L. A. C. SAYS Greatest security for young family By L. A. COLLINS, Sr. THE GREATEST security for a young family is that of a devoted father and husband. The next greatest security is a life insurance policy to protect that family in event of the father being taken away by a fatal accident or illness. It is easy to believe only old age is responsible for such losses. Every day the papers tell of young men being killed on our highways. And many are taken away by illnesses. There is no assurance any of us will be here tomorrow. It lakes the average family a long time to save and invest as much as $10,000 -- which would be so wonderful in helping the family in event the father passes away. But with the expenditure of about .$31 a year a 26-year-old father would create this amount of money for the family the day he receives his $10,000 life insurance policy. This would be as secure as money in the bank or in any form of savings. It could be paid to the family immediately, or it could be used to give the family an income for many years. There is no other way 1 know by which an immediate estate can be created. It is available to even,' one today who can pass the physical tests. Tomorrow, or later, you may find you cannot pass those tests. THIS LOW COST policy is a "decreasing term policy." It will pay the full amount for the first few years after being taken out and be decreased in amount for succeeding years. After 10 years it would be valued at about $6,500. After 20 years it would be cut down to about 54,000. But it would be available at this low cost during the period when it would be most needed -and could then be converted into a policy to take care of the wife after the children are grown. This has . become a popular plan for protection of the young family during the years of greatest need for protection. There are many types of policies available. Your life insur- ance agent can give you the kind of policy best suited lo your needs and income. You can choose a regular life policy which will cost you more money per year. But you will be building up cash values which are available to you, if needed, as value of the policy increases. It is surprising to many how little they have to pay a year to create an immediate estate. Many life insurance companies now recommend the term insurance policy at low rates for immediate protection. They then offer a plan for the insured to become a part of mutual funds which are a protection against inflation in the future. By this combination the family is protected for immediate or future guaranteed amounts -- plus the hoped for increased value of the mutual fund investment to guard against inflation. AS LIFE INSURANCE Week is observed this week many of the men in the insurance business take pride in the appreciation of young and older people who have been given security from policies they took out many years ago. In some cases they can point to clients where the family received large estates on the death of the insured only a few months after paying the first premium. One of the great failures of people who have had policies over many years is that they have not kept the settlement agreements up to date. A new baby may not be named in the policy. Or the children are grown, and you may wish the insurance to be paid in a different manner than was provided for when it was taken out. It is important that each policy holder read the settlement agreement on his policy and the changes that may have been made over the years. Your insurance agent is trained in such matters. This is a good week to review your policy and talk to your agent about any changes that should be made. MEDICINE YOU By BEN 22NSEK MedioMdcnM KdStor WEAK doses of ultrasound can be beneficial in the treatment of a variety of menstrual disorders. The report is from the Institute of Obstetrics and Gynecology at the Soviet Union Academy of Medical Sciences. Dr. N. M. Suvorova reports that more than 60 per cent of women with menstrual disorders experienced significant improvement after ultrasonic therapy. Patients, she says, suffered from chronic inflammatory conditions. Treatment consisted of ultrasound administered twice a week. Doses were gradually increased until a total of 15 treatments had 'been given. Results: --Elimination or reduction of menstrual pain in 72 of 88 women. --Duration of menstrual bleeding became normal in six of nine women. ---Menstrual blood loss became normal for 25 of 57. --Inflammatory pelvic disease disappeared or was reduced in 66 of 78. Dr. Suvorova says that the low doses of ultrasound did not impair reproductive function. As a matter of fact, eight patients who had suffered from some form of sterility prior to treatment became pregnant during ultrasonic therapy. Although one of these women miscarried, the other seven gave birth to normal full-term babies. Dr. Suvorova says that ultrasonic treatment appears to be most useful in "normalizing" menstrual cycles. The report is in Ob-Gyn Observer, a medical newspaper for obstetricians and gynecologists. Ultrasound refers to high frequency sound waves beyond the range of human hearing. It is also used in medical diagnoisis and in certain forms of treatment. Who dares to tell truth? SINCE IT TAKES us about a month to get rid of the Christmas tree, you can believe that we only now got around to tossing out the mound of Christmas cards. And the ones 1 most gladly parted with were those long, rambling recitals of "what the Guck family has been doing" all year. These invariably come from families we hardly know, or have long forgotten, and we have to remind SYDNEY HARRIS ourselves who these people are and Â·why they feel driven to broadcast all these precise biographical details. But what I most object to is their uniform warm and cheery tone. They try to give Ihe impression of being a model family, busy and creative, having gobs of fun, winning honors, enjoying jolly family rcun- iwis, and going on yachting vacations at the drop of a hatch. How refreshing it would be, for a change, to receive a dour and candid ' Christmas missive that more closely approximated the facts of family life, something on this order:-"Hi, friends across the continent. We're Jim and Betty Glum, and our three children, Ham, Shem and Im- petigo, who used to live your way before Jim got demoted and his company moved him to the paraffin factory in Moose Jaw, which is the end of the business road for him. "Well, we're still hanging on, folks. Last month marked our 20th wedding anniversary, and we hardly thought we'd make it. But Jim found a new mistress up here, and Betty keeps herself busy as a Nurse's Aid, so the marriage keeps rubbing along, God knows how. "Our oldest boy, Ham, was thrown out of three schools before we found one that allows pot-smoking in the dorms. He was briefly engaged to a little tart from town, but fortunately she became pregnant and married the milkman's son posthaste. "Shem, our second boy, is still sleeping all the time, and keeps promising to look for a job 'tomorrow.' He's become the world's leading expert on afternoon TV soap-operas. "Impetigo, our dearest young daughter, writes that she's happily weaving burlap loin-clothes in Haight-Ashbury and intends lo come home for a visit in two m iliiee years. "Jim's job looks more precarious than ever, and we haven't been asked anywhere very much since Betty started drinking and crying at parties. Merry Christmas, and the same to all of you!" INDEPENDENT (AM) PRESS-TELEGRAM (PMU-B-3 UOBI KKh, Ctill, TUM, Â»Â«!. 25. IMI GEORGE ROBESON Drill little holes in the trash cans Â«IKI tr NW. IK. "You might ftavt (tad a btst teller on jour hands--it you looked like Jacqutlint Sutann!" Travel is an important part of President's life WASHINGTON -- With the exception of an astronaut, it would be hard to find a more traveled man on this planet than President Richard M. Nixon. Since he left his low-rent law office in Whittier, Calif., in 1946, to campaign for Congress, Nixon has logged 1.6 million miles of travel, some of it in unpleasant circumstances. No stranger to heckling or trouble, the President made it clear to White House staffers that this week's trip was a must, demonstrations o r no, and that he didn't want the new, specially armored presiden- NICK THIMMESCH tial limousine flown to Europe. "The President said he wouldn't like it if a visiting chief of state brought his limousine along," explained a White House official. "So he will ride in whatever car his host provides." NOR HAVE any special- security precautions been ordered, although the standard protection of the Secret Service is about the best in the world. Similarly, no effort was made to build crowds for the tour, and the President has repeatedly stressed that this was a necessary "business" trip not designed to please the folks back home. W a r n i n g s of demonstrations against the President made many recall the ordeal he went through in Caracas, Venezuela, in 1958, when a Communist-inspired mob tried to kill him. Windows of the vice-presidential- limousine were smashed with rocks and iron pipes. Nixon's fellow passengers picked glass splinters from their eyes and faces, and the windshield wipers had to be used to clear the spittle. Nixon later recalled "The complete unreasoning hate in their faces -- hate, just hate . . . a killer mob . . . " THE THEN vice president had already fallen addict to the "fast track," as he calls official public, life, and became the most traveled man to hold that office. He had faced a Communist mob in Burma as early as 1953. In, July. 1959 as part of his preparation for his run for the presidency the following year, Nixon visited the Soviet Union where he got a cool airport reception but a vigorous kitchen debate from Premier Khrushchev, and Warsaw where 250,000 people cheered him. There were also years of travel without crowds. After successive political defeats, Nixon often rode planes and trains alone, a .solitary figure forever making nines on ;i yellow legal pad. Travel was almost a compulsion. As a Wall Street lawyer who kind of wanted to return to policitcal life, Nixon traveled 225,000 miles across the country and around the globe, alternately serving legal clients and his familiar Republican Party. When he went overseas, it was usually Pepsi-Cola or the Reader's Digest who paid the expenses. He logged 30,000 miles in the 1964 campaign, much of it by ancient DC-3, as he stumped the tank towns for Barry Goldwater. Nixon get better airplanes and publicity for his 1966 Republican campaigning. In 1967, when he traveled 100,000 miles on four overseas trips, politician watchers took notice, for Nixon was visiting heads of state and other top officials. That 1967 odyssey took him to Europe and Russia; the Far East, including Vietnamese rice paddies; South America, where he avoided Venezuela; Africa and the Middle East. On the African trip, he once held a serious conference with the Congo's president, Mobutu \vhil8 an interested horse-antelope peered through an opening in I!IP wall of the thatched h u t . HIS TRAVELING companions say the President rises early on trips, is all business, eschews fancy food, and always returns to his room at the end of the day to carefully write up the notes he took from the hours of conversation. "He's a sponge in picking people's brains," says Ray Price, who traveled the Far East with him. Nixon is described as the first distinguished American to visit Israel after the 1967 six-day war. The Israelis flew him around the still smoking areas in a single-engine plane, and he wound up in a Syrian field marked by shell holes, strewn with ruined Soviet tanks, and laced with land mines. Nixon wanted to walk around, but was stopped by Col. Naclunan Karni, who had lost an arm in Israel's 1956 war. "Mr. Nixon might lose a leg out there," said Col. Kami, "and then I'd lose a head." IN' ALL THE STORIES about the rain, nobody has considered the plight of the trash-collector. There have been many stories about the idle rich, whose homes have been washed down the hillsides because they foolishly built the homes at the summit. There have been stories of flooding in the middle-class lowlands and traffic accidents throughout the Southland. But nothing about the trashman. Yrt it is the trashman who is most affected by the rain. It is he who must heft the cans ;md barrels of I rash five days a week, and nin.it of those c;ms and barrels are increased in weight by one-third to one-half by rain water. And this is because so few people cover their trash re- cepticles. 1 am not considered an unusually compassionate man, but I once made a living by hefting heavy packages and so I worry about things like that. 1 always cover my trash cans w i t h lids in the rainy season, because I know well the weight of wet paper. The trash collectors - - a b o u t 110 of them on the f u l l - t i m e roster -they know the weight of wet paper, too. More of them wind up in the hospital during nur rainy season than at any other time of the year. PERHAPS THE AVERAGE Long Beach taxpayer might be more impressed with the expense of trash that weighs more. Long Beach currently is paying about $1.75 a ton to dump its refuse. During the week of Feb. 111-16, the city men collected 3,562 tons of refuse that doesn't go down the garbage disposer. By my mathematics, which I never guarantee, that amounts to a dumping bill of $6,233.50 for the week. That figure does not include the operation cost of the 55 trucks that collected the trash, nor the 110 men and several supervisors who managed the operation. It is the weekly price paid for a little space in two Wilmington dumps which someday may be the foundation of a park or playground, or even a housing development. The problem of refuse disposal is fast becoming critical. Housewives surely have noticed that nearly, everything they buy is packaged. The product is consumed, one way or another, but the package remains to be disposed of. The average family of four cannot manage with less than two large trashcans, brim- filled each week. Americans one dav will be standing on or lying under a great heap of trash which they made or helped to make, and archeologists a few hundred years from now will have a lot of fun with that spectacle. MUCH OF OUR Southern California society already is built upon trash heaps, but we are running short of heap sites. There are twn solutions being considered: one is to haul trash (at great expense) from populated areas to unpopulated country, such as uninhabitable deserts not yet declared "vacation paradises" by land developers. The other is the manufacture of self-destroying packages, such as a beer can in the experiment stage in Sweden which disintegrates a few days afier it is emptied. We don't have a n y t h i n g like that in the United States. "These aluminum beer cans last forever," says Clarence Price, man- npor of the Long Beach City Refuse Division. "At t h i s rate, our entire society will be built on an aluminum base a couple of generations from now." But that's another problem for another time. The important thing to remember during the deluge is tn cover the trash cans to cut down on the tonnage charges at the dump sites and the hernia operations on the trash collectors. SEN. SOAPER SAYS By BFLL VAUGHAN POLITICIANS ARE BUSY making speeches to pay off their campaign indebtedness. Congressman Sludge- pump merely tells his constituents that if they don't send money he'll come out lo the home district and speak to them. Columnist! en tto oplnfort pagt* ir* diosen tct rcpmtnt dlverM viewpoints and do not nÂ«Â«3Â«riiv railed th editorial ootltim Â« this ntwipaper. its herel the famous aaron schultz , warehouse sale FURNITURE * CARPET Â· DRAPERIES * ACCESSORIES OPEN EVERY NIGHT 'TIL 9 THIS TIME FOR YOUR ADDED SHOPPING CONVENIENCE, AT THE STORE 4321 Atlantic Ave., Long Beach-10 Blocks North of the San Diego Freeway.
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