Logansport Pharos-Tribune from Logansport, Indiana • Page 23

Marsha Semon and Steven Skinner wed at Cook's Forest Indiana (gazette Thursdoy, November 7, 1985 Poge 9 Marsha Denise Semon of DuBois became the bride of Steven Cloy Skinner, also of DuBois, at 5 p.m. Sept. 28,1985 in the amphitheater of Cook's Forest. Officiating the outdoor double-ring ceremony was Father Theodore J. Seginak.

The bride's parents are Albert G. and Agnes E. Semon of Glen Camp- bell. The groom is the son of William J. and Carolyn Skinner, Warren.

Escorted to the altar and given in marriage by her parents, the bride wore a gown of bridal satin accented with alencon lace. The sweetheart neckline was enhanced with scalloped alencon lace and seed pearls and the Victorian sleeves were MR. AND MRS. STEVEN SKINNER EXPERT FURNITURE CLEANING Way 1 Your Furniture Never Leaves Your Home The truck-mounted equipment comes to your home. We select the proper method of cleaning for your furniture.

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4,154.578 and 4.244.079 trimmed with venise lace. The skirt softly flowed from a full basque waistline and extended into a cathedral train. The bride also wore a Venice lace-covered cap with a fingertip pearl-scalloped veil. She carried a cascading bouquet of pink miniature roses, pink asters and baby's breath. The bride chose her sister Constance Lowmaster of Glen Campbell as her matron of honor while the groom selected Steven Young, Warren, as his best man.

The bride is a 1974 graduate of the Purchase Line High School and is employed by Edward R. Lancaster, Brockway. The groom is a 1973 graduate of the Warren Area High School and employed by Bell of Pennsylvania. After a reception for the immediate family held at the Gateway Lodge, Cook's Forest, the couple spent two weeks in New England. The couple resides at Treasure Lake, DuBois.

IATCC COLONIAL Lisa (Cellar MARION CENTER Lisa Marie Kellar, daughter of Mr. and Mrs. Ralph Kellar of Marion Center RD1, became one year old on Oct. 24. Mr.

and Mrs. Raymond Shaffer of Indiana RD 6 and Mr. and Mrs. Blair Kellar of Marion Center RD 1 are Lisa's grandparents. Great-grandparents include Mrs.

J.S. Borland of Indiana RD Mrs. Tina Hellmers of Blairsville RD 3, and Mr. and Mrs. Albert Yackovich of Pittsburgh.

Alicia Griffith HOME Celebrating her first birthday on Oct. 25 was Alicia Lorraine Griffith, daughter of Michael and Molly Griffith of Home. Helping her celebrate the occasion at a small party was her brother Dustin James. Alicia's grandparents are Mr. and Mrs.

James Griffith of Smicksburg and Mr. and Mrs. Gail Hinton of New Florence. Catherine Shank Oct. 14 marked the second birthday of Catherine Shank, daughter of Gary and Leona Shank of Cherry TreeRD.

Helping her celebrate was her big brother Brian. Cathy is the granddaughter of Budd and Martha Stiffler and Louis Shank, all of Cherry Tree. Nelphie McDonald of Barnesboro RD is her great-grandmother- Joey Pardee Joey Pardee is celebrating his second birthday today. Nov. 7.

He is the son of Bob and Ginger Pardee of Indiana. Joey is the grandson of Roma J- Martain of Denver, Colo. Cutting the cost of having a baby! ByJIMBOFFEN Lynn was two-months pregnant when she and her husband, George, changed jobs. She went from part- time to full-time work at a company with about a dozen employees- George gave up self-employment to work for a firm of more than a hundred. The job changes meant better pay, which would be useful after the baby's arrival, but the couple's health-insurance benefits remained uncertain.

lake many working couples, it wasn't until their impending parenthood that they had their first extensive encounter with major medical expenses. "When it comes time to start a family, the more familiar you are with the benefits of maternity coverage, the easier it will be to handle the expected and the unexpected costs of pregnancy and child care," says Susan Schiffer Stautberg, the author of "Pregnancy Nine to Five." "If you're not covered, then apply for the best policy you can afford, and hold off any further planning until you're covered." Ms. Stautberg, director of communications for ToucheRoss serves as consultant to corporations establishing policies for pregnant "employees. She says the treatment of working mothers lags far behind their needs. "An estimated 85 percent of women will become pregnant during their working lives," she says.

Although most companies still don't have formal policies for maternity leave and benefits, Ms. Stautberg says that inevitably corporations will have to accommodate working mothers. "A study by the Conference Board, which is an independent business consulting firm, shows that company-sponsored outlays for child care are more than offset by low turnover and high productivity," she savs. Still, the" burden remains for couples to plan for the expense of starting a family without assuming that an employers insurance the most common source of coverage in America is the only, or even the best, way to pay the doctor. In George and Lynn's case, the group health plans for which each was now eligible at their new jobs carried a 270-day waiting period before covering maternity expenses.

They also found that the individual health coverage they had been paying for would cover less than half of the obstetrician's fees. The cost of having a baby including prenatal care, delivery fees, hospital costs, nursery care, tests and prescriptions averages about $3,200, according to the Health Insurance Association of America. Since George and Lynn couldn't count on coverage for the pregnancy from their new jobs, they dropped their individual health plans and joined a health maintenance organization. An alternative to traditional insurance, HMO members pay a fixed fee in exchange for complete medical care. The fee is usually higher than the premium on a traditional insurance policy.

But, once paid, the members face little or no additional charges. "Pregnancy is really an ideal situation for joining an HMO," says Annette Radick, marketing director for CoMed. a health maintenance organization in Denville, N.J. "A member of CoMed would pay for each prenatal visit, up to 10 visits, says Ms. Radick.

the HMO would cover all delivery fees and cover pediatrician costs after birth. Whatever plan you choose, Ms. Stautberg insists that a working mother-to-be should also make sure that her income and job are protected during pregnancy. "About 60 percent of working women are not protected by disability insurance," she says. I I ENDS SOON! CADILLAC I N.

4th Indiana More alarming perhaps is that 17 percent of all American women in the reproductive years (ages 15 to 44) and 25 percent of women in prime childbearing years (ages 18 to 24) have no health coverage at all. So report Rachel Benson Gold and Asta M. Kennedy of the Alan Guttmacher Institute, a non-profit research company specializing in family planning. (NBA) lUIIIUII lillll I COLONIAL CLEAN USED CARS Country Meadows State Certified Personal Care Boarding Home 24 Hour Care Private and Newly Constructed Building On One Floor To Be Ready For Occupancy In December Semi-Private Rooms Quiet Country Setting Church Services Activities Applications For Residents Accepted Now "Personal Care With A Personal Touch" R.D. Commodore, PA Ph.

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