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The Akron Beacon Journal from Akron, Ohio • Page C010

Location:
Akron, Ohio
Issue Date:
Page:
C010
Extracted Article Text (OCR)

CCYYMK AKRONBEACONJOURNALFINANCIALGUIDE www.financialrateinfo.com/akron MoneyMarket Accounts CertificatesofDeposit Company APY APY 6Mos APY 1Year APY 2Years APY 3Years APY APY HELOC MaxLTV Rate AutoLoans Rate Comments $2k $2k- $500 $500 $500 $500 13mos. $10k 89.9 New60 Used60 BFGFederalCreditUnion 330-374-2990 www.bfgfcu.org 1.25 1.75 call call call call call 4.00 5.24* 5.24* Higherratesmayapplybasedoncredithistory. CallToday! $10k $100k $10k $10k $10k $10k 60mos. $10k CountrywideBank 330-865-6230 www.countrywidebank.com 2.25 2.75 3.35 3.95 3.95 4.20 4.20 4.10%APYon24monthCD-$10kbalance. 3.55%APYonSavingsLink-$10kbalance.

$5k $25k $500 $500 $500 $500 31-179 days $500 85.0 ThirdFederalSavings 800-THIRD-FED www.thirdfederal.com 2.00 2.75 3.00 3.25 3.75 4.25 3.50 3.99 1-800-THIRD-FED $25k $50k $25k $1k $25k $25k 18mos. $1k 80 AmtrustBank 888-696-4444 www.amtrust.com 2.00 2.00 3.00 4.25 4.25 4.25 4.35 Youcanopenyouraccountbyphone, onlineorinabranch.Call888-AMTRUSTorclick www.amtrust.com BFGFederalCreditUnion330-374-2990 VariableRateHomeEquityLineToday! 4.00%onbalof$50,000+/4.49%onbalunder$49,999 Visit www.financialrateinfo.com/akron FairFinancial800-228-8009 securitiesinvolvecertainrisksmorefullydescribed inourofferingcircular. AvailabletoOhioresidentsonly. InvestmentsarenotSPICorFDICinsured. Allratesarebelievedtobeaccuratebutcannotbeguaranteed.Ratesaresubjecttochangewithoutnoticeandcertainrestrictionsmayapply.Contacteachcompanyfordetails.CompaniespayafeetobeinthisGuide.APY=annualpercentageyield;N/A=not Copyright2008 INFOTRAK NationalDataServices Tobeinthis uide, leasecall781-276-1711 ROBERT FENN C10 Akron Beacon Journal onday ugust4, 2008 www.Oh i o.c Boomers Image, attitude vital for older job seekers ontinued from Page C9 founder of eniors 4 ire org online community for mature workers eworld has changed since they last went job hunting, and some have a clue what to said.

Th einterview can be especially intimidating to workers over 50.S ocareer counselors who coach them try to prepare them for it, going over how to dress and act and even how to answer the tougher questions they re likely to be asked. rresume may get you in the door, but how you handle the interview determines whether you get the job said career consultant Jill Pfaff ater bury of oppell exas aterbury who is co author of the oomers bS earchG uide and teaches a community college course for older job seekers, said no one can survive an interview without conveying a professional image and confident attitude. ips for landing a job ere are some tips that she and other job search experts give for accomplishing that and landing an offer. irst and foremost, brush off that chip on your shoulder. you believe that your age and experience would be assets to potential employers, why should they believe said Renae erry director of the Senior ource employment program.

ebest way to dispel those stereotypes about older workers is to make sure enot that kind of she said. flexible willing to keep up with new trends in your field. Be computer savvy ork on your image. Even applicants with a can-d oattitude can defeat themselves with a slothful appearance, Waterbury said one expects you to look like e2 you should look neat, trim and up-t o- a said. igho nWaterbury st o-d list ose those extra pounds.

eave that ill fitting suit or outfit in your closet and buy something new.I fyou trust your fashion sense, ask your friends for advice. eards are a no-n eards are a big no-n owith aterbury because she believes they make men look older. Too much jewelry should also be avoided she said, because it can be a distraction. Do rattled if your interviewers are under 30. them Perry said.

your conversation on a professional level. Yo ethere to convince them you can help them. Bu td it and make them think eafter their ounger workers value working in teams, so play up any experience you have with working on projects alongside colleagues of all ages, she said. Do shy, but talk too much, either. older workers dislike bragging on themselves a job interview is no time for Perry said.

one else will walk through the door to tout your qualities, so i to till some applicants literally talk themselves out of a job by continuing to banter long after they ve answered the interview- she said. focused alking about your children or grandchildren get you a aterbury said interviews often begin with the general question lme about yours tick with your professional life your accomplishments, your skills and how you would be a good fit for the job, she said. A nticipate the age related questions skingapplicants whether eoverqualified might be another way of suggesting etoo old or too expensive so how well the prospect responds can make or break the interview, Waterbury said. good response is to say outright that your top priorities aren title or she said. mphasize that ea hands- on person who, because of your experience can hit the ground running and can be trusted to get the job arahD rake and lives in oppell exas most of her life in banking but now wants to work at a nonprofit agency on housing or issues hard about the skepticism she may encounter from interviewers.

eaccepted the fact that a To me, that means I have a lot of patience a loyal have a strong work ethic, I require supervision, and I have a lifetime of experience. Th no way retiring ractice lder workers who looked for a job in years will find that interviewing styles have changed any companies now screen candidates through phone interviews errysaid blindsided by the a said. for it as you would an in personinter view dwhen the call comes, find a quiet place to talk so you re not distracted by going on around ehavioralinterviewing ehavioralinterviewing has also become popular, Waterbury said. That involves asking applicants how they would re- spond to specific problems or situations such as a conflict with a co worker amilleK ramer of career and employment services at the Jewish Family Service i nDallas conducts mock interviews videotapes the sessions and then does critiques so her clients can work on their rough edges tpeople have to be talked into it, but eoften glad they did she said. see some silly facial expression or hear some awkward response, and they suddenly have the motivation to do Do without asking point blank for the job.

the interviewer emore convinced than ever that ethe right person for the Perry said dthen ask when the company will reach its end a note of thanks the same day. it a handwritten note.I nthis day and age of email that personal touch will be remembered Web site Folk Alley receives $225,000 in donations ontinued from Page C9 pledges from so many countries it had to set up an account with an Internet company that can collect and exchange money from all over the world. had to start treating it like an international opera- i artholetsaid astyear olkA lleycol lected 225 000 in donations and became the only music stream in public broadcasting that is operating in the black, he said. arto fFolk A lley ssuccess was eliminating geographic references and therefore geographic boundaries. isitors would have to look hard and long to find references to WKSU or ent i o.

It is a true cyberspace village. such a different world for a traditional region based business (like a local radio station that it was a bit of a challenge explaining the whole concept to board artholetsaid eboard early on was afraid the tail would be wagging the he said. Bu tthe station still is serving up National Public Radio programming and classical music to its loyal Northeast hiolisteners hinkinginnovatively hilabaum said just about any business can find ways to bring people together online and market a product in the bargain He offered a twist on the old strategy of a restaurant collecting business cards in order to raffle off free dinners. hat if a local pizza shop, for instance, invited customers to submit their business cards online addition to selecting one for a free dinner, the restaurant displays a different business card each day as a free advertisement for that business Al lof a sudden, the restaurant is building a database of regular customers who might want to be contacted via mail or text messaging with news about daily specials or contests for kids or weekend events. just one way the business can start building its own highly targeted marketing channel and it costs next to nothing hilabaumsaid Th ereal challenge is getting businesses to think innovative- y.

ake a woman who cleans carpets for a living. Philabaum said even a single service provider can benefit from building a community on the I nternet Sh ecould collect mails from customers and other sources and invite them to an online seminar on how to buy carpets ask Web site visitors to share their tips on carpet care, and upload a video showing how her carpet cleaning process works. emore you educate consumers the more they feel connected to Philabaum said No Web site No tevery business is ready to embrace all the bells and whistles of the I nternet Ni akery nAkron icon for nearly 60 years, doesn even have a Web site at the moment. wnerT onyN inni said he had one for a few years but i any benefits from it at After relations with the We bsite creator were strained, the frustrated baker decided to just let the site go. inni said he hopes to have a new Internet presence in time for the holiday traffic.

the way of the world and you have to go with the change said. Bu th a site with prices and pictures the same kind of helpful but basic information that Ninni said he turns to the Internet for. rm fast, like an he said. hilabaum said business owners who see the full potential of the Internet could turn the project over to a young employee or family member that has grown up with the technology and revels in it. In Ni hilabaum can see the benefits of uploading videos showing how some of the pastries are made.

hrow in some history of the store and all of a sudden customers start seeing the business as a part of the communi- y.C ollecte mails and offer to send out coupons on a custom- and the business could start to build a personal bond you have more reasons to communicate with your customers hilabaumsaid more likely they are to think of you when they need what you have to aulaS chleis can be reached at 330-9 9 63741 or pschleis thebeaconjournal com uesday oastmastersA kron151 6:30 o8p.m., St. Thomas ospital 444 N. Mai Akron I nformation 792605 rRa 927700 tow allsB reakfastO ptimists 7 a.m., Silver Lake Country lub 1325 Graham oad 0. uestswelcome first meeting free nformation ormK empel 330 928 3010 ortheastO hioB usiness A lliance o9a.m., Real stateC apitalP artners ,8821 reewayD rive acedonia I nformation edhopson rcpfunding com A piritB usinessC onnections Greater Akron Referral etworkC hapter 7:30 a.m., A kronG eneralH Wellness enter est 4125 Medina Ro a athT ownship e. I nformation mB renner ,33472 8508 adsworthT oastmasters p.m., Wadsworth Public ibrary 132 Broad St.

Fr e.I nformation arol ,330 336 8000 or www wadsworth toastmasters com A mericanA ssociationof I ndividualI nvestors 6:30 p.m., A kron ummitC ountyP ublic ibrary ainB ranch ,6 0S. Main Akron Haigang hou assistant professor at Cleveland tateU niversity will present wt oProfit From hina Gr e.I nformation ohn ogwizd ,330 688 2453 ednesday A piritB usinessC onnections Green Chapter 8 a.m., enchesBr s.R estaurant hopso fGreen 3700 Massillon Ro a reen e.I nformation effH ouck at 330 294 0642 A piritB usinessC onnections Mayfield Heights Chapter a.m., Odyssey ealth are ,6140 arklandBl uite105 ayfieldH eights e. I nformation effH ouck ,33294 0642 A.M. Akron Toastmasters Club 8 a.m., Fairlawn Country lub 200 N. Wheaton oad kron reakfast Information utler ,330 666 0645 I nternationalR eferralN A kronW estC hapter 11:4 5 a.m., Rosemont Country lub 3177 Rosemont Bl airlawn eservationsrequired illKi 330 237 1111 usinessB asicsW orkshop 6:3 0 p.m., Akron Global usinessA ccelerator 526 S.

Akron usinessB asics provides participants the fundamentals of getting started whether they are planning a commercial lease or a home- based location. Fr e.I nformation 330 375 2111 or www akronsbdc org ortheastO hioE ducational inancialS eminar 0 p.m., 79 5Sharon rive estlake Gar yJ. Harloff will present the A ctiveI nvesting ealthM anagement for High Net orthI ndividuals 9. I nformation :440 871 7278 hursday ath ichfieldK iwanis 6:30 p.m., Fellowship all rant treet and Broadview oad ichfield Information :33819 0175 A kronE xecutivesA ssociation 1 1:3 0 a.m. to 1 p.m., TLC ateringIn Ridgewood Ro a opleyT ownship eservationsrequired :330 242479 A kronD owntownK iwanis No ortageC ountryCl N.

ortagePa kron 2for lunch nformation www acorn net akronkiwanis riday usinessN etworkI nternational Aurora Borealis Chapter 7:30 a.m., Our Lad yo fPerpetual Help atholicC hurch 342 S. hillicotheRo a urora I nformation eithS mith ,21595 7900 arenB osley ,33995 5333 or www bni ohio com A piritB usinessC onnections Sto wChapter 8 a.m., Arabica offeeH ouse 3707 Darrow Ro a w.Fr e.I nformation effH ouck at 330 294 0642 alendar items may be sent two weeksin advance to the Akron Beacon ournal i- ness News epartment Box 640, Akron OH 44309 0640 No wcolleges are getting greenrating A ssociatedP ress obs related to theenviron ment and alternative energyare touted as the next big growth sector by hiringfirms nstitu tions and corporations extol their own eco virtues A ndnow Princeton eview one of the handbooks of college rankings starvedparents and high schoolers, will assigna greenrating to higher education herankings developed in tandem witheco A merica an environmental marketingagency are based on the commitment to environmental responsibility whether healthy and life is available for students and how well the school teaches its students to be good environmental citizens lasses about theenviron ment gas reduction goals and recycling programs are all taken into account. Th elist top scorers for the 2007 08 school year: A rizonaS tate atesC ollege inghamtonU niversity ollege of the A tlantic moryU niversi eorgiaTe arvard i- versity ofNe wH ampshire i- versity ofO regon niversityof ashington and ale ome can get both Social ecurity work history taken into account; SSI for those with low income, disabilities Wh ydo some people get both ocialS ecurity disability and upplementalS ecurityI ncome severely disabled and only get SSI. L.A., Orrville In order to get both, you must qualify for both.T og tSocial ecurity disability benefits, you need to have worked long enough and recently enough and you need to have paid enough ocialS ecuritytaxes you are not receiving Social Security benefits that means you did not meet these qualifications. SSI, on the other hand, makes payments to people with low income and few resources who are disabled or blind, or who are age 65 or older inceS ocialS ecurityis considered income, many people who get Social Security have too much income to be eligible for SSI tfor some, when the Social Security payment is a small amount both Social Security and SSI can be paid.

For more information visit http www social security gov or call 800 772 1213 TTY800 325 0778 My sister in law just had a baby who was born six weeks premature and only weighs about 4 pounds. I was told that premature infants can get Supplemental ecurityI ncome this R.F., Barberton ertain low birth weight infants can receive SSI disability benefits whether they are premature or not. The Social ecu rity Web site at w. socialsecurity gov includes a chart that shows the weight and gestational age at which children would qualify for benefits epar ents and resources will be considered when applying for the child. My husband died and my neighbor said I might qualify for widow sbenefits oIqualify because of his passing? C.J., ootstown In order for you to be eligible for survivors benefits, your spouse must have earned the required number of Social Security credits he did, the following becomes relevant: Ifyou were born before 1940 you might be able to re- ceive full benefits at age 65.

But the age to receive full benefits is gradually increasing to age 67 for widows and widowers born in 1940 or later. You can receive reduced benefits as early as age 60. Ifyou as the surviving spouse are disabled, you can get benefits as early as age 50. Ifyou take care of the deceased child who is entitled to a benefit and is younger than age 16 or disabled, you can receive benefits at any age our children also might be eligible for benefits. Fo rmore information about survivors benefits, read our urvivorsB enefits n- line at http www social security gov pubs 10084 html end questions to Robert enn ocialS ecurity A dministration econdF loor ederalB uilding 2 S.

Mai Akron OH 44308. Fax: 3 3 0-3 7 55616 or mail obert enn ssa gov CALENDAR Story System AKRE by AASHWORT Time 23:05:07 Date 10 4X Pg. Date Topic: INL TAKES Keyword INL TAKEPage 1 CyanMagentaYellowBlack.

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Pages Available:
3,080,993
Years Available:
1872-2024