The Central New Jersey Home News from New Brunswick, New Jersey on February 4, 1986 · 9
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The Central New Jersey Home News from New Brunswick, New Jersey · 9

New Brunswick, New Jersey
Issue Date:
Tuesday, February 4, 1986
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TUESDAY. FEBRUARY 4. 1986 THE HOME NEWS tusmzss Aft GM using ceramics in advanced engine Prom AirtoWk Automotive News reports General Motors is working on an ultra-lightweight high-output engine using advanced materials, including ceramics. The project is named after the World War II effort, the Manhattan Project, to develop the atomic bomb. The trade journal quotes sources as saying the new engine will be introduced in 1991 in new version of the Camaro and Firebird to debut the previous year. The totally redesigned cars also will have plastic body panels hung on a space frame like the Pontiac Fiero. Four-wheel-drive is also a possibility- The engine will use lightweight alloys such as aluminum and magnesium as well as ceramics. The advantage of ceramics is that they can withstand high temperatures and could enable an engine to produce high power etfeciently by retaining heat energy normally lost to cooling and exhaust systems. Ceramics, because of their extreme hardness, also may not wear as much as conventional materials, thus reducing the engine's need for lubrication. Recently GM has talked with Isuza, one of its affiliates, about the firm's ceramic technology. Isuzu has said it expects to have a ceramic engine by 1990. Because of their theoretical advantages, ceramics have been receiving a great deal of attention. The Japanese Economic Journal reports that Japan's Ministry of International Trade and Industry has reached agreement with the European Economic Community on joint research and development project on advanced ceramics. . Included in the effort will be a data bank cataloging the properties of the material, including specific gravity, hardness and strength. Ayds name won't be suppressed by AIDS By Advertising Ag Ayds will be called Ayds regardless of AIDS. The company that markets Ayds diet supplement, a candy-like cube that is popular before the bathing-suit season, is not going to change the name of the product despite its possible association with Acquired Immune Deficiency Syndrome. "Consumers are smart enough to tell the dif- iMiliil&llil LOW FIXED RATS HOME EQUITY LOANS Simple Interest. No Points. 48 Hour Approval. No Application Fee. No Prepayment Penalty. Terms to Fit Your Budget. CALL THE ORIGINATOR 201-855-0627 AND APPLY BY PHOREI RFC is a licensed second mortgage lender. One Woodbndge Center. Suite 21 1 Woodbndge New Jersey 07095 (201) 850627 K DO In MI 700 East Gate Drive. Suite 225 Mount Laurel. New Jersey 08054 (609I 866 2300 1719A Route 10 Parsippany New Jersey 07054 (2011 267-0250 PO. Box 3639. 1445 Valley Road Wayne. Npw Jersey 07470 1201 1 633-4-98 rksiiT!ai nANOi mp. 'Secondary Mortgage Loans IrWfl 3 ions CD Term 5-10 year $1,000 minimum deposit 48-59 months $ 1, 000 minimum deposit 36-47 months $ 1,000 minimum deposit 24-35 months $1,000 minimum deposit 12-23 months $1,000 minimum deposit 6-11 months $2,500 minimum deposit Annual Yield 9.500 9.150 8.750 8.500 8.200 7.900 Annual Rate 9.110 8.788 8.418 8.186 7.908 7.750 All CDs are compounded monthly eiceot the 6-11 month, which is not compounded Interest on a 6-1 1 month CD is an equivalent annual yield, based on reinvestment of both principal and interest at maturity Interest rate nay change at time of reinvestment Substantial penalty for early withdrawal. Kates subject to change without notice Each deposit is federally insured up to $100,000 CARTERET SRVIflGS BRHK r When you're banking to win ference between a disease and a diet product," said Frank DiPrima. executive vice president and chief operating officer of Jeffrey Martin Inc., the Union-based company that markets Ayds. "The product has been around for 45 years. Let the disease change its name," DiPrima said. Initial spending on a new advertising campaign, introduced in January, will be more than J5 million. The commercials, running primarily oo daytime network TV with radio support, "itrm the assistance Ayds will give in bolstering a dieter't willpower while satisfying the desire for goodies,' DiPrima said. The commercials for the Ayds diet product will feature the tagline: "A lot of will power in every little piece." I B ..no1' . w oJ IRA's You Can Open By Phone Here's Another CITY Investment Idea! Pay Less Taxes Shelter Savings Save For Retirement Almost every income earner can benefit. Individuals can contribute up to $2,000 annually into their personal Individual Retirement Accounts. And. working couples can deposit up to $4,000 into separate accounts. You save on taxes two ways. By deducting your contributions from the year's taxable income. And by paying no taxes on their earnings until you retire At withdrawal, you'll likely be in a lower tax bracket. Ask CITY about IRA plans that today are earning as much as: 1 ACCOUNT DEPOSIT VIELD RATE 24 Month CD $100 8.50 8.1 9 12 Month CD $1000 8.45 8.14 6 Month CD $1000 8.25 7.95 Fedca reguai.ns alio tRA trx3rawats begmong at age 59'? Substantial penalties and loss o' tax ae'erred staui on earty itnoradis ime'ersi on GTY s IRA certificates is compounoeo monthly Rates surjtect to cnange uatiy Sx monih rate appucaoe to ne aeposts only not avaiiaoe lor transfers or renewals Dial us at CITY lor the most convenient way to open an Individual Retirement Account TOLL FREE 1 . 800-248-9472 City Federal Savings Deposits Insured by FSLIC bud A Nationwide Financial Services Network of Over 300 Offices V nasi ley Federal Interest compounded and credited monthly on all CDs. Minimum deposit for all certificate accounts, $1,000. Although rates for certificate accounts are subject to change, the rate in effect when you open your account is guaranteed for the entire term you choose. Substantial penalties for early withdrawal. Monthly interest checks available for most certificate accounts; ask for details. ALL CERTIFICATES SHOWN ARE AVAILABLE FOR YOUR IRA ACCOUNT. EARN A $20 CASH BONUS Open any Berkeley certificate account with a maturity of 12 months to 10 years with a deposit of $10,000 or more, and we'll give you an immediate $20 cash bonus. Bonus not available for IRA accounts. Hot Line Call Toll-Free for information on our other CD's, and our Acorn Guaranteed Growth Account. 1-800-672-1934 Federal Savings and Loan MONROE TWSP: Applegarth & Cranbury-Half Acre Rds. (609)655-5800 PLAINSBORO: Princeton Meadows Shopping Center, 660 Plainsboro Rd. (609) 799-3300 CORPORATE HEADQUARTERS: 21 Bleeker St.. Millburn, NJ 07041 1-201-467-2800 Other branches in: East Hanover, Garwood, Gillette, Livingston. Short Hills, Union, Somerville, Vincentown. Brick, Lakewood. ManchesterLakehurst, and Whiting Member FSLIC Equal Opportunity Lendtr 8, 9, or 10 Year CD J fflWo II SI 6 or 7 Year CD Qo (Q) 5 Year CD U F 11 II F: 4 Year CD -J M "cm. yieto on 3 Year CD 2 Year CD tf2 Sa2 SWS JgjlgJ a Enclosed is my check for $ Regular certificate account or IRA certificate account for years at the rate in effect at time of deposit. NAME(S) ADDRESS CITY , Please open a STATE -ZIP- SOCIAL SECURITY NO. BIRTH DATE 11 B 0 D .PHONE M you ouai'y tor the S20 00 cash bonus, pleads check credit my ne account mail me a check I'we ceMify that the taxpayer identification number provided is true, correct, and compteta. and I amwe are not subiect to backup withholding under the IRS code Signatures) Mail to Marketing Dept . Berkeley Federal Savings. 21 Bleeker Street. MiMburn. NJ 0704V o Hit ati"J -a- fa iw fl EratiVij ELimJ I IEZ3I IEZZ3I

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