The Philadelphia Inquirer from Philadelphia, Pennsylvania • Page J02

J2 MNW www.philly.com THE PHILADELPHIA INQUIRER Sunday, December 21, 2003 Philadelphia Real Estate Transactions 829 Alter St. Associated Property Management L.L.C. to Kathleen Ryan, $138,000. 931 N. American St.

Abraham Weinberg to lerachmiel and Dalia Daskal, $390,000. 1140 Anchor St. HUD to Richard S. and Ronald C. Morris, $55,672.

9619 Banes St. David Jacob to Joseph P. Fyke, $126,500. 1234 E. Barringer St.

Prime Rentals L.L.C. to Larry A. Adams, $159,900. 888 N. Beechwood St.

Anita L. Quinn and Anita L. DeFeo to Frank and Darlene Howard Tortorici, $214,000. 125 Benjamin Ct. Unit F-125 Bernard and Joan Fagelson to Lorraine and Debra Alexander, $143,000.

1416 Benner St. Francis and Dawn Kappine to Glenda David, $68,900. 7927 Bradford St. Alberto and Yolanda These transactions recorded May 5 to 16 were compiled from information on file with the City of Philadelphia. They represent sales of $50,000 or more.

141 N. Second St. Unit 3a Historic Property Holdings North Second Street to Alex and Hyunsook Pak, $279,000. 141 N. Second St.

Unit 3e Historic Property Holdings North Second Street to Christopher Wilson, $369,000. 51 N. Second St. Wade Properties L.P. to Christine M.

Lipski, $266,500. 762 S. Sixth St. Kenneth J. Shannon to Joshua J.

Talley, $254,000. 516 S. 12th St. Unit Anthony Bracali and Kirsti M. Kuhns to Rosela Wambach, $172,500.

429 N. 13th St. Unit 6b Four Twenty Nine N. Thirteenth Street Dev. to Christa A.

Zummo, $256,800. 1518 S. 13th St. Maria Clara Arcidiacono and estate of Josephine Arcidiacono to Jason Beschen, $140,000. 601 S.

17th St. Michael G. Maguire to Monica Lee, $415,750. 506 S. 22d St.

Michael J. Esrich and Dana A. Daidone to Dario D. Salvucci and Laura J. Moyer, $278,000.

851 N. 29th St. Tai A. Tran to James M. and Joann Kelly $325,000.

2120 S. 66th St. Norman and Johnniemae Green to Rolel Coleman, $65,000. 1300 N. 76th St.

Steven S. and Gabriele Lower to Brian Hardie, $73,428. 2059 E. Allegheny Ave. Dominick D.

and Marjorie Griesi to Michael Burke, $95,000. 215 Alnus St. Richard W. and Joann Westerfer Jr. to George H.

Watts, $155,500. MORTGAGE INFORMATION RESOURCE FOR CONSUMERS Conforming Loan A loan in which the amount borrowed is less than or equal to $322,700. Jumbo Loan A loan in which the amount borrowed is greater than $322,700. Fixed Rate Mortgage Loan This loan has monthly payments that remain the same for the term of the loan. The payment is based on an interest rate which does not change (is fixed) over the term of the loan.

Most fixed rate loans have terms of 30 years or 15 years. Average Rates This Week Last Week Adjustable Rate Mortgage Loan (ARM) This loan has monthly payments that are typically based on a 30 year repayment schedule but the interest rate (and, therefore, the monthly payments) may change at predetermined intervals (usually 1 3, or 5 yr intervals). The new rate is based upon fluctuations in an index (typically the 1-yr Treasury Security) and is calculated by adding a specified amount (called the to the index. This type of loan usually has limits (called on how much the rate can change (either up or down) at each adjustment date and over the life of the loan. Average Rates This Week Last Week 1 yr ARM conforming 3.260 3.650 31 ARM conforming 3.724 3.799 51 ARM conforming 4.422 4.489 31 ARM jumbo 4.100 4.105 51 ARM jumbo 4.625 4.710 Hamilton Street L.P.

to Gregory S. and Dawn Yuter, $96,820. 2001 Hamilton St. Unit 718 2001 Hamilton Street L.P. to Nathaniel K.

Nutt, $197,399. 6613 Harbison Ave. Walter Larson and estate of Anna M. Thomas to John J. and Elizabeth McCarthy, $56,000.

6601 Haverford Ave. John and Gloria Dallura to Saleem N. Nur Deen, $175,000. 6715 Haverford Ave. Lorraine Franchi to Joseph Walker and Tina D.

Sloan, $69,900. 5910 Hegerman St. Joseph G. and Lorraine Costello to Bethzaida Garcia, $86,900. 3131 Hellerman St.

Marybeth Terinoni and Michael Kruszewski to Erin Bonner, $85,000. 268 Hendrix St. Jack J. and Malka Torban to Vasyl Yurchenko and Vladimir Podobayev, $176,900. 7829 Horrocks St.

Federal Home Loan Mortgage Corp. to James S. and Diane L. Razler, $120,000. 2321 S.

Hutchinson St. Tara D. Nelson to Patrick Russell Conway, $67,000. 3900 I St. Edward F.

and Helga Szczepanski to Milagros Lamourt, $65,000. 116 Jamestown St. Nishi Dhupa to Frank H. and Sherri Sautner III, $87,235. 313 S.

Juniper St. Craig Russell Blackman to Kathleen Barron, $400,000. 8910 Krewstown Rd. Unit U-113 Adele Potash and Keith Harad to Shirlee H. Joseph, $72,500.

9234 Lansford St. Elizabeth A. Long to Gail Maria, $124,900. 1419 Lardner St. John Pettibone to Aaronda Beuford, $60,000.

7809 Large St. Alisa Velez to Jose G. Amaral, $111,000. 561 Larkspur St. Irene and Andreia Gouveia to Homayon and Shaleeya Popal, $295,000.

3884 Linden Ave. Edna Long to John Thomson, $134,000. 102 Lockart Plz. Lewis Schwartz to Sergei and Lidia Neroda, $175,000. 1420 Locust St.

Unit 24g Arcella R. Taylor to John and Rosetta Perno, $135,000. 1315 Lombard St. Joshua and Andrea Barol to Eli Lesser and Kimberly Kirn, $305,000. 304 Lombard St.

Rachel K. Weiss to Sanjeewa D. Gunawardena and Lisa R. Evans, $345,000. 4026 St.

Jesus Valentin to Andrea Kelly, $57,500. 2200 Madison Sq. Gregory Jackson and Alice Raynor to Jay Berkowitz, $83,000. 4220 Manayunk Ave. Albert and Elaine Robinson to Craig Plauschinat, $137,000.

4412 Mitchell St. Susan Wargo to Anna J. Bookwalter, $124,000. 1114 Montrose St. Amy M.

Small to Michael Cohen and Glenn Cooper, $122,000. 1535 Montrose St. Danismine Corp. to Matthew White, $55,500. 426 Morris St.

Asghar S. and Carla R. Riazy to Hing Wing Luk and Xiang Yong Wei, $54,500. 828 N. Newkirk St.

John A. Kovach and Andrea D. Mitnick to Lee and Gretchen Goldstein, $340,000. See PROPERTIES on J3 8138 Farnsworth St. Joseph B.

Palantino to Thomas F. and Joanne M. Kendra, $129,900. 913 S. Farragut St.

Andrea Deeney to John R. Hodgson, $200,000. 8078 Fayette St. James White Jr. to Richard B.

Moore $85,000. 106 Federal St. Bombay Development L.P. to Alfred Farlino and Cindy Engst, $422,721 2654 S. Felton St.

Gerald P. and Patricia Ann Carey to Charmaine Johnson, $59,900. 2165 Friendship St. Steven Greczyn to Joanna Otero Cruz, $97,000. 341 N.

Front St. Rodman Trace Inc. to John F. Scorsone, $495,000. 2209 Fuller St.

Ethel L. Meehan and William E. Meehan Jr. to Michael C. and Helene N.

Hopkins, $129,900. 6745 Gillespie St. Matthew D. Boyle and Bruce H. Kauderer to Hai Nguyen, $75,900.

2724 W. Girard Ave. Vonda M. Rhodes to Jesse Keenan, $84,500. 8566 Glen Campbell Rd.

Harry A. Schools to Joseph and Nancy Murtaugh, $173,000. 3903 Glendale St. Estate of Elizabeth Walder and Elizabeth M. Rehmann to Carlos Santiago, $50,500.

4309 Glendale St. Monica A. Flores to Juan Martinez, $70,000. 902 Glenroy Rd. Victor V.

and Diane B. Novelli to Thomas M. and Anita T. McCoy, $230,000. 3105 Glenview St.

Mafalda DiNicolantonio and estate of Stella DiNicolantonio to Joan Becker, $92,000. 6113 Grays Ave. Helen L. Grosso Calabro and Anthony M. Grosso to Anh Dung Pham, $52,000.

1301 Greeby St. Jose D. Rodrigues to Edson N. Re $88,000. 434 Green Ln.

Gertrude Lyons to Paul W. Roberts and Rebecca Poyourow, $145,000. 2001 Hamilton St. Unit 1020 2001 Hamilton Street L.P. to Rose J.

McNamee, $99,400. 2001 Hamilton St. Unit 1023 2001 Hamilton Street L.P. to Michelle and Alain Roullet, $165,774. 2001 Hamilton St.

Unit 1025 2001 Hamilton Street L.P. to German Robayo and Doris A. Rodriguez, $155,900. 2001 Hamilton St. Unit 1219 2001 Hamilton Street L.P.

to Caroline Fillman, $162,565. 2001 Hamilton St. Unit 1221 2001 Hamilton Street L.P. to Brian C. Pucillo, $157,900.

2001 Hamilton St. Unit 1223 2001 Hamilton Street L.P. to Kristin Coffan, $159,100. 2001 Hamilton St. Unit 1226 2001 Hamilton Street L.P.

to James M. and Monica McGrath, $170,900. 2001 Hamilton St. Unit 1522 2001 Hamilton Street L.P. to Patrick Migliaccio, $120,800.

2001 Hamilton St. Unit 1528 2001 Hamilton Street L.P. to Shivam Hingorani, $288,800. 2001 Hamilton St. Unit 1719 2001 Hamilton Street L.P.

to Louise and Boris Altshtater, $151,900. 2001 Hamilton St. Unit 1721 2001 Hamilton Street L.P. to Louise and Boris Altshtater, $196,900. 2001 Hamilton St.

Unit 420 2001 Justiniano to Shi Jin Qiu and Ran Lan Cheng, $130,000. 130 N. Bread St. Unit 206 W. Greg Hancock to Richard Bloom, $145,000.

10157 Bridle Rd. Florence Benechou to David and Karen Steiner, $112,000. 8639 Bridle Rd. George W. and Carmella A.

Langdon to John and Carol Kubacki, $159,000. 3211 Brighton St. James E. and Dolores A. Kelly to Donald C.

Jones and Leigh Allison Argentina, $122,000. 1636 S. Broad St. William Kelly and George Magnatta to Richard Braude and Frank Pizzo, $146,500. 301 Byberry Rd.

Unit E-32 Naum and Nonna Kelmansky to Paul Softer, $95,000. 627 E. Carver St. Edith Vanessa Slocum to Patricia Griffin, $63,000. 2104 Catharine St.

2104 Partnership to Brendan McGuinn, $175,000. 5551 Catharine St. Realty Enterprises L.L.C. to Calvin Grant, $66,900. 325 W.

Champlost St. Nelson and Ofelia Ospina to Turquoise S. Myricks, $52,900. 1733 Christian St. Scotech Corp.

to Stephen J. Schmid and Stephanie G. Schimpf, $175,000. 625-33 Christian St. Unit 2-A Rudy Lewis to Louis DiCicco, $155,000.

746 Cinnaminson St. Robert J. and Marian G. Stonis to Steven McCardell, $163,500. 5930 Colgate St.

Ramon Garced and Luz M. Morales to Jeneane S. Williams, $56,000. 3600 Conshohocken Ave. Unit 603 Edith Rudolph to Stephanie K.

Ho, $98,500. 3600 Conshohocken Ave. Unit 703 Sara Winitz and trust of Sara Winitz to Ruth Y. Pierson, $116,000. 6538 Cottage St.

Edward and Ruth S. Gibbons to William and Mary MacAdams, $79,000. 1011 Cottman Ave. Arnold and Deena Schwartz to Joseph A. Dollarton, $65,000.

73206 Delaire Landing Rd. Gregory J. and Rosemary Fleming to Rochelle Richards and Andrea Susan Werbock, $148,000. 2219 Delancey PI. Unit 1 GMAC Global Relocation Services Inc.

to Robert Granatelli, $409,000. 525 Delancey St. Laura Luna and Kenneth I. Trujillo to Brian J. Walling and Jean Marie Arduino, $785,000.

1526 Devereaux Ave. Robert A. Brown to Britt L. Logan, $78,000. 3011 Devereaux Ave.

Mollie McKeown and Joshua J. Dugas to Chun Lam Cheng and Xiu Min Cao, $72,000. 1328 Dickinson St. William Vessal to Thomas E. Mack, $277,500.

1427 Elbridge St. Anh T. Bui to Justice K. Takyi Buachie, $80,000. 2921 Elbridge St.

Mary V. Green and estate of Catherine M. Hooten to Brian Smith, $82,300. 115 Elfreth's Alley B. Phillip Beltz to Ronald C.

and Virginia M. DiLeo $315,000. 235 E. Ellet St. Valerie Savage to Troy Woodyard and Jaimy Portugal Woodyard, $148,000.

3924 Elsinore St. Ruth E. Peters to Carol A. Beckett, $60,000. 3670 Eveline St.

Phyllis S. Levin to Robert H. Rutherford and Lindsay A. Taggart, $134,000. 30 yr fixed conforming 15 yr fixed conforming 30 yr fixed jumbo 15 yr fixed jumbo INDEXES 1 yearT-Bill 10 year T-Bill Prime Rate 11th District COF 6 Month LIBOR 5.550 4.890 5.815 5.130 This Week 1.310 4.290 4.000 1.909 1.230 5.628 4.980 5.870 5.216 Last Week 1.370 4.360 4.000 1.909 1.230 LOAN PAYMENT CHART Weekly 30 Year Fixed Rates Use this chart to calculate monthly principal and interest payments required for different loan amounts at various interest rate levels.

5.750 15 Year Rate Per $1000 7.65 7.71 5.650 i-B 1 5.600 I 1 I 30 Year Rate per $1000 4.500 5.07 4.625 5.14 4.750 5.22 4.875 5.29 5.000 5.37 5.125 5.44 5.250 5.52 5.375 5.60 5.500 5.68 5.625 5.76 5.750 5.84 5.875 5.92 6.000 6.00 6.125 6.08 6.250 6.16 6.375 6.24 6.500 6.32 EXAMPLE Monthly payment for a 30 year $150,000 loan at 5.000 equals approx. $805.50 150,0001000 150 150 $5.37 $805.50 7.78 7.84 7.91 7.97 8.04 8.10 8.17 8.24 8.30 8.37 8.44 8.51 8.57 8.64 8.71 I 5.500 5.450 A Rates are calculated on Wednesday of each week, and include zero point to two point loans. Points include origination fees (used to pay a mortgage broker or lender for originating a loan) and discount fees (used to reduce or "buy down" the interest rate of a loan). Points are calculated as a percentage of the loan. Index information obtained from lioninc.com.

Information is compiled by INFOTRAK National Data Services. Copyright 2003 INFOTRAK National Data Services and Knight Publishing Co. 121703 FOR INFORMATION ABOUT LOCAL LENDERS AND CURRENT INTEREST RATES, PLEASE VISIT http:go.philly.commortgages inn GRAND OPENING ASHBROOK ESTATES Phase II The Perfect Rural Setting Just 15 Minutes from the Commodore Barry Bridge 1-95 for Easy Commuting to Philadelphia and Delaware. Mullica Hill Has a New Address. A Prestigious Enclave of 35 Homes in a Private, Wooded Setting.

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