The Hutchinson News from Hutchinson, Kansas on September 15, 1971 · Page 102
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The Hutchinson News from Hutchinson, Kansas · Page 102

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Hutchinson, Kansas
Issue Date:
Wednesday, September 15, 1971
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Page 102
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Health, Auto Insurance Under Fire by Consumers Editor's note: Customer dissatisfaction is fueling a bipartisan drive in congress to force changes on the insurance industry. In the following article, the first of two, a member of the AP Special Assignment Team reports on the key areas of consumer concern. Related Story Page 16. By DONALP M. ROTHBERG Associated Press Writer WASHINGTON (AP) - When ealthfcare plan, told a Senate ubcommittee: "This administration is pro- josing that the insurance in- ustry be regulatedl We shall .ee to it that citizens have bet- er and cheaper coverage trough competition among carriers.' Sen. Edward M. Kennedy, D- Wass., sponsor of a bill to reate a government-operated and financed national health-insurance system, called health disaster strikes their homes, businesses, automobiles ant bodies, Americans look to the multibillion-dollar insurance industry for help. But a growing number of people are com plaining that when they need il most,.the industry isn't there Health and auto insurance turned up in a poll commissioned by the White House as the top two concerns among American consumers. Two Conclusions The findings supported the conclusion of two governmen studies: A Department of Transporta tion analysis of auto insurance that reported "the existing system ill serves the accident vie tim, the insuring public an society." And, an administration white paper that criticized private health insurance, saying no enough people have It and thost who do pay too much for tot little. Congress is considering series of bills to alter if not reform parts of the mammoth in dustry, which now operates vir tually free of federal regu lation. Two major plans for chang ing the health and auto instance systems originated with the Nixon administration. Congressional Democrats have put forth alternate plans, most of them calling for more drastic changes. Ease The Bite The change most wanted by consumers is one that will ease the bite insurance now takes out of their incomes. Average premiums for life, health, and auto insurance, plus Social Security and workmen's compensation payments, often run at least $1,000 a year. For low-income residents of inner-city neighborhoods, auto insurance alone can cost that much. For Americans on any income level who have health insurance, premiums have been rising steadily in a losing effort to keep pace with soaring medical costs. Health Secretary Elliot L. Richardson, testifying in support of the administration's care "the fastest growing fail- tag business in the nation, a $70- billion industry that fails to meet the needs of our people." Thus there is bipartisan' agreement that the health-insurance industry is ailing. What are the symptoms? —Government statistics show nearly 19 per cent of the population under age 65, or about 35 million Americans, has no hospitalization insurance; 21 per cent isn't covered for surgery; 30 per cent for doctor visits while in a hospital; 57 per cent or doctor bills from office vis- ts or house calls. -Hospital costs have more han doubled during the last 1 rears, pulling insurance prem- ums into their inflationary spiral! For example, since 1967 the cost of typical family cov- rage under Blue Cross - Blue Shield in Maryland has gone up 60 per cent. DENNIS THE MENACE —Americans paid $14.7 billion' for health insurance in 1969, and got back more than $13 billion hi benefits, a better return than on any other type of insurance. But to get that good a return, a person had to be part of a group. Individual policies paid only 51 cents on every premium dollar. —Conditions covering benefit payments serve to encourage! rates, and Blue Shield which people to check into a hospital covers doctors bills. Critics say the negotiations for treatment they could get in a doctor's office. The biggest health insurer is not one company but the 74 autonomous plans known as Blue Cross-Blue Shield. More than 70 million Americans are insured by Blue Cross, which negotiates with hospitals to set its benefit are a sham: that the individual plans are dominated by hospital administrators and doctors who are, in effect, negotiating with themselves. The American Hospital Association owns rights to the name Blue Cross and can revoke the permission of any plan to use it. Blue Cross is under attack also from the insurance industry which says the plans have an unfair competitive advantage. Still, some of Blue Cross most vocal critics concede i docs a better job than private insurance companies in Page 17 The Hutchinson News Wednesday, September 15,1971 trying to keep down hospital costs. "Blue Cross may not be doing enough, but the private companies are doing nothing," said Insurance Commissioner Herbert Denenberg of Pennsylvania. Blue Cross is changing in response to both criticism and competition. • Value. It still means something at Penneys. "UNLESS VA WANNA SIT Sale 1 37 Reg. 1.69. Gay mode®' Agilon® stretch nylon panty hose in nude on reinforced heel styles. Fashion colors; proportioned In short, regular, long, and extra-long lengths. Sale 3 tor $ 5 .Long sleeve cotton knit turtleneck polos with snap shoulder. Solid and stripe combinations. Sizes 1 to 3. Reg. 1.89 and 2.00 STAINLESS STEEL STEAK KNIFE START your set today. Durable, forever sharp stainless steel steak, knife. 1C* luv SPECIAL OFFER AT LOCAL APCO DEALERS 2021 E. 4th 2301 N. Main 512 N. Monroe 829 E. 30th 200 N. Main (S. Hutch) APCO THE CLOTHING CORNER... They than shoes. off. Made-to-measure drapes. Penn-Prest® polyester/cotton corduroy crawl- about and playsult for Infants. Zip- front, snap-crotch. Solids and prints. .Slzes 1 /zto4. Reg. 3.50 and 3.69 Draperies made to any size. Over 70 patterns, 700 colors to choose from. Weighted corners, 4" hems and headers, many other quality features. Follow these instructions, bring us the measurements and we'll do the rest. 1= L [ n L = = V \ \ Width: Measure from (G) to (H), or simply the width you want to cover. Length: For celling to floor length, measure (A) to (B). For regular Jloor length measure (C) to (D). For sill length measure from (E) to (F). Add 3 Inches If you want bolow-slll length. Sale prices effective through Saturday. They're Hush Puppies BIKE Today, shoes can make a guy's wardrobe really sing. Just look at these new Hush Puppies*. Great styling. Great color. Even if you're just wearing a pair of leans and a grub shirt anyone of these shoes can add a lot of life to the outfit. Try a pair. No telling where they'll lead you. From ~ . JQQ Hoslx l\ippies •*• *JL-MAftlDiHOEft Yd. Polyester double-knit machine washable Perfect for what ever you're sewing. Thesa tr« full bolts not short lengths Special 3 (or Ladies' nylon tricot ' elastic leg briefs. White and pastels. Sizes S,M,L. Extra sizes, 3 for 1.25 Special 3.99 and 4.99 Misses' acrylic knit slacks bonded with acetate tricot. Black, brown, navy, or beet rootsollds._ and ' Patterns. Special O99 •• Twin Size Penn-Prest percale print sheets at prices you'd pay for musllnl Cotton/ polyester. Pink or aqua. Flat or fitted. Full, 3.99; pillow cases, 2 for 2.49. Special 2" Men's polyester/ combed cotton knit sport shirts. Crew neck and berry collar styles with short sleeves. Fashion solids, jacquards ,.. and more! Special 2 (or $ 5 Toddler girls'pants sets of stretch nylon knit. Patterned tops, flare- leg pants. Sizes 2 to 4. Men's Luggage 1088 Men's 2 Suiter • * 1488 Companion I HI 3" attache case Women's Pullman Weekender Cosmetic Case • • 17.88 12.88 10.88 Special Pillows priced so low you can buy extrasl Resilient polyester filling, CQtton ticking. Full size. Boy's Short Sleeve Shirts Assorted stripes and solids orig. 2.44 to 2.98. Thermal blanket of polyester/rayon for light weight warmth, long wear Supcrnap finish prevents pilling. Machine washable. Popular colors. 72 x 90." One size fits full and twin 3" City CENTER use our free layaway JCPenney The values are here everyday. Open Monday and Thursday Night 'Til 8:30

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