Democrat and Chronicle from Rochester, New York on October 24, 2015 · Page G12
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October 24, 2015

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Democrat and Chronicle from Rochester, New York · Page G12

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Rochester, New York
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Saturday, October 24, 2015
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Page G12
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12 Saturday,October24,2015 • DemocratandChronicle.com • Democrat and Chronicle • Real Estate & Rental William Kays 315-226-1248 Keuka Lake: Pristine bi-level year round home, move in condition. 98’ of lake frontage. 5 Bdrm, 3.5 Bath, den/office, open plan, form dining & living area, E-I kitchen w/island, 2 car attached garage, 2 docks, hoist. 292-8500 PC75712 $797,500 www.Nothnagle.com/R283638 SeeOurNEWYouTubeVideosat: RichTestaRealEstate 1622 CRANBERRY POND TRAIL ULTIMATE RANCH - 2.8 ACRES 1ST FLOOR MASTER SUITE 1622CranberryPondTrail.com ONLY $379,900 1270 LAKE SHORE DRIVE, WEBSTER 38’ LAKE FRONT - NEW BREAKWALL BEAUTIFUL SUNSETS! AMAZING! $279,900 OR FOR RENT $1,595 PER MONTH FOUR HOMES OPEN! RICHARD TESTA Licensed Associate Real Estate Broker Cell: (585) 739-3521 RichTesta@gmail.com I CAN SELL YOUR SPECIAL PROPERTY TOO! No other agent can serve you better NOW! ™ are trademarks of Richard Testa CHEERS TO LIVING HERE ™ CELL: (585) 739-3521 RichTesta@gmail.com 86 MOUNTAIN ROAD, PENFIELD ARCHITECT JAMES JOHNSON MASTERPIECE - CONTEMPORARY ADJACENT TO SHADOW PINES GOLF CLUB 86MountainRoad.com ONLY $319,900 140 MARYVIEW DRIVE ELEGANT MASTER SUITE ONE FLOOR LIVING TOWNHOUSE 2 - 3 BEDROOMS / 2 BATHS NEW PRICE: $259,900 THENDARA SHORES EXCEPTIONAL CANANDAIGUA LAKE BUILD YOUR DREAM LAKE HOME! 100’ TO 200’ LEVEL LAKE FRONT ThendaraShores.com 21 HARRINGTON DRIVE, FAIRPORT- WOODCLIFF GOLF COURSE RANCH - AMAZING VALUE! 5 BEDROOMS / 4.5 BATHS MAKE OFFER! AMAZING PROPERTIES! O P E N Robert “Bob” King GREECE: Open SATURDAY 1-3. 66 Ontario Blvd Lakefront Historic Community. “Victorian with wrap around porch, 4 bedrooms, 2.5 baths, built 1989. 95’ frontage. Hilton Schools. $269,900. 719-3555 Realty Group Robert “Bob” King RE/MAX Realty Group 719-3555 DC-0000364599 CARLTON-KENDALL: Lakefront “Arts and Crafts” style 5 bdrm on 95’ frontage lot & bonus summer rooms over garage. Enjoy original trim, glass door knobs, custom kitchen and baths w/subway tile, hardwoods. $239,900 . 14425 Lakeshore Drive HONEOYE: 5465 Francis Shore. Sun. 12-2. Just listed 1176sf, 3bd ranch w/50’ beach. Open flr plan w/natural wood interior, 3+c gar. Pocket doors make poss. 4th bdrm. 586-6622 or 367-3522(h). Hugh & Mary Turner HONEOYE: 5670 E. Lake Rd. Sun. 12-2. Charming 2bdrm, 1 bath ranch features 100’ shale beach lakefront. Remodeled 1991 w/ wrap-a-round deck for spectacular views. $199,900. 586-6622 or 367-3522(h). Hugh & Mary Turner Mitchell Pierson, Jr. Realtors® Water Front WASHINGTON - Average long-term U.S. mortgage rates fell this week, marking a 13th straight w eek below 4 percent and offering an enticement f or potential homebuyers. Mortgage giant Freddie Mac said Thursday the a verage rate on a 30-year fixed-rate mortgage declined to 3.79 percent f rom 3.82 percent a week earlier. The rate on 15- year fixed-rate mortgages eased to 2.98 percent from 3.03 percent. T he rates are well below last year’s levels. A year ago, the average 30- y ear mortgage rate was 3.82 percent, while the rate for 15-year loans was 3.08 percent. The low rates and steady job gains have helped the real estate market reach what appears to be a stable plateau in recent months. Data issued T hursday by the National Association of Realtors showed that Americans s napped up more homes in September, suggesting that the housing sector remains insulated from global economic turmoil. Still, first-time buyers re- main scarce and relatively few properties are being listed for sale, capping the potential growth of the s ector. Sales of existing homes jumped 4.7 percent last m onth to a seasonally adjusted annual rate of 5.55 million. To calculate average mortgage rates, Freddie Mac surveys lenders across the country at the beginning of each week. The average doesn’t include extra fees, known as p oints, which most borrowers must pay to get the l owest rates. One point equals 1percent of the loan amount. T he average fee for a 30-year mortgage held steady from last week at 0 .6 point. The fee for a 15- year loan declined to 0.5 point from 0.6 point. The average rate on five-year adjustable-rate m ortgages rose to 2.89 percent from 2.88 percent; the fee was un- c hanged at 0.4 point. The average rate on one-year ARMs jumped to 2.62 percent from 2.54 percent; the fee was steady at 0.2 point. Average US rate on 30-year mortgage falls to 3.79 percent

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