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XEW PUBLICATIONS F-XCLlsn LITERARY HISTORY A HTPTuKY Of ENGLISH LITKRATCRR X1 SECONDARY SCHOOUf. J. Ui Rob- M. A. Ncw-Votk: Harper A Brotli-- em I.Tk An author tvho puts Into something less than Pges even brief review" of the literature or England during a period fourteen and a half centuries has no slUrnt t.jsk of condensation on hands.

And In this particular quajlty of condensation the particular history' uu Jer our notice Is surpassing! good. It ts constructed upon the solid tasfs of chronological sequence; tbe long stretch of years is divided Into six periods, and each period Is treated with reference to Its political at well as Its IK. erary events. In this way the reader, who it supposed to the pupil of a teacher furnished with reserves of information, becomes aware of the interdependence of the literary and social or political life of an age. One might wish the author had car rted his principles a little further, and added to the chronological table the names of the great Continental writers as they crossed the literary horizon.

This was done in the chronological table of the abridged edition of Talnc's English and has the effect of giving a. broad sweep of suggestion in a minimum of space. After the survey of the period comes classification of the leading authors, and this Is followed by biographical and critical ketches, containing, the author tells us, the most recent results In fact and fair criticism." Uy an arrangement of type, the book la adapted for various courses of studies. Thus In the fourth period, (from 1590 to 1000.) about fourteen pages of or-dlnary type are given to Edmund Spenser and John Milton. Then -a dozen pages of mall type are given to other poets, suoh as mr raiup Sidney, William Drummond.

George Herbert, Robert Herrick, and so on antll Shakespeare Is reached, who, of course, brings back the large type. In this way selection is made easy, yet we should scarcely advocate such wholesale elimination, even for beginners, as Is suggested. With an Intelligent teacher, a fairly bright beginner, such a one as is up to Mr. Robertson's style, could 111 afford -to lose the small type which Indicates so much of the atmosphere of the era under consideration. The whole work Is so closely knit together, with, such admirable comprehension the essentials of history and so little waste ofespace.

that we should take the liberty of advising teachers, contrary to Mr. Robertson's own idea, to use the whole wherever it Is possible for them to-do so. The fine sense of march and development will thus be preserved. It Is difficult to find, even in modern educational literature, a Oner example of mul-tum in parvo. Neither writer nor reviewer would be human, however.

If something were not found subject to criticism. It Is. of course, on the side of the critical comment It "la- cheap enough faultfinding to push a point of difference between critic and critic and assume the authority to condemn what must necessarily be a matter of personal decision. Also, it must be remembered that, like Mr. Bagehet's foreigner In England, a writer under such restrictions of pace In a measure, say, not what he think but what he can.

nr. jnooertson snows in the larger part of his criticisms what might have been expected from his keen, close style a capacity for brief and trenchant characterization that lends greatly to the stimulating quality of his work. He may at times show the immoderation that Is often found in youth. In members of the pedagogic and clerical professions, and now and then in writers for the press, but he Is never prosy. What could be more delightfully, if a trifle unjustly, suggestive of a strong personal view than the placing of Mrs.

Humphry Ward in the chronological table as didactic novelist "only that and nothing more and in the more detailed mention as writer of two religious novels whlcjh bad a wide circulation Robert Elsmen and David Grieve 'but not as novels Had Marcella been written in time to obtain mention, we tremble to think of the consequences. In the case of poetry, Mr Robertson adopts the sensible plan of liberal quotation, endeavoring, of course, to make his selections represent the general styie and tendency of the author. There are forty, pages allotted to Shakespeare in Mr. Fake's abridged edition of Talne's Literature, (we believe It ran up to over a hundred pages umvc a. sense 01 great nd admirable restraint when we find that Mr.

Robertson has epitomized the qualities of Shakespeare in a single paragraph, preferring this -to insufficient criticism, and has followed It with four or five of the sonnets, giving up all idea of representing the dramatic work within the space allowed. This excellent little work wlU be received pon its merits, and it is only necessary, further, to add a word of appreciation for the pleasant skill with which the very av and comprehensible atmosphere. GREECE Df HER EARLT T0CTH niE' HISTORY OP GREECE. From Its Commencement to the Close of the Independence of the Oreek Nation. By Adolpb Holm.

Vol. Ntw-Tork: MacmUlaa 4c Co. $2.50. The four volumes of which this Is the first will contain the translation of what Prof. Holm, calls a short history of Greece.

The professor undertook to put into this work practically all that was In his previous writings on the same subject, and to tell in a brief, clean-cut story as much anybody except specialists need. know of Grecian history. Many a historical work hat been Improved by condensation, and doubt the student and the general reader will find Prof. Holm's new history worth Bore to them than his earlier works. Condensation implies grasp of material, vigor us treatment, and" other qualities which tend to arouse and sustain Interest.

The word short," at first thought, teems the wrong word to apply to a work in four volumes, but if we stop to consider how much ground Prf. Holm had to cover we really must allow bis claim of brevity. There will be about 000,000 words in the complete English version of the professor's work; how he could get along with fewer words it Is difficult to see. The general Plan of the work is a division of Greek history into four periods. The first period Is the one covered by the volume under notice.

It extends down to the end of the sixth eentury before Christ. Prof. Holm makes It clear that one must ok to philology for the beginnings of Grecian history. From what tock the Greeks came, by what route they entered the countries they inhabited In historic times, and what rree of civilization they had to start with, questions which the professor does not Undertake to answer definitely. Philology "lgeU, he says, connection between the Greeks and the Phrygians, Tbraclans, Illyr-ans, and Messapians, but It does not determine how close the connection nor what order the separation came about.

Philology suggests, too," that the Greeks Italians lived together after the sepa-Uoa of the peoples mentioned, but It can- be determined whether they did or not He frankly conf esse ZJZ a9 not know at what part of the from what bough the branch which th Oreek people was detached. We ertee ot kindred peoples, extending F'u-yfta to Sicily: rhryglans, Trojans, JaUaaa, llacwionlanji, lllyrlaas, pt. KiS Itllnt. Medians. Chao- ft ncn or tms family uee.

thRt th bom of these kin- r.w i T- 1 many writers eontent v.ih not originally lit the in-U tf Ahltt' but bow fiV'v mk it impossible fo? the l- Into Gnece from A.i th Kvrrh'nK rather tend to piove two sides rrom the north of and from Asia Minor acrons the Aegean Sea Thte acknowledicment on the part of one um years to the steiy of Grecian history, that lie has no strong convictions as to the origin of the people who made Grcce 1 the Introduction to what better umcu pi.oiogicj szuuy man a i history. To thope who have a liking fo1 niav lu. r.iiAj v. i i i i bucb stujics. Prof.

Holm's openln? volume win prove very entertaining. It has to do with a mast ltnirLa fit trfta sa- as In fluence in some dlrectlona is felt as strongly me world to-day as it was felt contemporaneously among those who came In contact with the peoples of Athens, Thebes, and Syracuse. It Is not alone a study of political development, but It also takes cognisance of the intellectual, artistic, and moral qualities of the Greeks; which really were the causes of their greatnt-se. Holm's aim throughout his work has been, he tells us, to bring into clear relief what may be regarded as proved and what as hypothesis. This aim he has adhered to conscientiously in his opening volume.

He has made definite assertions only when he has found authorities to warrant them; where he has found uncertainty, he has reflected it fairly and without prejudice. For example, what he has to say of the Pelasgians he puts under the heading: The Pelasglans-Tradltion and Reality. He starts out with the statement that he can find no warranty for the assertion In traditional history that the Pelasgians were the earliest Inhabitants of Greece, and that afterward they became Hellenes. He declines to acknowledge that writers of the fifth century B. C.

should rank as authorities for the events and circumstances of the twentieth century, or even of the fifteenth, and without the support of such authorities the assertion that the Pelasgians were pioneers of Greece must fall, he says. 'The professor's discussion of the Homeric "poems is another instance of his method. The sudden production of the Iliad and Odyssey is to his mind still a matter for wonderment, nowlthstandlng the study he has given to determine, if possible, how such perfect works came Into existence in a period when general culture lagged far behind, and how to account for the contents themselves of these He offers a conjectural reply to the first of these questions, but confesses his inability to do even that for the other. He gives us the substance of all that is known about the Homeric 'poems, and summarize th, va rious legends concerning them beyond that. ne aeennes to go.

He does not propose to lead his readers astray by drawing unwarrantable Inferences. This straightforward method of treating history deserves the highest commendation. LITERARY KOTES. Macmillan Co. will soon issue the promised biography of Dean Church.

The work is divided into three parts, the first dealing with his life at Oxford, the second with his life as rector of Whatley, and the third with his career as Dean of St Paul's. A series of -small books to be called Little Journeys will be begun shortly by the Messrs. Putnam. Each number will contain an account of a recent visit by Elbert Hubbard to the home of some well-known authors. Among the early numbers are those devoted to Carlyle, George Eliot, Rus-kln.

Gladstone, Swift, Hugo, and Thack eray. Moses Colt Tyler has written a work on Bishop Berkeley. Timothv Dwle-ht and Jol Barlow, which the Messrs. Putnam will Issue with the title, Three Men of Letters." The Christmas number of The Illustrated London News is bright and stirring, with its special features, stories, and sketches and its pictures, now in brilliant colors, now in black and white. The Merrlam Company reports that its edition of Massoni's "Napoleon, Lover and Husband." is, now in Its fourth edition, wheh indicates that it is selling far to the front among Napoleonic books.

Among the papers in the December number of The Educational Review are these: "The Relation of Professional to General Education," by Francis A. Walker; Bashfulness in Children," by J. Mark Baldwin; Student Co-operation in College Government," by Ethelbert D. Warfleld; A Scheme' of Sociological Study," by George E. Vincent; School Supervision In Pennsylvania," by R.

K. Buehrle, and University Opportunities for Women," by Louis Frank. A volume of Personal Recollections of War Times." by Albert Gallatin Riddle, who was for many years member of from the Cleveland district, soon to be brought out by the Putnams, discloses an Intimate acquaintance with Lincoln, Chase, Stanton, Sumner, and Stevens. A work- on The Women of Shakespeare." by Louis Lewes, has been translated from the German by Helen Zlmmern, and the Putnams expect to Issue It soon. At the house of Thomas Birch's son, in Philadelphia, will be sold this week, beginning Wednesday afternoon, the autograph collection of Judge James T.

Mitchell of Pennsylvania, and the entire Lincoln Memorial collection exhibited at Chicago. Judge Mitchell gathered together an extraordinary collection pertaining to colonial and Revolutionary times. Besides autographs, he collected portraits. Among the Lincoln relics are the furniture purchased at the time he went to Washington as President, his marriage certificate, some of his legal papers, and other interesting objects. The catalogue contains fac-slmlles, and has been carefully During the new year Llpplncott's Magazine will publish complete novels by Capt.

Charles Lang, Amelle Rives, Gertrude Ath-erton, and Mrs. Alexander. In the January number the novel will be" The Waifs of Fighting Rocks," by Capt. Charles Mcll-valne. The Century 'or December Is arrayed In a cover of special design for the holidays.

The title alone has some resemblance to former covers. In the contents a decided Christmas tone Is made to pervade the number, both in the pictures and the text. But the number Is a strong one in other ways. The Napoleon Installment, pertains again to the great man's early life and discloses unfamiliar facts. Prof.

Sloane writes learnedly, interestingly, and discriminatingly. It very much looks as if he were to produce a biography that will long rank among the foremost. BOOKS RECEIVED. 3v Gosse. lUmo.

Chicago: Stone A Kimball. LITTLE MR. THIMBLE FINGER AND HIS QUEER COUNTRY. What the Children Saw and Heard There. Br Joel Chandler Harris.

Illustrated by Oliver Herford. Small quarto. New-Tork: Houghton, Mifflin Co. 12. A FROG LAND WEDDING.

Words and Illustrations by Roy Conger. Music by Helen Hitchcock. Chicago: Laird Lee. SUICIDE AND INSANITY. A Physiological and Sociological Study.

By S. A. K. Strahan. M.

D. Second edition. 12mo. New-York: Imported by CharUs Scrib-ners Sons. It.

THE NINE BLESSINGS. By Mary Harriott Non-U. 12mo. New-York: Hunt A Eaton. 75 cents.

TWO KNIGHTS ERRANT AND OTHER STORIES. By Barbara Tech ton. Illus-, trated. 12 mo. New-York: Thomas Whit-taker.

60 cents. ENGLISH EPISODES. By Frederick Wed-man. 12mo New-Yora: Imported by Charles Scribner-a Sons. LDa NUGGETS IX TUB DEVIL'S PUNCH- TIIE SEW-YOIUC TEIE3.

IIOirDAY. DZCZUZZ: HOWL AND OTHER AUSTRALIAN TALI'S. J4 Andrew Robertson. l'Jmo. NM-VorW.

XSunirnuiiK. Green A Co. NATTTRS'S GKNTLlSMAN; OR. MANNERS MAKVTli MAN. By I'm ma Marshall.

JUn.b. New-Vorks Thomas Whlttaker. 73 ceiii NOT1 ON TOBOGGANING AT ST. "dUitlTZ. By Andrew Cook.

IJii. Xew-ork: Charles Son NAPJ ES. THIS CITY OF PARTHENOPE. ANI ITS ENVIRONS. By Ciara Krskine Clei tent.

12mo. Boston: Ki. LaurUt. 3. CHA1 TERBOX.

Edited by J. Ersklne Clarke. A Mva Rnumn- Jb. Laufiat. 1 lio.

1 New-York Harwr Ft'rothprV a W'JKTINO PILGRIMAGE. to IIou ids, Oolf, RowLng. Football. Ac. By aaj ar W.

Whitney. Illustrated. 8vo. New lork: Harper Brothers. MISSIONARY ENTER-l KI, IE.

Addresses and Discussions at De-iL01t x-'lT1 by Max Wod Moorhead. panj 1130 H. Revell Com- CHFml Fay E0ME UNWRITTEN vo 3vB Thackeray Ritchie, avo. New-York: Harper Brothers. AND HIS ART.

By nrt lth hteen Illustrations Mac, -V2m- Tflv SHrSTrA HIRELING. A Novel. vv. grddon. Illustrated.

12mo. York: Harper Brothers. NeJ Sy Norton. 12mo. Aew rork: Harper Brothers.

THE PRINCE OF HADES. By A. Kap an. ith illustraUons by Frank aa7yCom.0ny.C,nClnnU: Th Roberi OF ST- BERNARD. Trans-Rlul Hhe 1te ReV' M' X1 D.

D. SpuisVode. JIT yre THV- AN'D DUTIES OF CITI- OP THE UNITED STATES. A x' nn Citizenship. By Dr.

Edward iVS' 12mo- New-York: Fleming Revell Company. 75 cents. Bruce. Broti New-York: Harper ANoveL By ClemenUna Brotlera. New-York: Harper A Story.

By James Lane Allen. Illustrated. 24 mo. New York: Harper Brothers. THE iOYAL MARINE.

An Idyl of Nar- P1of- fiy Binder Matthews. Brotl era New-York: Harper JuSlC IS C00PEBUXI05 Abram S. Hewitt Writes That Trustees Vill Help Any Organization to SUrt Classes. ay or Abram S. TTawitt suM.n, Cooperl Union, has addressed the following letter io a friend concerning the proposition, Thich has been much dlscuaai at late.

t(J give musical education fre at anmt to the basses at CooDer Union; Dear sir: I agree with you that popular instrurtlnn tn mn.ln .1 i vuc hi we musi nec essary Elements In the preservation of order "iuiiuuu, wnen me cooper Union was opfcned. In 185U, this consideration was luiiy recognized, and among the departments Inf lh instruc Ion in vocal music. It was maintained active operation for several years, but was finally abandoned, for three reasons: First- -That it interfered with the regular conduc of the academic and artistic instructs given in rooms not far removed from tl one in which the musical classes assemb ed. Secon i The disputes among the pupils and th teachers became bo aggravated that It was mpossiblo for the Trustees to- reconcile the differences of opinion which existed. Third -All the resources of the institution were quired for the other departments, in regard to which no difference of opinion existed, a id which were evidently accomplish- nuiK iur ine cummunicy.

1 Tom i time to timp iiitvAvr vorinn. at tempts (have been made to revive choral in-structlcfai. in the great hall. The last was made OT Mr. TTVnnlr Uomivwl, classes lare still in existence In other insti tutions! or rooms procured by him elsewhere.

I UU1UU A UU nOt niWl" Hilt hat'. in orn V. 1 1 the restlts obtained were entirely satlsuic- At prfeaent the Trustees of the Cooper can appropriate for the establishment of choral -Masses, but If an organization were made bf other persons interested in musical education the Trustees would be very glad to co-onpmtA. a thv Ha wfth PaIumKU "M1 OiUIlliia Collegej by furnishing, free of charge, the use of the hall for one night In the week, provide the instruction be given without rnr trk rtA mi nil a fyHa-B a ac so Vilat srjAt no was doie by Mr. Damrosch, the trust deed autiir uic a UBitrvB iu IKKc Py IOr 1116 viav vet Ilia HUUIU LftS very liberal, indeed, in view of the benefl- I do npt deem It necessar) to enlarge upon "'J- "wv.

11 Will V. 111 I have said that there Is no lack of disposition on I the part of the Trustees to aid In any movement which may look to the gen eral diftusion of the knowledge of music in the community. Sincerely AttKAai a. tth. in, secretary.

HER CARGO OF COTTON 05 FIRE The Stkrlight Forced to Pat into St. 1 John for Safety. ST. JOHN'S, N. Dec, 2.

The British steamer! Starlight of West Hartlepool. Capt. Voss. bound from Galveston to Liverpool. cotton laden, arrived here this afternoon with her cargo on fire.

She left Galveston fourteen days aaro. and coaled alt Newport Newt. The Are was dls- covered Friday morning in Hatch No. 8. A careful nvestlgatlon revealed the fact that a large body of fire existed.

Measures were promptly taken to keep it under control. and the compartment was flooded by the The ship was at once headed for St. Joint's. The fk-e gained progress rraduallv. and the deck became heated and had to be con- stantlr I flooded with water.

On arriving ere constructed by means of which pipes steam ui dc sent tnrougn tne cargo. The work of wuHwuiiiM wm Dm uegun to-mor- row Injared While Flghtlaa; the Flames. Dec 2. The Thread flour-were destroyed by Are last night, men were very seriously injured FLIN lng mlllk and tw while fighting the flames. Their names are George Crepo and John O'Keefe.

Both were injured In jumping from an awning to es- cape faBing walls. The mills, which were valued $35,000, were a total loss. Of the VallUHl At XIA fim nitlv content reis or insured flqur were saved. The structure was lor and the contents for $5,000. Rev.

Dr. Talmage's fersioa. The ev. T. De Witt Talmage preached In the Church of the Stnnnn yesterday Mercer and Eighth Streets.

He made no referenda to municipal or political affairs, of the power, glory, and lnde-of salvation. but pendencb The Fall meeting of the Brooklvn i- bytery Olivet will be held this evenina In Church, at Evergreen Avenue and Trautman trt. Brooklyn. The principal will be to accept the resignation of business) the Ret. Brooklyh ii.

pastor the Tabernacle. Identified fcy Hla Praalosi Pancra. PLEABANTVILLE, N. Dee. 1 Fmm a lot of pension papers found in hla pockets it was learned that the body discovered yesterdiy oy mree nunters in the woods miles west of here was that of about David County caused Miller, evidently a.

Philadelphia Souders said death wu by a pistol shot through the heart. It is subposed he committed suicide about Oct. 1. a Philadelphia paper was found ocket bearing that data. in his pr Glasawaro la Fntare.

MUNCIE, Dec. 2. The secret of tha National Fllnt-Glasa Manufacturers week at Pittsburg, has Just lng. helb leaked but. For several years tha elaaa made members of the association has been turned over to the brokers.

A resolu- tion was I adopted forbidding any member In ire from selling glass to the middle- the futii men. result Th inF W1U ano as a ww buii cneaper ware. THE CONTROLLER'SREPORT Facts and Kccommcndaiions as to National Banks. UTILITY OF A CCRREXCY COMMISSION Susscstlons for Itnprorlnx the Coon- try's Financial Condition A'- Year's Banking Statlbtlca. WASHINGTON.

Dec of the Currency Eckels, in his annual report, which will be submitted to Congress tomorrow, says that suggestions have been received from many eminent financial sources that the whole question of a banking and currency system ought to be referred by Congress to a commission, to be created by law. appointed by the President, and clothed with proper authority. Referring to this plan, he says: A commission non-partisan In its char, acter. composed of men of eminent aMt devl currency uyl l5m.ifounl ln very Paft. nd one which would commend itself to every interest of the country.

could largely take the question out of politics and have it "lness aspect, and SSon merit alone; but If the present t'onir upon the subject, tht.mntri.l a commission avail nothing. If, however, nothing more definite can be accomplished the question of the na0n 8ch eommlMloa ought to It considered and acted upon." The report gives full information ln regard to the organization, supervision, and liquidation of the- national banks for the year ended Oct 31. 1894. It shows that during this period but fifty banks were organized, with a capital stock of 15,285.000, the smallest number chartered, as well as the minimum amount of capital, in any one year since 187a Of these new banks twenty-seven are ln th Knrthi.rn Eastern States, ten In the Southern States. iu me western or trans-Mis-slsslppl division.

The charters of forty-one banks were extended in the course of the year, having an aggregate capital stock of $5,142,000 and a circulation of $1,078,050. Ten banks, with a capital of 11,573,000. which were in the hands of receivers at the date of the last report, resumed business during the year, and the charter of six, with a capital stock of and circulation amounting to S283.950. expired by limitation, five of which were succeeded by new associations with a capital stock of fOOO.000 and circulation amounting to $32,250. The number of national banks In operation Oct.

3L 1894. was 3.750, with an authorized capital stock of $672,671,305. represented by 7.055,078 shares of stock, owned by 287,842 shareholders. The total resources of the hank. nn rw 2.

1884, the date of their last report of condition, were $3,473,922,055.27, of which loans and discounts amounted to $2,007,122,191.30, and money -of all kinds in hnnir awo a I 102.425. Of the liabilities, rep- mcuieu inojvianat deposits; $334,121,062.10 surplus and net undivided 331.978 circulating notes outstanding. THe toul circulation Of national Kanlro on Oct, 31, 1894. amounted to $207,472,003. i year 01 and a gross decrease of tn circulation secured by bonds.

tJZul ot th eeventy-nlne uanKS. With -an a nu.i vin it- iuu, 1,0 -n w-. k.uiii kAi lUKft $10,470,000, passed out of the system by voluntary lion "'L two which failed ln ltU3, with a capital stock of $2,770,000, became Insolvent and ywra iu c-iuirge ot receivers. A ComDArisnn la mai) v. i no vutntuoai of the year Just closed with the statements contained in the report of the Controller w.c iicviuui year, wnicn snows that the numlwr of now.

hmb. 1 -ik VIHUKU ue creased that voluntary liquidations Increased Htt- thai- Ih. 7 uumuci ul receivers appointed decreased 44; that extensions of corporate existence Increased that explra- lci ujr mniiauon increased 2: that the nilmKAC rt hank. 1 i 1 w- ViKAIUKU lO succeed expiring associations Increased 1 nil i.a i i-u-- iwii- uumucr ox acuve banlcs decreased 40. Abstracts of Reports.

Abstracts of reports made la response to the five calls required by law are furnished by the Controller. Indicating the in the status 'of the banks at different periods throughout the year and for the purpose of comparison, similar information siveu ior me previous year. These reports show that individual deposits declined from $1,704,450,177 ln December, lay' to their lowest point. $1,451,124,330 ln October. 1SU3, and between the Itut-naimxi H.t.

Oct. 2, 1894. steadily Increased, and reached' on the latter date $1,728,418,810, or less than In December, 18U2. the highest point reached during the two years named. upecie neia dv tne Danfcs on lec.

9, 1892,. amounted to 1200,805,200, and gradually decreased to $180,701,173 on July 12, 18J3. after which It Increased to $259,941,923, and decreased thereafter to S237.ao.a54 on rw 2, 1894. The averasre annual dividend naM ht- the banks between March, 1809. the date that earnings and dividends were first reported to the office, and March, 1S04, is shown to be $44,355,814.

and the net earnings $55,237,454. The rate per centum of dividends declared varies from 1.5 ln 1870 to 0.8 ln 1894. The average for twenty-five years Is 8.5. The net earnings the last year have amounted to only 5.0 per and dividends to 6 per the smallest dividends ever paid by the banks, and the percentage of earnings falls below all the years except 1878 and 1879. In order to place banks upon a dividend-paying basis ln communities where banking is overdone, the Controller suggests the necessity which banks have found of curtailing expenses, either by a reduction of the capital stock, or a consolidation of banking interests, which would also have a tendency to check reckless banking, springing from an unwholesome competition of rival concerns to obtain business which could all be handled by one strong bank.

This plan has already been adopted by banks in Louisville. Indianapolis, Denver, Dallas, and in other places, with satisfactory results. i The usual statistics' are furinshed In regard to the banks other than-'national, which show that the number organized under State authority, and in active operation July 1. 1894. was 5,033.

Reports of condition were received from 4,384. Reports also were received from 9o4 private banks and bankers, and these, together with the State bank reports, have been abstracted, and their resources and liabilities are shown in detail ln the tables which form a part of the report. On Oct. 31. 1894, receivers were ln charge of 100 trusts In process of active liquidation.

The number of receiverships in active operation the last year has been greater than in any former year since the origin of the national banking system. From tke BeslBalaa; Dowsu Since July 20, 1803, the date when the Controller's certificate of authority to begin business was issued to the first association organized under the national system, 207 banks have been placed la the hands of receivers, 12 of which were subsequently restored to solvency, leaving the assets of 255 to be distributed by forced liquidation. The nominal value of the assets of these 255 banks amounted to The figures show an average of over 72 per cent- of the nominal value realised from a forced collection of these assets, at a total cost of $5,857,727, or an average cost ot a trifle over 6 per cent, of the gross proceeds. The average time required to complete the liquidation of the 130 receiverships which have been finally closed was five and two-fifths years. Information and statistics also are furnished as to the failures of banks other than national during the year, the number of which is shown to be 02, eliminating mortgage companies not doing a banking business.

The report contains an Interesting analysts of returns received from banks in response to an inquiry made by the Controller as to the use of credit instruments in daily retail transactions. A study of the tables In this connection shows that the extent of ths use of such Instruments varies widely in different parts of the country. Mississippi heads the list, and South Dakota shows the smallest percentage. Alabama shows 05 per cent. In checks and orders, Georgia 70.2 per and Texas 67.5.

The amount of retail payments shown by the returns is $5,909,005. or. In round numbers, $4,000,000. Of this amount 78.9 per cent, was in checks and store orders, and 41.1 per cent. In the various kinds of money.

It Is found that the percentage of retail transactions done on credit is larger in the South Atlantic and South Central divisions than ln the North Atlantic and 1S04. mid Lung30 There is no remedy in the world which is as effective in all Throat and Lung Complaints as Scott's Emulsion. The effectiveness of this world-famed preparation is what keeps its hold upon public favor. If you "only have a slight Cold or Cough, Scott's Emulsion will cure you, or it will even cure the earlier stages oT Consumption. Scott cures Coughs, Colds.

8ore Throat. Weak Lunge, Bronchitis, and other forms of inflammation of Throat and Lungs when all other methods of treatment absolutely fail. V-V i The reason for this is that Scott's Emulsion not only relievesnflammation but it also promotes the making of new healthy lung tissue, enriches the blood and gives vital strength to the whole system. Thus while ordinary-specifics merely bring temporary relief, Scott's -uluu wui icucve we locai trouuic ana ac me same time Trass-llara b.1 SV1 dl.v,"ons. while the Western group of States is intermediate.

tWt- tne Preient investigation of 11-- jyy the Controller says, are in the line or former conclusions as to the increasing importance of credit instruments in payments, and exchanges generally, and against the necessity of any additional provisions for simply an Increase In the volume of money without taking Into consideration the other and more Important elements which should characterise the currency circulation. Investigation was also made by the Controller as to the number of depositors in national banks, and figures are given Illustrative to the extent to which the banks are used by the people as banks of deposit and as a place for the safe keeping of their cash assets. Returns were received from of the 3,770 national banks In active operation on the date the report was called 1.2.340 depositors and Sl.647.017,129 deposits, an average of 528.5 depositors to each bank. Similar Information was obtained from 1,024 savings banks, showing the number of depositors therein to be 4.777.687, and the' amount of deposits (not Including commercial deposits) 11.747,-IM1.280. Estimated upon the basis of the average number of depositors In national banks, it is shown that the total number of depositors In aU classes of banks reporting was 8,143.605, and the total deposits H.820.-431.230.

From these figures, the Controller argues that no better evidence of the valuable and generally-diffused service rendered to the public by banks can be adduced, and no stronger reason could "be advanced to warrant the most careful and statesmanlike consideration ot any measure affecting them. As a source of revenue to the Government, It also is shown that the total tax collected on the capital of the banks is the taxes paid on deposits amount to $00,040,067.18, and up to June 30, 1804. the circulation of the banks had yielded to the Government a revenue of The Controller also calls attention to the service rendered the public by the national banking system, giving as the four great points ot advantage and saving which have been gained to the general public, the saving in heavy discount on the bank currency prevalent before the establishment of the national bank system; second, the saving In rates of interest on loans and discount; third; the saving In the making of exchange; fourth, the saving to customers in charges for making collections. Proposed X.ealalattosu The Controller renews his recommenda tions of last year for amendments to exist ing laws with respect to the issuing of circu lation to the par of bonds deposited, unless the method of Issuing circulation shall be changed, a reduction of the semi-annual duty thereon to one-fourth of 1 per and other legislation relative to the administration and conduct of the banks, the taking of an oath of office by national Bank Examiners, and the fixing of their compensation by the Controller, with the approval of the Secretary of the Treasury. is suggestea mat tne amendments thus recommended affect only the administrative features of the present National Bank act, and are, therefore, of less relaUve importance than the remedying of any defect which may exist In the note-issuing powers vested ln the banks.

The Controller says: No section of the law should be disturbed which cannot be materiallr imnroveri nnon and no amendment engrafted unless such amendment will work out better results than flow from the existing, order of things." The Controller Busraresta tha malnltninc. of a safety fund, to be provided by graduated taxation upon the outstanding circulation of the banks until the same shall be equal to not less than per cent, of the total or such outstanding circulation, this fund to be held by the Government mm an agent only, and for the purpose of immediately redeeming the notes of insolvent banks. The fund would be replenished out of the assets of the banks, on which It should have a first and paramount lien, and from assessment to the extent of the double uaoiiity on tne snarenoiders. Continuing, the Controller says: The general Government ought to be wholly free from the direct issuing and redeeming of notes to pass as money among the people. No government has ever yet successfully engaged ln so doing, and the WEST 14tk ST.

EST XS TRADE MXBX. JT "RELIABLE" tP carpets: A CAPACITY FOR CAREFUL-; NESS. -V. "We have a way of taking care of little things. We figure as closely as we expect our customers to figure.

Last Summer our whole stock waj bought at free wool and free lumber prices and offered on this basis of cost But we must reduce once more to make room for our Holiday Goods. CREAT REDUCTIONS in -our Furniture Department in' every line. SPECIAL BARGAINS. SPECIAL GOODS. SPECIAL TERMS.

COWPERTHWAIT 104. 106, and 108 West Htb REAR UTH AV. BltOOKXYSr STORES i 9 rLATBtlH AV, HEAR FTLTOS ST. IDEAL USIGAl BOXES HOLIDAY PRESENTS. We InrlU the tnapectloa ot these fine which play any nana bar of turn and pro-doo.

exquisite muaie. with the lars stock la th. world to Mlaet from. We have alaa Just received a complete assort- BBBt Ot SwU Wood Carvings and Musical Novelties. JACOT SON.

30 Union Square, New-York. EmunlsSoe nmuision even prolongs the lives of advanced Consumptives for years. A Record of Twenty Years is Back of It. As a nourishment for Cables and Children and Weak Mothers. Scott's Emulsion Is without an equal.

There Is no secret about it. Physicians, the world over, endorse the formula. The gcnulno has our trade-mark on galmon-colortd wrapper. m4 you, FREE, a book about Seott't Eatufsiom SCOTT B0WNE, New-York City. Druggists sell it 50 cents and $1.

experience of the Government of the United States has proved no exception to the rule. The general cost and loss entailed upon the Government, and the repeated periods of uncertainty as to the Government credit and -the stability of our monetary system have been so great as to make the legal tender and Treasury Issues of 1W one of the extraordinary burdens placed upon the peo- lu; ought to be redeemed and canceled, and the Government thus enabled to retire from the banking business, a business for which. It Is so poorly equipped." ln the light of the present condition of the Government's finances, Mr. Eckels says that that which ought to have been dons when there was a surplus In the Treasury cannot now be undertaken, and the same conditions must contlnus to weaken the country credit and plague the lines of business, unless a means shall be devised for removing-these Issues from the channel of current redemption until such time as the Government finds Itself In. a position to do that which at first was the Intent of ail-gradually redeem and cancel them.

If the franchise Is to be granted the banks of Issuing circulating notes against their assets, instead of against a bond security. It is suggested that the banks In return should recompense, the Government by relieving the Treasury Department of the current redemption in coin of the present Treasury Issues. The ultimate redemption, of course, must faU upon the Government, but the embarrassment does not arise from their ultimate, but from their current, redemption. "As ts sv JTew System. It is therefore suggested that If CSngress shall repeal the provisions ot the present act requiring the national banks to make a deposit of Government bonds ln order to secure circulating notes, and substitute there-or a provision giving them Instead the right to Issue the same against their assets.

It Incorporate therein and as a pai thereof that, as a- prerequisite to so doing, the banks be compelled to deposit with the Treasurer of the United States legal-tender issues, or Issues under the act of 1890, equal -in amount to the difference between the percentage of their capital stock of issues granted against their assets and the total of such capital stock. The deposits thus made. It Is urged, ought to remain with the Treasury until the bank shali cease, either through voluntary or involuntary liquidation, to do business, and In either case the Government ought' then to redeem and cancel such Treasury Issues deposited. It is only by such deposit during the life of the bank that the Issues named can be removed from current presentation for redemption. As against this deposit of legal tenders and Treasury notes so made, it is argued, there should be issued to the banks, dollar for dollar, national bank notes, either of the same or "different design, as might be deemed best, so that the volume of the currency, as It Is now contributed to by the Issues of the Government, should not be contracted, so long, at least, as the banks making such deposits should be In existence.

It Is further urged that the percentage of the bank notes Issued against this deposit should be free from any taxation Imposed upon circulation, and ought to be such percentage as should be deemed equitable to be used as a part of the bank's lea-al reserve held against deposits. The law, the Controller says, should make it Incumbent upon the banks to deposit with the Treasurer, for the current redemption of such notes, gold coin to an amount necessary to niake sure their current redemption. COMMISSIONER OP NAVIGATION. Aa Argameat for Free Ships Based oa Well-Reeogalsed Faets. WASHINGTON.

Dec The annual report of Commissioner of Navigation I Chamberlain Is mainly an argument for free ships, based on maritime facts of the United States, and other nations. Only six American steamships. Including the New-Tork and Paris, crossed the Atlantic and only seven the Pacific last year, while from New-Tork and Philadelphia alone thirty-three steamships, mainly new steel vessels owned by Americans, crossed regularly to Europe under foreign flags. American enterprise, the Commissioner ays, is a century ln advance of the law, for Americans own more steamships forbidden by the registry law to wear American colors than they own steamships in foreign trade under the Stars and Stripes. The admission of such vessels to American registry, Mr.

Chamberlain is desirable to enhance our maritime rank. In thirtyyflve years only one American steamship lias once visited Hamburg, the greatest Continental port, and last year only two sailing vessels entered there. Every bushel of grain which left New-York for Europe last year was carried under a foreign flag; of 11.000 vessels passing the Sues Canal ln the last three years only six have been American. Every civilised nation, but the United States. Mr.

Chamberlain says, allows Its citizens the use of the national flag over vessels In foreign trade, wherever bought, having learned that otherwise they will buy vessels under foreign flags, charter such vessels, or abandon navigation altogether to foreign rival. The report shows the extent to which Americans have adopted these three courses, and the country's consequent loss of maritime prestige and profit. Other nations realise. It Is argued, that from the freedom of the seas a prohibitory registry law cannot act as a protective tariff for shipbuilding, so they have abandoned It. Those undertaking to promote shipbuilding resort to subsidies.

Free registry and subsidies are not. in Mr. Chamberlain Judgment, conflicting propositions "vigaUon. the other shipbuilding. The report reviews Government aid to shipping by Great Britain.

France. Italy and other nations, showing that only 3 per the British merchant marine receives sny Government compensation, and giving statistics concerning other countries. Discriminating flag taxes. It is said, have been abandoned by maritime nations, as they invite retaliation, wheh nullifies any protective benefits. Cost of and of operation are examined with full figures on comparative wages, and foreign and State taxes are compared.

Amendments to the net tonnage and tonnage-tax laws, the abolition of reels-try bonds, and an extension of the power of the Secretary of the Treasury to mitigate or remit penalties on sailing vessel are recommended, The report, comprising 390 pages, reviews means of steam communication between the United States snd foreign countries, and ves port charges at American porta financial operations of the world's greatest Steamship corporations, the world's tonnaae. and the annual statistical tables. JUB CIVIL SERVICE COMMISSION. Isspretvesaeat Is Eaioreesaeat s( ae Law Observed la Many Directions. WASHINGTON.

Deo. i-The Civil Service Commission, in iu annual report, says that In the larger' Post -Offices the civil service law is observed better now than it has ever beea before, and the Post OSes at build up the system. Scott's Baltimore is mentioned as one ln which a marked Improvement Is shown, and is affording an instance of the good done by the commission's investigations. The Indianapolis office is also spoken of as one which was very bad from a cjvll service point of view, and which has now become a very good office under the late and the present Postmaster. Boston and Chicago are said to be offices where the law Is observed well.

In the Railway Mall Service it is reported the-law has beea absolutely observed, and neither appointments nor removals have been made for political reasons. After speaking of the conviction of. Post, master Ickes of Newark. Ohio, and of Internal Revenue Collector Haney of Ken-tuckyfor making political assessments In the Presidential campaign of reference Is made to the case of C. H.

J. Taylor. Recorder of Deeds for the District of Columbia, of Which a ivnnrt la now l. nh. hands of.

the President for action. Of this the commission says: "In Investigating this case the commission was much struck by the condition of tnmt obtains in tha unclassified. 5 In thl, eervlce there Is no security of tenure. Removals are made for purely political and personal reasons, and there Is an amount of corruption in consequence. In the unclassified civil service, fhf iir.

xPtd Places at Washington iSfi.CnidiltKM. bd ver. These "tnlon classification la the departmental service." The recent extensions, already made "tnted In detail, with their af" Jecti and it is said that there are only uZlhfa th. TILE DAY VS POLICE COURT Sorrowful Celebrants of TIctorj Onlj Ous rrinceton Prisoner Penniless Sjaai EidV It was Tals day in the Jefferson Market Police Court yesterday. Even the Princeton student, who was arrested for being intoxicated on Broadway, was blue.

Four sad-looking young men were hrh, before Justice Voorhls. Two were from Tale, one from Princeton, and one said he was from both colleges. Hells emnloved a bookkeeper in this city however, and was brought into court decked with ribbons of all colors. Ths Princeton, student was George Potter flf T1 lltl lalnW I. wavucea into the i lith Avenue Hotel at 10 o'clock Saturday night and announced that the place belonged to him.

He was put out, but came back twice, and each- time more intoxicated than before. He was finally arrested. In court yesterday he said he had been trying to drown his grief, and bad succeeded. He was fined S3. The two Tale men were Lee Stout ot Bloomfleld and Harry La Grange of East Orange.

They were arrested at 11 o'clock Saturday night. They were not under the Influence of llauor. but sV9r tnss-lrfnsY Ann. slderable noise along Broadway. They were ootn aiscnargea.

The last of the quartet was James Bros, nan. He lives, he said, ln South Brooklyn. in front of the Fifth Avenue Hotel at 1 clock yesterday morning. He had on long blue streamers, and orange and btack rosettes. He muttered something about being a Yale-Princeton student He was locked up.

In court he still Wore the streamers. He finally admitted that he was not a college man, and said that he was employed by the Metropolitan Life Insurance Company as a bookkeeper. He waa Rvm. twenty-seven, of 400 Fifty-second Street, waa imlnwl before Justice Welde ln the Yorkvllle Police Court yesterday on a charge of intoxication and disorderly conduct, At the close of the Tale-Princeton football game at Manhattan Field, Saturday, Ryan, who seemed to be ln a very happy frame of mind, engaged Cabman Fred Booth of 1.218 First Avenue to drive him to Sixth Avenue and Fifty-ninth 8treec Ryan was well dressed, and tha cabman did not for a moment doubt his ability to pay for the drive. Ryan stopped at one or two saloons on the way down town.

On reaching Fifty-ninth Street and Sixth Avenue he said I don't want to get out here, take me to Lexington Booth drove out Fifty-ninth Street to Lexington Avenue, when he found his fare both stupid and Impecunious. Falling ln his efforts to get his money or even to rouse his passenger to a state of sensibility. Booth drove him to ths East Sixty-ninth Street Station House. On reaching there Ryan waa found lying at full length upon the cab seat, his heels protruding from the window, which be had smashed. He spent the night in a cell.

He expressed great surprtss yesterday morning when he found where he was. His bill for hack hire was S3. Ryan declined to tell what business he was in. but from papers found in his pockets it is believed he is connected with a life insurance Institution. Justice Welde committed Ryan ln l-'too bail to answer at the Court ot Special Sessions.

FOR C0YER50R OF MISSISSIPPI Senator SleLamrlm Aaaoaaees that Is Candidate. JACKSON. Mlsa, Deo. 2UnIted States Senator A. J.

McLaurln has decided to enter the race for Governor of Mississippi. He was seen yesterday, and, ln reply to the direct question, said it was his Intention to run. While it has been generally believed that he would be a candidate, this wilt be the first authorized publication of that fact. The phenomenal race he made before th last Legtxlatur for the unexpired term of Senator Walthall is still fresh In the mind of the people. He left last night for Wasn-ington, where he experts to remain unul tb dose of the session, when he will return and.

give such attention to his cau-dldacy as be thinks it requires. Left the Coaaty Safe Locked, FORT WORTH. Texas. Dec i Ex-Treasurer E. M.

Phelps of San Augustine County has been missing from his home ia ji Augustine since Nov. 17. The county sf Is locked, and Phelps's successor canuut gala admission. FREE WOOL BARGAINS IN CARPETS ANO RCC3 AT 'COWPERTHWArrS NEW 10 Wal EC j-Rxa woe-, i.