The Baltimore Sun from Baltimore, Maryland • 90

10 THE SUN, Sunday, February 13, 1977 Simple carpentry can foil burglars flippy OPEN TODAY 2-4 1 8 CHARLESWOOD COURT CHARLES MEADOWS I BALTIMORE COUNTY A BRANDNEW SINGLE FAMILY HOME 3 Bedroom 2 full baths Central Air Deck "Quiet street Full basement And. The Builder Will Pay ALL Settlement 8 VA Financing Available DIRECTIONS: Beltway to east on liberty Rd. to St. lukes Lane to Charleswood to end of street. Unobstructed view of your house from the street Outside floodlights.

Inside lights on timers. A radio left on if you leave only for a short time. No name on the mailbox. A list of all valuables with serial number and photographs of silver and jewelry, kept in a safe-deposit box. Engrave valuables One of the most important precautions you can take is to label all your valuables.

If the police department doesn't provide an engraver you can buy one for less than $10. Your social security number can be engraved on tools, kitchen appliances, television sets, radios, stereo equipment, bikes and typewriters. After your doors and windows are secure you can test your home's security. Ask yourself how you would get in if you lost your keys. If you can't get in, chances are the amateur burglar can't either.

Christian Science Monitor- here is to keep the window in its track. This can be done, as on sliding doors, by drilling a hole at top and bottom where the windows overlap and pinning with a nail. Another method is to wedge a broom handle or metal rod securely against both sides of the window in the bottom track. Or screws can be placed every 6 inches along the top track so they just skim the top of the sliding window. Safety devices you can buy for sliding-glass windows include an anti-slide block, slide bolt, and key lock.

It should be noted that burglar bars af not recommended for homes since there are alternate means of securing your windows without the potential fire hazard. Here are some other precautions you can take to help protect your home: A peephole in the door. Low shrubs around your house. There are many different window designs, but most fall into four basic categories: double hung, casement, sliding and louver: Double Hung: Where the windows overlap, drill a downward-sloping hole through the inside frame and halfway through the outside frame on both sides of the window. Insert a 10-penny nail and partially hammer in for a tight fit.

If the window is never opened, it can be screwed shut. The only window lock recommended by police is the "pin lock" which features a bolt that extends into the top window frame. To allow for ventilation, windows can be left partially open and another hole drilled midway where windows overlap. Remove the crank handle Casement (Crank Out): This window is easily protected. Tightly close the window and remove the crank handle.

Even if the burglar risks breaking the window, opening it will be difficult. Glass Louver: Louver windows are highly vulnerable because each pane of glass can easily be removed. Security can be improved by placing heavy-gauge steel screen on the inside. This is not recommended for bedroom windows, however. Sliding Glass: The main objectives By GAV ANDREWS DILLIN Atlanta Atlanta police, who thought they had seen just about everything, were amazed.

Burglars had cleaned out the valuables in a house, then spray-painted the owner's dog a bright pink. "That's not the worst of it," the homeowner told them. "They even ate the roast I was going to cook for dinner." There aren't many burglars who stay for supper. They want to get in and out quickly. So police say Find wsays to slow them down and you may keep them out altogether.

Most break-ins are the work of amateur and semiprofessional burglars who are looking for an easy target. First they'll test the doors; then they'll try the windows. Nails and a drill The average window is as easy to open as popping the cap off a soda bottle. The burglar needs only a small lever to snap the latch. However, he doesn't want to attract attention by breaking the glass or take the time to remove the window pane.

Police specializing in crime control say a homeowner can make the burglar's job a lot tougher with a little effort. All he needs is a handful of nails and a drill to secure most windows. Aneta D. Clark 328-2650 465-8500 In Baltimore County Chestnut Woods INI 1 MWtMWUlIUiUM 7 MODEL HOME CLOSE OUT! ONLY 5 UNITS LEFT from Immediate Occupancy 1 tlSlllfiilSK "i III i 1 riw i imrw 1 I- Financing changes urged is fa Townhomesin the heart of Roland Park Features 3 Bedrooms, 2 Baths, Powder Cathedral Ceilings, step down Liv. Fireplace, Lg.

Closets, Finished Rec. Rm. and more. Direction 3 Elks. West on Cold Spring from Charles St.

and Blk. East on Cold Spring from Roland Ave. Open 12 'til Dusk The newest concept in individual townhomes from $33,900 sales GREMPLER t. a favor by inspecting these homes today. Chestnut Woods is a family community a great place to live.

825-6400 MODEL PHONE 366-2324 Now you can own your home in beautiful Baltimore County for less than you may be paying in rent. Don't wait. Do your family Consider These Features: 3 Bedrooms-Club Rooms Wall to wall carpeting Five minutes from Golden Ring Mall Close to schools, churches, hospitals Four distinctive models Central air conditioning, ranges and disposals, G.E. dishwasher, storm windows, walk-out patio winsulated patio door, full basement, private swimming pool and club house. FRANCONIA said, "I am hopeful the 95th Congress will produce legislation opening the door to mortgage instrument alternatives to meet different markets and different types of consumers." He cited three alternate mortgage instruments: Variable rate mortgages; mortgages with rising payment schedules for young borrowers who could accelerate payments as income increases; and mortgages designed for people nearing retirement, who currently are forced to sell their homes because their retirement incomes won't cover property taxes.

Congressman Patterson, also a member of the housing subcommittee of the House Banking Committee, said the subcommittee's "Most important and urgent task) is to reform FHA across the nation." He listed three policy issues that are critical to any significant reform of FHA: rigid ceilings on interest rates, limits on loan amounts and downpayment requirements. "The current philosophy in these areas is the same one we have had since FHA began," he said. "They do not meet the realities of today's housing and money markets." Mr. Patterson, who said he would prefer that there be no limit on FHA loan amounts, added, "Short of that, I would accept replacing the limit with something like 150 per cent of the median price of houses in each area." With such an approach, Mr. Patterson said, "FHA could continue to function without repeated acts of Congress to bring it back closer to reality." As low as $1 700 down-cheaper than rent-payments less than $248 per month.

Representative Jerry Patterson Calif.) says that "unless some very fundamental changes in our method of financing home ownership are made we will see a steady decline in the percentage of United States families who can own their own home." Mr. Patterson gave members of the legislative committee of the National Association of Realtors, holding their annual mid-winter meeting in Anaheim, his forecast of congressional activities in the next two years that will affect the housing market. Changes the congressman anticipates may be written into H.R. 1901, a bill that would extend for 90 days the one-quarter per cent differential for savings and loans. He called this is a critically important factor in getting savings into institutions that are primarily mortgage lenders.

Another change would permit federally chartered credit unions to offer members 30-year mortgages for principal residences in amounts up to 150 per cent of the median sales price of homes in their geographic area. Mr. Patterson, a member of the financial institutions subcommittee of the House Banking Committee, said the subcommittee will begin work on the bill at the end of this month. He alluded to another bill, one being prepared by the House and Senate Banking committees, that probably will call for a five-year extension of Regulation and retention of the differential at one-fourth of one per cent. This bill would allow savings and loans to make more mortgage loans over $55,000, he said.

"Beyond these changes," Mr. Patterson 2 BEDROOM APT. NEW Mortgage of $32,200. 360 Payments of $247.60 each. Plus mortgage insurance, plus 112 annual taxes, insurance and condo fee.

Central Air Condi tioning, Wall to Wall Directions: East on Route 40 from Beltway, past Golden Ring Mall to Martin Blvd. Right on Martin Blvd. to Transverse Ave. (2nd left turn) left on Transverse Ave. to Chestnut Woods.

Open for your inspection 12-6 Weekdays 1 1-6 Weekends or call 574-2737 or 321-7650. Carpet. $205-mo. (or $220-mo. including heat and hot water) convenient to Bus 50 or 15, CALL OPEN 12 TO 6 WEEKDAYS, 11 TO 6 WEEK ENDS 11 Chestnut Woods Development Co.

1 Rental Office and Furnished Model at Goodnow Gunther Moravia Rd. 1 Blk. North of Sinclair Lane. REGIONAL MANAGEMENT INC. AGENT ten pei.

EC ual hqushhj OPPOflTUNlTlES LOT CHOOSE PRIDEMARK FOR A LOT OF GOOD REASONS See Handsome New Model Homes! ANNE ARUNDEL COUNTY Choose an ideal lot overlooking beautiful wooded areas or scenic views of the countryside. Some adjacent to the historical Carroll County Farm Museum farms. From I $34,950 including lot ESTATES RANCHERS, SPLIT FOYERS 2 STORIES 3 4 bedrooms up to 2 14 baths NO DOWN PAYMENT V.A. 5 DOWN CONVENTIONAL All Homes Include Cuml ok onrfMwimf Mblfv-Mbf arpiHni Onhwmlm Oapem 5m- Roomy Townhouses. from $30,900 1 AVWIElAf ft J- Dm mm Lkl a DM I ic TV Deuruwui ivummei Covtrtd ntronc.

Spocieui living room. Large picture window fJ male dining room bright and chtirfuL ADAMS FEATURING LIVING ROOM-DIVING ROOM MODERN KITCHEN-FAMILY ROOM COMBINATION' WITH OPTIONAL FIREPLACE BEDROOMS 2 BATHS BASEMENT BRICK AND MAINTENANCE FREE SIDING EXTERIOR INSULATED GLASS WINDOWS MODELS OPEN Daily: II Oowd Ttimday 4M-N77 UlESir HAl SCHOOINICK REALTY CO. DIRECTIONS: hm kkinwf Ursy bit 4, wvrii tn leutt 3-301 to twtt 100 (few Maintain Mow Iwti 100 Cstharint uit. Uft Cathwint kn. DunH Hiohwer.

Turn tight It QUESTS fm (STATES. Spacious Semi-Oetached homes $38,750 plus utility hookup $38,800 The Right House RIGHT AWAY! Individual Split Entry Homes $41,990 For over 30 years, Pridemark has been the choice of lot owners who demand value and quality in their custom built home. Pridemark is proud of their reputation as the largest custom home builder for the lot owner in Maryland. They're also proud of the service they offer each of their customers including design consultation, arrangement of financing and, of course, finest product value. Before you do another thing, make it a point to come in and see our furnished model homes and display center.

Catalogue of many other plans available or let us build from your plans. from $30,900 lot included 5 down 834 interest 30-year mortgages. OUR THIRTY-FIRST YEAR Protected by a 10 year homeowners' warranty. iibemm CUSTOM HOME BUILDERS PBIDEMARK CUSTOM HOME BUILDERS P.O. Box 27S, MilloriTlllt.

Md. 21108 Pleaie send me your book ol Ideas lor custom homes. Prlcei Include: You gat thM convenience HOW TO GET THERE: From Ri 140 Wall to wall carpeting throughout City Water um Into the city ol Westminster at Centre Maintenance-tree exteriors City tire and police protection St. direct to Middlebrook Follow signs Eat-in kitchens with dishwasher City Sewer system to Carroll County Farm Museum, adjacent nd disposer Nearby schools, churches ,0 Middlebrooke Model homes open and shopping. Sunday and daily .1 1-4, except Name.

Vlilt our home Dliplay Center today! From Baltimore Beltway take Exit 4 (from Tunnel Exit 14 A) -Rt. 3 South lor 7 miles. Open Sundays 12 to P.M. Dally 10 to P.M. Eranings by appointment Phonei 987-1100.

Addreas. Telephone. Built by COWARD A. MYERBERG CO. BALTIMORE OFFICE: 837-2900 WESTMINSTER SALES OFFICE: 176-1688 inn mum I tout H0UUMC OPPORIUHIIY (tOOVREA LTORS) orrMluwir noMcumfummum I own a lot In.

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