Tallahassee Democrat from Tallahassee, Florida · Page 2

2A Tallahassee Democrat Monday, July 6, 2009 From Page 1A WW.TAlJAHASSEE.COin Tallahasseeocom What's hot, what's new and what's poroing up on Tallahassee's Web site What's new Blogs: - Bob Gabordi: Boyd answers questions on energy bill -Aimee Sachs: Completely shameless kitten pictures -Doug Blackburn: The best beer in ' the world? Traffic news on your cell phone Photo Galleries: -Fourth of July fes tivities -Teaparty - First Friday gallery hop - Downtown Get- , Down gallery and Web cam Text TALLYIRAFFIC to 44636 (4INF0) Follow us on Twitter Gtdonllne jWtiat's hot: j Yesterday's most-I viewed stories, photos andblogs 1. Gallery Title: Celebrate America 2009 at Tom Brown Park ' 2. Gallery Title: Inde-. : pendence Day weekend Downtown GetDown . 3. Gallery Title: Tea Party 4. Gallery Title: Celebrate America Spectator Cam -. 5. Gallery Title: Felony arrests: July 1, 2009 The July Numbers : To date: 1,493,152 '. Yesterday: 144,006 Unique visitors: 102,053 - Music therapy - Beil's and Ewen's best photos of June - Ice cream eating contest Videos: - Downtown GetDown -Tallahassee says "Happy Fourth of July" - Mark Hinson: Now that Jacko is dead, can we stop with the choreography Subscribe: Get the latest news, traffic and weather alerts on your phone. f. x j, Want your event listed on our master calendar? Get listed uGl IISluQ. byloggingon toTallahassee.comcalendartofindouthow. IF, jl CITIZENS From Page 1A Tbe law is clear about increases: No more than 10 percent for any single policyholder. But how .rates are implemented can mean as much as a $140 million swing in what Citizens takes in and in how much 80,000 policyholders could otherwise be saving. "It's a sticky wicket because as an organization we need to make economic progress in terms of having the rates more appropriately reflect what the true market is," said James Malone, a Naples investment banker and chairman of the Citizens board. , Malone pushed for the legislation to allow higher increases for the vast majority of policyholders that are below modeled rates. But he ,- , 7!r . ; - , , , ... .. ., ,, 1 T 7 , I .' ' .M.)', "' '".' PHIL SEARSDemocrat Friends and family members pack the room as the Florida Army National Guard's 144th Transportation Company holds their deployment ceremony Sunday at the National Quart! Armory In Marlanna. About 70 soldiers In the company will be leaving for training July 8 prior shipping off to Iraq. GUARD From Page 1A behind." "Right when everything is settling in and is good, now he has to go," Yvonne, Godwin's GILMORE From Page 1A evkience of foul play was found.'1 The Florida A&M University graduate was 30 years old and four months "pregnant. Uahassee Police say they are still investigating, and would not comment on specifics. "Until we receive additional information we can't rule out anybody as a suspect," said police spokesman David McCranie. 'Friends' Family members have said, Gilmore, estranged from husband James j Gilmore, . was dating Dwight Aldridge, but speaking publicly for the said it was clear that wasn't going to happen. "I believe we all felt the 10 percent was a long way from where we needed to be," Malone said. "Given our ability to move it forward that way over multiple years that solution, though not what I would have liked, is the art of the possible." About 80,000 of the state-run insurers policies out of 1 million would see rate cuts if the computer model used to set rates were followed. But that would also reduce Citizens' move toward financial soundness after three years of frozen rates and ; contradict one purpose of legislation passed this spring. "It's kind of pay me now or pay me later," said Rep. Bryan Nelson, an Apopka Republican, insurance agent and sponsor of the Citizens bill.: A buildup of reserves through increased premiums reduces the like- wife, said. The pair just purchased a home ' in Quincy on Friday. "What do I say when she says where is daddy? How do I explain that?" "We know when your soldiers leaves, there is a hole in your life you can't fill," said Army National Guard Assis first time, Aldridge characterized the relationship differently. "Ali and I were friends," Aldridge said. Aldridge declined to discuss specifics about the night Gilmore disappeared. "I don't know... I can't get into too much detail with what I spoke to police about." Aldridge said he doesn't recall the last time he spoke with Gilmore or what her state of mind was at the time. "It's been so long, I don't remember," he said. Aldridge said he would need to speak with his attorney before continuing an interview. Several days later he said in an e-mail he didn't want to comment further. 'Dating' Family members said Ali and Aldridge met at a lihood Citizens won't have enough on hand to cover losses from a big hurricane. If Citizens runs a deficit, it makes up the money by charging policyholders first its own customers up to a maximum 45 percent on top of premiums, then private insurance customers up to a maximum 18 percent assessments. The Big Bend has some of the highest indicated rate cuts in homeowners coverage. If the recommendation before the board is approved, that would mean a rate freeze for those policyholders instead. Citizens has 2,558 property policies in Leon County covering homes, businesses, con-dos and mobile homes for all perils and just, wind damage, with rate cuts as high as 59 percent indicated by computer models. There are 970 policies in Gadsden County, with rate changes that vary from 55-percent cuts to tant Adjuntant General Mike Fleming, who spoke at the ceremony. "Our job back here is to make sure your family is fully supported," he said, urging family members to contact their local Family Readiness rep-' resentative through the unit. Florida A&M University Homecoming in October 2005 and more than a friendship developed. In an e-mail Smith said Gilmore sent her on Dec. 20, 2005, she described complexities in her life. It reads in part:"Dwight and I still talk about 2 or 3 times a day. We see each other three times a week. He's said I changed since I am pregnant. .My past miscarriage haunts me every few days, then on top of all of that the paternity issues." Smith said her sister was not sure who the father of her unborn child was. In one of the e-mails Smith said Gilmore sent her on November 22, 2005, it said, "Dwight and I are going to hear the ultrasound today at noon." "She told me they were 17-percent increases. The 1,439 policies in, Wakulla County have rates with indicated changes between 63-percent cuts and 8-percent increases. There are 2,239 Citizens policies in Franklin County. Some of those have indicated cuts up to 32 percent, others with modeled increases up to 13 percent. ' Under the recommendation before the Citizens board, those customers with a rate cut coming would continue to pay current rates. Regulators say those rate cuts should be implemented. The new law caps all annual increases at a maximum 10 percent. But whatever the Citizens board decides, state regulators set the final rates. Lawyers with the Office of Insurance Regulation have said they think the new law calls for rate reductions to be applied. Officially, OIR says it can't say what will happen The 144th is also a part of the 779th Engineering . Battalion, which began its yearlong deployment May 26. It is finishing up ' training at Ft. McCoy, Wis. and should head to Kuwait, their jump-off point for Iraq, in about two weeks. dating," Smith said. Gilmore and her husband were considering a reconciliation of their marriage. Police have said James Gilmore has , been cooperative. "I still haven't reached a closure point," said James Gilmore. "There's no memorial service." He said his wife's dis-appearance has been a burden. Tm in a position where I have to start all over again, financially," said James Gilmore, who remains in Tallahassee. The ordeal has taken a toll on Gilmore's mother. Tm not in the best of health," said Laurvetta Grimsley-McLawrence from her home in Riviera Beach. "It plays with my brain... I think of her every day. I talk to her every day. I still have her signs in my front yard." until the Citizens board submits its recommendation by July 15. A board committee has recommended rates with increases capped at 10 percent and frozen in areas where a decrease is indicated. The general counsel for the Office of Insurance Regulation disagrees and, in an internal memo, says the indicated rate cuts should be followed. A 10-percent cap on increases and granting full rate cuts would bring Citizens an additional $20 million , in the first year. With maximum 10-percent hikes and no decreases, Citizens' surplus would grow by $160 million, according to a state Senate analysis. Whatever the board decides, regulators are the final arbiter. "The OIR first must receive and review the Citizens' rate filing to assess the support the company has for any rate needs," said Ed Lottery results FLORIDA LOTTERY: CASH 3 (noon): 75 -6-0-8; 74 -4-0-5 CASH 3 (night): 75 -7-5-9; 74 -0-3-3 PLAY 4 (noon): 75 -1-4-1-5; 74 -9-2-3-8 PlAY 4 (night): 75 -2-5-1-5; 74 -9-0-0-7 FANTASY 5: 75 -11-17-18-23-29; 74 -3-14-25-30-31 LOTTO: 74 -2-5-6-18-37-42; 71 -13-23-30-38-40-53 MEGA MONEY: 73 -1-7-24-39 - 6; 630 -M9-20-34 -15 POWERBALL: 74 -4-9-22-41-44 - PB 14 PP3; 71 -9-32-38-52-53 -PB15PP2 More lotteries, Page 3A. For lottery information, call (850) 487-7777. CORRECTIONS To report a correction, please contact Jane Parrish at 599-2349 or fax 599-2295. Tallahassee Democrat 277 N. Magnolia Dr., Tallahassee, FL 32301 or RO. Box 990, Tallahassee FL 32302-0990 GAhNETT Main Number: (850) 599-2100 To subscribe: (850) 599-2282 or 1-800-999-2271 USPS 533-120 Postmaster: Send address changes to PO. Box 990, (277 N. Magnolia Drive) Tallahassee FL 32302. Periodicals Postage paid at Tallahassee MISSED DELIVERY For Saturday & Sunday only replacement of missing, damaged or incomplete copies in select areas of Leon County, please call the Circulation Customer Care Department from Monday-Friday: 10:00am -5:00pm Saturday: CLOSED Sunday: 7:00am - Noon No Redelivery Monday - Friday CUSTOMER SERVICE Customer Service when you need us 24 . hours a day: Online Account Management is acces-- sibleatwww.tallahassee.com or www. - MyNewspaperService.com Automated service Is available at 1-800 999 2271 SUBSCRIPTIONS Enroll in our automatic renewal plan, EZPay Only: Prices starting at $15 for 7-day service Prices starting at $9.58 for Fri., Sat, Sun. 7-day and Weekend home delivery subscription rates (tax included) The monthly fee will automatically deducted from a credit card or checking account. Rates subject to change. For Mall Subscriptions Rates, call 1-800-999-2271. Visit us online at Tallahassee.com Click on Subscriber Services ' ' All subscriptions include the following days 2009:11,525,73,97, 1125,1126,1224 Domansky, director of communications for OIR. "Upon review of the Citizens' rate filing, the OIR might not even agree that there is sufficient support for the indications (up or down) in some territories." Different from private insurers, Citizens has no option to appeal. In June, a committee of the Citizens board considered many options, including raising all Citizens rates 10 percent no matter what rate computer models indicated. Citizens board Chairman Malone wants to get the company in better financial shape quickly. "Fiscally, what I'd like . to do is get us as much regain from a premium base for Citizens as possible," Malone said. "But I'd fall back on the art of the possible, doing both what's legal and what's fair. I think we're going to have to figure it out. I don't have a brilliant answer." GEORGIA LOTTERY: CASH 3 (noon): 75 -3-6 8; 74 -8-9-9 CASH 3 (night): 75 -2-4-9; 74 -2-4-2 CASH 4 (noon): 75 -0-6-6-4; 74 -7-0-3-3 CASH 4 (night): 75 -na; 74 -na FANTASY 5: 75 -na; 74 -na WIN FOR LIFE: 74 -na; 7l'-12-15-18-20-26-41 FB - 27 MEGA MILLIONS: 73 -5-6-7-11-25 - 31; 630 -7-34-49-54-55 - 34; 626 -11-15-17-29-46 -16 NOTE: SOME LOTTERY RESULTS MAY NOT HAVE BEEN AVAILABLE AT PRESS TIME. ISSN 0738-5153 CIRCULATION CUSTOMER CARE DEPARTMENT 599-2282 (local calls) 1-800-999-2271 EDITORIAL Editorial page 599-2178 OTHER SERVICES Obituaries 599-2170 WeddingsAnniversaries . 599-2217 Photo reprints 599-2132 Back issues 599-2132 News Hotline 599-2233 News research 599-2292 School delivery 599-2134 Commercial printing 599-2333 Legals 599-2214 TALLAHASSEE.COM Internet advertising 671-6530 ADVERTISING Classified In-Column 599-2210 Classified Display 671-6580 Classified fax 599-2347 Retail Local 671-6544 Retail NationalState 599-2239 Realtors & Auto Dealers ' 671-6580 Recruitment 599-2218 Political advertising 599-2239 Custom publications 671-6544 Advertising billing 599-2328 The Democrat recycles paper products k