The Palm Beach Post from West Palm Beach, Florida on November 3, 1968 · Page 183
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The Palm Beach Post from West Palm Beach, Florida · Page 183

West Palm Beach, Florida
Issue Date:
Sunday, November 3, 1968
Page 183
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Page 183 article text (OCR)

advertisement If you want to n DO SfflO L ' - - u Bp; Effi tel KZ? Nsij Pi -H K ! r i 1 i I Here's Howl byY A.Tittle Chances are this computer has your complete dossier ii you've ever sought credit. GFdt HOTS CONTINUED Y. A. Tittle is a former great NFL quarterback, one of the most productive passers in the history of professional football. He is now a successful insurance executive and backfield coach for the San Francisco Forty-Niners. all down. Thus, even if you win a suit, your credit record may still carry the stigma of accusation. MALICIOUS REPORTS. Last August a Green Bay, Wis., executive was visited by a credit bureau "investigator," who stated that the man's next-door neighbor had been in an auto accident and wanted to know all about his driving habits and "personal character." "Just suppose I had been in a fight with this neighbor and wanted to get even," he wrote his congressman in protest. "All I'd have to say is that he's a lousy driver and drinks a lot. You could kiss his insurance good-bye right there." Evidence indicates that "getting even" is indeed often the case. Credit bureaus, for instance, are liable to get biased reports when a purchaser and seller quarrel1 over merchandise that doesn't measure up. "As consumers, we all appreciate that withholding payment is our most effective leverage in getting the performance promised," says Columbia University professor Alan Westin, who has made a detailed study of credit bureaus. "But what may often happen, especially when hot words are exchanged between a customer and a seller, is that the latter simply files a report of slow or non-payment. He may even relish the prospect that the obnoxious lady on the telephone will be 'fixed' in the record so that it will come back to haunt her." Still, the most alarming credit reporting abuse today is the ease with which a stranger can obtain your confidential credit file including many who aren't bona-fide credit granters. For example, the State Department and FBI together tapped some 20,000 files of the Greater New York Credit Bureau last year. Just to show how simple it can be, Prof. Westin, as part of his study, recently wrote the manager of the Greater New York Bureau asking for a report on a lady research assistant who had agreed to experiment under the guise of being considered for a promotion. Despite the fact that Columbia University PARADE NOVEMBER 3, 1968 Despite their growing power, credit bureaus are under almost no federal, state, or local government regulations to protect the consumers over whom they may hold economic life and death. And now, reports of serious errors and abuses have started to pile up. Examples: MACHINE ERROR. Despite their speed, computers can put the stamp of finality on human error. Recently a California finance company classed as "poor credit risks" an entire file drawer of names who happened to be human beings with top-notch ratings. Only after phone calls poured in from irate consumers some of them cut off from further credit were the errors corrected. FALSE REPORTINC. A young executive in Atlanta recently bought a car so defective that the manufacturer's credit division agreed to take it back and suspend payment. The man had been all but hired for a better job, but was suddenly passed over when the new employer's routine credit check revealed an adverse rating. Reason: the auto company computer listed the return of the lemon car as a repossession. When the situation was explained to the would-be employer, he simply shrugged his shoulders, said he "couldn't be bothered," and turned his back. INCOMPLETE DATA. Sometimes credit bureaus fail to get the whole story. Each year, for instance, about 780,000 so-called "derogatory items" go into the files of the Credit Bureau of Greater New York. The great majority are notices of lawsuits filed against individuals. Yet the outcome of these suits seldom if ever gets recorded. Why? Because they can drag through the courts for years. According to the bureau's manager, it would simply take too much money and clerical time to track them the help of Bantron. Even those who didn't stop completely cut down drastically. Bantron simply acts as a substitute for the nicot ine in your system and helps curb the desire for tobacco with a harmless, non-habit forming drug called lobeline. The result is that you feel no pangs of withdrawal and no desire to smoke. Bantron is easy and pleasant to take; doesn't affect your taste for food or anything else. It really worked wonders for me. Even now, when I think of smoking, I just take Bantron instead. I recommend Bantron to everyone who wants to stop smoking quickly and easily. Try it. You'll be amazed with the results, just as I was. It really works! Bantron is so safe when taken as directed that you can get it in the United States and Canada at all drug stores without a prescription. It has even been granted a patent by the U.S. Government. You need a lot of desire as well as cooperation to be a successful quarterback in tough professional football. You really have to want to make good but even that isn't enough without plenty of help from your teammates. There's no substitute for the same kind of desire if you want to stop smoking and 1 assume you have it because you're reading this ad but, luckily, there now is something to help you. It's a little white pill called Bantron. After my doctor advised me to stop smoking I made many starts with no success. Just as I needed help on the foot' ball field, I found that desire, alone, wasn't enough to stop smoking. Then Bantron was recommended to me by a friend. Bantron did the job! I stopped smoking completely in 5 days and I'm proud to say I haven't smoked in well over a year. It's like quarterbacking my team to a championship. It was a real accomplishment. Maybe you have the desire to stop smoking but can't! If you want help in quitting, take Bantron. I've learned that clinical evidence has established that Bantron is more than 80 effective in helping chronic chain smokers give up smoking completely. Extensive research work at a great American University has shown that 4 out of 5 patients who had a desire to stop smoking were able to do so within one week with 8 Bantron dt brand Tablets A CAMPANA PRODUCT

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