Ukiah Daily Journal from Ukiah, California on March 19, 2004 · Page 33
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Ukiah Daily Journal from Ukiah, California · Page 33

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Ukiah, California
Issue Date:
Friday, March 19, 2004
Page:
Page 33
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ON THE MARKET FRIDAY, MARCH 19, 2004—13 'Catty-cornered' bed was doggone unsettling By ROSE BENNETT GILBERT Copley News Service Q: When my husband's great-aunt came to visit, she was obviously not impressed with the guest room. I'd worked hard to make it nice, cleaning and buying new sheets and a comforter. It turned out that she didn't like the catty-cornered bed. I had to do that because there's not much wall space and it was the only way to keep the headboard from half- blocking a window. My husband thinks I'm silly to be upset. Please tell me if there's something gauche about catty- cornering the bed? A: Not gauche, but sometimes, unsettling. Your husband's great-aunt may have been subliminally disoriented by that catty-cornered (aka "catercornered") bed arrangement. It's a personality-type thing. Is she neat, precise, totally organized in her person and lifestyle? Anything off- center could be visually and emotionally disturbing. According to designer/author Patricia Hart McMillan ("Decorating for Dummies"), diagonal lines cause rapid eye movement, suggesting fast movement in general, so they are "not just dynamic, but downright disturbing!" On the other hand, symmetrical room arrangements, where the furniture is evenly balanced and squared-off against the walls, are classic, more formal and calming. Without realizing it herself, Auntie must have been undone by the unexpected angle of her bed. Next time she visits, try rearranging so the head is squarely against the wall although, be aware, overlapping a window with furniture is more of a no-no these days than catercornering. I'm all for the different slant designer Phyllis While it's a decorating "no-no" to put something in front of a window, placing furniture at an angle can be difficult for people to handle. The room above, however, puts the bed at an angle successfully. Harbinger (914- 271-5440) takes in the bedroom we show here. Part of a guest suite in a Connecticut home, the bedroom was inspired by English country style: cozy and warm, with deep-colored walls and traditional fabrics in florals and plaids. What looks like paneling on the walls, by the way, is actually wallpaper (designed by Nina Campbell for Osborne & Little). By angling the bed, the designer has freed-up floor space, added movement and drama to the room, and perhaps even achieved good feng shui: The ancient Chinese art of propitious placement urges you to position the bed in the corner of the bedroom, diagonally opposite the entrance. As explained by feng shui expert Lillian Too, author of 16 books on the subject, the idea is to be able to see the door without sleeping directly in front of it. Too says it also matters in which direction your head points: north strengthens physical health; south deepens sleep, elicits intuitive capabilities, and helps you remember dreams; east helps you wake up quickly with more energy; west slows things down and reduces stress. Rose Bennett Gilbert is the co-author of "Hampton Style" and associate editor of Country Decorating Ideas. Please send your questions to her at Copley News Service, P.O. Box 120190, San Diego, CA 92112-0190, or online at copleysd@copleynews.com. MORTGAGE RATE SURVEY * UKIAH DAILY JOURNAL INSTITUTION PHONE Bank of America 463«383.5 Citicorp Savings 981-3180 Redwood Cr On • 545-4000 Wells Fargo 800 869-3557 WeataiTierfca Bk 468-5471 f World Savings 546-8370' 30 YLAR riXtD CONFORMING 30 YtAR ADJUSIABl L CONf-OHMING RATE PTS FEE APR RG 5,625 0.082 100 5.701 30 5.375 1 .875 250 5.592 60 S.SOO £.000 476*8.818 45 5.250 " 1 .000 na 5~.403 60 7,260; <, 2,000- 476.7,486- 305.200 1.000 1755.314 30 ADJ MAR 3.SOO 2.250 2.750 2.750 3.500 O.OQO 3.750 na LC PTS FEE APR RQ N AP 9,500 0.038 100 3.6S' 30 N 12 8.750 0.875 25O 3.78' 60 N 12 8,000 0.000 47J> 3,82* 45 N 18 9.750 1.000 na 4.33 60 na 60 6,376 2.750 13.375 1.000 476 7,44* 45 N 12 n/o 0.000 0.000 0.000 000 0.00 00 0 00 MORTGAGE RATES : 15 YEAR FIXED CONFORMING INSTITUTION : PHONE Bank of America 468-3621 Citicorp Savings 981-31 60, Redwood Cr Un 545-4000 Weils Fargo «8QO- 669-3557 Westamerlca Bank 468-5471 WorK^Savinos . 546-8370 PHONE Bank of America 468-3627 Citicorp Saving? 981 -31 80 Redwood Cr'un 545-4000 RATE PTS FEE 4.875 0.122 $100 4.625 1.875 $250 4.750 ' 0.000 $475 4.600 1.000 na 6.750 1.000 $475 4.450 ,1,000 $175 HOME EQUITY LOAN $5K $10K $25K $50K State Fjjuriri 6|ank , 377tT9*3%eS Wells Fargo Bank 800-869-3557 Ws»tamf»r)o« l Bank 468-5471 RATE: Interest rate charged for borrowlr charges.. FEES: Loan processing charg Treasury (•) ; 8 month CD («) ; Llbor (•) with fees & points calculated In. AP: Adj from date of loan application that Instltutl Home Equity : revolving line of credit, t MasterCard annual A.P.R. Fa* : annui AT ANY TIME WITHOUT NOTICE - NO ENDORSE PROGRAMS. NOT RESPONSIBLE FOR ERRORS, Ph 714/441-2292 Fax 714/441-2233 Forn 6.50 6.50 6.50 6.50 n« 4.75 4,7» 4,76 475 4" 75 425*425 na M, na • na pa 4.00 4.00" 4.00 4.00 f,qa 8,00 8.00 8.00 g on an owner occupied first trust deed. 3S..ADJ:lntroductory rate on 30 year adju on loans. MAR: Margin over the index ustmenl period 1 -monthly 6-seml-annua an will hold staled rate. N: Loan is negali secured by 2nd T.D. P*r*on«l Un: Pers ll charge for Issuing the credit card. RAT MENTS ARE EXPRESSED OR IMPLIED CREDIT OMISSIONS, OR DELETIONS. E-mail: Moneyllt and content aro proprietary to Moneyllne New JUMBO APR RQ 5.001 30 4.986 60 4.782 45 4.750 60 6.960 30 4.691 30 RATE PTS FEE 4.875 0.708 $100 4.875 1.625 $250 4.875 ' 0.000 $475 APR RQ 5.O97 3C 5.153 60 4.907 45 4.875 1,000 na 5.0S5 80. 7.375 1 6.8,00 1 Auto Loans .000 $475 .600 $176 Personal IOK 15K 2OK 30K <u< $5K SO* StI L< 1 e on 68 JNI 1BN »S 8.60 7.53 6.48 6.48 "ft na. '• na na 3.99 3.99 3.99 3.99 5,48 §40 6,48 5.48 3.79 3.79 3.79 3.79 9,26. 8,75 8,76 ,B { 60 /o LTV. PTS: Poln ible rate mortaage 3: Life time cap. 2-annual. RQ: R amortized; N - NC al Unsecured Instt ARE SUPPLIED BV PA QNS MAY REQUIRE M ewsServlce3>worldn arvlce, reproduction s, total of broki s tied to 11th APR: The Inle ate Guarantee ), Y . YES . HI lllment loan fo RTICIPATINQ INS1 EMBERSHIP FOR el. att.net SO by written conBe na 11,40 890 na na 20.5Q ar, discount and district Cost of F rest rate expres s the period of t O: Not Offered ti 24 months. Cr ITUTIONS AND ARE PARTICIPATION IN URCE: Manvylln* I only. 7.589 30 5,644 30 Credit Card Annual Fue na $00 19.40 $00 9 90 $00 10-90 $00- 4.00 $00 J6.49 $00 oan origination unds <~); the 1 Year aed In annual terms me I/A: Not available •dlt Card : VISA or SUBJECT TO CHANGE DEPOSIT AND/OR 1 OAN Newa Service DATE RATES COLLECTED : March 12th, 2004

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