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, t 4 t 4 4 THE PALM BEACH POST SEPTEMBER 13, 1999 17 BUSINESS RESOURCE GUIDE BETTER BUSINESS BUREAU Agriculture Don't forget: Software is protected by copyright with which it was intended to have been bundled or sold; B Internet downloading the downloading of copyrighted software from the Internet or bulletin boards without permission from the software copyright t owner. Software is automatically protected by federal copyright from the moment it is created. The owner of the copyright is given exclusive rights to reproduce the copyrighted work and to distribute copies of the copyrighted work. Consumers who buy a license for a copy of software have the right to load it onto . a single computer or to make another copy for archival purposes only. It is illegal to load the software1 onto more than one computer or to make copies of that software for any other purpose unless specific permission has been obtained from the copyright owner. To learn more about software piracy, contact the Software Publishers Association (202452-1600 or http:www.spa.orgpiracy) or the U.S. Copyright Office (http: www.lcweb.loc.gov copyright). B For more information, or to learn how you can support your local. Better Business Bureau, call 68t? 2200 in Palm Beach County or 878-2010 on the Treasure Coast. What if you just discovered a terrific software program and you want to share it with family, friends and co-workers? Is this legal or ethical? The answer to both questions is no. Copying and sharing software is known as "software piracy." Software piracy is any unauthorized use of computer software. This problem costs the software industry more than $10 billion in lost revenue each year, and it costs U.S. businesses millions in fines and legal fees. While some business owners andor their employees knowingly pirate software, there are many that are unaware that their conduct violates federal law. Software piracy includes: B Softloading the buying of a single user software license that is subsequently loaded onto multiple computers or servers; .Counterfeiting the making, distributing andor selling of software copies that are faked to look like they come from an authorized source; Renting the rental of software to consumers without the permission of the copyright holder; B Unbundling the distributing andor selling of software that has been "unbundled" or "separated" from the products HMO Hotline: (800) 226-1062; www.fdhc.state.fl.us Insurance Florida Department of Insurance: 800-342-2762; Florida Insurance Council Inc.: (850) 386-6668; www.flains.org; smiller flains.org Florida Windstorm Pool: (904) 296-6105; www.fwua.com Investments American Stock Exchange: (212) 306-1642; www.nasdaq-amex.com Association of Publicly Traded Cos.: (202) 434-8983 Bond Investors Association: (305) 557-1832; www.biainc.com Commodity Futures Trading Commission: (202) 418-5080; www.cftc.gov Florida Division of Securities: (850) 410-9805; www.dbf .state.fl.us National Association of Investors Corp.: (248) 583-NAIC, (561) 575-5697; www.better-investing.org National Association of Securities Dealers: (202) 728-8000; www.nasd.com National Futures Association: (312) 781-1300; www.nfa. futures.org New York Stock Exchange: (212) 656-3000; www.nyse.com Securities and Exchange Commission, Miami regional office: (305) 5364700; www.sec .gov Securities Industry Association: (202) 296-9410; www.sia .com Utilities Florida Municipal Power Agency: (407) 859-7310; www. fmpa.com Florida Telephone Association: (850) 877-5141; www. fltelecom.com Public Service Commission: (800) 342-3552; www.scri. netpsc 7124600 Florida Consumer Action Network: (850) 2224006; www.fcan.org Florida Lemon Law Program: (800) 321-5366; www.800helpfla .com; kightpdoacs.fl.us Palm Beach County Division of Consumer Affairs: 2334820 (West Palm Beach area); 930-5124 (South County and West County) consumerco.palm-beach.fl.us General business Associated Industries of Florida: (850) 224-7173; www.aif.com; aifaif.com Business Development Board: (561) 835-1008; www. bdb.org Department of Highway Safety and Motor Vehicles: 640-6820; www.hsmv.state.fl.us; robcke. erwindmv.hsmv.state.fl.us; buck.dianedmv.hsmv.state. fl.us Florida Atlantic University's Small Business Development Center 362-5620; sbdcfau.edu; www.fau.edusbdc Florida Department of Business and Professional Regulation: (850) 487-2252 Florida Tax Watch: (850) 222-5052; www.floridataxwatch org Gold Coast Builders Association: 732-5959; www.gcba.com Internal Revenue Service, Atlanta: (800) 829-1040 Workforce Development Center: (800) 556-5627; www. pbcwdb.com South Florida Manufacturing Technology Center: (954) 486-2006 U.S. Bankruptcy Court: (305) 536-5979 Safety Council of Palm Beach County Inc.: 6894733 Ext. 7 Health Agency for Health Care Administration! 840-0156; www.fdhc.state.fl.us . J Farmworker Justice Project: "(561) 996-5266; hn2028 hands.org 1 Florida Department of Agri-fculture and Consumer Services: j (850) 488-3022 I Florida Department of Cit- $ r j i j rt n r f -rus: 1341) 4y-ouu Florida Farm Bureau Federation: (352) 378-1321; www. fb.comflfb " Florida Fruit & Vegetable Association (407) 894-1351; www.ffva.com Florida Nurserymen and Growers Association: (407) 295-7994; www.fnga.org; mmott fnga.org Indian River Citrus League: (561) 562-2728 Banking Office of the Comptroller: (800) 848-3792; www.dbf .state.fl.us Consumers American Automobile Association: (813) 289-5000; rdymockaaasouth.com Better Business Bureau: 686-2200 (Palm Beach County); 337-2083 (Martin County); 878-2010 (St. Lucie County); westpalmgte.net; www. westpalm.bbb.org Consumer Credit Counseling Service of Palm Beach County and the Treasure Coast of Florida: (800) 330-2227; cccs.wpbworldnet.att.net; www.cccsinc.org Consumer Federation of America: (202) 387-6121; www.consumerfed.org Consumer Product Safety Commission: (800) 638-2772; infocpsc.gov; www.cpsc.gov Contractors Certification Division: (561) 233-5530; (561) 233-5525; www.co:palm-beach.fl.us (for licensing information) Florida Attorney General's Office, consumer section: (954) CHAMBERS OF COMMERCE 5o or 1 Go Down - fJo P.LY1.I. ty: 588-6161 Hobe Sound: 5464724 Indian River County Chamber: 567-3491; www.vero-beach.fl.us chamber Indiantown: 597-2184; www.indiantownfl.org Jensen Beach: 334-3444; ffnb52Aprodigy.com JupiterTequestaJuno Beach: 746-7111; www.jupiterfl.org Lantana: 585-8664 Northern Palm Beaches: 694-2300; www.npbchamber.com; infonpbchamber.com Okeechobee County: (941) 763-6464 ....Pahokee: 924-5579; www.pakokee.com; pahchambbellsouth.net Palm Beach: 655-3282; www.palmbeachchamber.com Palm CHy: 286-8121; www.palmcity.org; palmcityflaol.com Palms West 790-6200; www.palmswest.com St Lucie County: 595-9999; www.stluciechamber.org StuartMartin County. 287-1088; www.goodnature.org SunCoasfa 842-7146 Wellington: 792-6525; www.wellingtonchamber.com Women's of Palm Beach County: 835-0057; www.gopbi.com community groups . . Belle Glade: 996-2745 Boynton Beach: 732-9501; www.boyntonbeach.org The British American Chamber of Commerce of Palm Beach County Inc.: 832-5007 Chamber of the Palm Beaches: 833-3711; www.palmbeaches.com Clewiston: (941) 983-7979; jeffergate.net Delray Beach: 278-0424; bwooddelraybeach.com; www.delraybeach.com Greater Boca Raton: 395-4433; www.bocaratonchamber.com Greater Lake Worth: 5824401; adminglwcoc.org Hispanic Chamber of PB Coun . . . . Ask toi details. Specializing in jumbo rates Lock your low rate now - then shop for your dream home New construction rates lock in 150 days - no extra fees No income verification loan and when interest rates drop, Drew your loan at No Points No Closing be the appraisal and credit fee. Specializing in FHAVA loans Land loans Purchase program: with no money down Low fixed rate fixed 2nd mortgage The Drew Mortgage Guarantee: If Mortgage Associates will refinance Costs'. 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