Asbury Park Press from Asbury Park, New Jersey • Page 97

I f-- I G12 Asbury Park Press Sunday, Feb. 1 1, 1996 03 csn ft iiiP mi 3 0 NO INCOME CASH OUT REF. INVESTOR 70 LTV Application Fee $45 Credit Problem OK 0 Pts. Available 100 Financing Construction Money Rate 6. 1 25 NO INCOME 00 80 NO INCOME NO ASSET 75 4l1, ydl otw $bjl To Chong.

tin flACmft AC Dftli 0 FHA, VA LOANS AS LITTLE AS 3 DOWN apr 6.67 ORTGAGE Credit Problems? O.K. No Income Proof OIMEY 908-548-9423 800-545-6261 RATE ART Lie Mortgog tanker, NJ Dept. of tanking, 1 1 99 Amboy Edison 30 Yr. Fixed jPR ARM JAPR 6.75 7.09 "0" POINT LOANS AVAILABLE BANKRUPTCYFORECLOSURE SPECIALISTS CONSTRUCTIONLAND LOANS AVAILABLE REHAB INVESTOR 203K LOANS NO RATIO LOANS AVAILABLE UVhjS M5SJ M7JRboJ.10J All Above 3 Points APR PLUS APPLICABLE NEW JERSEY TITLE INSURANCE FEES 1-800-221-5555 Centra State Mortgage RATE 6.75 7.09 ALLIED FINANCIAL SERVICES 2040 HWY 33. NFPTUNE, NJ 07753 APR NEW WAY MORTGAGE CORP, INC.

750 Hwy. 34, Suite 2 200-8000 07747 (y0B) OUUU Anytime Aflcr6 PM. 1-412-72M A Breed Apart 1 Time Ilomcbuyers No Closing Costs 100 Financing Loans RaMwbjact todiange Ixeneed torlgeoe BNJ Dipl. ol Banking Licensed Mortgage Bonnet NJ Dept. of bantung 9-6 PM.

Sat. Sunday 10-2 PM Construction Credit Flexibility Commercial Financing No Income Loans VA Streamline Refinancing Specialists in Adjustable to Fixed Rate 7 1- Refinancing 800-409-4585 UOWTOlMttL HOTUUfe YOU IKIEVt UKfEV. i lS-W ENTER THE 3-DIGIT CAW. A NUMBER 205 Highway 9, Freehold, N.J. 07728 Available 7 Days a Week Licensed Mortgage Bankers NJ Dept.

Of Banking NO CREDIT DIVORCE LATE PAYMENTS BANKRUPTCY MORTGAGES WITH A (AND BESTRATESI) Call: Tom (7 Days) 000-709-9293 CODE FOR THE ENTER CODE 9000 FOR MAIN MENU Kkl fff LENDER Of BELOW FROM A TOUCH-TONE PHONE (AREA CODE 908) YOUR CHOICE. Weitem Monmouth Southern Monmouth Northern Monmouth 957-8700 Ocean County Ummiu imttHmtm. 505-800 545-6000 910-1000 866-0000 COMMENTS COMMENTS PROGRAM RATE RATE POINTS DOWN APR M0. PMNT. PtRtOW POINTS DOWN APR MO.

PMNT. PER 1000 lGSE Hudson City Savings Bank (DSED BAMNET MORTGAGE SERVICES 691 10 7.4 7.375 0 special ist time nomeouyers 30 yrRx ban thousands in interest costs with our rJECflUSAUE YOU HONEY CONSUMERS MORTGAGE CORP. Amboy National Bank 30yrRx 6.75 3 20 7.10 6.49 15yrRx 8 3 20 6.53 8.44 1 yr ARM 4 2.5 20 7.32' 4.77 30 yr Jumbo 7.5 1 20 7.62 6.99 3590 U.S. Highway 9 Old Bridge 08857 (C) 60 WALNUT CLARK, NJ UC MOOT BANKER. NS.

NJ DEPT. OF BANKING A 15 yrRx 51 yr ARM 8.85 640 6.65 6.75 0 6.625 0 7 0 10 10 10 6.79 7.39 7.31 low moderate loan prgms. Portfolio lender. 201-967-1900 12 pay mortgage! 800-942-6269 101 yr ARM West 80 Century Road, Paramus 07652 (C) American Federal Mtge. Corp.

Ivy Mortgage Corp. 6.5 5 30 yr Fix 7.43 All credit considered 30 yrRx 6.5 3 5 6.79 632 SUPER RATES RtrUNUAMlc APPLICATION 6.125 7.125 5 10 7.33 7.88 6.32 851 6.74 5.99 15yr Fix 30 yr Jumbo 15 yr Fix '6 3 5 6.51 8.44 lyrARM 4.125 3 5 8.41 4.85 NO COST REFINANCE NO POINTS NO CLOSING COSTS APPLICATION FEE REQUIRED CALL FOR DETAILS: FEE. 10 .61 51 yr ARM 30 yr Jumbo 7.75 0 5 7.75 7.60 800-489-5363 800-767-2961 1952 Rt 22 East, Bound Brook 08805 (A) 5-12 Homestead Road, Belle Mead 08502 (A) 15 COMMERCE CENTRE SUCCASUNNA. NJ. 07876 American Home Funding, Inc.

Kentwood Financial Services (CiiO iKna 908-576-8850 30yrFix 6.625 3 5 6.92 6.4 Direct Lender for Conv. 30 yr Fix 7 1 5 7.20 6.65 15 Commerce Centre 15 yrFlx 6.125 3 5 6.61 6.51 FHAVA. 72 Hour 15 yr Fix 6625 1 5 6.85 8.78 Succasunna, NJ 07876 lyrARM 4.875 2 5 7.69 5.29 approvals. 30 yr Jumbo 7.625 0 10 7.72 7.08 3 .1 7S fWQ Office Hours: Sunday: 10AM-2PM 15 yr Jumbo 7.25 0 10 7.35 9.13 15 Commerce Center, Succasunna 07876 (A) 800-353-6896 200 Rt. 9 North, Manalapan, NJ 07726 (A) 908-308-1166 280 Hwy 35, Red Bank, NJ 07701 UciaM MrttP Baafctr-Nnr Jcnqt Dee, ef BanUn( Home Pag: http:www.NJMortgatfa.com UPTO J650.000 Fit 9AM -6PM Litenda Mortgage Corp.

rGH I5Y Call lor low Zero Point Rates Atlantis Mortgage Co. Inc. 30yrFix 6.625 3 5 7.01 6.40 15yrRx 6.125 3 5 6.75 8.51 723 Ballon 5.75 3 10 7.44 5.84 nxtD UMDO Open 7 days. Saturday 8 Sunday hours 10 am 2 pm 30 yrRx 6.5 3 5 6.82 6.32 15 yrRx 5 875 3 5 6 35 8.37 71 yr ARM 6.75 2.5 10 7.8' 6.49 101 yr ARM 6.875 2.5 10 7.6' 6.57 fx 71 4 101 AHMS AvailaOJe as Jumbo's with in additional 12 point 'exl 19 800-LITENDA fm.iMR up io UP 10 30 YEAR JUMBO 525 Ballon 5.25 3 10' 6.94 5.52 30 YEAR FIXED $207,000 VAPR $650,000 VAPR 908-222-3377 STERUNC National 1090 Broadway Suite 204, West Long Branch 07764 (A) 695 Bloomfield Montclair 07042 (A) FREE REFINANCING Bank of New York r)GES Magyar Savings Bank 6.375 MORTGAGE INC. 6.625 FREE RE-LOCK 24 hr approval available.

10. 7.33 30yrFix 7.125 2 6. 74 Affordable Housing Loans Avail. Rates quoted tor new app. only Rates sutyect to chg 30yrFix 6.75 3 3 7.15 6.49 15 yr Fix 6.125 3 3 6.51 8.51 lyrARM 6.75 1.25 10 7.88 6.49 First Time Buyer 15 yrRx 6.5 2 8.71 for qualified low to moderate ucensea mkj.

banner n.t.N.j. uepi banung 10 10 10 682 7.33' 7.71 yrARM 4.125 2 4 .85 income borrowers. 30yrRx 6.5 0 5 6.51 6.32 Low income 800-682-5148 699 30 yr Jumbo 7.5 2 6.79 APR 6.23 1000 7.03 APR 6.4011000 908-249-2438 2517 Highway 35, Building Manasquan 08736 (C) 77 Brant Avenue Clark, New Jersey 07066 Celebrating Our Yllh Year 101 French Street, New Brusnwick 08903 (C) Bankers Savings Management Mortgage Corp. 7.125 2.75 20 Stop in any ol our 5 yrRx 6 3 5 6.48 8.44 Equity loans, 30yrRx 15 yr Fix 14 offices in Middlesex, yrARM 5.25 0 5 6.11' 552 1st Time Buyer 7.41 6.94 7.16 7.01 6.74 8.71 4.63 5.84 20 10 20 Call for Details 1-800-LOAN-725 6.5 2.75 3.75 3 5.75 3 Monmouth I Ocean counties. yr ARM Bi-weekly mortgages 51 yr ARM 30 yr Jumbo 7.875 0 3 7.99 7.26 30 yr Fix 7.25 0 5 7.33 6.83 870 Highway 34, Matawan 07747 (A) pi (l jME COgj 908-442-4100 800-556-2696 210 Smith Street, Perth Amboy, 08861 (C) LZ Banknet Mortgage Services Manasquan Savings Bank OW 30 yr Fix 7.375 0 5 7.39 6.91 Free rate lock, Ask 30 yr 2 Step 6.625 1.75 5 6.88 6.40 25 yr Fix 6.75 2 5 7.06 6.91 No Point loans available.

Home town bank, local decision. Bi-weekly about "No Cost" refiancing, Licensed Mtg. Banker, NJ Dept. of Banking 15 yr Fix 6.5 2 5 6.82 8.71 15yrRx 7 0 5 7.02 8.99 lyrARM 6 0 10 7.90 5.99 Rates subject to change. Closing Loans at above Rates.

55 WARM 6.375 2 746 6 24 908-815-7834 1410 Meetinghouse Rd i Highway 35, Wall Township 08736 (C) 908-223-4450 60 Walnut Avenue, Clark 07066 (A) Morgan Carlton Financial Corp. CBBf Bay City Mortgage Bankers 30yrRx 6.5 3 3 6 80 6.32 (908) 974-7373 14 Day Commitments Bad Credit Understood FHA Specialists Reft Nowl 2.875 6.84 6.40 No app fee, No income, 30 yr Fix 6.625 No cost Refinance- 15yrRx 6.125 3 3 6.61 8.51 15 yrRx 6.125 2.875 2.875 2875 yrARM 3.75 6.34 8.51 Jumbos us. 4.63 7.34 6.74 800-LOANS-1996 100 Equity Program. 800-498-6141 lyrARMJumbo 4 2.5 5 6.29 4.77 31 vr ARMJumbo 4.75 2.5 5 7.05' 5.22 3400 Highway 35, Suite 2. Hazlet 07730 (A) y5yy5 30 yr Jumbo 7.125 93 Broad Street, Matawan 07747 (A) Call About Our Rate Cap Programs, Lock Now! Central Jersey Savings Bank National Future Mortgage 30yrRx 7.375 0 5 7.38 6.91 Refi or Purchase Now! Free 30 yr Fix 6.375 3 5 6.63 6 24 And Receive Lower Rate at Closing 15 yr Fix 6.875 0 5 6.88 8.92 15 yrRx 5.75 3 5 6.19 5.84 130 yr Jumbo 7.5 0 5 7.56 6.99 Construction a home equity loans avail.

No hidden fees. NJ HMFA 800-257-0054 Consultation Credit Problems understood M-F 9-7, Sat -Sun. 9-3. 800-291-7900 71 yr ARMJumbo 7 0 10 7.29 6.65 33 yr ARM 6.125 0 10 7.40 6.08 296 Summerhill Road, Spotswood 08884 (D) 100 Hanover Avenue Cedar Knolls, NJ Lie. Mortg.

Banker N.J. Dept. of Banking 15 yr Jumbo 7 0 5 7.08 8.99 1873 Rt 70 East, Cherry Hill 08003 (B) Ocean Federal Savings Bank rfftTFl till juyrnx i.ji 0 5 7.38 ai now is trie time to refinance. to cost mortgages Consumers Mortgage Corp. 30yrRx 6.75 2.5 5 6.98 6.49 30 yr Jumbo 7.875 0 5 7.89 7.25 30 yr FHA 7.5 0 5 7.79 6.99 for purchases or refinance.

15 yrRx 6.875 0 5 6.88 8.92 Call us tor details. 10 yrRx 6.625 0 5 6.63 11.42 http7Avww.NJMortgages.com 908-576-8850 31 yr ARM 6.25 0 5 7.95' 6.16 74 Brick Boulevard. Brick 08723(C) 800-974-6678 280 Highway 35, Red Bank 07701 (A) Provident Savings Bank rxm Countrywide Home Loans 30 yr Fix 6.625 3 5 7.44 6.40 2ND MORTGAGE CO. OF H.J., INC. MORTGAGE BANKERS DIRECT LENDER NATIONWIDE SINCE 1982 30 yrRx 7.375 0 5 7.38 6.91 call tor information on hi ifuuiuiywiutj, yuu uui ricM NO PROBLEM! 15yrRx 6.125 3 5 7.3 8.51 15 yrRx 6.875 0 5 6.88 8.92 directly with the underwriter.

our "No Cost" Refinance. yrARM 5.375 0 5 807' 5.60 30 yr FHA 6.75 2.75 2.25 7.3 6.49 1 5 yr FHA 6.5 2.125 2.25 6.84 8.71 71 yrARM 6.875 0 5 7.64 6.57 830 Bergen Jersey City 07306 (C) 908-544-1010 800-448-PROV Tower Market Shopping Center, Eatontown 07724 (A) Equity Lines of Credit Debt Consolidation No Income Verification Avail. Home Improvement SALARIED or Self-Employed Investment Second Homes A-Credit, U-Get Best Rate No Point Programs Avail. Diversified Mortgage Services, lnc.ff'I" Royal Mortgage Corp. on nu e.c 1 4 nn in tl.

i 30 yrRx 6.5 3 5 6.79 6.32 ju yi nx o.ga o.si o.tu me imio is nuw iu puiuidse 15 yr Fix 6.125 3 5 7.33 8.51 or refi. why wait page 15 yrRx 6 3 5 6.71 8.44 $395 Application fee refunded at closing. No Attorney, review fee. No Doc. Prep fee.

lyrARM 5.5 0 5 7.08 5 68 -a loarv officer 908-502-7 1 01 30 yr Jumbo 7 3 5 7.31 665 CREDIT PROBLEMS? CALL US FIRST! 30 vr Jumbo 7 3 5 7.31 6.65 yr ARMJumbo 3.875 3 5 7.61 4.70 500 Highway 35, Union Square, Red Bank 07701 (A) 800-230-001 3 800-437-5700 3490 U.S. Hwy One, Princeton.08540 (A) st Constitution Bank South Bergen Savings Loan Assoc. itTRl CXED 6.77 6.24 7.19 30yrRx 6.375 30 yrRx 7.25 682 Free rate lock 7.02 15 yr Fix 5.875 1 5 yr Fix 7 at application. 4 3.75 3 3 yrARM 5.5 Jumbo 7.125 6.48 8.37 7.43 6.74 7.11 878 800-445-2292 5.68 6.65 71 yrARM 7 7.01 15 yr Jumbo 6.625 39 Village Court, Hazlet, N.J. 07730 Licensed Mortgage Bankers, NJ.

NY, PA Depts. of Banking 800-273-3406 Ric Miele, V.P. Direct Lender for: Conventional FHAVA Complete Line of Loan Products Call Ric Today! 908-308-1166 American Home Funding Subsidiary of Rochester Community Bank licensed Mortgage BankerNJ Dept of Banking To Qualified Buyers 2650 Rt. 130, Cranbury. NJ 08512 (C) 250 Valley Boulevard, Wood-Ridge 07075 (0) 1-800-562-6466 Main Office Cressklll, N.J.

umr irst DeWitt Bank Sovereign Bank of New Jersey rOEEl 1st Time yrRx 6 499 3 5 7.46 yrRx 7.25 0 5 7.91 0.01 Land Loans 4 6.82 Construction Loans 6.57 Available. 6.32 30yrRx 7.375 0 5 7.42 6.91 15 yr Fix 6.875 0 5 6.94 6.57 lyrARM 5.625 0 5 7.43' 5.76 1120 Bloomfield West Caldwell 07007 (C) 723 Balloon 6.875 0 10 7.26 51 yrARM 6.5 0 5 7.85' HomeBuyer Program Call (908)544-8953 800-537-0079 800-552-0888 Washington Toms River 08753 (C) 15-YEAR JUMBO RATE First Savings Bank, SLA W.F.S. Mortgage (DUU3 if am Zero Point Loan Specialists W.F.S Super Express yrRx 7.5 0 5 7.5 6.99 yr Fix 6.875 0 5 688 8.92 yr Fix 7.125 0 6 7.26 6.82 yr Fix 6.875 0 5 6.76 8.92" at wholesale rates yr ARM 5.375 0 5 7' 5.60 yr Jumbo 6.875 0 5 6.88 8.92 vrFix 6.625 0 5 6.63 11 42 yr Jumbo 7.5 0 5 7.51' 6.99 Edison Corp. Center, Suite 500, 3090 Woodbridge Edison 08837 (C) 908-225-4450 908-534-1904 Flag Plaza, 50 Mt. Bethel Warre 07059 (A) First Security Mortgage Inc ffitif'Zb 15 year Interest Rates UP yrfix i.iti 5 7.25 6.82 We specialize in top rate customer service yr Fix 6.75 0 5 6.75 6.49 lervicewlow interest rMes.Mortgage loan POINTS 1 5 yr RATES BASED ON 3 POINTS, yr ARM 5.25 0 10.

8.19' 8.04 prog rmje Iioiti Type -A" 0 to loredostire 4 Btrptcy 5 yr RATES BASED ON POINTS yr ARMJumbo 6.375 0 5 7.68' 6.24 Union Rutherford 07070 (A) 201 -935-1 1 07 Freedom Mortgage Corp. I 6.80 yrRx 6.375 3 5 6.85 6.24 yrRx 5.75 3 5 6 52 8.3 yr Jumbo 7.25 3 10 7.67 682 yr Jumbo 65 3 10 7.15 8.71 Open Saturday Sunday 9-5 800-220-8700 I INTEREST RATE 1288 Rt 73, Suite 400, Ml. Laurel 08054 (A) Freehold Savings Loan Assoc. GEHt tr Not your everyday sports, of course. It's your winning source I ASBURY PARK PRESS Look what's in it for you! 13096 2196 yrRx 7.25 0 20 7.34 6.82 Servicing Monmouth yrRx 6875 0 20 7.02 8.92 Ocean Counties yr Jumbo 7.5 0 25 7.58 6.99 yr Jumbo 7.125 0 25 7.25 9.06 West Main Street, Freehold 07728 (0) 908-462-6700 3 Year ARM 13 Yr Jumbo 1 5 Year Fixed Northern New Jertey Region Central New Jersey Region 2012992932 9085421060 140 LHIIeton Road 1 Revmonl Drive North Parsippany Route 35, Shrewsbury iVJ (3D OH? RESIDENTIAL PFIRSTnc Loans to $600,000 No escrow options available No minimum loan amount THIS IS A PAID DIRECTORY AND NOT A COMPREHENSIVE LIST OF LOCAL MORTGAGE RATES.

A Subsidiary of The Roslyn Savings Bank LEGEND: (A) Licensed Mortgage Banker NJ. Department of Banking (B) Licensed Mortgage Broker NJ. Department ol Banking. (EntWy does not make loan commtttmonls for Hated programs. Funding tor llstM programs made available ftnxjgh arnther source).

(C) Bank (D) Rates are subect Io change notice. All rales quoted are lor 45 Io 00 cay lock periods. APR Annual Percenlage Kale. A Rates noi available al time of survey Rates quoted Include discount points only, hi addition to discount points, most lenders charge an origination toe of pt or 1, but may vary. Truth In lending disclosures All loan payments based on 30 year aronrata (360 monthly payments) with the exceptions 10 year lined (120 monthly payments), IS year Open Sunday 11-3 tired 4 Jumbo 1180 monthly payments), 20 year llied (240 monthly payments) 7 yr Balloons and 723 Balloons (30 yr amorttatlon, 04 equal paymenl wone balloon payment) and 5 yr Balloon and 525 Balloons (30 yr amortization, 60 equal payments one balloon paymenl) Mo pmt per 1000 monthly payment per $1000 bor All mortgages originated through Residential First a subsidiary of The Roslyn Savings Bank and a licensed mortgage banker by the NY.

NJ and CT banking departments. Rates are subject to change without notice. Repayment terms for the 15-year loan are 160 monthly payments of $8 95 per $1,000 borrowed. Maximum loan-to-value 80 to $400K. tower LTVs apply for loans to $600K EQUAL HOUSING OPPORTUNITIES rowed, payments do not include taxes and insurance.

'APR legend APRS on variable rate loans are subiect to Increase but may decrease. Copyright 1995, 1996 Mortgage Market Inhumation Services. Chicago. Philadelphia, PA. Sumy OttK ZS96 FOR MORE INFORMATION LENDERS OR CONSUMERS CALL: 610-251-9600.