The Algona Upper Des Moines from Algona, Iowa on June 6, 1967 · Page 29
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The Algona Upper Des Moines from Algona, Iowa · Page 29

Algona, Iowa
Issue Date:
Tuesday, June 6, 1967
Page 29
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surgeons and dentists all across America, for more than 65 years. Doctors right in your own community know about us and may actually be insured by Physicians Mutual. Serving hundreds of thousands of policyholders throughout the United States direct by mail, Physicians Mutual has its headquarters in Omaha, Nebraska, and is licensed and incorporated in that state. Its Board of Directors is composed entirely of respected members of the medical, dental and insurance professions. How Can They Offer So Much For So Little? The question is sensible; and the answer makes good sense, too: By encouraging our members to see their doctors for routine check-ups each year... we hope to keep more people out of the hospital. This means lower claims costs. In addition, we have lower total sales costs. 40-PLUS is a mass enrollment plan. All business is conducted directly between you and the company by mail. No salesmen are used. It all adds up to real savings we share with you by giving you high quality protection at low cost. Easy to Enroll - No Red Tape No Salesman Will Call! Simply fill out the short Enrollment at right and mail it with $1.00 for your first month's coverage! We will issue your 40-PLUS Benefit Policy (Form P302 Series) immediately- the same day your Enrollment is received. This automatically puts your policy in force. Along with your policy, you will receive an easy-to-use Claim Form. When you need your benefits, you can be sure that your claim will be given "top priority" treatment. In addition, we'll send you special forms yearly to take to your doctor for your physical examination. N0 RISK ENROLLMENT OFFER There's No Risk or Obligation- Read Your Policy Before You Decide! When you receive your policy, you'll see that it is direct, honest, easy to understand. But—note this—*/ for any reason you change your mind, you may return your policy in 10 days and we will promptly refund your dollar! URGENT: WHY THIS OFFER HAS A DEADLINE AND WHY YOU SHOULD ENROLL NOW This plan is offered to people over 40 without any qualifications only during this limited enrollment period. (Two Enrollments are provided so that husbands and wives may both enroll. In that case, please be sure to enclose $1.00 for each Enrollment.) Your Enrollment must be postmarked no later than Midnight of the date on the form at tight—otherwise it cannot be accepted. Your policy will be issued the day we receive your Enrollment. You can't gain; you can actually lose by waiting for the last minute. Sickness or accident can strike without warning —and you will not be covered until your policy is in force. You are wise to play it safe by enrolling now. Only $1 pays for your first month. Since there's no obligation and you risk nothing, why not mail your Enrollment today? PHYSICIANS MUTUAL INSURANCE COMPANY 115 South 42nd Street, Omaha, Nebraska 68131 =17 Important Questions Answered • ABOUT THE NEW 40-PLUS BENEFIT PLAN The New Plan That Pays You Extra Cash When You Are Hospitalized-Plus Extra Benefits To Help Keep You Well 1. What it the 40-PLUS BENEFIT PLAN? It is a new health insurance plan for people over 40 only-that pays an extra cash income direct to you when you are hospitalized and, in addition, provides a physical examination benefit each year to help your doctor keep you will. 2. Why do I need 40-PLUS in addition to my regular health insurance or Medicare? Probably your present hospital insurance—even Medicare—won't cover nil your hospital expenses. But even if it did, you would still need help to pay all your regular household expenses while you are hospitalized. 3. Can I collect in addition to any other, health insurance or Medicare? Yes. 40-PLUS pays you in addition to any other company's health insurance you carry, group or individual—even in addition to Medicare! Of course, you may have only one like policy with Physicians Mutual. 4. Ii there a lot of red tape to qualify? No. The only qualification is that you be 40 or over—even people over 65 are welcome. 5. If I become hospitalized, when do my benefit* begin? $100 « week ($14.28 a day) will be paid directly to you from the very first day of hospital confinement. 6. How long will I be paid? For as long as 52 weeks (as much as $5200.00) while you are hospitalized for each new sickness or accident. If the full 52 weeks has been used, and the same condition recurs, a new 52- week period will be provided if 6 months has elapsed between hospital confinements. 7. When does my policy go into force? It becomes effective on the date your Enrollment is received. Accidents are covered on that date. After your policy has been in force for 30 days, you are covered for sicknesses which begin thereafter. 8. What if I have had a health problem that may occur again? Pre-existing conditions are covered after your policy has been in force for two years. 9. What conditions aren't covered? Only the usual exceptions: war, military service, mental disorder or alcoholism, or any condition covered by Workmen's Compensation or Employers Liability Laws. 10. Doe* 40-PLUS pay in nny hospital? You will be covered in any hospital anywhere in the world that makes a charge for room and board, except nursing homes, convalescent or self-care units of hospitals, Federal hospitals, or any hospital primarily for treatment of tuberculosis, alcoholism, drug addiction or mental disorder. 11. Can I drop out any time? Can you drop me? No matter how many claims you make or how much you collect, we will never cancel or refuse to renew your policy for health reasons-/of at long ai you live. We guarantee that we will never cancel, modify or terminate your policy unless we decline renewal on all policies of this type in your entire state. You, of course, can drop your policy on any renewal date. 12. Will my claims be handled promptly? Yes. With your policy, you will receive a simple, easy-to-use Claim Form. Your claims will be processed quickly and your checks will be sent directly to you. 13. How do I get my "physical" each year? 40-PLUS actually pays your own doctor up to $10 annually toward your routine physical examination (but only if you want it). You receive special forms yearly to take to your doctor, so that he can give you your check-up within 60 days. 14. Why are the premiums so low? Because this is a mass enrollment plan-and no salesmen are used-our volume is higher and our total sales costs are lower. 15. How much does my fine month cost? Only $1.00, regardless of age. After your first month, you pay only $3.95 a month until age 65; only $6.95 a month from age 65 and over. 16. Why is there a "deadline" date? In order to offer the Plan to people over 40 without any qualifications and still maintain our Jow rate, we can only make the Plan available on this basis during a limited enrollment period. The deadline date is firm-we cannot accept your Enrollment unless postmarked on or before that date. 17. Why should I enroll right now? Because an unexpected sickness or accident could strike without warning—and you will not be covered until your policy is in force. Remember, if for any reason you change your mind, you may return your policy within 10 days and your $1.00 will be refunded immediately. SPECIAL LIMITED ENROLLMENTI EXPIRES JULY 16, 1967 out and mail to Physicians Mutual Insurance Company. 115 South 42nd Street. Omaha. Nebraska 68131. BE SURE TO ENCLOSE $1 FOR EACH ENROLLMENT LIMITED ENROLLMENT FORM NO. 3111 EXPIRATION DATE JULY 16,1967 DATE OF BIRTH NAME (Please Print) SEX QMale LjFemale I have enclosed my first monthly premium of $1.00 and hereby apply to PHYSICIANS MUTUAL INSURANCE COMPANY, Omaha, Nebraska, for a 40-PLUS Benefit Policy, Form P302 Series. I understand that the policy is not in force until actually issued. Do you carry other fnninncc In this company? (If "Yes." Pleuc List Policy Sign NMM in Full-Do Not Print Please make check or money order payable to PHYSICIANS MUTUAL Not*; If both husband and wife ere enrolling, fill In Information on spout* below and enclose $1.00 for each enrollment 4O-PLUS REIVE FIT jm EXPIRATION DATE JULY 16, 1967 NAME (Please Prin " ADDRESS IKES . . LIMITED ENROLLMENT FORM NO. 3 1 H t) , First Middle Initial Last Street City State Zip No. I have enclosed roy first monthly premium of $ 1.00 and hereby apply to PHYSICIANS MUTUAL INSURANCE COMPANY, Omaha, Nebraska, for a 40-PLUS Benefit Policy, Form P302 Series. I understand that the policy is not in force until actually issued. Date Stoned?. Sign Nanw In Full-Oo Not Print , . •saJHkv E-302 AGE: DATE OF BIRTH Month Day Vear SEX Q Male Q Female Do you carry other insurance In lhi» company? DNO Qve* (If "Yes," Pleau LiM Policy Humbert.) Please make check or money order payable to PHYSICIANS MUTUAL

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