Idaho State Journal from Pocatello, Idaho • Page 7

POCATELLO. IDAHO. WEDNESDAY. JUNE IW IDAHO STATE JOURNAl-SECTION A.PAGE 7 New Credit Rule on Women Takes Effect WASHINGTON (AP) federal government believes a woman should have a credit identity of her own. A Federal Reserve Board rule taking effect today requires credit companies to meet requests to record information about a married couple in the name of both the wife and the husband.

The rule is designed to aid women who become divorced, widowed or who want their own accounts. "If a woman gets divorced or widowed and tries to open a new account, it's very, very hard to do," a Federal Reserve Board spokesman said. "She has no credit identity. So this Is an attempt to rectify this situation." Asked If the rule might stir up a dispute among some couples, the spokesman said, "That's a family matter." The new rule Is a result of a 1974 law banning discrimination by marital status In the granting of credit. The Federal Reserve Board, which sets monetary policy, was Instructed by Congress to write the regulation.

Under the rule, credit card companies and some big merchants will mall out letters with their bills in the next few months describing rights under the Equal Credit Opportunity Act. "If your account with us Is First Lady Makes Hit in Costa Rica A HUG FROM THE FIRST LADY-Mrs. Rosalynn Carter takes a moment during her tour of Jamaica, Tuesday, to hug 11-year-old Paula Herron. The First Lady was spending two days in Jamaica as part of her tour of Latin America. (AP Wirephoto) SAN JOSE, Costa Rica (AP) Rosalynn Carter made a hit with Costa Rica's president and got some advice on her husband's human rights campaign from the Central American nation's foreign minister.

Having Mrs. Carter in the country was "exactly the same as if President Carter had arrived and made personal contact," said President Daniel Oduber at a reception Tuesday night following nearly two hours of talks with the U.S. First Lady "We felt immediately at home with her," said Oduber. "She's very natural and goes directly to the point. She's very well informed." Foreign Minister Gonzalo Facio said he suggested to Mrs.

Carter that her husband advance his human rights policy by "inducement" rather than "imposition." Facio said he proposed that the United States, instead of punishing countries that violate human rights, show "commercial preference to those that respect the issue." Facio also said they discussed U.S. support for establishment of a United Nations high commissioner of human rights which Costa Rica has been advocating for the last 12 years. The reception, attended by about 200 officials, diplomats and their wives, was held at the National Theater after a concert by the National Youth Symphony, which recently received a $1 million loan from a U.S. bank to buy instruments. "Wait till 1 tell Jimmy," said Mrs.

Carter as she congratulated the young musicians on their performance and invited them to visit Washington and perform at the White House. She wore a long green dress with a purple orchid, Costa Rica's national flower, pinned to the shoulder. Mrs. Carter has been studying Spanish since February and spqke briefly in that language on her arrival Tuesday afternoon from Jamaica, where her seven-nation, 13-day tour of Latin America began Monday. She also tried out her 'conversational Spanish haltingly during the reception.

one that both hufband and wife signed tor or li account that is being used by one of you who did not sign, then you are w- titled to have us report credit Information relating to the account In both your the letter says. "if you choose to have credit Information concerning your account with us reported in botft your names, please fill in and sign the statement below and return It to us." The letter goes on, "Federal regulations provide that signing your name below will not change or Increase your or your spouse's legal liability on the account." The form can be returned to the credit company with the signature of either spouse. A a spokesman said the new rule applies to open-ended credit accounts, in which people can add to their accounts at will. It does not affect department store accounts which are open: ended only to pay off a few purchases, or most grocery stores or banks, which are covered by other regulations. 233 NORTH MAIN-DOWNTOWN POCATELLO A Warm, Rich, Mediterranean TRIPLE DRESSER Reg.

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