The Palm Beach Post from West Palm Beach, Florida on March 26, 1998 · Page 164
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The Palm Beach Post from West Palm Beach, Florida · Page 164

West Palm Beach, Florida
Issue Date:
Thursday, March 26, 1998
Page 164
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THE PALM BEACH POST THURSDAY, MARCH 26, 1998 S There are over 1,000 companies offering life insurance in the U.S. today. With so many options, who do you trust with your family's financial security? Whatever your insurance needs may be, Estate Security will guide you -.-. .;. .e-T i v.- z A I . ; r rrr. rrtT. -i to the policy that's right for you. One phone call to Estate Security could save you up to thousands of dollars in premiums each year. Let us PROVE IT TAKE s4dvzttzye Call today for your FREE Term Life Insurance Price Analysis of our 45 years9 service. You'll get help with ideas, styles, color and stain selection for matching, and measurements . plus professional installation. No job is too large or too small. Your shutters will be made to order by American Shutter Designs, Inc., one of Our reports contain the most competitively priced 10, 15, 20, 25 and 30 year level term coverage available in the insurance industry today. Term Life Insurance Rates have recently been reduced to an all-time low. Don't miss out on this opportunity! CALL TODAY, TO REDUCE COSTS ON YOUR EXISTING COVERAGE Also ask about our "2nd To Die Life Insurance Price Analysis'. Florida's largest fabricators of fine interior wood shutters. Call for a free estimate. Authorized Hunter Douglas Dealer HunterDoufllas Estate Security' P . nnra I NGORPORATED Visit Our Over 9,000 Sq. Ft. Facility ! i I I " ( - SHUTTER DESIGNS INC. V54 Toll Free 1-888-248-LIFE (5433) Broward 524-2335 "Compare and Save'" 3520 Consumer Street Unit 6, Riviera Beach, FL 33404 (561 ) 848-5446 1-800-826-8350 Scott L. Anderson, CLU President Lose Weight without mim I! - r m LIVING TRUSTS, WILLS and ESTATE PLANNING Fit America, America's fastest Craig Donoff is a certified tax attorney with a law office in Boca Raton. He holds 2 Master of Laws (LLM) Degrees in taxation & estate planning, and is author of growing "No Diet" weight loss program, is the hit of a lifetime for its customers all over the U.S. Scott Cooper, owner of Fit America's Boca Raton location, has lost 30 lbs. using this product. He claims: "The key to (After) weight loss is an elevated metabolism and the key to this program is 100 natural herbs and minerals which help your body function more efficiently." You eat regular foods without worrying about calories or ounces. One of the most attractive features of the program is that customers get to adapt Fit America to their lifestyles. The 90's is a time of considerable health awareness, and the public is not wining to taxe or eat just anything to lose weight. Since metabolism varies from person to person. Fit America was designed to meet the metabolic requirements of each individual through dosage adjustments. It the books, "How to Plan Your Estate In Florida" and "Avoiding Probate, A Lawyer's View." A WILL IS NOT THE WAY Most people do not realize that all Wills must be probated upon death. Probate is a very slow and cumbersome process. Besides taking a long time, probate is expensive and inflexible. Once the process begins, you and your family lose control, and the court takes over. Probate is a complicated legal process. More and more Floridians are setting up "Living Trusts" to avoid probate. All one's assets such as securities, bank accounts and real estate are transferred from your name to "your name as Trustee." After the transfers are made, your life continues exactly as it did before except for the title to your assets. A Living Trust also provides protection if you should become disabled or incompetent. The Trust Agreement allows your Successor Trustee (spouse or child) to take over the Trust and use the assets to pay your bills and make investments. The Living Trust avoids a court appointed guardianship allowing a family member to take care of them instead of a court of a stranger. HOW A LIVING TRUST IS SET UP An attorney prepares your Living Trust from your decisions about what you want to happen if you become disabled and when you die. You make the basic planning decisions - inventory your property, decide who you want to receive it when you die, name someone you trust to take care of you if you can no longer take care of yourself. After your attorney has prepared your Living Trust document and you have approved it, you sign the Trust and have it witnessed and notarized. You then change the titles and account names for all your assets from your name to the name of your Trust. Since you only have one Living Trust, make sure you go to an attorney who specializes in Living Trusts and Estate Planning. The attorney should be Board Certified and have a Masters of Law in Estate Planning and Taxation. There are many good reasons to set up a Living Trust. The Living Trust is also revocable and can be changed or amended at any time. Other advantages of the Living Trust are: 1. The funds in your estate are available immediately upon death or disability for your family. 2. You as Trustee retain complete control over the trust exactly as you did before. 3. A Trust avoids contested Wills. 4. Due to the continuity of assets, your heirs enjoy uninterrupted income. 5. You avoid the expense and delays of probate. 6. If you become ill or disabled, the trust pays your bills and avoids a guardianship. 7. Your heirs avoid the emotional trauma, aggravation and frustration that serves no useful purpose. 8. The trust is private and confidential. The Living Trust will allow you to truly control your estate and protect your family by tearing (3m was developed by a doctor, and contains no drugs or chemicals. Barbara Schultz from Delray Beach who has lost 43 lbs. and 4 n mm dress sizes says "Women like Fit America because they don't have to starve to lose weight and men like the convenience of the all-natural capsules. Research indicates that 60 of the American population is at least 20 pounds overweight. If AMERICA' you are one of these people. Fit America is a wonderful alternative to expensive clinics. There are no contracts, prepackaged meals, membership fees or weekly meetings. Customers are NO PREPACKAGED FOODS NO HUNGER! NO CONTRACTS! NO MEETINGS! encouraged to eat more, not less food. Consultations are always FREE, NO WEIGH-INS! NO DRUGS! and customers only pay for the product itself. The Fit America plan offers a 7-10 day Starter Pac for 29 95. and larger quanti IETS! NOD BOCA RATON 23038 Sandalfoot Plaza Drive Sandalfoot Square (Hwy. 441 1 SW 16th St.) (Marina Blvd.) (561) 487-55 15(800) 393-1184 ties based on your goals. up your Will. 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