Northwest Herald from Woodstock, Illinois • Page 14

Eleanore (Anthony) Iani of Thousand Oaks, a son, Victor (Marina) Markula of Colorado; nine grandchildren; and five great-grandchildren. She also is survived by a close friend, Arthur Kunkel of McHenry. She was preceded in death by her. parents; her husband, Frank; and two brothers, Roy and Benjamin Sandefur. Funeral arrangements are pending.

Justen's Wonder Lake Funeral Home is handling the arrangements. Internment will be at the Forest Home Cemetery in Forest Park. Memorials may be made to the Northern Illinois Medical Center's pediatrics unit. Joyce C. Ritzert WOODSTOCK Joyce C.

Ritzert, 51, died Thursday, Sept. 24, 1992, at Memorial Hospital. She was born July 29, 1941, in Woodstock, the daughter of Earl E.E. and Genevieve J. (Filip) Young.

On April 28, 1962, she married Ronald W. Ritzert in Woodstock. She was a member of Grace Lutheran Church in Woodstock, coordinator of personnel for Health Trends in Woodstock CLASSIFIED 4 COMMUNITY -NORTHWEST HERALD Monday, September 28, 1992 Max L. Kuehnert CRYSTAL LAKE Max L. Kuehnert, 82, of Crystal Lake, died Sunday, Sept.

27, 1992, at the Northern Illinois Medical Center in McHenry. He was born Aug. 5, 1910, in Crystal Lake, the son of the Rev. F. Gephardt and Clara Erbe Kuehnert.

Mr. Kuehnert married Polly Sterback Oct. 10, 1942, near Salisbury, England. Mr. Kuehnert graduated the University of Illinois in 1932.

He was a World War II Army veteran and was a retired lieutenant colonel after serving 20 years in the Army Reserves. Mr. Kuehnert was a retired district manager from I.D.S. Financial Services in Barrington. He is survived by his wife; three daughters, Sandra Lou (Gary) Anderson of Belvidere, Kristine Ann (Douglas) Brady of Concord, Virginia Boss of Woodstock; two sons, Kurt K.

(Mary) Kuehnert of Crystal Lake and Rovert E. Kuehnert of Woodstock; and 10 grandchildren. He also is survived by two ALMANAC The ASSOCIATED PRESS Today is Monday, Sept. 28, the 272nd day of 1992. There are 94 days left in the year.

This is the Jewish New Year Rosh Hashana. Today's Highlight in History: One hundred years ago, on Sept. 28, 1892, the first nighttime football game took place, in Mansfield, as teams from Mansfield Teachers College and the Wyoming Seminary played under electric. lights. Only the first half was played, to a scoreless tie; the game was halted when the quality of the lighting and the field were considered too hazardous to continue.

On this date: In 1066, William the Conqueror invaded England to claim the English throne. In 1542, Portuguese navigator Juan Rodriguez Cabrillo discovered what is now San Diego. In 1781, American forces in the Revolutionary War, backed by a French fleet, began their siege of Yorktown Heights, Va. In 1787, Congress voted to send the Constitution of the United States to state legislatures. In 1850, flogging was abolished as a form of punishment in the U.S.

Navy. In 1924, two U.S. Army planes ended the first roundthe-world flight in 175 days. Your dealer is a man for all seasons. HIGH EFFICIENCY GAS FURNACE PLOTLESS IGNITION FREE 5 YEAR EXTENDED WARRANTY Free 5 year Extended Warranty Agreement on parts and labor applies to York high efficiency furnace EXPIRES ORFREE HONEYWELL CHRONOTHERM III NIGHT SET BACK THERMOSTAT Ill offers a low cost.

low effort way to save to on York energy bills. EXPIRES OR: FREE AUTOFLO HUMIDIFIER Model 200P or 250 Autoflo offers excelent performance, easy maintenance and minimal power usage. EXPIRES GAS HEAT HEATING and AIR CONDITIONING All Seasons Comfort HEATING AND AIR CONDITIONING 4720 E. Terra Cotta Crystal Lake, IL brothers, Edward of St. Louis, and Robert of 'Cacalle, and a sister, Flora Scheel of Northbrook.

Mr. Kuehnert was preceded in death by his parents, and five brothers and sisters. Friends may call from 7 to 9 p.m. Tuesday, Sept. 29, at the Querhammer Funeral Home in Crystal Lake.

Private funeral services will be Wednesday. Internment will be in the Crystal Lake Union Cemetery. Memorials may be made to the Crystal Lake Immanuel Lutheran Church Building Fund. Mary S. Pitzen McHENRY Mary S.

Pitzen, 85, of Wonder Lake, died Friday, Sept. 25, 1992, at the Northern Illinois Medical Center in McHenry. She was born June 24, 1907, in West Virginia to Benjamin and Elsie Sandefur. She is formerly from Rogers Park and moved to Wonder Lake in the early 1960s. She was a member of Nativity Lutheran Church in Wonder Lake.

She also played in a kitchen band while on vacation in Arizona. She often entered quilts in the McHenry County Fair. She is survived by a daughter, GET RESULTS! LIFE SAVING EMERGENCY HELP! You're Never Get Help With The Push of a Button! Medical Police Fire Loved Ones FREE DEMONSTRATION Master Card. I MERIT MEDICAL VISA McHenry Crystal Lake 815-344-3000 815-455-9279 CALL: LIGHT TIPS FROM: "THE TAX MAN" SHAREHOLDER LOANS THAT EVEN THE IRS WILL LOVE What if you are both a shareholder and employee of your own company, and you need some extra cash? Can you borrow from your business? From your perspective, a loan from your company probably seems like a convenient source of temporary (and tax-free) cash. But from the IRS's suspiciously like dividend or salary payments, IRS would like to tax.

perspective, "loans" from companies to their, shareholders often look When examining shareholder loans, the IRS tries to distinguish between legitimate loans and salary or dividend payments which are merely disguised as loans. Here are some tips to help make sure your shareholder loans stand up to IRS scrutiny: Establish a formal, written policy for making loans to employees. Do not favor shareholders over nonshareholders. Document all employee loans with formal, written agreements. Make sure all loans require regular payments with market rates of interest.

should make all loan payments on time and in full: this is probably the single most important factor in defending a shareholder loan against IRS attack. The company should obtain collateral for loans when appropriate. Each shareholder loan should be shown as a receivable on the company's books. Before arranging a shareholder loan, it's best to see your accountant. Your accountant can also advise if there are state tax laws specifically governing (or restricting) shareholder loans.

KENNETH W. MARTIN SR. 108 Minnie St. Crystal Lake, IL Enrolled To Practice Before The IRS 815-459-0707 Tax -Accreditied Adviser PI PROFESSIONAL ATTORNEY HEALTHCARE SECRETARIAL LAW OFFICES NO HEALTHTRENDS, LTD Office LOUIS F. AIELLO Your local home health Support care agency since 1984 Service Concentrating In: Medicare Home Letters Reports Personal Injury Health Manuscripts Labels Skilled Nursing Worker's Computer Training Physical, Speech Compensation Occupational Professional drafting executing of all your Therapy business Defense Home Health Aides communication.

Divorce Bankruptcy Crystal Late Woodstock Real Estate 8 am 4:30 pm NO FEE FOR HEALTHCARE INITIAL CONSULTATION Revere Environments 240 N. Throop Older Adult Services Woodstock, IL. 60098 RENOVATIONS Bedrooms Kitchens ARCHITECT Bathrooms WICZ ASSOCIATES ARCHITECTURE CUSTOM DESIGNED THE WAY SUPPORTIVE SERVICES YOU WANT IT CONTACT: JOHN J. AT EXPERIENCED (815) 653-4400 INSURED RELIABLE 708-516-4900 We Hirer Ready To Begin Immediately To Place An ad In This Section Call and previously was employed for 10 years at Sunset Manor in Woodstock. She also was a member of ACOA and ALON support groups and the Woodstock Jaycettes.

Mrs. Ritzert is survived by her husband, Ronald Ritzert of Woodstock; a daughter, Lynn R. Ritzert of Newark, two sons, Scott E. (Ruth) Ritzert and Richard E.H. Ritzert, both of Woodstock; a grandson, Jeremy T.H.

Ritzert of Woodstock; her mother, Genevieve J. Young of Woodstock; and a brother, LaVern (Edwina) Young of Woodstock. She was preceded in death by her father, Earl E.E. Young on Oct. 30, 1977.

Friends called from 1 to 6 p.m. Sunday, Sept. 27, at the Schneider, Leucht, Merwin Cooney Funeral Home in Woodstock. Funeral service will be at 11 a.m. Monday, Sept.

28, at Grace Lutheran Church in Woodstock. The Revs. John V. ClarkJohnson and Paul Schaffer will officiate. Burial will be in McHenry County Memorial Park, Woodstock.

In lieu of flowers, memorials may be made to the American Diabetes Association or the family. 1-800-589-8237 FUNERAL ARRANGEMENTS Lorraine Rose Decker in Mystic Highland CemeGraveside service will be tery, Mystic, Iowa. at 11 a.m. Monday, Sept. 28, Joyce C.

Ritzert Fuat Jerome Cemetery in neral service will be at 11 Harvard. a.m. Monday, Sept. 28, at John R. Hanson Visi- Grace Lutheran Church in tation will be from 1 p.m.

Woodstock. Burial will be in Monday, Sept. 28, until the McHenry County Memorial funeral service at 2 p.m. at Park, Woodstock. the Marengo-Union Funeral Home.

Burial will be in Ma- Richard Turner rengo City Cemetery. Friends may call from 3 to 8 Linda L. Pearson Fu- p.m. Monday, Sept. 28, at the neral service will be at 9 a.m.

Peter M. Justen Colonial FuMonday, Sept. 28, at the neral Home in McHenry. FuGeorge R. Justen Son Fu- neral Mass will be said at 11 neral Home in McHenry.

a.m. Tuesday, Sept. 29, at St. Further visitation will be Patrick's Catholic Church Tuesday, Sept. 29, at the McHenry.

Burial will be in Lange Funeral Home in Cen- St. Patrick's terville, Iowa. Burial will be Cemetery. A THOUGHT TO REMEMBER by Alvin J. Querhammer An English statesman once said, "Almost everything that is great has been done by youth" or disagree? Read the list below and make up your own Mozart was 8 when he composed his first completed 'Don Quixote' when he was nearing 70.

Albert Einstein published his first articles on the theory of relativity when he was 26.. Verdi composed 'Othello' at 73. Alexander Graham Bell patented the telephone when he was 29. George Bernard Shaw wrote his famous drama 'Saint Joan' when he was 67. Jane Addams founded Hull House at 29...

Clara Barton founded the American Red Cross at 59. John Keats wrote most of his best-known poems when he was 23. Benjamin Disraeli became Prime Minister of England for the second time at he's the one who said, "Almost everything that is great has been done by youth!" After reading this list one might tend to support Disraeli's theory, there's proof, too, that no one should have to apologize for being over 30! QUERHAMMER FUNERAL HOME 500 W. Terra Cotta, Crystal Lake 815-459-1760 NORTHERN ILLINOIS MEDICAL CENTER Welcomes These New Arrivals Michael Joseph Zachary Louis Christian Wills Chandler K. STEEGE Jackson HENDERSON SOMMERFELDT COX Shelbi Nikole Dezirae Angela Luz BORTA Michelle RODRIGUEZ WOOD Abigail Margaret BROCK Brandon James Scott William Matthew Taylor Andrew Michael SWARD RELEY, JR.

KOVAC McHale Kyle Randal Jillian Anne William Bradford Dillon Michael LARKE GRISHAM DAVIES CURELO Congratulations to the families from the staff at Northern Illinois Medical Center Route 31 and Bull Valley Road McHenry, IL 60050 (automated number) Our Center for New Life helps the birth of a child be a truly family-centered experience. Rock-a-Bye, the Very Important Sibling Class, prenatal classes, and elegant Stork Cuisine dinner for parents going home, make everything extra special and include everyone important to the new baby,.