to New York under less favorable conditions at a rate or per cent. "la England all live stock Is registered. Hence, over there, it is difficult to cheat tho insurance companies. In the United States registry is aot compulsory aad cheating la aa easy thing." western university.

Had there been do university there would bo no four-mile limit, and without a four -mile limit there would bo no dearth of saloons. Soda water emporiums flourish where the salooa Is tabooed. When John A. Chllds and Harvey D. Hard or David 8.

McMullea and any ot his friends repair to fountain they probably do not think of this, bus the soda man knows it and lis thanks ths founders of tho university for his unbounded prosperity, Evanstoa knows that to abolish the four- COJrfMXTERS TH A MAD CHASE TO THS KKAREST SODA FOUNTAIN. mile limit and let in the saloons would be to ruin one of the most prided institutions of ths suburb, the soda fountain. But Evanstoa Is not going to do this, for It likes its Ice-cream soda, and It knows the value ot its soda fountains. There the politicians Im bibe their wisdom, the poets their Inspiration, and the general population the greater part of its pleasure. circled around tho hill and cacght the oil buck while he waa a-grazin.

"I told the other fellers I hsd a fight with the buck and that the guabarreLwuz bent in the tussle, fer I felt so sorry fer tbe old snimsl I didn't want no one to think he had died without fight, Experieaee with Meaatala Treat. "Now. Jest 'cause you're from Texas, yon don't seem to believe what I'm atellin' you. oui its wai zsc every word, snd I can tell you I've seed lots peculiar things out West. One of the most peculiar things I ever seed was along a litis crick, where the mountain trout wus as thick aa wiggle tails in a Chicago rat a barrel.

I wus a-fibiiln' one day and I caught a lot of fine rainbows and a few suckers, fer the blamed suckers are out there Jest as well as in the Wabash. "Now, you take It In the hungry sessos snd a -trout will eat anything from a minnow to a hunk o' bear meat. I wuza-Cshin. as 1 said, nnd I landed a fine trout that weighed about a pound and a half. I threw the flu out oa a aand bar and it flopped around like a Injun-rubber ball fer-about five minutes, sad then it laid still fer a minute.

I knowed it was actln' kind o' strange, and I wus a watchla it when it opened its mouth aad disgorged a sucker that weighed three pounds. I weighed both fish, and I know what I'm a-talkia about and you can believe It or not. It's a I discovered a fine way of flshln out there that beats hook and line fer trout and iC don't take much exertion." Tou know a mountain trout is a great jumper, and he can clear a cataract Well. sir. J.

had watched 'em leapin out of the crick and a Uodin' above the little falls. "I figured that if them fish could be fooled Into believin' there was a waterfall where there wuzn't none, I could save a lot o' bait. I got a white sheet and hungltonthe bank the crick and then got upon the bank with a old brass kettle and made a noise that like a waterfall. Well, sir, them fish took a shoot fer that sheet and went up in Tbe air like skyrockets and landed on the bank. I thought fer awhile they wus sll s-eomln' st oncet, sad I quit hsmmertn' on tbe kettle.

To tt.cn Csh that sheet looked like failla' water ar i the noise made 'em think it wus a sure-nuff falls. "No. sir, that ain't a lie. and you can da the same thing yourself la any place la tho country, cept Texas,".