The Republic from Columbus, Indiana • Page 36

1. Pi The RtpubWcColumbwIndStind.Ptwwtowai. 1986 In th.crda'rt xoSpIaco EDITOR'S NOTE: Newt of area TO THE PATICHTO OF Davis1 Lima, B.D., Stspbi tMit, ILD IIaii Ekta, N.D. "Isssssdei til of vaSk-h tffct visits tskt Jasaarj 2, 1887, E-ndaj tin Fridai 7:31 to UL; Ki ajjsossfcsest or Blast is rsHrsd fciss Ssa. COLUf.lDUS PEDIATRICS 2420 7th Street Columbus, hN 47201 business and financial activity Is Jekomed aad may be reported by aufl la Ttm Evans, 333 Second, Ca-tambo, tad.

47201, or by tekphanin 172-7811, Ext 271 Financial management seminar for fanners set 6SSMM58 for more information or reservations. Merchants closes deals jvith 2 holding companies Merchants National Corporation last week finalized its merger with NBG Financial Corporation of Greenwood and Mid-Southern Indiana Bancorp of Seymour.) NBG Financial Corp. is the holding company for National Bank of Greenwood. The bank has-total Cartsr of TrasSi Er. I tacky Ftri I71-32S3 A one-day farm financial management seminar will be held at 9 a.m.

Jan. 7 at the Holiday Inn in. assets of about $143 million. Mid-Southern Indiana Batcorp, the holding company forstheN Seymour National Bank, St 1 1 Ml aaaVaW ha aWAkea Catostlaa Columbus. The workshop, sponsored by Indiana Prairie Fanner, will feature presentations by experts in the areas of marketing, agricultural finance, farm management and agricultural management consultants.

The goal of the meeting is to assist today's farmer in maximiring net farm income in the next three to four years. Registration information is available by contacting Farm Progress Workshops, 580 Waters Edge, Lombard, HL 60148. assets of more than $84 millionrlt is the second largest bank in Jackson County. Seymour National Bank has three branches. Merchants is in the process of 12 mergers, which when completed will give the corporation assets totalling about $4 billion.

Business graduates Columbus Business Collage awarded five diplomas and seven associate degrees during recent honor day ceremonies. Some of the recipients are, back row, left to right, Sandy Winchester, Ardith Rutherford and Janice Roll, and, front row, Valerie Day and Linda Day. Rense herd ton nrndncer Leising named president latest county report oi corn growers group The dairy herd of Jim and David Saving for future was the county's top pro ducer, according to the latest Bartholomew County Dairy Herd Improvement Association Report filed by Supervisor Albert Kief er. The herd of holsteins produced an average of 40.9 pounds of milk with a 3.7 percent butterfat test and produced 1.50 pounds of fat with 3.1 There will be no charge for any of these basic fitness classes for members in 1987 Noon Workout Aeroflex Super Sweat Early Bird Y's Way to Fitness Join Today Got In Shapo With Us! By Bruce Williams Newspaper Enterprise Association Dercent protein test and 1.24 1 of protein per day. Second-place herd, to Thelma Fiesb produced 38.1 pounds of milk with a DEAR BRUCE There-is a question about, the deferred-tax incentive of IRAs that keeps nagging me.

People always say that no taxes will be due on IRA money until the person begins to withdraw it when he or she reaches retirement age and is "presumably in a lower tax bracket What indications are there that 30 or 40 years from now the "seniors" will be in lower tax brackets? After all, the revenue for the federal budget will have to come from somewhere, and 30 or 40 years down the road, a large percentage of the population will be of retirement We may even be in higher brackets. A.B., IDAHO FALLS, IDAHO with regard to IRAs and other re-' tirement programs. It's almost as if someone saying, "Look out! The government really fouled up. It gave the middle-income taxpayer a break." Chances are that they will correct that "error." SEASON'S SAVINGS 3.9 percent butterfat test and produced 1.48 pounds of butterfat with a 3.4 percent protein test and produced 1.28 pounds of protein. Lance E.

Erlick named Aftermarket controller David N. Lewis, President of Af-termarket Products Division, Arvin Industries, has announced the appointment of Lance E. Erlick as division controller, effective January 1,1987. TT my prediction But let's hope doesn't come true. Jean Leising, a grain and livestock producer from Oldenburg, has been named the first woman president of the Indiana Corn Growers Association.

Leising said her goals as president are "to increase membership, create better awareness of the ICGA and try to improve the marketplace for corn through demand-enhancement programs." "Building a Better Marketplace" also was selected for the organization's 1987 theme, because trade policy, 'utilization research and innovative marketing are the keys to a better marketplace for corn producers. White Castle to provide free coffee for holiday The Columbus White Castle restaurant will join other restaurants in the chain in attempting to usher in the new year on a sober note by providing free coffee New Year's eve and day. White Castle restaurants will be offering free coffee to the public between 5 pm. Dec 31 and ajn. Jan.

1. Cooperative promotion subject of council meeting Cooperative regional tourism promotion will be the subject of the Historic Hoosier Hills Tourism and Recreation Council meeting Jan. 6 at the Sherman House in Batesville. Mack Porter of the Indiana Divi- i i til v.i 1 We wish you the best this holiday season, which is why we wish you'd come DEAR BRUCE My husband and I will be coming into some money about $4,000 from a family lawsuit Would it make sense 5T in and take a look at the Leading Edge Model DEAR AJL The question that Erlick joined the Arvin Automativejdvisioiiin 1978 as Busi- you raise one that troubles many. prict JSJSi rangeofaboutWOOOr Business Planning and Analysis in for not saving toward people give -w Pan $1295 1981, and since November 1985, has served as Manager of Aftermarket Products Division Financial Services.

Before coming to Arvin, Erlick held the position of Strategic Planner-Financial Analyst for Michigan Consolidated Gas Co. in Detroit A Certified Public Accountant, Erlick holds both a B.A. in political science and an M.B.A. in finance from Indiana University. Erlick and bis wife, Susan, resides in Columbus.

Personal Computer. Because even though it's fully IBM-compatible and comes with a high-resolution monochrome monitor, dual disk drives, a soft-click keyboard, Hercules monochrome graphics emulation, color graphics output, parallel and serial ports, 512K HAM, Leading Edge Word Processing software and a fifteen month warranty, it's priced at only $1235. In other words, there is nothing left to add-on except savings. And that's a merry thought this time of year. The Model comes complete end ready to place under your Christmas tree; sum luunaiu wiu imp puui a tourism seminar the council will sponsor next spring.

People may call Our other alternative is to save the money. We have a combined income of about $17,500 a year. We are both 22 years old. We have a 3-year-old child and are expecting our second child shortly. We have a good credit rating but no savings.

We have been renting but would like to buy. D.S., COUNCIL BLUFFS, IOWA DEAR DJ8. You mentioned that your combined income is $17,500, but you didnt say who is earning how much. You also -failed to say whether you intend to continue to work after your second child is born. In the absence of your income, even if it is less than half of the combined total, buying a home will be virtually impossible.

Should you continue to work, there is no question that you could afford a home and it would be a wise move. Since the real-estate market is very soft in your part of the country, now would be an excellent time to buy. I am assuming, of course, that you plan to stay in the" area for a reasonable period of time. I have been told that there are many sellers in your area that are very happy to participate in financing. Take advantage of this as well retirement.

As the tax structure stands today, if you are at the peak of your earnings, you are taxed at a higher rate than most retirees, since you are earning more money. This could change, of course. But even assuming it does, is that any excuse for not saving as much as possible toward your 'retirement years? Even if we put aside the assumption that you are likely to be in a lower tax bracket when you retire, you should not overlook the fact that IRAs and other tax-deferred vehicles allow you to keep the dollar that would have gone to Washington in your account for 30 to 40 years, earning interest for you. Now let's track a dollar. Assume an interest rate of 6 percent, and compound it Every 12 years, that dollar will double.

At the end of 12 years, you will have $1 At the end of 24 years, you will have $4. At the end of 36 years, you will have $8. Even assuming that the original dollar (and all your earnings from it) will be taxed at a higher rate, you will have seven extra dollars being taxed at the higher rate and will still be well ahead of the game. As these words are being written, many changes have been suggested 90 Days Same As Cash. Financing Available to Qualified Customers.

Astro Bowl purchased by Mitchell, Smith families more than 10 years. Mitchell and Smith, who is Mitchell's brother-in-law, will operate the center. Mitchell added a grand opening is being planned for sometime in February, when other changes in operations win be announced. He did say the snack bar menu is being expanded, along with other improvements at the facility. No changes are planned for leagues currently underway at the center, Mitchell reported.

Columbus residents Ken and Linda Mitchell and John and Sandra Smith have purchased the former Astro Bowl at 3010 State and are now operating the business under the name Columbus Bowling Center. The two couples recently purchased the bowling center, which includes a pro shop and snack bar, from Astro Bowl of Kokomo, Inc. Ken Mitchell said they are the first local owners of the facility in Phone 378-3311 542 Washington Columbus The Leading Edge Model tun lead Edo Products, he leadta Edge a ngwated nxtomv and ProducM. a. OM iaa ragMarad tntfamaikol Memali Bankruptcy Petitions mm The Wellness Program The Columbus Parks Recreation Winter II '87 Session January 5 -February 28 $19,898.

The attorney la Donald M. Frey. Ricky L. and Carolyn 8. etc ham.

Centennial Street, Seymour, showed assets of $42,035, secured liabilities of $47,652 ond unsecured liabilities of $16,258. Tho attorney la Donald M. Frey Donald Edward Walker West Eighth Street, Seymour, showod assets of $619, secured liabilities of $927 snd unsecured liabilities of $8,962. The attorney is Donald M. Frey.

Larry snd Janet Ross, North Vernon, route 4, showed assets of $18,700, secured liabilities of $13,390 and unsecured liabilities of $5,028. The attorney Is Robert J. Brownf lekL Herahel D. and Emogene V. Bode, South Poplar Street, Seymour, showed assets of $38,195, secured liabilities of $35,580 snd unsecured liabilities of $11,185.

The attorney la Norman D. Curry. WhKtymore Enterprises P.O. Box 756, Seymour. The attorney la James S.

Kowallk. Andy Lynn and Ruth Dartono Burton, South Main Street, Edinburgh, showod assets of $1,330 and liabilities of $2,758. Creditors include Allied Collection Sonrlce Joseph F. Ferrara M.D., and Flngerhut Corp. The trustee Is Samuel Dsrko.

The attorney to Dawd a Wilton Jr. Connie Jean Dingoes, CoMn Court, Seymour. The attorney la Donald M. Frey. William Morton and Carol Ann Large, North Vernon route 1, showed assets of 130,220, eecured liabilities of $25,923 and unsecured liabilities of $20,735.

The attorney la John T. Roche Jr. Cartone Rogers, Ironwood Place, Seymour, showed assets of $964, secured liabilities of $2,056 snd unsecured liabilities of $30,868. The attorney ia Donald M. Frey.

Raymond and Marlon Q. Mlnton, Laurel Street, Seymour, showod assets of $27,627, secured liabilities of $26,039 snd unsecured liabilities of Aim residents war among thoM recently filing for bankruptcy in United States Federal District Court In Indianapolis and Now Albany. Tony Loo and Dorteno Kay Matone, Sclplo, showod otoote of $6,040, ooeurod llaMIKios of $15,700 ond unoocurod liabilities of $5,473. Tho ottornoy lo Kenneth A. Layton.

Douglas Eugono ond Brands' QoU Moon, Columbus, showod assote of $3,250 ond liabilttioo of $10,811. CreoV Hors Include Barthotomow County Hospital, Soars Credit Card, and Bank-card Canter. Tho trust so Is Douglas E. VanWInkla. Tho attorney la Uoyd Eppard.

Donald E. and Virginia Whlteon, California Street, showod assets of $3,237 and liabilities of $19,016. Creditors Include Barthotomow County Hospital, Cummin Employee Federal Credit Union, Cummlna Visa. The trustee la Douglas E. VanWInkla.

Tho attorney Is Robert E. Hayes. LEVEL 1 MWF MW TuTh TuTh TuTh TuTh LEVEL II MWF MWF MWF MWF MW MW MW MW MW MW TuTh ThTh TuTh TuTh ThTh TuTh TuTh TuTh TuTh TuTh 9:00 am 4:30 pm 4:00 pm 4:15 pm 5:30 pm 6:45 pm 9:00 am 9:00 am 10:00 am 3:45 rim 4:00 pm 5:30 pm 5:30 pm 5:30 pm 5:45 pm 5:45 pm 5:45 pm 9:05 am 4:30 pm 4:35 pm 4:40 pm 5:30 pm 5:30 pm 5:30 pm 5:30 pm 5:30 pm 6:00 pm Body Shaping I Aerobic Dance I Body Fit Wout Aerobic Dance I FF Big People Aerobic Dance I Power Aerobics Faithfully Fit Body Shaping Aerobic Dance II Body Fit Wout Hips Thighs Fancy Dance Aerobic Dance II Body Fit Wout Body Fit Wout Power Aerobics Hlps Thighs Power Aerobics Tummy Toner Hips Thighs Hips Thighs Aerobic Dance II Body Shaping II Aerobic Dance II Aerobic Dance 11 Body Fit Wout Real Estate Transfers Donner Center Asbury Methodist Asbury Methodist Taylorsville Elem. Southside-Stage First Presbyterian Donner Center First Christian Donner Center Donner Center Southside-Stage Senior Center East-Dance Studio BCH-Classroom 5 County Extension Donner Center Asbury Methodist Tipton Lakes RC Donner Center Tipton Lakes RC BCH-Classroom 5 Taylorsville Elem. Shorta's-Hope Donner Center First Presbyterian Tipton Lakes RC East High-Foyer '1 Found.

For Youth Southside Pool Northside Pool Northside Pool BCH-Classroom 2 BCH-Classroom 2 BCH-Classroom 2 Lincoln Center Schmltt School Carol Milburn Joyce Wire Mary Echsner Carol Milburn Beverly Monts Shellie Marston Lynn Essex Joyce Wire Lynn Essex ShaylaCrider Jan Haines Mary Liz Nolan Shayla Crider Mary Echsner Kriss Miller Kriss Miller Tami Estep Tracy Klelnhenz Lynn Essex Usha Shinolt Mary Liz Nolan Carol Milburn Bonnie Baute ynn Essex Shayla Crider Jan Haines Erica Colbum LeAnne Case Tracy Klelnhenz FrAcaCo'htirn LeAnne Case John Charlton John Charlton John Charlton Tami Estep Erica Colbum Donald R. and Barbara J. Rohnar, Lot St, Ar-rowood Subdivision In city. Walter H. and Gtonda S.

Meyer from Ron W. and Tonya Hadtey, Lot 42, Colony German Township. Norman and Carol Harbor from Mark S. Scott, Lot II, Elliott's Third Addition In dty. Nov.

21 Robert Larry Pumphrey from Martha E. Crowdsr, Lot 151, Park Forost Estates In dty. Horst K. and KI Rut from Estates Development Lot 13s, Park Forest Estates In dry. A Guy Brooks' and Kathlyn M.

Ball from Tipton Lakes Lot 70, Harrison Rldg 2B ki city. Edinburgh Stat Bank from Jot E. Bon. S.77 acre. Wavne TowntMo.

I no nniuinng era rami mm uanar fore reported recently by the Bartholomew County Auditor's office, with the buyer or buyers listed first followed by the seller snd property description in the dty or county: Itov. IS Orvll R. William from Max Albart Hadan, 0.23 era. Columbus Township. MUchMl J.

and Daborah J. Pltchar from Irwin Union Bank and Trust 1.74 acrts. Ohio Township. CtarlM A. and Marorla A.

Boasloy from Cosmo A. and Margarat R. Sanson, Tract Barmotomaw Industrial Park ki city. Timothy K. and Dawn L.

Stadhnlllor from i ctM, Bobby L. and Daborah F. Knight from Roy and Jean Msdarls, Lot 41. John Wales Addition, town of Walasboro. Wayne Township.

Floyd and Laura Thompson from Claud D. and Mary Alice Lanham, Lot It, Meaoowbrook Addition In dty. Jamas Oliver and Esther M. Johnson from Richard W. and MWody Harmon, Lot e.

Martin "Ambon's Subdivision of Block city. Richard W. and Diane G. HoMaman from Richard L. Spragu.

south, part of Lot 191, Irwin's Third Addition in city. Nelson E. and Barbara A. Cam from Ralph Jr. and Betty L.

Montgomery. Lot St, Crump Estates Addition In city. Clyde and Elizabeth A. Neat from Arthur D. Quick, Lot 74.

Elliott's Third Addition in city. Nev.lt Norman L. and Judy J. Jackson from Doyle O. and Henrlett Todd, Lot 74.

Sandy Hook Addition In city. SPECIAL INTEREST 1:00 Dm MWF TuTh TuTh G. ana oina n. lay tor irom um FHA, Lot 11, Colony Parka, Section 1, German Townshlo. 10:30 am 4:30 pm pm 8:15 pm 6:30 pm 1:15 pm Water Exercise Water Exercise Water Exercise Water Eair" Tai Chl-lnt.

TaiChi-Adv. Tai Chl-Beg. Skate For Fitness Youth Fit for a small fee, I nomas i.aiwH Hubbard. Lot 133, Falrlawn In city. Joftary W.

and Linda Marl Foster from Roy tJHHLJran. Lot, Re. View Subdivision. Clay Township. Stanley R.

and Lorna Wilson from Richard A. and StacK L. Stamper. Lot 33, Flat Rock Park NorthColurribus Township. Carl R.

and Shirley E. Plttman from Thomas A. and Barbara J. Rohm, Lot Ml Rivarvtaw Acres, Columbus Township. Jamos David and Beverly Sue Tlbbetts from David E.

and Mary B. Patterson, J.K acres. Clayrownthlp. Tu Wed Wed fiMirins H. itad Sutoam R.

Oovan from David L. and Virginia R. Reld, Lot 64, Sandy Hook Addition In city. Roy and Jaan Madarb) from Jetfery W. and Linda Marl Foster, Lot 17, Royal View Subdivision, Clay Township.

Wayne and Paula D. Mutzabaugh from Ronald T. Holt, Lot Ml, Heather Might Addition Gary Eugene and Thai wis Louis Davh from FHA, Lot Ms, The Meadows, Hop. Charles E. and Holly J.

Matem from Marshall Alton Melxner II, Lot 131, Mineral Springs Addition, Sandcrwk Township. Gary H. and Katrine L. Low from Ivan and Dana Johnson, 0.44 acre, Columbus Township. Gregory A.

and Jennie K. Addis from Jam A. II and Nanette Compton, Lot 15, Rodman's Subdivision In Shroyor's First Addition, Columbus TownsMpi 4:00 pm 'Babysitting services available.