The Palm Beach Post from West Palm Beach, Florida on December 1, 1997 · Page 86
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The Palm Beach Post from West Palm Beach, Florida · Page 86

West Palm Beach, Florida
Issue Date:
Monday, December 1, 1997
Page 86
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Page 86 article text (OCR)

'lajfj "'' VhEPALMBEACH POST ' DECEMBER 1, 1997' i'. 1 : . ADVERTISEMENT ADVERTISEMENT Call 561-820-4332 For Advertising Information ADVERTISEMENT Business & Industrial C2(1WDTO dSfi G IrQEnnlCB InieSllfiln) (S(sll?(B Management, Inc. 4700 Sheridan Street, Bid J., Hollywood, FL, 33021. Companion Insurance Management, Inc. services Dade, Broward, Palm Beach and Martin Counties. - ; More information can be obtained by calling Robert Holzman, P.A., of Companion Insurance at 1-800-351-2127, extension 228; or write to him at Companion Insurance premiums are reasonable at any age", Holzman states, "but the earlier the age that insurance is obtained, the lower the cost and the greater guarantee of insurability." I EZZ3 i ' , J f . v A i J 1 V I fh X ......... J . . J mBma LTOLTOLTOLTOLTOLTO LTOLTOLTOLTOLTOLTO LTOLTOLTOLTOLTOLTO LTOLTOLTOLTOLTOLTOLTOLTOLTOLTOLTOLTOLTOLTO LTOLTOLTOLTOLTOLTOLTOLTOLTOLTOLTOLTOLTOLTO LTOLTOLTOLTOLTOLTOLTOLTOLTOLTOLTOLTOLTOLTO LTOLTOLTOLTOLTOLTOLTOLTOLTOLTOLTOLTOLTOLTO LTOLTOLTOLTOLTOLTOLTOLTOLTOLTOLTOLTOLTOLTO LTOLTOLTOLTOLTOLTO LTOLTOLTOLTOLTOLTO LTOLTO LTCLTCL!CjUrCLT : Cong TermCare liisurance : .TClTCl AJiy&AI T . LTOLTO LTOLTOLTOLTOLTOLTOLTOLTOLTOLTOLTOLTOLTOLTO LTOLTOLTOLTOLTOLTOLTOLTOLTOLTOLTOLTOLTOLTO LTOLTOLTOLTOLTOLTO uTOLTOLTOLTOLTOLTO LTOLTOLTOLTOLTOLTO LTOLTOLTOLTOLTOLTO LTOLTOtTOLTOLTOLTOLTOLTOLTOLTOL TOLT OLTOtTO LTOLTOLTOLTOLTOLTOLTOLTOLTOLTOLTOLTOLTOLTO -TOLT ILTQ-LTC'LTlC'LTV'IfC'LWLTi-LirLTC'LTC'LTC' LTGLTITOLTffLTCi A Simple !.TO UilUlCCiTci lie mMIlL OUiUUUnC LTC. ( w ... . . . a m i Robert Holzman brings over twenty-seven (27) years of dedication to the insurance industry. Specializing in senior care planning, Holzman enjoys a reputation for excellence, having appeared on various radio and cable television shows to educate the public regarding LTC insurance. ' LTOLTOLTOLTOLTOLTOLTCrLTOLTOLTOLTOLTOLTOLTO LTOLTOLTOLTOLTOLTO LTOLTOLTOLTOLTOLTO LTOLTOLTOLTOLTOLTO LTOLTOLTOLTOLTOLTO LTOLTOLTOLTOLTOLTO LTOLTOLTOLTOLTOLTO i TO! TO! TO! TO! TOl TO LTOLTOLTOLTOLTOLTOLTOLTOLTOLTOLTOLTOLTOLTO LTOLTOLTOLTOLTOLTOLTOLTOLTOLTOLTOLTOLTOLTO LTOLTOLTOLTOLTOLTOLTOLTOLTOLTOLTOLTOLTOLTO LTOLTOLTOLTOLTOLTOLTOLTOLTOLTOLTOLTOLTOLTO LTOLTOLTOLTOLTOLTOLTOLTOLTOLTOLTOLTOLTOLTO I TCI TO! TOl.TPM T. TOl TO! TO TO! TC. TC! TOl TOl TO Few people enjoy thinking about Long Term Care and the necessity of insurance to cover its cost. Medicare is simply not designed to cover Long Term Care; it pays less than 5 of all Nursing Home stays.' With an average stay in a Nursing Home costing approximately $72,000,2 the cost is enormous. The vast portion of this expense must come from somewhere other than Medicare, and the government welfare program, Medicaid, is not the answer either. Every day, Long Term Care patients or their loved ones lose their independence and freedom of choice. They are forced to liquidate precious assets such as nome, savings, investments, and other valuables. KANAWHA offers affordable Long Term Care insurance which will contribute to the personal control of your future. A Long Term Care policy from Kanawha offers some important features that not all carriers provide: Dade, Broward, Palm Beach Counties. He offers outstanding insurance plans from 50 highly rated companies for long-term care in the home, a nursing home and even for assisted living facilities which are the newest wave in the Long-Term Care Industry. Holzman has many attributes that has made him a leader in the field of long-term health care. An important strength in his service. Holzman stresses that his company doesn't have that "love them and leave them" attitude that seems prevalent with today's insurance companies. "I go the extra mile to make your recuperation as trouble-free as possible he said in a recent interview with the Business & Industry Review. "Our service includes a 'no paperwork policy' where the home health agency does the billing and related forms for you. We also recommend top rated home agencies, if needed, to handle your specific needs." Through Robert Holzman's wide range of connections, he can provide all types of nurses from agencies who'll treat you as good as he would. Special attention for special patients. How much does this superior care cost? In a word: Most people over 50 years of u, age are well aware of their medical coverage and exactly what it can do for them while they are hospitalized. But how .-many of us know what our insurance plan or Medicare covers if we have to return home to continue recuperation; or if we weren't hospitalized and required someone to look after us at home. Your physician may order you to rest at home for weeks following your hospitalization and you may need a licensed nurse, an aide, a homemaker or a professional therapist. That could result in expenses that would be paid out of your pocket. Or you may develop a chronic condition due to an injury or illness, such as cancer, Alzheimer's or Parkinson's that will require custodial care in your home on a regular basis for an extended period of time. For these "prime life" clients, men and women between the ages of 50 and 99, Robert Holzman, P.A., offers specialized long-term care insurance so that Jhey can preserve their assets in the event of a catastrophic illness. Robert Holzman has 27 plus years in the insurance industry, is the Long-Term Care Specialist of Companion Insurance First coverage available. Covers all levels of care in all , licensed facilities. Premiums that do not increase with age. Covers Alzheimer's and other degenerative diseases. Does not require prior hospitalization. Covers Home Health Care and offers survivorship benefits. 1. National Nursiny Home Survey 2. LTC Needs, Cosl and Financing; H1AA Washington, DC 1992:32 Robert Holzman, P.A. Companion Insurance Management, Inc. 4700 Sheridan Street, Bid. J Hollywood, Florida 33021 Phone 1-800-351-2127 Ext. 228 Kanawha Insurance Company Management, Inc. that seiyes Reasonable, "Home care

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