The Philadelphia Inquirer from Philadelphia, Pennsylvania • Page 44

E8 Monday, September 21, 1992 THE PHILADELPHIA INQUIRER ADVERTISEMENT ADVERTISEMENT ADVERTISEMENT irt a. For Tht Inquirer DAN OLE SKI Paul Dellevigne (foreground), director of market development for Allied Optical Media, uses a remote-control device to operate the World Vista Multimedia Atlas program, produced by his company. Lender points points Other Loans UA WfM lortpft C. 0 PL Apr. 7.70 0 Pt 7.

Apr- No DOC'S Available 215-88SW950 No Escrows Available Immediate Appointments Available Nortw Nh.rt 7.8251 3 Pts. 7.m Apr. 7.01 3 Pts. IM Apr. FREE 60 RE-FINAKCE w3WBtt mM 8.125 0 Pts.

8.16 Apr. 7.7501 0 Pts. 7J14 Apr. SPECIALIST DAY igapt Mortrat hork 7.375 3 Pts. 7,98 Apt.

7.0 3 Pts. 7.56 Apr. 525 Ballooo -125 250 Pts. 6.40 Apr. 723 Balloon 6.625 5 215-524-6313 Pts.

6.33 Apr. Invest. 30 Year Fixed 7.8750 3 Pts U4 Apr, Jumbo 30 Year Fixed 7.875 2.625 Pts. 8.20 Apr. Alliance Morttap 7.625 3 Pts.

7.95 Apr. 7.25 3 Pts. 7.82 Apr. Short Term: 525 Yr. Balloon 6.25 3 Pts.

6.65 Apr.i23 215-579-1651 Jumbo 7.75 3 Pts. 8.10 Apr. Jumbo 7125 5 Pts. 72 Apr. Yr.

Balloon 6.75 3 Pts. 7.07 Apr. Buydowns: 30 Yr. 2-1 Jumbo Rek) 7.375 3 Pts 7.75 Apr. 8.376 3 Pts.

8.756 Apr. Alpha Mortgage Semcts 7.50 3 Pts. 7.8234 Apr. 6.875 2J75 Pts. 7.3601Apr.

1 Yr Ami. 26 caps 195 a Pts. 6.5024 Apt. Buy Dowr 30 Yr 2 1 8 2Sfe Pts. 215-391-0660 8 J75 Pts.

8.0489 Apr. 7.125 1 Pts. 7.3019 Apr. 8.0736 Apr. No xome venfied tens available (or botti conforrning Jumbojoans.

8.125 0 Pts. 8.1343 Apr. 7.625 0 Pt 7.6394 Apr. Fued and Arm 95 Bnancinrj available on contorming toars. AmeftcM Horn ortjagi 8.00 2i Pt a026 Apr.

7.50 25 Pt 7.54 Apr. Low Application Fee! 80 Cash out Refinance. Esciow 609-768-6700 Waivers. 80 No Income. No Asset Vertificationjn Home Applications AiMricM Financial Pttgi.

Co. 7.50 3 Pts. 7.868 Apr. 7.00 3 Pts 7.577 Apr. OPEN SUNDAY 11-2 215-992-0100 8.125 0 Pts.

8.175 Apr. 7.75 0 Pts 7.788 Apr. Mortgage Brokers Call 800-969-5750 Jumbo 7,875 3 Pts. Apr. Jymbo 70 3 Pts 7535 Hi Carl Buettner (215) 992-4806 American Homo Fundini 7.5 3 Pts.

7.80 Apr. 70 3 Pts 7481 Apr. 30 Year Jumbo. 7.875 3 Pts. 8.18 Apr.

21510-2890 8.125 0 Pt 8.18 Apr. 7.75 0 Pt 7.83 Apr. 8.625 0 Pt. 8.69 Apr. 723 6.52 2.5 Pts.

609-488-0033 6.77 Apr. 7.125 0 Pts. 7.18 Apr. American Residential Mortsag Co. 7.375 3 Pts.

7.69 Apr. 6.875 3 Pts. 728 Apr. ONE-YEAR ARM. Convertible 609-486-7066 7.875 0 Pts.

7.875 Apr. 7625 0 Pts. 7.625 Apr. and Assumable Caps; 2 per year, 215-832-6363 Jumbo 775 15 Pts. 795 Ay.

Junto 7.35 2,75 Pts 76 Jfr. 4 tile-Time Cap 5.75 2 pis. 5.87 Apr. American Standard Mortgagi 7.5 3 Pts. 7.81 Apr.

7.0 3 Pts. 7.49 Apr. 1 Yr. ARM 4.125 3 Pts. 26 caps 2.75 margin to 215-989-9193 8.25 0 Pts.

8.25 Apr. 7.75 0 Pts. 7.75 Apr. $750,000. 525 7.125 0 Pts.

723 7.375 0 Pts. Jumbo 8.0 -f- 2.5 Pts. 8.27 Apr. Jumbo 7.25 3 Pts. 7.75 Apr.

Construction and small commercial loans available. American Suburban Funding Corp. 8.25 0 Pts. 8.282 Apr. 7.75 3 Pts.

7.79 Apr. 525 7.25 0 Pts. 7.324 Apr. 723 7.625 9 Pts. 1-800-448-0688 7.75 3 Pts.

8.101 Apr. 7.125 3 Pts. 7.670 Apr. 7.682 Apr. 1 Year Arm 4 3 Pts.

Caps 26 6360 Apr. Jumbo 30 Year Pixed 8.75 0 Pts. 8.766 Apr. Atlantic Capital Corporation Fixed 7.5 3 Pts. 7.814 Apr.

7.00 3 Pts. 7.525 Apr. 1 Yr Arm 4.50 26 Caps 2.88 margin (609) 822-2505 Jumbo 8.00 3 Pts. 8.332 Apr. 7.375 3 Pts.

7.886 Apr. 1 Yr. Bill. 525 Balloon 6.375 3 Pt 723 Balloon 6.750 3 Pts CASH OUT INVESTOR LOANS. Atlantic Coast Mortgage a.

a RenovationRehab South Jersey 609-926-1550 CU A jnlr NJ Properties Only North Jersey 908-367-2600 irlH Jk 1 luli If apo Pnni 825,1 0 pts-m 1 pts- r- Al1 based 00 a S100.000 Loan Amount. AYSiar RiOngage LQrp, 8.00 1.0 Pt 8.17 Apr. 7.375 1.0 Pt 7.63 Apr. PA BOND MONEY AVAILABLE! In house underwritipft, 215-768-7800 7.625 lib Pts. 7.98 Apr.

7.00 3 Pts. 7.59 Apr. Call lor More Bancorp mortgage 7.625 3 Pts. Apr. 7.125 3 Pts.

7.7280 Apr. 1 Yr. Jumbo Arm 6.125 0 Pt. 1-800-922-6267 8.250 0 Pts. 8.3232 Apr.

7.875 0 Pts. 7.9908 Apr. (6.1740 APR.) Jumbo 7500 3 Pts. 81097 More Jumbo loans available. Another player in CD systems it' I The CDs used with the Tandy Video Information System look similar to the ones used to play music.

Tandy's system Is due in October. Boulevard Mortgage Co. 7.6254 Pts. 8.01 Apr. 7.125 3 Pts.

Apr. 215-331-6900 Jumbo 7.750 3 Pts. 8.10 Apr. Established Mortgage Banker Since 19S4 Reverse Mortgage Specialists Pi. STATE BOKO MOHEY AVAILABLE 7.85 30 Years 0 Pts.

Brokers Mortgage 215-768-8013 7.000 3 Pts. 7.493 Apr. 7.625 0 Pts. 7.630 Apr. Jiinib 1.150 1250 Pis.

7.625 3 Pts. 7.9441 Apr. 8.125 0 Pts. 7.130 Apr. Jumbo 8.250 1.250 Pts.

Jumbo Loans 1 Yr. Arm 4.375 3 Pts. 7 Yr At 7.000 2 Pts. or 7.250 at 1 R. 10 and 20 Year Fixed Avail.

PA Properties only 'immtffl. 0 Pt. Bucks Count; Bank 1-800-922-6267 7.625 3 Pts. 8.0148 Apr. 8.250 0 Pts.

8.3232 Apr. 1 Yr. Jumbo Arm 6.125 (6.1740 APR). More Jumbo loans available 7.125 3 Pts. 7.7280 Apr.

7.85 0 Pts. 7.9908 Apr. Jumbo 7.500 3 Pts. 8.1097 Apr. Capet Financial Inc.

609-988-1414 No Doc Loans available 1 Yr. Arm 4 50 2.5 Pts. Jumbo 1 Yr. Arm 4,50 30 Pts. 7.50 3 Pts 7.81 Apr.

8.375 0 Pts 8.375 Apr. Jumbo 7.75 3 Pts 8.07 Apr. 7.0 3 Pts 7.49 Apr. 7.875 0 Pts 7.875 Apr. Jumbo 7.25 3 Pis 7.75 Apr.

MM Inr 7 WL In 1 Year Arm non-conforming) 4.375 f. 0,50 ITS. IM 2.25 pts. 26 Caps 2.875 margin. PA DEL Only.

OPts. 8.369Apr. 11 0 Pts. 8.225 Apr. OPEN SATURDAY SH Capital Hortgage 215-892-0888 ME 3Pts.

8.133Apr. Jumbo mimwm AM 2 PM KEW APPLISAXTS GKLY DISCS from E1 such a thing. But few have plopped down $999 to buy one. Commodore recently dropped the price to $799. But still, they didn't sell.

One analyst estimated that Commodore had failed to sell more than 50,000 of its CDTV units nationwide. Joseph Muoio, whose Software Hut in Sharon Hill is one of only five Philadelphia-area retailers selling the machines, said he had sold just 70. Commodore doesn't release sales figures for specific products until the numbers surpass a million. That, the company acknowledges, hasn't happened yet. And Commodore isn't the only electronics firm to stumble with interactive, multimedia CDs for the home market.

Philips' Compact Disk Interactive (CDI), introduced just in time to languish in last year's recession-bound Christmas shopping season, was a dud, too. "There really is no market built for these products yet," said Tim Bajarin, president of Creative Strategies International, a Santa Clara, firm that keeps track of the personal-computer business. "CDTV and CDI are the two existing products, and they've barely scratched the surface." Now Tandy Corp. is about to start selling another version of the same kind of toy. Will people buy? Maybe.

Tandy's Video Information System (VIS), due in October, may have a better shot, say analysts and software developers. It will have the retailing power of 7,000 Radio Shack stores to distribute the product, an aggressive advertising campaign in time for the Christmas buying season, and a product that uses standard computer language, which makes it easier and more rewarding for software developers to create CD titles. Having learned from their mistakes, and with Tandy about to invade their tiny turf, Commodore and Philips are adjusting their game plans. "Our marketing is aimed at current Commodore computer owners or aimed directly at schools or libraries," said David Archambault, Commodore's director of business marketing. ''Beyond that, the fact that CDTV can be easily expanded to a full computer is a major advantage for us." Philips has promised dealers and software developers a big push for thjs Christmas season.

''Tandy will start out slow," Bajarin predicted. "There is a good target market traditional homes with disposable income. These are people who may have been looking at a computer but they don't need one for the typical things you use a computer for. Maybe they want it to educate their kids, they want sophisticated games." Maybe they'll ignore it just as they ignored CDTV and CDI. But VIS software developers, some of whom were disappointed by their experiences with CDTV, are hopeful.

A major benefit software developers see in Tandy's VIS is that the software language at the root of the system is much closer to the multimedia standard being touted by software powerhouse Microsoft Corp. for personal computers. With relative ease, the developers can take software they produce for VIS and make it useful for users of Microsoft's multimedia PC standard. Smaller multimedia software developers can't afford to ignore that potential market. The biggest problem for developers of CDTV software isn't the issue of standardization; rather, it's the product's poor reception in the marketplace.

After all, if no one buys CDTV units, they're not going to buy CDTV software. "The real problem with CDTV was that Commodore had almost no presence in the marketplace," said Paul Dellevigne, director of market development for Applied Optical Media a West Chester company that makes interactive programs for CDTV and Tandy's VIS. "Tandy starts out of the gate with 7,000 retail outlets." CDTV, available in about 1,200 retail outlets nationwide, "never met completely the sales expectations," said Software Hut's Muoio. "People understand what computers can do for them, but they never really latched on to what these interactive players can do. It's a hard message to get out." What they can do is impressive.

Applied Optical Media produces several titles for CDTV and VIS, including the World Vista Multimedia Atlas, which lets users zoom in on political maps, see economic and cultural information about a country, and hear samples of its language and folk music. Context Systems of Hatboro, is working with Gannett Co. Inc. to produce USA Today, The "90s, Vol. 1.

It will contain stories, photos and maps from the nationally distributed newspaper, plus audio recordings of important speeches. "It's the perfect newspaper for multimedia," said Paul Kelly, vice president for marketing, "because the articles are so short." All the products let the users easily jump from maps to pictures to text by using a remote-control device not unlike the kind used to control television sets and VCRs. "I've seen 4-year-old kids pop in a Sesame Street disk and entertain themselves for hours without anyone showing them how to use it," said Russ Hoffman, a salesman at Bryn Mawr Stereo in Bryn Mawr, where the Philips product is sold. Unfortunately for the manufacturers, software developers and retailers, the public never found out what a nifty toy it was. "People don't come into the store looking for CDI," Hoffman said, "because they've never heard of it." By Christmas, Philips has told dealers, it will take out more ads and offer some new technology, including an add-on device that will let CDI owners use their machines to play movies recorded on compact discs.

Each movie, however, will require at least two CDs. And the quality, Philips has told dealers, will be better than videotape but not as good as laser disc. Commodore, meanwhile, is positioning the CDTV in two new directions, while continuing to try to crack the mass market. It will try to sell CDTV to libraries and schools as an educational tool. And it will pitch it to people who own or are buying Commodore's Amiga computers.

As part of the new marketing scheme, it will sell a CD drive that will let Amiga owners run CDTV programs on their Amiga computers, which should make software developers happy. It also is selling the CDTV product in a package deal with the Amiga 3000 computer. "When we did post-purchase studies, we found that people who bought the CDTV liked the idea that they could turn it into a computer," said Commodore's Archambault. "I think that's an issue Philips and Tandy will have to address." Sayings Yields Capital Partners 7.500 3.0 Pts. 7.81 Apr.

7 3 Pts. 7.31 Apr. 1-4 Family Rental Properties Purchase or Red 8.250 3 Pis. 1-800-253-6365 8.250 0 Pts. 8.34 Apr.

Jumbo 7625 0 Pts. 793 Apr Open to fit: A.R.M. 4.375 3 Pts. Jumbo 7.875 3 Pts. 8.18 Apr.

Cardinal Financial Company 8.25 0 Pts. Apr. 8.25 Apr. Jumbo 7.25 1.500 Pts Prime Rate Mortgages 6 0 Pts. A Full Service Mortgage Banker 7.493 Super Jumbo Loans 215953-1500; 609235-8100 Approved and Funded Premises Call tor Details Cheltenham Bank 7.625 3 Pts.

8.0148 Apr. 7.125 3 Pts. 7.7280 Apr. 1 Yr. Jumbo Arm 6.125 0 Pt.

(6.1740 Apr.) 1-800-922-6267 8.250 0 Pts. 8.3232 Apr. 7.875 0 Pts. 7.9908 Apr. More Jumbo Loans Available.

Jumbo 7.500 3 Pts. 81097 Apr. Citizens Mortgage Service Company 8.0 1 Pts. 8.145 Apr. 7.375 1 Pts.

7.599 Apr. Jll Mm Mm SJJSJ Pfe, .12 A Full Service Mortgage Banker Jumbo 8.125 1.25 Pts. 8.279 Apr.lumbo 7.75 1.5 Pt. i' Jv mV i i ei wi (215) 884-3700 s.03 Apr. lii!) at 5.375.

Call Sii3, 11-2 834-3753. CityWay Mortgage Corporation 8.125 0 Pts. 8.16 Apr. 7.75 0 Pts. 7.80 Apr.

Conv 723 7.0 07.04 Apr. (215)245-7616 Conv 525 6.75 0 6.79 Apr. 1 Yr ARM 5.25 0 5.29 Apr. Coastal Federal Wo 3 Pts. Apr.

6.875 3 Pts. 7.34 Apr. HOME EQUITY Mortgage 7.74 OPts. 1-800-772-6278 7.74 Apr. Colonial Mortgage 7.625 2.5 Pts.

7.916 Apr. 7.00 2.5 Pts. 7.46 Apr. 1 Yr. Arm: 2 Annual and 6 Lifetime 4.5 2.5 Pis.

2 15-357-0200 8.125 0 Pts. 8.150 Apr. 7.625 0 Pts. 7.666 Apr. 4.913.

Jumbo 4.5 2.75 Pts. 4.888 Apr, 525 Conl. 6.25' 7.75 2,75 Pts. 8.012 Apr. 7.250 2.75 Pts.

7.664 Apr. 2.5 Pts. 6.553 Apr. 723 Conl. 6 375 2.76 Pts 6.664 Apr.

Commerce Bank 7.625 3 Pts. 7.925 Apr, IM Pts. 1.15 Ipr. 525 Yr. 6.125 3 Pts, 6.85 Apr.

609-751-2722 Jumbo 30 Yr. 7.875 3 Pts. 8.167 Apr. 215-568-7723 90,120 Day Forward Commitment. Corestales First PA Bank 7.750 3 Pts.

8.074 Apr. 7.250 3 Pts 7.744 Apr. 30 Yr. Jumbo 7.875 3 Pt. 8.194 8.125 2-Pt.

1-800-762-4663 8.0 2 Pts. 8.219 Apr. 7.500 2 Pts. 7.829 Apr. 8 339 8.500 0 Pt.

8.500 15 Yr. Jumbo 8.37 OPts. 8.375 Apr. 7.875 0 Pts. 7.875 Apr.

7.375 3 Pt 7.870 7.625 2 Pt 7.955 Apr. 1 Countrywide Funding 7.5 2.25 Pts. 7.765 Apr. 7.0 2.25 Pts. 7257 Apr.

525 6.0 2.25 Pis. 6.242 Apr. 723 6.5 225 Pts. 6.75 Apr, (215)-947-5572, (609) 751-4759 Jumbo 775 2.5 Pts 8.027 Apr. Jwto 7.25 2125 Pts.

fp. 1 Yr. Arm 4.25 275 Pts. 6.35 Apr. (2t5)-296-5550 Jumbo 1 yr Arm 4.50 3 Pts.

6.503 Apr, County Mortgage Services 7.50 3 Pts 7.868 Apr. 7.00 3 Pts. 7.577 Apr. 1 Vr ARM A 1 Pt 215-359-8282 Jumbo 7.815 3 Pts. 8223 Apr.

3 Pts. 7535 Apr. Jumbo Starting at 4.25 3 Pt. Crusader Saving Sank 7.500 3 Pts. 7.834 Apr.

7.000 3 Pts. 7.651 Apr. Jumbo 1 Yr ARM 4. 125 Rosemont, PA 7.750 2 Pts. 7.980 Apr.

7.250 2 Pts. 7.736 Apr. 3 Pts. 1-4 Unit Investment 215-527-8970 8.250 0 Pts 8.270 Apr. 7.750 0 Pts.

7.906 Apr. Loans 8.5 3 Pts. HS VERIFICATION PUD. SPECIAL CREDIT PROGRAMS. 215-757-8110 8.00 OPts.

8.05 Apr. 7.625 0 Pts. 7.98 Apr. WRrJHASES RER'i WELCflBF OKI MT ISUIL111I1.J Jumbo 7.75 3 Pts. 8.07 Junto 7375 2 Pts.

791 Apr rumnat Ml. I MJH. II fj jfp Orefus Consumer Bank 7.50 3 Pts. 7.822 Apr. 7.00 3 Pts.

7.505 Apr. "No Cost" Options Available 1-800-237-0031 8.125 0 Pts. 8.133 Apr. 7.625 0 Pts. 7.637 4.875 2 Pts.

6.349 1 Year Arm 201-587-1500 in NJ (30 Yr.) Convertible 6.75 0 Pts. -f. Eagle National Sank 7.75 75 Pts. 8.040 Apr. 7 125 3 Pts.

7.617 Apr. Based on $100,000 loan w20 down, equal monthly 215-853-4800 $718.73 per month $908.52 per month payments, max loan arm ot $202,300 Jumbo's Available Under AN EQUAL HOUSING LENDER. Eagle Mortgage Company 7.5 3 Pts. 7.86 Apr. 6.875 3 Pts.

7.43 Apr. 525 Yr. 6.125 3 Pts. Apr. 6.95; 723 6.375 3 215-254-8433 8.125 0 Pts.

8.16 Apr. 7.75 0 Pts. 7.80 Apr. Pts. 7.02 7.25 OPt.

7.31 Apr. 1 Yr Arm Jumbo 7.75 3 Pts. 8.09 Apr. Jumbo 70 3 Pts. 7.53 Apr.

55 0 Pts. 6.22 Rates Apr. Based on $100,000 Loan Amte. EquibankLiberty Bank 7.625 3.25 Pts. 8.022 Apr.

70 -t- 3.25 Pts. 7615 Apr. 525 6.0 2.875 7.00 OPt; 723 6.5 3 Pts; 7.25 OPt.lYr 215-971-6500 8.375 0 Pts. 8.429 Apr. IM Pts, 7.831 Apr.

Pts; 6.5 .50 Pt. No tame 8.125 3.125 Pts; 8.875 OPt Jumbo S12S Fued Term, 95 Ma. LTV $202.300 Ma fmd Term 9W Mai. LTV 202 jOt Ito 2,875 Pts; 8.75 0 Pt, 31 Arm 5,875 2.50 PI; 6.75.0 .375 Pt. Evergreen Mortgage Co.

7.5 3.0 Pts. 7.0 2.5 Pts. ARM 4.125 2.75 Pts. 7.0 1 Pt. 723 Balloon 215-668-4990 8.125 0 Pts.

8.125 Apr. 7.75 0 Pts. 7.75 Apr. Convertible. Other Combinations of Interest Rates, Polffts Lock-Ins Are Also Avail.

Fidelity Bank, Philadelphia Fixed: 7.625 3.00 Pts. 7.957 Apr. Fixed: 7.1253 Pts. 7.645 Apr. 1 Year Arm: 5 2.5 Pts.

6.051 3 Year Arm' First Fidelity Bank, South Jersey Jumbo: $202,300 7.875 3.00 Pts. Jumbo: $202,300 7.375 3 Pts. 6.875 2.50 Pts. 7.328 Apr. $350 Application Fee 800-841-8687 8.21 Apr.

Apr. 7.898 180 and 360 Payments, Dollars Per Thousand Varies. Financial Mortgage Corp. 7.625 3 Pts 7.94 Apr. 71251 3 Pts.

762 A 525 7.25 0 Pts. 7,27 Apr. Extendable (215)836-9700 8.25 0 Pt. 8.27 Apr. Mi 0 Pts.

7.89 Apr. 7.50 0 Pts. 7.52 Apr. Extendable Junto 8 2.5 Pts. 8.23 Ay.

33 ARM 6.625 2.75 Pts. 7 42 Apr. Convertible First Keystone Federal Savings 7.75 3 Pts. 700 3 Pts. 525 Balloon 6.375 3 Pts.

30 Yr. Amor. LV 90 $202,300 Mai 723 (215)565-7236 8.25 0 Pt 7.75 0 Pti Balloon 6.875 3 Pts. 30 Yr Amor. LV 90 $202,300 Max.

2 1 Buydown lMj)lfm 3 Pts. (Br mi) 7.125 3 Pts. 1 Yr. 1 6.25, Yr. 2 7.25 Yr.

3-30 8.25 30 Yr. LV 90 $202.300 to. First Keystone Mortgage Inc. 7.5 3 Pts 7.8 Apr. 6875 3 Pts.

7.15 Apr. 5 Down 1 Yr. ARM to' (800)220-5125 8.0 0ft 7.625 0 PL 202,300, 4.125 3 Pts. Jumbo 4.25 3 Pts. First Sterling Bank 7.625 3 Pts.

7.942 Apr. 7.0 3 Pts. 7.493 Apr. 33 Arm 6.25 3 Pts. 215-971-1800 8.375 OPts.

8.375 Apr. 7875 0 Pts. 7875 Apr. 5256.125 3 Pts. Jumbo 7.875 3 Pts.

8.1 Apr. Jumbo 725 3 Pt. 7747 Apr. 723 6.5 3 Pts. First Ton Mortgage Co.

8.125 0 Pts. 8.20 Apr. 7.625 0 Pts. 7.70 Apr. 1 Yr.

ARM 5.375 0 Pts. 5.475 7 Yr. Balloon 7.250 0 Marlton, NJ 08053 7.875 1.250 Pts. 8.150 Apr. 7.375 1 Pts.

7.525 Apr. Pts. 7.350 Apr; 5 Balloon 6.750 0 Pts 4 125 609-596-7838 7.125 2 Pts 7.375 Apr. THESE RATES FOR NEW APPLICATIONS ONLY! Firstrust Bank 7.75 3 Pts. 8.068 Apr.

7.125 3 Pts. 7.617 Apr. 3 1 Year Arm 7. 125 0 Pt. 6.293 Apr.

215-722-2000 BiWeekly 7.75 3 Pts. 8.101 Apr. BiYVeekty 7.125 275 Pts. 7.686 Apr. 3 1 Year Arm 6.25 2.5 Pts.

800-888-8858 6.303 Apr. Fleet Mortgage 7.625 3 Pts. 7.994 Apr. 7.125 2,25 Pts. 7J5GGS Apr.

Conventional 1 Yr, ARM 5.25 1-800-321-3529 1 Pt, 5.952 Apr. Frankford Bank 7.625 3 Pts. 8.0206 Apr. 7.125 3 Pts. 7.7365 Apr.

1 Yr. Adjustable Arm 4.75 3 Pts. 6.90657 Apr 6 750 -215-831-6481 7.85 1.5 Pts. 8.1142 Apr. 7.375 1.5 Pts.

7.7397 Apr. 0 Pts. 6.8142 Apr. Comm. Affordable Housing 30 YrMaiinc 8.25 0 Pts.

8.3337 Apr. 7.75 0 Pts. 7.8718 Apr. $35,500 Min. 5 Down 7,375 1 PI.

7.5504 Freedom 30 Yr. 6.375 3 Pts. OPEN SAT. i SUN. CALL FOR QUOTES on is, 30, arms bauooms, 5'l, Mortgage For 5 YrJ' 7" UCENSE NJ' DEL RFINAHCE afmi; 1-800-788-6777 7'19Pf' Germantown Savings Banks 8.05 3 Pts.

8.45 Apr 7.12 3 Pts 7.72 Apr 'EXAMPLES BASED ON $100,000 loan w20 down (215)660-8608 $737.25 Monthly $905.55 Monthly a maximum loan of $202,300. Jumbo's Arm's other loans are also available. AN EQUAL HOUSING LENDER Yields for money market accounts are weighted averages paid Sept. 13 through Sept. 19 on accounts of 1,000.

Yields for certificates of deposit are those offered Sept. 18 on certificates of deposit of 1,000. Many institutions offer smaller andor larger certificates of deposit and money market accounts. Money market accounts mth a higher minimum balance may offer a higher yield. Inclusion on this list is not intended as an endorsement of a company.

6-MO. CD. 1-YR. MONEY CD. MARKET 6-MO.

CD. 1-YR. MONEY CD. MARKET Harleysville Svgs Bank (M) 256-6666 3.40 3.61 3.04 Home Unity Fed 80O-458-H0ME 3.84 4.09 3.15 Huntingdon Valley Fed Ml 947-1 300 3.45 3.90 3.25 Inter-Boro IMI 609-424-1000 3.73 T08 3.61 Jefferson Bank 564-5040 3.60 3.75 3.04 Knoblauch State Bank (Al 546-0555 4.04 4.15 3.56 Mam Line Fed Svgs Bank 527-7283 3 50 ToO 3.25 Malvern Fed Svg (Q) 644-9400 3.07 3.44 3.14 Marian State Bank 627-1 191 4.24 4.55 3.50 MellonPSPS 800-272-9300 2.65 290" 3.05 Meridian 800-422-85 11 3.00 3.25 3.00 Metrobank 546-9000 3.30 3.82 3.30 Natl Bank of Mam Line 687-8906 4.05 4.45 (a) Penn Svgs Bank 800-333-7366 3 45 3.65 3.04 Pennsylvania Svgs Bank (Ml 465-3000 3.84 4.05 3.50 Phila Savings Fund Society 629-7000 3.40 3.75 3.00 Prime Svgs Bank (Ml 742-5300 3.25 3 60 3.15 Progress Bank 825-8800 3.85 3.95 3.30 Provident Natl Bank (Ml 585-5000 3.10 3.40 3.25 Regent Natl Bank 546-6500 ID) 4.15 4.55 Republic Bank 663-3600 3.85 4.10 3.27 Roxborough-Manayunk Fed 483-2800 3.70 4.06 3.56 Royal Bank of Pennsylvania (Ml 735-6200 3.45 3.50 3.05 Second Natl Bank (Q) 248-1600 4.04 4.27 (a) Security First Bank 565-BANK 3.72 3.87 3.30 Security Svgs Bank 609-691-2400 3.56 4.08 3.05 Sharon Svgs Bank 586-4070 3.50 3.87 3.34 St. Edmonds 468-1700 3.35 3.77 3.35 Suburban Fed Svgs (M) 583-9000 3.50 3.75 3.66 Third Fed (Ml 289-1400 3.20 3.65 3.20 Union Natl Bank, Souderlon (Ml 721-2400 (c) 3.51 rNA United Jersey Bank South IM) 609-665-4800 3.50 3.80 295" United Savings Bank 467-4300 3.32 3.72 la) United Valley Bank 496-1760 4.18 4 65 3 30 Willow Grove Fed 646-5405 3 53 3.82 3 04 Abraham Lincoln Fed (Ml 885-7400 3,19 3.49 3.09 Anchor Svgs Bank 609-667-6400 3.75 4.00 3.16 flank of Chester County 696-3450 3.75 4 25 3.25 Bank of Delaware Valley 943-1 100 4.00 4.25 3.60 Berean Svgs Bank 472-4545 3.50 3.75 3.25 Bryn Mawr Trust 525-1 700 (Ol 3.20 3 60 3.10 Bucks County Bank 800-222-6257 2.78 2 99 3.09 Cenlar Fed Sgs IM) 80O-2-Cenlar 3.70 4.00 3.30 Central Pa.

Svgs Svgs (O) 279-6400 3.45 3 65 3.25 Chestnut Hill Natl Bank 247-4800 3 20 3 61 3 20 Collective Fed Svgs (Ml 800-327-4560 3.60 3 95 3 45 Commerce Bank, N.J. 609-761-9000 3 30 3.66 2 79 Commerce Bank, Pa. 568-0900 3 41 3 72 3 09 Commonwealth Fed IM) 251-1600 2 90 3 35 3 10 Commonwealth State Bank 860-4200 3 50 3 75 3 30 Dean Witter 215-430-1464 2 60 3 08 tagle Natl Bank 853-4600 3 98 4 34 3 60 Elmwood Fed Svgs 726-0400 3 50 3 65 3 25 fidelity Fed Phile. 624-9000 3 30 3 65 3 10 Fidelity Bucks Cty. (D) 788-0448 3.55 3 70 3 40 1st Bank of Phila.

790-9000 4 03 4 50 3 61 1st Financial Svgs (M) 269-9700 3.89 4.34 3.39 Firstrust 800-888-8868 3.70 3 85 3.26 First American Svgs (Ml 885-7283 3.14 3.44 (a) First Commercial Bank IM) 592-0700 4.08 4.34 3.76 First Fed Bucks Cty IM) 788-3344 3.75 4.00 3.60 First Keystone Fed 565-6210 3.45 3.85 3.20 First Sterling Bank 971-1800 4.15 4.40 (a) Fox Chase Fed Svgs IM) 342-3700 3.56 3.65 Frankford Bank 831-1110 3.25 3.60 3.17 Freedom Valley Bank 665-5761 3.50 4.20 3.25 Germantown Svgs Bank (M) 668-2890 3.10 3 40 3.00 Greater Delaware Valley Bank (Ml 353-2900 3 25 3.75 3.20 Hamilton Bank IM) 800-833-3444 2.63 2.75 2 84 Hansen Fed SvgfM) 609-56 1-2500 3 55 4 00 3 55 Harlevsville Natl Bank (Ml 256-885 1 3 30 361 3 20 Information supplied by institutions. Figures shown are annualized yields, based on the assumption that rates, which may change frequently, would remain stable for a year. Figures for money market accounts are weighted averages paid Sunday through Saturday. Money market accounts typically require a minimum balance. Some money market accounts offer higher yields if the balance is above $5,000, $10,000 or $25,000.

Some institutions offer limited checking privileges on these accounts. Service fees may be incurred if balance is inadequate or if number of withdrawals exceeds a specified limit. Type of compounding on money-market accounts: (Al annual compounding; (Dl daily compounding; (Wl weekly compounding; (Ml monthly compounding; (Q) quarterly compounding. Certificates of deposit require I minimum balance. There are substantial penalties for early withdrawal.

Some banks pay interest only on "collected balance," and lengths of collection periods vary. (a) Institution offers money market account with minimum balance of more than 1 ,000. (b) Institution offers money market account with minimum balance of less than 1 ,000. (cl Institution offers certificates of deposit with minimum balance of more than 1,000, (dl Institution offers certificates of deposit with minimum balance of less than $1,000. Aetna Federal, a division of Roxborough-Manayunk Federal, offers identical yields.

To schedule your advertising in this grid call: Barry Eiferman at 854-5558 or Diane Venneri at 854-2284. Information is current as of September 16, 1992. Rate, Points and programs cannot be guaranteed. A..