Des Moines Tribune from Des Moines, Iowa on July 26, 1976 · 3
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Des Moines Tribune from Des Moines, Iowa · 3

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Des Moines, Iowa
Issue Date:
Monday, July 26, 1976
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3
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Mot , .My 26, 1976 DES MOINES TRIBUNE Reluctance Here Over Changes Loans Continued from Page One offered variable rate mortgages for about seven years, and, said Dorr, "They're becoming more acceptable." "The uncertainity that the rate might go up is an inhibitor," he said. Earlier this month, home buyers seeking a loan at Des Moines Savings had no alternative but to assume variable interest rates, he said. Dorr said offering only variable rates was used as a "control measure" to slow down loan applications. Later in the month, the association offered a choice of a fixed or variable rate, be said. Rising Payments As for the flexible payment program. Dorr said be isn't aware of any association in the Des Moines area offering it. "We've had some conversation about it, and we feel it didn't offer that much incentive or benefit to the individual," he said. "It raises the risk to the lender because nothing comes off the principal." Under the flexible payment plan, the borrower is allowed to make a lower monthly payment in the early years of the mortgage and the payments are adjusted upwards in later years. Over the life of the mortgage, the cost of the loan is the same as with a standard mortgage but none of the loan principal is repaid in the first several years. Donald Payne, vice-president at United Federal Savings and Loan Association, said United Federal isn't offering the flexible payment plan because "it is not good for us." In addition, Payne said, the benefit to the borrower is not significant. On a typical $30,000 loan for a 30-year period, the interest would amount to $225 a month (at a 9 per cent rate). A payment on the principal would add $16.39, bringing the total payment to $241.39 a month. "That's not a big savings," said Payne. But, he added, such savings multiplied by hundreds of borrowers would prevent the association from "getting several thousand dollars" a year to reinvest As for the variable interest rate, Payne said United Federal discontinued offering the system two years ago because the public didn't accept it. Payne said United Federal offered the plan for seven or eight years but it "kept losing money." , . State chartered savings and loan associations can offer the variable interest rates, but federally chartered associations are virtually prevented by federal regulations from offering the plan, said John Buckley, jr., senior vice-president of American Federal Savings and Loan Association. American Federal doesn't offer the variable rate plan nor does it offer the flexible payment plan, said Buckley. "As a practical matter, the individuals not gaining much," with the flexible plan, he said. Golden of State Federal Savings and Loan said his firm doesn't offer the flexible payment plan either. , "The feeling in the business is that we've always done it one way, so why change," he said. New Iowa Overtime Continued from Page One sible, instead of being paid cash for overtime. The new policy will permit employes to accumulate up to 90 hours of time off in a year. That change should save the state more than $1 million a year, Vernon told the Executive Council Voting to approve the new policy were Secretary of State Melvin Syn-horst, Agriculture Secretary Robert Urbandale Home Rammed by Car The Clarence Osentowski family of 6901 Urbandale Ave. in Urbandale received an unpleasant surprise when they returned home last weekend to find a six-foot hole In the front of their bouse. The house is located on a curve and police said the damage was apparently done when an unidentified car left the roadway, traveled over fifty feet and rammed into the house. Damage was estimated at $4,000. Officers said neighbors reported hearing sqealing tires followed by a large crash early Friday morning. The Iowa Bureau of Criminal Investigation has been asked to aid in the investigation. ' Smoke at Noah's Draws Firemen Firemen were called to Noah's Ark Restaurant at 2400 Ingersoll Ave. shortly after noon Monday when wiring in a machine shorted out and caused smoke in an upstairs party room. Larry Hurley, an employe of the restaurant, said there was nobody in the party room at the time. He said about 100 customers were having dinner downstairs but none bad to leave the building. h c, .? J ft, J - - J u I r I - -' H m V r - , Marvin Terry, a covered bridge enthusiast, built this 52-foot-long bridge at his acreage west of Des Moines. The bridge, a replica of the 105-year-old Imes bridge in Meet a 'Covered Bridge Nut' By Gene Erb When it comes to bridges, Marvin Terry marches to the beat of a different drummer. The wide concrete and steel spans, so beautiful to drivers in a hurry, make him think of slower-paced days when bridges had character. Give Terry an old iron bridge with its latticework design. Or better yet, a one-lane covered bridge crossing a bubbling creek on a quiet country road. Terry, 48, one of a growing number of "covered bridge nuts," is concerned about the loss of such bridges. He has made his own efforts to preserve their history and beauty by building one. Terry's bridge is 52 feet long and a replica of the 105-year-old Imes covered bridge in Madison County. The replica is located at his acreage just across the Dallas County line three miles west of Urbandale on U.S. Highway 6. "At first, I was just going to build an open bridge to get over the ravine from my house to the field," said Terry, "but water started getting to it, so I decided to cover it" The old bridges were covered to keep the main beams and arches dry. A bridge builder of the nlnteenth century put it more colorfully: "Our bridges were covered, my dear sir, for the same reason that our belles wore hoop skirts and crinolines to protect the structural beauty that is seldom seen, but nevertheless appreciated." L.O. Cheever, associate editor for the State Historical Society of Iowa, wrote in the society's journal that an uncovered bridge might last 10 years before needing major repairs while a covered bridge could last indefinitely. At one time, there were between 30 and 50 covered bridges in Iowa. Terry decided to make his bridge "as ron Tribune West Policy on Overtime Lounsberry, State Treasurer Maurice Baringer and State Auditor Lloyd Smith, who are all Republicans. The chairman of the council. Republican Gov. Robert Ray, was attending a meeting of the Midwest Governors' Conference in Indianapolis, Ind., and did not vote. However, the governor told reporters last week that be supported the new overtime policy. Executive Council members said they supported the new policy because of the estimated $1 million savings and Iowan Charged In Cyclist's Death STERLING, Dl. (AP) - Glenn Hend-ershot, 19, of Mason City, la., was being held in the county jail after his truck fatally injured a motorcyclist Saturday. He was charged with involuntary manslaughter. OLSON'S 'W A! -i 244 WW Operators on duty 24 hour 1635 6th Avenue Wil Nvr. Nm I Undiold r-- Madison County, was built from the wood of old farm buildings and telephone poles. TRIBUNE PHOTO BY JERVAS BALDWIN authentic as I could." Madison County, just south of Dallas County, considered by some to be the "covered bridge capital of the midwest," has seven of Iowa's 13 existing covered bridges. (One of the 13 is the 110-year-old Owens bridge in Yeader Creek Park just southeast of Des Moines.) Terry admired all the bridges, but his favorite was the Imes bridge three miles southeast of Winterset He took several photographs of the interior and exterior of the Imes bridge and then laid out bis plans. The 'Swap' He then offered to tear down an old wooden peg barn, hog shed and double corn crib in return for the wood. It took him from April to July of 1972 to tear down the buildings. He started the bridge the following year, and he's making the finishing touches this summer. Terry used old telephone poles discarded by the Open Bible Church at Sixty-eighth Street and Douglas Avenue for the pilings. He bought an oak floor for $30 from people who tore it out of an old house in Fort Dodge. ' And, he found wooden shingles for the roof "real cheap" by reading the classified ads. "I wanted originally to put shakes on the roof," he said. "They're the thick ones. But, they're too expensive. So, I laid these thinner ones to look rough by breaking the pattern, and I think they look like shakes anyway. I did it by tilting and staggering them instead of laying them in a straight line. "It looks like a mess at first. You fig-' ure you'll be in trouble. But, when you finish, it looks real rugged, craggy and good. Tilt them, break them up. That's all there is to it" Terry said once the shingles are up and the flooring down, the finishing touch will be a rail fence, landscaping and the creek bed "wrapped with rocks." said it would still give workers time off for overtime work. Vernon said the new policy could save overtime costs by as much as one-third and said one agency the Department of Social Services has budgeted $861,000 to pay overtime this year. But Niemeyer said the new policy will "water down" the provision of the federal Fair Labor Standards Act, which guarantees employes of private industry and business overtime if they work more than 40 hours in one week. "I dont see any reason why management in the State of Iowa can't function in the same way as private industry," Niemeyer said. He argued that the new policy will mean that highway maintenance workers and employes of the State Social Services Department won't receive the overtime they were paid in cash last year in some cases a sizable amount The new policy will go into effect Aug. 1. - 6221 f T ! t $200 invested, not counting labor. "I've tried to make it as authentic as possible," he said. "There's no latticework inside, but everything else is pretty authentic." Original Plan He originally planned to paint the bridge barn red with white trim like most of the covered bridges in Iowa. But, several people driving by have stopped to photograph and also comment about the bridge, and most say they like it as it is with the natural weathered barn boards. One passerby who agrees the bridge should be painted is Karl Wolfe of 2605 Lincoln Ave., a member of the National Society for the Preservation of Covered Bridges. Wolfe, whose shelves are filled with books about covered bridges and who has about a dozen card file boxes filled with covered bridge postcards, was driving home from Adel after a day of researching an old Dallas County bridge no longer in existence and he spotted Terry's bridge. "I couldn't believe my eyes," said Wolfe. "That was the last place 1 expected to see a covered bridge." Wolfe says Terrv's bridge is an excellent replica, and Wolfe has applied to have it entered in the preservation society's world guide to covered bridges. Terry's bridge has not been accepted, but Wolfe is certain it will be eventually. "It is very high quality, and he put a lot of time and effort into it to make it as authentic as possible. And, the old wood and old beams he used make it even better," said Wolfe. - 'No Dignity "I've seen bridges entered in the guide that are just sickening. Maybe, just four posts and a cover. "There is no dignity to them and they run down covered bridges, making viewers think, 'So that's a covered bridge. So what?' Terry's bridge isn't like that." Terry, who also collects old gas engines common on farms at the turn of the century, said there is something about anything old that fascinates him ghost towns, old forts, old buildings, covered bridges. "What I hate about Des Moines is they're always tearing down historical buildings," he said. "The old federal building was a beautiful building. There was no excuse for tearing it down. "The KRNT theater building is beautiful architecturally, but I imagine they'll put a wrecking bail to it if we don't stop them. "If someone hadn't gotten the idea that covered bridges were worth saving, we wouldn't have any to see today." General Electric WEATHERTRON HEAT PUMPS Completely Installed For Needs is He figures he'll have about Um Your Find Parking, Not Noise, Problem in Fairgrounds Area By Rox Laird and John Fryar Checks of noise levels coming from a rock music concert at the Iowa State Fairgrounds Sunday showed Des Moines' noise ordinance was not violated, a city official said. But while acceptable noise levels were not exceeded by the musicians, some fans at the concert did stir up tempers of nearby residents by parking cars illegally. Several eastside residents recently signed petitions and appeared before the Des Moines City Council to complain about excessive noise generated by auto races and rock concerts at the fairgrounds. According to Harold Hanson,' the city's chief building inspector, noise level readings taken Sunday outside the fairgrounds did not exceed the 70 decibel limit set by city's amplified sound ordinance. He said, a reading taken on Sims Drive, where many recent complaints to the City Council have come from, was 64 decibels. Also, he said a reading taken in front of the speakers inside the grandstand area showed 92 decibels, which is ' below the ordinance's 100 decibel limit for that area. Des Moines police said they received about 20 complaints from residents around the fairgrounds concerning illegally parked cars. City Councilman Archie Brooks, who rode with police officers Sunday to check complaints, said drivers seemed to be following the leader in parking illegally on streets near the fairgrounds. "They had crosswalks jammed, driveways, fire hydrants," Brooks said. "It was just disgusting. "There's no way the fire engines could get down that street yesterday without doing damage," he said. Brooks said he intends to propose a ban on parking within three to four blocks of the fairgrounds during events such as rock concerts. The city also may tow away violators, he added. Brooks also objected to off-duty uniformed Des Moines Police officers, hired by fairgrounds officials or rock concert promoters, directing traffic, a job he said should be performed by the Iowa Highway Patrol since the fairgrounds is on state property. Assistant City Manager Gerald Peci-novsky said Monday that noise level tests would continue at the fairgrounds at future events to give officials an idea whether rock concerts and auto races are worse than other events. Pecinovsky said the State Fair itself will probably be monitored as well, adding that "those people (the residents) don't seem to complain about the fair. We will probably see whether it is any louder than anything else, and whether their (the fair's) stage shows are loud too." Hanson said noise level checks of Saturday night stock car races also will be made soon. The city's noise ordi if we jjP"bw iwiww -J Sparkle 5-Pc. Dinette 59.88 Bright flora) print lore upholstered in able vinyl. Walnut color plastic top 30 x 48" with self edge. Heat Your Home in Winter COOL IT IN SUMMER mw comtrurttori or existing homes, ncrftvng don the jab of providing the uMmote in heating and cooing efficiency os wel as the GomroJ Electric Wecrrhertron Hoot Pump. This aw uy wvMig oir conditioning system (for winter and summer) operates by ertrocling heat from the outdoor oir in the winter and from the indoor oir in summer. no resetting from winter to summer. Let us explain H in 277-9014 CALL TODAY FOR A FREE HOME SURVEY I ESTIMATE The time ror iiuimui eieTQBonon where existing warn air ductwork it adequately right for ied, we can add-on a Gt Weothertran unit withes a single doyi Electric Meat Eii nance does not cover such races, bow-ever. When rock concert and auto race noise checks are completed and compared with other urban noises such as fire engines, jet planes and lawn-mowers a report will be made to the City Council. Councilman Brooks has recommended steps be taken to reduce fairgrounds noise. They include adopting a tougher noise ordinance that would deal with car races, among other things. Sunday's rock concert featuring four groups, including the Beach Boys, was the last scheduled outdoor rock concert at the fairgounds, other than concerts and stage shows set for the August State Fair. Fire Damages Home, Kills Pet A fire in a one-story frame house at 2049 Des Moines St early Monday caused an estimated $5,000 damage and killed a pet dog, fire officials said. Barbara Kooker said she was alone in the house when she heard a noise outside at about 2:15 a.m. Shortly afterward, she discovered a back bedroom aflame. Acting Fire Lt Harold Fillman said he could not determine the cause of the blaze, which took firemen about 45 minutes to extinguish. Smoke, fire and water damage was estimated at $3,500 to the structure, and $1,500 to the contents. The building is owned by Kook-er's father, Elbert Reed of 629 Oak Park Ave. $100,000 Gift To Simpson (Tht Tribune't low Nws Service) INDIANOLA, IA. - Simpson College has received a $100,000 grant from the Kresge Foundation of Troy, Mich., to help finance completion of a new physical education and recreation center under construction. The basic facility will cost just over $2 million and the cost of the total project, including remodeling of old Hopper Gymnasium, is estimated at $2.6 million. Construction of the new center is' expected to be completed by late September. Will Rogers Said It "It's a good spot for a Republican delegate to be in. Never was a delegate so much in demand. I am sure sorry I didn't decide to 'del.' I had a chance. Tbey wanted to make me one, only I think they discovered I had none of the qualifications of one." June 26, 1932 Selected end edited bv Brvin Stertine. AN rienti reserved, vVW Rogers Memorial. were rn UJ Goldflne's Multi-Color Plush Shag 3.77 Reg. 5.97 NOW 100 nylon mufti plush shag in six different color choices. Carpet with foam rubber back pod. chairs wash table is Merle Hay Road) A Aurere) (Adjacent to Mart Hay MalQ T Be on hand when doors open at 9:00 AM. August 4. i detal ' : i. ik i

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