The Republic from Columbus, Indiana • Page 33

The Republic Columbus. Ind, Sunday, October 4. 1987 03 Marketplace oil tests increase farm pro Battin joins Como Plastics Corp. Robert A. Battin of Columbus has been named director of finance ana aaminisrration of Como Plastics Corp.

Battin formerly was with Cummins Engine where he most recently was constroller of distributor management. He is a graduate of Indiana University and a member of the American Institute of Certified Public Accountants, the Indiana CPA Society, the Institute of Management Accounting and the National Association of Accountants. Como Plastics, headquartered in Columbus, makes plastic parts and components for the tele vision. COmDUter and Of fir automation market. dk Ag Report By Eugene Eckrote Potassium deficiencies have been noted in several areas in Indiana on corn and soybeans.

In many cases, these are the results of farmers cutting back fertilizer and inining the soil for several years to reduce production costs. Careful sampling and accurate testing can prevent many of these problems. The goal in taking soil samples should be to identify differences that exist in a field. Where differences are identified in a field, it is usually possible to select one basic rate and combination for the entire field and then decide whether special applications are justified and practical according to size of areas involved. A DETAILED SOIL survey should be used in taking soil samples, and one is available in 0ET BATTIN Farm Credit stockholders meet More than 300 area farmers attended the annual stockholders meeting at Seymour of Farm Credit Services.

Farm Credit Services is a trade name representing Production Credit Association and the Federal Land Bank Association of the Fourth District Farm credit is a cooperative that makes loans to farmers for operating expenses, equipment and real estate. Chairing the Sept 25 meeting was John Fox, office manager of the Columbus Farm Credit Services branch. Local financiers shy away from state's loan program cast or sprayed on the surface, take samples from the top two to four inches to pick up acidity developing from nitrogen fertilizer. The jury is still out on how to take the samples from ridge tilling; however, some people are leaning toward taking samples eight or nine inches deep into the ridges at an angle. Fall is a very good time of the year to take soil tests, and this year will be even better with our harvest progressing so quickly.

There is still time to take a soil sample and get it back in time for wheat seeding. From calls and farm visits, I have found thar the lime needs of our soil in Bartholomew County are growing each year. Irregular crop growth and poor stands in spots tend to show up where acidity is prevalent A ph of .5 to 7 is ideal and this year I have been in fields where the ph has been as low as 4.5 too low for top corn, soybeans or tobacco yields. Eugene Eckrote is Bartholomew County extension agent. loans.

Therefore, we didn't sign 0." Line said Home Federal didn't receive any notification that IHFA was increasing the loan pool. "THAT PROBABLY would have made a difference and we probably would have joined. There's a lot of work involved in Earticipating in that, but the igher amount available probably would have convinced us to do it again as we have before." Ann Hittler of Inland Mortgage Corp. said her company didn't participate in the latest program partly because of the financial risks involved. She said participating institutions have to put money into the program up front with no guarantee of recovering that investment or making any money on the loans.

She said Inland's Indianapolis headquarters participated in a similar program offered in June. However, the company bid for $1.5 million of the loan money and received just $600,000. Max Gordon of Union Federal Savings Bank said his institution wasn't participating because the parent bank at Evansville didn't apply. j. Bartholomew County and provides a helpful guide in soil differences that can be expected in a field.

Copies are available from the Soil 'Conservation Office and the County Extension Office. Out in the field soil samples should be separated primarily on the basis of soil color differences, which reflect variations in organic matter. Separate soil samples should also be taken where the soild surface- vanes widely in textures, such as claj and sand. Now that we have various ways of planting our crops and tillage, the controversy exists on hows the sample should be taken. Samples need to be taken at different depths, wilth different tillage systems.

If a moldboard plow is used once every four or five years, then take samples to plow depth. If a chisel plow is used as the only deep tillage tool, then take samples to one-half the depth that the chisel is set in the chiseling operation. Most of the soil mixing occurs in the upper one-half of the chisel depth. WHERE FIELDS are in continuous no-till for four years or more and nitrogen for the corn is broad horrendous, and you have to hire another person to manage that When I got involved in the first issue of those mortgages, it was a bunch of headaches." He said it's not that sweet of a deal for financial institutions whose mortgage rates already are relatively low. "And besides, it generates such a small amount of business for such a short time that it's not econmicajly feasible to do it." Beryl Line of Home Federal Savings Bank said, his institution likely would have participated in the loan program had it been told there was $79 million available statewide.

"WE'VE PARTICIPATED in just about every one they've had. But when we were initially notified about this latest one, they were talking about $20 million for the whole state. "For that to be split among so many institituions, it would have meant we could have offered four, maybe five loans. That's just not enough to justify gearing up everything to do that "Also, with the volatile mortgage market, their rate might be close to what we offer and we would competing against our own ValCom manager attends trade fair Kim Ondras, general manager' of ValCom Computer Center in Westhill Shopping Center, has attended a national meeting for company managers and a trade fair. The national meeting at Hilton Head, S.C., was to help ValCom managers be more effective in understanding and meeting the computer needs of their customers.

The trad fair featured 25 vendors from the computer industry. Aton opens auto, truck mart Tom Aton has opened Aton's Auto and Truck Mart at 2696 State St next to the Marsh Food Store. Aton has operated automotive businesses in Columbus over 20 years. His son, Curt, and daughter, Julie, are joining him in the business. Curt Aton will be handling sales.

The business specializes in body parts and accessories for light trucks. It also sells cars, trucks and vans. The business, a member of the. Automotive Service Council and Columbus Area Chamber of Commerce, is open from 9 a.m. to 6 p.m.

Monday through Friday and 9 a.m. to 2 p.m. Saturday. More information is available at 379-2878. Forster named Goodrich manager Kevin G.

Forster, son of Karl and Eileen Forster of Road 250E, has been named manager of engineering for B.F. Goodrich Off Highway Braking Systems at Bloomington. forster wiii be responsible for worldwide engineers at locations in Japan, Brazil, The Netherlands, Poland and North America. He joined the company in January. He and his wife Susan and three children Ryan, Stacy and Lindsay, live at Bloomington.

By Joseph B. Gill The Republic "Horrendous red tape" "misinformation" "financial risks." Those are some of the reasons representatives of Columbus area financial institutions cited for not participating in the latest round of the low interest mortgage loan program offered by the Indiana Housing Finance Authority. THAT DOESNT mean Columbus residents cant participate. They'll just have to go the nearest office offering those loans First Indiana or Monroe County bank at Bloomington. The LHFA began taking applications Wednesday for the 30-year, fixed-rate, percent loans to low and middle income Bartholomew County households earning $34,730 or less each year are eligible.

While the program appears to be a bargain for homebuyers, that's not the case for financial institutions. Don Sharp of Columbus Bank and Trust Co. said he was involved in a similar loan program when he worked at another bank. "THE RED TAPE involved is Arthur to head hygienists' group Jewell Arthur has been elected president of the Driftwood Valley Dental Hygienists Association for 1987-88. Other officers are Lynn Scott, vice president, and Kathy Schappler, secretary-treasurer.

The officers were elected at the group's meeting at Asbury United Methodist Church. The association's next meeting will be at 7 p.m. Oct. 20 at the church. Ehvood to head WCR With aQ the concern over profitability in farming, environmental and ground water quality, now is a good time for farmers to use more soil testing.

Soil testing Is one of the cheapest ways to improve farm profitability. Many of our local fertilizer dealers will take soil samples and have them analyzed free for their customers. Purdue University also offers a top-quality, unbiased soil test for any of those fanners who want another opinion. THERE ARE SEVERAL reasons for testing soils. Since fertilizer is one of the largest cash outlays in crop production in this county, every farmer should soil test at least every three years.

Soil tests are the best guides to accurately predict phosphorus, potassium, and lime needs of our soils. Acid soils continue to plague Bartholomew County famers. Low soil ph can affect crops in many ways, including toxicity of mangan- ese or alumninum, deficiencies of magnesium or molybdenum-reduced activity of herbicides such as Atrazine, and enhanced carryover of other herbicides. N. Vernon adjusts to coming -of K-Mart By Andrea Blander The Republic NORTH VERNON -When a new K-Mart opens in North Vernon in mid-October, many residents predict it will be a big boost for the town's economy.

But small business owners iredict it will mean some changes or K-Mart has already created new jobs for North Vernon. Store manager Michael Casady said he has completed most of the hiring for the 60 new positions, and his new em- iiloyees are "almost exclusively" ocal residents. BUT THE NEW store, scheduled to open Oct. 14 in the old building on State Street will probably mean a 20 per cent loss of business for the Blue J's Levi Shop, the owner estimates. "I'll have to make sure we don't carry the same stuff," he said.

On the good side, he believes it will keep people in North Vernon to do their shopping. Other store owners "It will make the bucks stop going to Columbus," said Larry Hatton, owner of Hatton's Carpet And it will probably draw in business from neighboring towns. Scipio resident Belsie Gibson, who does most of her shopping in Columbus or Seymour, is looking forward to the new convenience. "You cant even buy a spool of thread after 5 o'clock now," Gibson said. MANY SMALL business owners in North Vernon, who know all their customers by name, don't feel threatened by the chain store- They feel they can offer a kind of service that a large store can't "We can give a more personalized service," said Bill Nail, owner of North Vernon True Value Hardware.

"We sell bolts by ones and twos, not pre-packaged hundreds." "And in the hardware business, sometimes people need things explained," Nail said. "Maybe they should be buying a different kind of nail for the job they want to do." But Nail does not think his business will be unaffected. He has already begun reducing the line of housewares he carries, because he doesn't think he can compete with the chain store prices. SMALL STORES also may have trouble competing with the convenience K-Mart offers. "We have a lot of things under one roof," said Michael Casady, store manager of the new K-Mart "It will be competition for local stores in terms of that" Building Permits Cevnty Lnarlet Lowe.

Ohio, accessory building. Nata Gates. Columbus, residence. SM OOO. David W.

Sherpe. German, electrical. MOO; L. Chester Aubin. Columbus, residence.

$95,000: Roger Fiekh. German, electrical. S7PO. Richard Coulter. German, electrical.

150. Drittside Mobile Homes. German, electrical. $300; Orville Smith. Ohio, air conditioning, $1,000 Elaine Craig.

Columbus, pool. Ron Hoskins. Harrison, residence. SA4000. Dave Robertson.

Flatrock. electrical. $300v Gerald A. Davis. Sendcreek.

ILP MM Elec. no amount given; Ernest Shepherd. Clay, electrical. 1600. It Corp.

Clitty. electrical. Laurel Walls. Columbus, addition. $3,000: Kim DeCLue.

Clitty. residence. $95,000, preg Simo. German, -electrical. 130; Kenneth George.

German, elec $100; Leon Roberts. Columbus. ILP. no Rhonda Columbus, accessory building. $1,000.

Tim Rolph. Harrison, remodel. S4.5CO; Kenneth George. German, electrical, no amount given: Bonnie Davis. Columbus, electrical, $eo0; Lome Folger, Rockcreek.

residence. 150.000, Glen Lucas. Columbus, heating. Bill Twaddle. Harrison, remodel.

Eastern Bartholomew Sewage. Columbus, electrical. $600 and R. David Webb German, remodel. George Shafer.

German, warehouse. 170,000. Paul Butler. Columbus, electrical. $450: Bob Molting.

Flatrock. electrical. $750; Beech Acre Trailer Park, Columbus, elecatrical $300; Charles Whittington. Rockcreek. electrical.

$150. Allen Linke. Flatrock. demolish; Robert G. Fuller.

Columbus, demolish; Georgene Shaw. Jackson. 2nd Story addition, William Altmiller. Harrison, residence. $110,000: Harold Love.

Clay, electrical. $100 David Moss, Wayne, electrical. $200: Everett Reeves. Wayne, electrical. $4S0: Bill Cochran.

German, electrical. $ay; Gory Pruttwyne addition. tiOOOO Carol Lee. Rockcreek. poo).

Amos Likens, Harrison. Garage. Ruth Beatty. Rockcreek. accessory bulletins.

MOO Arthur Ledwmka. Flatrock. ILP MH. no Will W3 In conjunction with the 74th annual convention of the Indiana Association of Realtors held Sept. 24-27 in Fort Wayne, Ella Elwood was Installed as mm president of the state chapter of the women's Council of Realtors.

WCR is an educational branch of the National Associaton of Realtors with nine chapters in Indiana. Elwood served as president of the Columbus chapter in 1983 and as local and state director of the Columbus Board of Realtors. Associated with Breeden, Inc. Realtors, she holds the Graduate Realtors Institute (GRI) design- mssm Wiley honored at IAR convention Kathie Wiley was honored by being presented the prestigeous WCR Realtor of the Year award for outstanding service she has given on the them for current-income series HH Bonds. local, state and national levels of WCR.

Wiley has served WCR in numerous offices and committee appointments including local WCR president in 1979 and 1980, state president in 1983, governor in 1984 and regional vice president for Indiana, Illinois and Wisconsin in 1985. She is currently associated, as a mortgage loan officer with Fidelity Federal Savings and Loan Association. Also attending the convention from Columbus were Janet Hatton, Jo Flohr, Diane Amos, Anne Hittler, Doris Shepherd, Marcia Johnstone and Gary Paine. SAVINGS BONDS purchased between May, 1941 and April, 1952 are reaching final maturity and can be turned into cash ELLA ELWOOD fe i KATHIE WILEY auenaing uiuidim own mu- Mot 71 40 years after the issue date. Defense and War Bonds purchased during World War II stopped earning interest after reaching Interest is taxable in the year in which the Bond reaches final maturity, whether or hot it is cashed in.

However, exchanges may be made up to one year after final Series Bond maturity. call 376-1614. I. I Hi 1 1 Kemper joins Quinco Center staff Jennifer Kemper has joined the continuing care staff at the Lincoln Park office of Quinco Conslilting Center. She will be responsible for treatment and support of individuals facing long-term mental illness.

She has a bachelors degree from Indiana State University and a masters in therapeutic recreation from Indiana University. She was a graduate assistant at Quinco last year and has previous experience as a recreation therapist at the Evdnsville State Hospital and for the Evansville Association for Retarded Citizens. Kemper is a certified recreational therapist and a member of the national and state therapeutic recreation societies. Moore is sales rep of month Jerry Moore, of Seymour has become the first Columbus district employee of Ret Business Machine to win its Sales Representative of the Month award Moore, a 1972 Columbus High School graduate, received the com- pany's August Award. He works in Rex's Columbus Center branch.

The award is presented each month to salesmen with the largest dollar volume for the month. Winters receives scholarship final maturity. Bond owners should either cash them, or extend tax deferral on earned Bond interest by exchanging Turn War Bonds into cash at any Irwin Union Bank and Trust Office, or for more information Zachary B. Winters of Columbus has received a scholarship from the FEL-PRO Automotive Technical Scholarship Program. The scholarship is designed to help students interested in becoming Drofessional service technicians further their educations.

11 BANK AND TRUST COMPANY Member FOIC Winters is using tne scnoiarsmp FEL-PRO Inc. of Skokie, 111., manufactures mechanical gaskets and chemical sealing products for the automotive aftermarket 77.