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THE PALM BEACH POST DECEMBER 1, 1997 9 GUARANTEED RATE OF RETURN LEN&IJfOTES Best credit card deals As of Nov. 24 Rates compare with national average credit card rate of 16.89. Vvariable rate. ... for those who carry balances I1 13 ror inrarmauon lau i B'Nai B'rith's Members' Insurance Proiranv L fi6ii 583J 022 J 1 YEAR PLAN 2 YEAR PLAN Meetings Seminars 3 YEAR PLAN "The Perfect No-Risk Investment" Interest Institution Int Annt. free days Phone Location rate fee from Pulaski Bank & Trust Little Rock 7.99V 35.00 25 B (800)980-2265 Wachovia Bank New Castle, Del. 8.50V 88.00 20 B (800)842-3262 Federal Savings Bank Little Rock 9.35V 33.00 25 B (800)374-5600 Huntington Natl Bank Columbus, Ohio 9.50V 39.00 25 B (800)480-2265 Simmons First Natl Bank Pine Bluff, Ark. 9.90V 35.00 25 B (800)63&5151 Metropolitan National Bank Little Rock 9.96V 25.00 25 T (800)883-2511 Arkansas Federal Bon Wier, Tex. 10.50V 35.00 20 P (800)477-3348 AFBA Industrial Bank Colorado Springs 11.00V 35.00 25 B (800)776-2265 Amalgamated Bank Chicago 11.25V 37.00 25 B (800)7230303 ' First Union Charlotte 1L40V 39.00 25 B (800)377-3404 Central Carolina Bank-Ga. Columbus 12.00V 20.00 25 B (800)672-2539 AmTrust Boca Raton, FL 12.25V 18.00 25 B (888)268-7878 ... for those who pay balance monthly As of Nov. 24 AFBA Industrial Bank Colorado Springs 1140V 0.00 25 B (800)776-2265 USAA Saving Bank Las Vegas 12.40V 0.00 25 B (800)922-9092 Pullman Bank & Trust Co. Chicago 12.50V 0.00 25 B (800)785-5626 Metropolitan Svgs BkCleve. Mayfield Hts, OH 13.90V ' 0.00 25 B (800)837-6058 First USA Bank Wilmington 13.99V 0.00 25 B (800)451-2491 Ohio Savings Bank Cleveland 14.40V 0.00 25 B Why Settle for Less?! Tired of watching your money grow slower than the rate of inflation? Find out about what a 'National Network News Magazine calls "the perfect norisk investment". Earn up to ten times your current returns GUARANTEED! Call for a our Free Brochure and Invitation, to our next FreeViatical Settlement Seminar December 9th and 10th, 1997 and put your money to work for you! 800-426-2058 Personal Consultation by Appointment PAST LIFE REGRESSION WORKSHOPS The Key To Understanding Your Presence. Presented by Gordon Abbo. M.D.. and Alan Meyers. Ph.D. Sat Dec. 13, 1-5pm at Lake Worth Holiday Inn, and Saturday, Jan. 10, 1-5pm Sheraton Hotel in Boca. Informative & Experiential, k Call Dr. Abbo at 561-883-0442. J MONDAY Introduction to International Trade Overview of Important factors required for exporting and Importing. Basics for existing and prospective businesses entering the global marketplace. Dec 8, Monday 6:00 8:00 p,m. Florida Atlantic University, Northern Palm Been Campus, 3970 RCA Blvd. Room 7302, Palm Beach Gardens. Fee $25. RSVP: Small Business Development Center ; j56lj 362-5620. TUESDAY LIVING TRUSTS LIVING TRUST WORKSHOP A free and informative Estate Planning Semi-, nar will be presented by BRUCE E. WINTER, Tax Attorney and CPA on Tuesday, December 2, 1997 at 10:00 am, at his North Palm Beach Office located at 11911 U.S. Hwy 1, Suite 201, North Palm Beach, Florida. Learn How to Avoid Probate Guardianship Protection k Estate Tax Savings Estate Planning RSVP 561-833-5805 or 561-994-0100 LIVING TRUSTS LIVING TRUST WORKSHOP A free and informative Estate Planning Seminar will be presented by BRUCE E. WINTER, Tax Attorney and CPA on Tuesday, December, 2 1997 at 2:00 p.m., at his Boynton Beach office located at 2240 Wool-bright Road, Suite 322, Boynton Beach, Fla. if Learn How to Avoid Probate Guardianship Protection -k Estate Tax Savings Estate Planning. R.S.V.P. 561-833-5805 or 561-994-0100 WEDNESDAY LIVING TRUSTS LIVING TRUST WORKSHOP A free and informative Estate Planning Seminar will be presented by BRUCE E. WINTER, Tax Attorney and CPA on Wednesday, December 3, 1997 at 2:00 p.m., at his Boca Raton office located at 2300 Corporate Blvd N.W., Boca Raton, Fla. ir Learn How to Avoid Probate Guardianship Protection Estate Tax Savings Estate Planning - RSVP 561-994-0100, 561-833-5805 or 954-46211501. THURSDAY s Federal, State, and Local Minority Certification Process. Becoming a Certified MinorityWomen Business Enterprise (MW3E); purpose, require-ments, where and how to apply. December 11, 2:00 - 4.00 PM, Z Business Center. 125 8 Congress Ave, Defray Beach. FREE. RSVP: f AU Small Business Development Cetv ter (561) 362-5620 orUJ i STEPS To Starting a Small ; Business In South Florida j Legal and business managemenl requirements for start-ups. Dec 4, Thursday, 6:30 9 30 p.m., Florida Atlantic University. North-em Palm Bech Campus, 3970 RCA Blvd, Room 7302, Palm Beach Gardens. Fee $25, deludes start-up guide. J RSVP: Small Business Development Center. (561)-5620 11lt.: (800)987-6446 UNSECURED PERSONAL LOAN RATES Following are the rates, fees and conditions for obtaining a $3,000, two-year unsecured personal loan at 10 large Palm Beach-Martin County banks and thrifts on November 24. Rates may differ by branch location and customer relationship. k. Sewicea (n Oven, 27 Tftem !f Accident 8 Health BANKS RATE Barnett Bk of Palm Beach County 17.62 NationsBank Riverside Natl Bk of Florida SouthTrust Bank SunTrust BankSouth Florida THRIFTS BankAtlantlc Fidelity Federal Savings Bank First Bank of Florida First United Bank Harbor Federal S&L 17.25 16.49 14.00 15.25 RATE 17.95 14.50 16.00 18.00 14.75 FEES t CONDITIONS Range 17.25 to 18.00 50.00 processing fee. Fixed rate. Average: Range 17 to 17.50 $100 fee. Fixed rate. Average. Range 14.99 to 17.99. Fee 2 of loan, max.of $97.58 $75 fee; fixed rate. $75 fee; fixed rate. Customers only. FEES ft CONDITIONS $50 fee; fixed rate. Customers only. Up to 36 mo. $75 fee; fixed rate Must be customer for 6 months $50 fee or 2 of loan; fixed rate Up to 36 months. Variable rate only. Doc. prep, fee $75 service fee; fixed rate. Agency of Florida ii 1013 Lucerne Avenue, Second Floor Lake Worth Florida 33460 SOURCE: Bank Rate Monitor. North Palm Beach 33408 . f lnternet:http:www.bankrate.com'