The Courier-Journal from Louisville, Kentucky • Page 65

luno 5, 1988 Re.il Estate Page 2 INDIANA Leffersonv Real Estate for Rent CommercialIndustrial Houses, South 664 Rooms With Board 600 For Rent 647 Houses, Indiana 665 Rooms Without Board 601 Farms, Lease or Rent 648 Houses, SuburbanState 666 Roommates, Homes Shared 608 Office Space For Lease 649 Houses, Out of State 667 Renter Needs 609 Real Estate for Sale Lots, Acreage Sites 672 Apartments Furnished 610 CommercialIndustrial Contractors Builders 673 Apartments Unfurnished 611 For Sale 650 Home Owner Needs 676 Apartment Information 612 Duplexes, Apartments 651 Wanted Real Estate 678 Condos Furnished 620 Real Estate For Exchange 653 Real Estate Firms 680 Condos Unfurnished 621 Investment Property Real Estate Loans 682 Houses Furnished 630 For Sale 654 Resorts, Vacation Homes 685 Houses Unfurnished 631 Farms, Acreage 655 Camps Lake Sites 686 Houses, Rent or Buy 635 Real Estate Mobile Living StorageMini Warehousing 637 Announcements 659 Manufactured Housing 690 Rental Service 640 Condominiums 660 Mobile Home ParksLots 692 Storage Space For Rent 645 Houses, West 661 Mobile Home, Needs 694 Wanted To Rent 646 Houses, Central 662 Auctions Houses, East 663 Auctions 699 NEW ALBANY General Information Additionally, The Courier-Journal is responsible only for that one line or portion of the ad that appears incorrectty. All advertising is subject to the Publisher's Advertising Acceptance Guidelines. The Publisher has the right to decline any advertising which he deems unacceptable. The Publisher's liability for failure to publish shall be limited to the cost of the ad. Office Hours Telephone Sales: Monday-Friday, 8:00 a.m.

to 5:00 p.m. Saturday, 10:00 a.m. to 4:00 p.m. Sundays and Holidays, 3:00 p.m.-6:00 p.m. Counter Sales: 1st floor, Courier-Journal building, Monday-Friday, 8:30 a.m.

to 5:00 p.m. To Place a Classified Ail, Call 1-502-582-2622 By 5 p.m. the previous day for regular metropolitan circulation. Ads for Sunday must be placed by 5 p.m. Friday.

For illustrated display and full circulation orders, deadline is two working days prior to publication. To Cancel a Classified Ad, Call 1-502 582 2622 Cancellations received before 5:00 p.m. weekdays will be made for the next day's morning newspaper. Cancellations for the Sunday paper must be made by 6:30 p.m. Friday.

Special Condition Please check your ad. you find a mistake, please call us at 582-2622 before 1:00 p.m., so we can change it for the next day. The Courier-Journal will not be responsible for more than one incorrect insertion of any Classified ad or for errors not clearly affecting the value of the ad. US BULLITT COUNTY JEFFERSON COUNTY SALES Judith L. Wllklrson to Robert C.

and Maxlne Jones. (905 Bllsim Court, (50,000. William A. and Karen W. Phillips to Fern Creek Properties, 5512 Bardstown Road, Bards-town Turnpike Road in the center west 514.25 teet from a point In the center at the Intersection with the original line common to Brown and Burkhart, (215,000.

Earl F. and Judy Ann Jones to Robert W. and Phyllis L. Diedrlch. M2I Roman Court, (77,000.

Hubert C. Martin Jr. to Jack C. and Celestine B. Floyd, 7503 Cedar Hollow Drive, tract 1, Hollow Creek Subdivision, Section 5, a part of lot 226; tract I Hollow Creek Subdivision, Section 5, lot 225, 184,500.

Gary L. and Julie S. Basham to Perry A. and Sharon A. Pile, 5502 Dea Dea Drive, David W.

and Janet L. Helm to Larry E. and Robin L. Doyle, 4022 Hlghllner Drive, (43,900. Raymond E.

Hartlage, Thomas N. Heritage, Charles Douglas Hartlage and others to Jefferson City Community and Neighborhood Development Department, 710 W. Main property described in deed book, S77I, pages 104-107, 1120,000. Jack and Elva Lorelne Clem to Richard Schan-Itra, 1213 S. Second St (60,000, The prices given those Indicated by state tax.

stamps required on all deeds. Tlx addresses listed art thoM given for tax purposes. Bocaufo tax bill may bo font to a business off ico or othor location dltforont from tho property bolng transferred, tome of tho addresses I Is tod may differ from the tddrow of the property that was transferred. Transfers are compiled according to rime and spice available and do not necessarily reflect the level of real-estate activity. William H.

and Luclle H. Kendall to William B. Tulloss Jr. and Silvia M. Tulloss, 4602 Deep Creek Drive, Samuel S.

Francis to Samuel Aaron Francis, S500 Wolf Pen Branch Road, Wolf Pen Branch Road in the center line east 754.20 feet from the northwest corner of tract conveyed to Rosalia E. and T. K. Jaegers In deed book 2543, page 247, moot. liny I Rosalie M.

Shertev to Leslie L. and Jo Ann Lyon, (00 Cherl Way, 126,300. AREA MORTGAGE RATES Rates are provided as of June 2. Points percentage of Initial amount of loan: Fixed Rate, Lender 30-year, plus points Vernon A. and Jennifer E.

Stevens to Melvln Holmes Jr. and Alma Holmes, 2412 Old Hickory Road, (44,700. Dwight E. and Leslie Young-Smith to Kenneth A. and Peggy L.

Zoiler, 9101 Talltha Drive, (47,300. Richard E. and Norma J. Bulnowskl to Paul Jr. and Sarah Bradford, 9608 Walnutwood Way, 154,500.

Eddie E. and Margaret J. Pabon to Donald Wayne Chipman, 1510 LaVerne Drive, 175,000. Brlen Michael Weston and Karen Sue Weston to Cheryl Diane Steele, 9204 S. Pirogue Court, (71,250.

Vera C. Jones Lanagan to W. Patrick Knight and Kathleen Knight, 12303 Taytorsvllle Road, property described in deed book 5771, pages 141 and 162, (175,000. Fred D. and Rita E.

Freidmann, Robin L. and David Aikers, Lynn Frledmann Murrell and Bradley H. Murrell to Daniel and Martina Nicely, 19 Norwood, (76,500. F. Hudson Sylvester and Ella K.

Sylvester to Arietta O. Riggs and Audry L. Hundley, 2309 Jan-lyn Road, (71,500. Steven C. and Dixie C.

Rueff to Joan Kathleen Russ, 9912 Harlech Lane, (53,250. Jerry B. and Marilyn V. Cleland to Timothy N. and Carla A.

Teagarden, 2903 Raven Court, (13,000. Chenoweth Construction Co. Inc. to Timothy F. and Teresa A.

Powell, 10303 Bayport Road, 12,500. Gina M. Gattl to Kimberly L. Cowan, 2301 Allegheny Drive, (65,000. Edwin B.

and Helen P. Keeler to Robert T. and Patricia A. Cooper, 2401 Marian Drive, 512,000. STMBridgepointe Partnership to George E.

and Betty L. Palme, 1900 Watterson Trail, (45,000. Rick L. and Linda G. Winters to Michael D.

and Debra L. Orlandi, 3701 Longview Road, (22,500. Vickl D. Wlllard to Robert L. Jr.

and Betty Clark, (307 Pennsylvania Run Road, 155,000. Ronald L. and Shirley A. Frerman lo Patrick E. Keane, 10213 St.

Rene Road, (63,000. Robert L. and Lulgene N. Christian to Roger and Karen Hllkert, Parkside, Section I lot 115, (26,500. Michael S.

and Betty Diane Hall to Betty Diane Hall, Gerald Drive in the center line east 170 feet to the most south corner of same, (90,951. Rudolfo Realty (, Building Co. Inc. to Everett V. and Betty R.

McKay, 2706 Ave. of the Woods, 1195,000. Geraldlne Gudgel and Marshall A. Williams, as curator for Geraldine Gudgel, to Donald G. Mercuric Gerald Drive In the east line at the northwest corner of tract conveyed to Commonwealth of Kentucky, (49,250.

Pauline R. Whalen to John Whalen, Korfhage Gardens, Lot 22, (22,000. HFH Inc. to Gerald and Joyce Mclntyre, Regency Woods Subdivision, lot 14, (34,950. William S.

and Eiene B. Kennedy, Jere and Sarah Kennedy and Margaret Ann and Jess Ellis to Seratem Richland Addition to Buechel, lot 8, 124,500. Leland T. and Patricia Isaacs to Serefem property described in deed book 5772, page 400, (51,700. Ferrlell-Loreni Development Co.

to Herman E. and Evelyn Boiing, Evergreen Farms, tract 3, M4.900. Daniel Lowery to Bertha M. Lowery Flexner and Moral's, Shawnee Subdivision, lot I (22,500. John P.

and Mavlce Graham to Walter A. Graham one-half interest, Parkland, the west hall of lot 34 and the east hart of lot 33 In Block (20,000. Harold E. Kleinert, trustee, to Frances E. Hanson, Market St.

on the north side 200 feet west of the northwest corner of Preston and Market Sts, (23,500. Jock and Miriam Goldberg to Mark D. Inmoh, 4115 Highway 22, tract Virginia Ave. on the south side 50 teet east of Cypress tract I Vlr- Ave. at the southesast corner and Cypress (30,000.

Scott C. and Lavillls A. Gaddls to Arthur C. and Paula B. Bush, 1902 Sweet Bay Place, 1171,000.

Peter Construction Inc. to Ann Heard, 1410 Tannen Drive, Harmony Place Condominiums, Phase Unit 46, (41,000. Kentucky American Mortgage 10V-10 Banc One 10 1 Bank of Louisville 10-10 Bankers Mortgage Corp 10-10 Bluegrass Mortgage 10-107b BrightKy. Mortgage 1014-10 Citizens Fidelity 10V4-10 Collateral 10-11 Corinthian Mortgage 10-1 0 Cowger Miller 10-10 Crestar Mortgage Corp 10tt-10 Cumberland Sv. Bk 10-10 Diversified Mortgage 1014-10 First Investment 10-10 First National Bank 104 3 First Nationwide Bank 10 2 Fleet Mortgage 10-10 Franklin Mortgage 10'4-10 Future Federal 10-107i 582-2622 James Dean and Lisa Lynn Chestnut and Leone Chestnut to James Kyle Davis and Donna Lynn Chestnut, 914 Ellison 121,400.

JoAnne O'Brien Christian Morgan and Charles W. Morgan to JoAnne O'Brien Morgan and Ray-chal Annette Christian, 1207 E. Broadway, (17,000. mm Sharon L. Breeding to Daniel T.

and Nancy P. McClure, 2002 Kenllwortti Place, 11 900. Gayle A. Galloway, Lynn A. Galloway, Joyce Galloway Thompson and Terry Thompson to Bruce A.

Whltty, 2017 Lowell (15,004. Timothy F. and Teresa A. Powell to Timothy James Mueller and Julie Lea Mueller, 1(37 Stevens Ae (53,900. Frank A.

and Joyce F. Nelson to David L. Stewart, 2140 Bonnycastle The Commodore, Unit 11-A, (75,000. John L. and Phyllis M.

Westfell to Kent H. Hardin, 2327 Newburg Road, (80,000. Carolyn Marcum Dahl, executor of Oscar 1. Dahl, to Joseph G. Werner Jr.

and Theresa S. Werner, 2 KM Speed (41,500. Gardiner Lake Condominiums Inc. to Dannie L. Oefler, 121 Gardiner Lake Road, Gardiner Lake Condominiums, Phase 7, Building 3, Unit (S3, 500.

Carol Smith Cobb to John D. and Nancy K. Wlnslow, 14)9 Sylvan Way, (115,000. Rita M. Lehmann and Mary Ann Mclntyre, ec-executors of A.

E. Lehmann, to Charles W. Stevens Jr. and Jasmine Stevens, 317 Hlllcreit (40,000. William J.

Frey Jr. to Brad and Ann L. Swope, 133 McCready (42,500. Marie E. and Edward L.

Busam to Klmberty L. Wright, 2312 Payne (21,950. Joan Kirchhoff to Burrell Spink, 2505 Browns-boro Road, Garden Court Apartments, Level Unit C-2, (27,000. Jullen F. and Helen A.

DePree to Dan Page, $45 Barberry Lane, 1170,000. Mary Virginia Klosterman, executor of Greela E. Seas, to Roger Franklin Rhule, 4205 Brlarwood Road, (55,000. John R. Strange to Michael J.

Barrette and Patricia A. Foley, 112 Oxford Place, (57,500. Susan K. and Stephen H. Steelin to Delmar L.

and Jill H. Newman, 144 Westwind Road, (290.000. Dorothy V. Bochan to George W. end Nancy Newman, 14 Rio Vista Drive, (174.000.

Stephen J. and Vicky H. Abramson to Scott E. and Elizabeth D. Wigglnton, 3914 Grandview, (44,250.

Southeast Mortgage Carol R. Poutter, First National Bank of Louisville assignee of Mid-America Lumber Co. Inc. to Edwin A. Sr.

and Frances L. Rausch, 717 Wlcklow Road, (45,000. John M. and Berta E. Menn to John H.

Clark III and Suzanne H. Clark, 520 Old Stone Lane, property described In deed book 5772, page 927, (111000. The Louis Partnership Inc. to Julian F. and Helen A.

DePree, 3922 Massie Ave Surrey Place Condominiums, Unit (, Gregory L. Juhl and Suienne C. Painchaud to David W. and Gena Sumner, 4002 Plymouth Road, 169,000. James R.

and Martha E. Neal to Wlllett and Lanlce Crane, 445 S. 34th property described In deed book 5771 page 453, (31,450. G. Dennis and Claudia Boutcher, Cecilia H.

Trl, Thomas G. Trl and others to Frank Jr. and Marti-da H. Fslco, 2114 S. 41st (73,000.

Jack 0. and Rochelie E. Griffin to Anthony L. Griffin, 111 N. 44th (25,000.

John Floyd HIM and Nancy Mae Thornton Hill to Wayne E. and Patricia L. Blnkley, 5204 Yew Lane, (21,000. Robert C. and Sarah F.

Beuermelster to Rudolph Lee and Anna Pauline Pohl, 1215 Cardinal Drive, 562,000. Donald G. and Anora H. Mereurlo to William G. and Lynda G.

Smith, one-haH Interest, and Kenneth R. and Barbara J. Bryant, one-hall interest, 4642 Melton (57,500. J. Wayne Purvis and Carol L.

Purvis to M. L. Hale and Norma R. Hale, 4314 Coneem Drive, (24924. percent of all future appreciation on the home would qualify for lower monthly payouts.

A borrower who wanted to share 50 percent or 75 percent would qualify for proportionately higher payouts. The typical sharing ratio is 90 percent, according to Burke. American Homestead's "cut," however, is capped. Any annual appreciation beyond 15 percent Is retained as equity in the house for the borrower or the estate, even if housing price inflation has been running at 20 percent or more a year, as it has in some New Jersey, Connecticut, Maryland, Virginia and Massachusetts markets recently. The Washington Post Countryside Builders Inc.

to Mark G. and Kay H. Leppert, 27)4 Summerfleld Drive, (109,000. John P. Askln to Larry J.

and Sharon A. Johnson, 1904 Lantern Lite Parkway, property described in deed book 5772, page 321, (31,000. Steven R. and Vkkl S. Lent to Gerald A.

and Janke M. Ruhs, 7470 Crawfordshire Lane, (19,400. Craig R. and Mary B. Gruebbel to Steve G.

and Judy R. Erie, 3104 Vogue (44,000. Alfred R. and Susan D. Gernert to Alfred B.

Gernert, 9111 Hurstbourne Lane, property described in deed book 5773, page 3, 190,000. Larry A. and Linda E. Judd to Perry G. and Rita A.

McCubbln, 2905 Chimney Rock Lane, (16,000. J. R. i. Builders to Nkholas T.

and Rachel K. L. Wilson, 1104 Parkshiri Court, 1140,541. J'W -i Charles W. Dobbins, trustee, to Terra Development 9011 willow Springs Drive, property described in deed book 5771, pages 924, 925 and 926, (421,900.

Wekh Builders Inc. to David A. and Pamela S. Burke, 3020 Slonebrldge Road, (95,000. Henry P.

and Beverly A. St. Cyr to John Timothy Burger and Susanna Kuhl Burger, 4704 Falls Creek Road, (141.000. Walden R. and Nancy D.

Smith to Gary B. and Denlse P. Webster, 1012 Sir Lancelot Lane, (75,000. Doris Ann Scheer to Donald M. Scheer 2704 Kennersley Drive, (90,000.

Scott Alan Canfield and Terrl Sue Canfleld to R. Stephen Bullock Jr. and Elizabeth S. Bullock, 2300 Thornhlll Road, (109,000. Klmberty A.

Moore and Carol C. Pavelko to James and June C. Murry, (409 Wintergreen Court, Dove Creek Condominiums, Phase II, Building 20, Unit 93, (56,500. Sidney M. Jr.

and Janet G. Peterson to Michael Whekhel, 9516 Wessex Place, (117,500. Stanley Crabb and Patrkia M. Crabb to Patsy Crabb Watklns, one-half interest, 7321 Maria (21,500. Sanford L.

and Oarcy J. W. Berman to Joseph H. and Rose C. Fraxer, 7914 Barbourmeade Road, 1123,000.

MBMdbaaaMBM NTSOwt Creek Inc. to Dr. Michael P. and Linda D. Finn, 302 Wlllowstone Way, (49,462.

NTSOwl Creek Inc. to Benjamin E. and Mary Helen Matthews and F. Alan AbelL 11311 Olde Sage Court, (42,775. Ernest R.

and Ingrid Turner to Lawrence R. and Linda S. Logston, 3117 Northumberland, (45,950. William T. and Teresa S.

Solomon to Daniel B. and Debra T. Walsh, 10210 Blue Ridge Court, (90,000. Paul E. and Alma D.

Deddens to Gerald and Robin Heuke, 14106 Tree Crest Court, 529,000. Robert L. Ebereni Jr. and Janice M. Ebereni to David J.

and Debra A. Anderson, 14212 Glen-dower Drive, (112,000. Robert L. and Janis M. Ebereni to John F.

and Lynda L. Richardson, (910 Yellow Wood Place, 140. 000. Forest Park Condominiums Inc. to Eileen S.

Pickett, 1201 Forest Park Road, Forest Park Condominiums, Phase 2, Building It Unit 1201, (77,941. Triad Builders Inc. to Lee H. Ehlers Jr. and Tare L.

Ehlers, 1919 Wkkham Way, (49,000. Marq Corp. to Edna M. McAllster, 251 Moser Road, Shelby Pointe Condominium, Building 21, Unit (67,500. David B.

and Marie Cornell to Rick D. and Erl-ka V. Wardlow, 12409 Old LaGrange Road, property described In deed book 5772, page 127, (115,500. The Hamlets Ltd. to Mary Evelyn Martin, Park Place, Section 1-B, lot 24, (65,000.

Elliabeth Ann Sleight to Anna S. Gibson, 10413 Shelbyvllle Road, Dorsey Station Condominiums, Building 3A, Unit 3A-7, (79,000. S. AH. Builders lo Michael R.

and Joan C. Ma-cAtee, 2301 Homewood Drive, 1470.000. John R. and Mary B. Smith to Leslie P.

and Geneva Dawn Lashley, 2100 Ash Ave 1127,500. Anna Marie Paniera to Thomas R. and Beverly A. Fairfax, 4700 William Clark Drive, (51,900. John Wayne Lowry and Janice L.

Lowery to Richard L. and Lois j. Rausch, W05 Old Ironside Drive, (51,000. Marvin G. Jump to Daniel W.

Perkins, (205 Ar-denia Lane, 157,000. James L. and Sherry A. Harlan to Charles Marshall and Diane M. Lawson, SOU CHdshlre Road, (55,000.

Mary Virginia Kartell to Thomas O. and Laura A. Brown, 4002 Small Boat Court, (45,500. Charles Gary Edelen and Debra A. Edelen to Romeo E.

J. and Leone A. LaPolnte, 9704 Turnpike View Drive, (41,500. Virginia F. Bishop to John D.

and Carrie i. Chapman, 9107 Lantana Drive, (35,000. Jose J. Patlno to Randolph P. Kustes 9310 Smyrna Road, (24,934.

Joyce Allen Gonialei and Luis A. Gomalei to BllfggW. nd Brnd4 Slmv 1,7,2 Mapl Way' John D. and Treva C. Haubert to Steven D.

and Theresa Martin, 11205 Brook ley Drive, (45,500. Joseph S. and Deborah K. Ludwkk to Brenda M. Thompson, 4506 Price Lane, (39,500.

NvrnTM eiBaxaWaflaiM Harvey R. Cantrell to Clarine Ballard, 200 Logsdon Court, Douglass Hills condominiums. Building I Unit 200, (42,000. Lena Briggs Myers Lausman and Michael Lee Lausman to Nancy S. Wheat, 12406 Crosswlnds Drive, (42,400.

John Mark Maddox and Doreen Ann Maddox to Robert Lee Heise and Jacqueline Heise, 7702 Kenhurst Drive, 535,500. Barbara A. West to Gerald A. and Patsy A. Duffer, 9003 Seetorth, (41,000.

Roby T. Jr. and Gladys G. Jonas to Hanover 1900 Lakerldge Drive, property described In deed book 5772, page 403, 547,500. Federal Deposit Insurance Continental National Bank of Kentucky, Forrest Hoskins and others to Steven Draper, (406 Lakerldge Drive, Foxboro Manor, Section I lot 29A, (62,500.

Federal National Mortgage Association, William R. Renfrew, Louise Renfrow and others to Sieve Draper, (406 Lakerldge Drive, James Malcolm French and Bertha N. French to David and Phyllis Hart, 13307 Forge Circle, 121,500. Larry G. and Mary L.

Slaughter to Donald G. and Mayuml L. Ray, 5415 Winlergreen Road, (39,500. Nicholas A. and Debbie Chipparone to Raymond C.

Semar, 1907 Taffeta Drive, (49,900. Alfred S. Sr. and Mary E. Beasy to Bobby L.

and Janet M. Moore, 5903 Alendale Drive, (17,000. Phillip W. and Patrkia A. Lock hart and Joseph L.

and Virginia Meckln to Christopher A. and Maureen A. Lockhart, 9103 Wooochal Way, (42,000. Charles F. and Margaret Irene Bouteiller to Carleton and Wanda K.

Ashcraft, 3912 Iron Horse Way, 145,000. John Clyde Campbell to Roy D. McCubbins, 99M Scrim 130,000. Brenda F. Wardrlp to Elfle Glpson, 4604 Palma Road, (33,500.

John W. Blrk to R. Jeffrey Points and Kate M. Points, 504 W. Oak 525,000.

Gerald Davidson Shetton to Michael T. Funk, 1315 Mossrose SS2.000. Citiiens Fidelity Bank and Trust executor of Bessie T. Meyer, to Robert H. Simpson 1221 Cherokee Road, 195,000.

John H. and Gladys 1. Ford to Susan Carol Simpson, 1234 Caslehvood Dell, 174,100. Delores Heilmann, executor of Marie L. Hermann, to Johnny K.

Foos, 1117 Texas 123,500. Elmore Brown Jr. and Corrlne LaBelle Brown to Steven M. Kory and Klmberty M. Knollmann, 1324 E.

Breckenridge property described In deed book 5772, page 117, 141.500. Joseph L. and Debra M. Naihr to Robert James Mitchell, 925 Charles 125.250. Mark and Roseanna M.

Rapp Sims to Stephan Patrick Wallace, (00 Rubet Ave (42,000. are origination fees expressed as a Adjustable Rate, 1- to 5-year adjustment period, plus points 8 1V4 8M? 1 4Vi-0 7-8 4-1 4-1 7Vi-8V4 2W-1V2 3-0 7 2 7-8 3-2V4 4W-1Ve 2 2V4-1 7'A-8 3V4-1 3-1 7 2 4t-1 8-9 3V1 2V4-1 2-1 8-8 1-1 2v4-Vz 7 2 4-1 7 1 7 3 Vk 1 2- 8-8 1- 3-1 7-7 1- 8-8 2-1 1-1 $1,000 borrowed, 30-year loan 12 $10.29 14 $11.85 13 $11.06 15 $12.64 legally to keep on paying even if total payments exceeded the value of the home. "That's part of the risk we assume," Burke told me, "and that's also why we vary the maximum monthly payments according to age." A 62-year-old with a $100,000 bouse, for instance, could only qualify for a $243 per month maximum check. An 87-year-old with a $100,000 house could qualify for as much as $1,000 a month. Since American Homestead guarantees Income for life, it has to base its lending on actuarial assumptions, much as life insurance companies do.

It also bases monthly maximums on appreciation-sharing ratios. A borrower who wanted to retain 80 Great Financial Federal 10 1 Vh 1 Gulf States 10-10 4V-1 7-8 2-2 Hardin Co. Bank Trust 10 1 8 2 Midwest Mortgage 9-10 2-2 7 3 National Heritage 10-10 3-1 8-8 1-1 Republic Bank Trust 10 2 7 2 Schrage Mortgage Corp 10-10 3-0 7 2 Southmark-Colwell Div 10-11 3-1 6 3 United Mortgage' 10-10 3-1 7 2 Source: Mortgage Bankers Association of Louisville. Not members of the Mortgage Bankers Association of Louisville. Current Veterans Administration rate is 10 percent Kentucky Housing Corp.

rate is 9H. KHC loans, which carry Income restrictions, are available from various lenders across the state. For the names and locations of lenders in the program, call the KHC toll-free (800) 633-8896. The Cumberland Federal Savings Bonk to Jer-ald A. and Janice R.

Hasch, 4914 Raven Road, Poplar Manor Condominiums, Building 4021, Unit 9, (19,000. Perry G. and Rita J. McCubbln to David and Pamela A. Chesher, 2700 Plndell (44,000.

Sarah L. Lodewlck to Raymond M. Pate Jr. and Nancy E. Melcher, 4502 S.

First (41,500. Monroe Miller Jr. and Doily E. Miller to Thomas A. Bickett, 142 E.

Amherst (30,000. Fred J. and Mabel L. Harmon to Edward L. and JoAnn Brighter, 7310 Vincent Way, (45,950.

Janet M. Moore and Bobby L. Moore to Joseph Robert Goahey and E. Carolyn Goatley, 1034 Run-ell Rood, (55,900. Hanover Corp.

to Kyle L. and Vickl A. Patton, 307 New England Court, (94.000. Tommy Wooten Jr. and Doris A.

Woolen to Lo-retta M. Kohlv 909 Westvlew Ave westvlew Drive in the north line said point being at Intersection the north line of Westvlew Drive with east line of trad conveyed to William Doherty and James Doherty in deed book 2900, page 529, (45,000. Myron E. and Linda L. Smith to Billy J.

and Sandra Bashem, 4341 Strawberry Lane, property described in deed book 5773, page 33, 539,000. Bruce Lloyd Ruark and Moselle P. Roar to Oavid L. and Carta M. Johnson, 3702 Center (34,500.

Dorothy Corbett, executor, to Amy L. French, 3(06 Wheeler 123,500. Phllip H. Thomas to Stewart T. Gordon and Tracy L.

Paulin, 1131 Sale 421,300. Rita and John Coomer to Peart E. Brlston, 4300 Taylor (2US0. Linda L. Nalley to Joseph L.

Nalley, 1422 Home-view Drive, (31000. Kenneth Fentress, executor of Marie Fentress, to Bernard L. Jr. and Lisa C. Keown, 1424 Phyllis (29,900, Nancy Carolyn Farmer, executor of Peter Otto, to Charles N.

and Doris J. Durham, 4949 Cane Run Road, (34,350. Marilyn P. and Gerald P. Elder and Carolyn M.

and David Gambrelt to Delmon and Verne King, 2001 Lower Hunters Trace, (31,000. Bessie Grube, executor of Irma Dillahunty, to John L. and Nancy M. Emory, 3012 Teakwood Circle, (54,950. John M.

McGrath Sr. and Janet L. McGrath to Jack and Elva Loralne Clem, 3502 Fern Lea Drive, (AS.OOO. George R. O'Bryan, executor of Christine E.

CehiH, to John M. Sr. and Janet L. McGrath, 2239 Mary Catherine Drive, (52,500. Ethel B.

Scott to Ethel B. Scott and Delia Mae Newman, 1717 Martow Court, (14,000. James J. Bosworth and Patricia B. Bos worth to Patricia B.

Bosworth, 4201 Nigel (11,500. David R. and Connie R. Cordrey to Brian J. Miles and Christina A.

Melcher, 4314 Fluhr Drive, (42,500. Cecelia C. Mueller to Lisa Campbell and Donald Campbell, co-guardians of Sherrlll Holt Campbell, 3207 Penhurst Drive, Korfhage Subdivision, lot 61, 552,500. Park Federal Credit Union to Jimmy D. Garrison, 4307 Bayberry, (21,000.

mm William and Janet Jenkins to William and JoAnn Clifford, 10)1 Thurston Drive, (20,500. Joan Kathleen Russ to Charles Edward Russ 2413 Mt. Claire (24,975. Carl E. and Margaret H.

Paris to Michael K. and Sandra Z. Blnlord, 3010 Eagle Pass, (71,500. Gilbert Joseph Wine and Anthony George Wine, co-executors of Anna Mary Sleoble Wine, to Wayne D. Swlnkort and Mary Lisa Velgl, 917 Delor (43,000.

Martha McGaughey, Lucille Marcus, Barry and Vickie Lee Davidson to Arthur Newton Ferris and Marorie Ferriv 3311 Heather Lane, 154,000. Roy J. and Kaelin Kruse to Donald C. and Betty J. Nethery, 2124 Glenworth (54,000.

Fred Flaspoehler, executor, to Robert I. Brin-ley, 3450 Newburg Road, Sunny Acres, Section 2, lot (, (35,500. Gerald W. Oliver to Henry H. and Shirley M.

Tabor, 5311 Adklns Road, (45,000. Kenneth W. and Ruth M. Goss to Anthony D. Westa) and Carole A.

Flaherty, 4104 Plxley Way, Phlilip Gary Prather and Gloria Jean Pra'her to Bonita R. Brashear, 1512 Blue Lick Road, Blue Lick Road In the center line east 735 feet to the center of sold road from the northeast corner of tract conveyed to E. M. Moody and wife in deed book 2544, page 374, (44,000. Kyle L.

and Vkkl A. Patton to Robert L. and Linda Grace, (106 Carnes Court, (52,900. Christopher W. Edelen to Mary V.

Hatzell, 4419 Sanla Paula Lane, (55,000. Stephen Loult Edwards and Yvonne E. Edwards to Homer N. Otfutt 4109 Shady Villa Drive, (42,450. C.

Louis Bates and Patty R. Bates to Garland M. and Marie C. Lewis, 1112 Tlmmy Lane, (32,500. Charles O.

and Gloria Jean Ryan to Charles O. and Gloria Jean Ryan, 4014 Quiet Way, (35,400. Design Bulk) Systems of Louisville Inc. to Kenneth Thomas Shrove and Marcla Lynn Walk, 2905 Antone Parkway, (92,500. Richard and Lola D.

Ebereni to Joseph G. Ill and Elaine C. Welsh, Regency Woods, lot 69, (115,250. John R. White III and Mildred Eileen White to Bronwyn J.

Dlckerson, 2510 Hurstbourne Lane, 179,900. Countryside Builders Inc. to Joseph C. and Dolores K. Dawson, 2909 Raven Court, (79,932.

Calvin C. and Ella K. Combs to J. Gregory Price, Barbara E. Price and R.

Ferd Eltinger, 2121 Brookdale 172,500. Harry A. Jr. and Anne M. Ropke and Joan Marie Ropke to Margaret P.

Willis, 2119 Shannon Drive, (51,700. The Courier-Journal publishes this Information, provided each week by lenders, only as an indication of the local mortgage market. Potential borrowers are warned thai interest rales can change Quickly, and that closing costs, mortgage Insurance, homeowners' insurance and taxes are not included in the listed rales. In addition, factors other than interest rales, Including term of the loan, are important in determining the real cost of a mortgage. In the case of adiustable-rale mortgages, either the total monthly payment or Interest rale may be subiect to change from time to time according to the terms of the mortgage The total monthly payments of some adiustabte mortgages could go up or down 20 percent or more al a time; In other cases, me payment may not be enough to meet interest costs, and the amount due to pay off the loan would increase, rather than decrease, with time.

Monthly loan-repayment costs per 7.34 10 8.78 8.04 11 9.52 8 9 The Nation's Housing column Norbert and Kim Zimmerman to The Peooles Bank of Bullitt County, property on Poplar Street, 121.000. Kenneth E. Hall, Jesse M. Walter and Dennis Bruneau (dba B. H.

W. Co.) to Hamburg Enterprises property In L. J. Plaia, (85,000. Ben Douglas and Barbara Lamar to Travis F.

and Anna Dean Greenwood, lot 400, Maryvllle Subdivision, (42,900. Henry L. VanDlver to John W. and Dolores Vlt-tltow, property on Poplar Street, Lebanon Junction, 534,000. Joseph E.

and Rebecca Richardson to Joseph A. and Joan D. Corum, lot 3, Brooks Forest, (25,000. McGruder Realty and Development Co. Inc.

to Lots of Lots lots 13 and 14, Big Valley Subdivision, (50,000. Nancy J. Williams to Clarence Lee, I'M acres on KY 41, (33,000. Steve E. Brown to William Lynch and Catherine Lynch, lot 95, Bullitt Hills Subdivision, (38,000.

Gordon M. Ritchie to Jefferson County, 5 acres on Dixie Highway in Bullitt and Jefferson counties, 583,400. Donald M. and Carole E. Coleman to James L.

and Sherry A. Harlan, lot 54, Country Trace, (81,750. Wayne T. and Edith R. Dobson to Mark A.

and Patricia A. Coffey, property on Rodgers (52,500. William Elbert and Lottie P. Hill to W. A.

Greenwell, property on Carla Drive, (45,000. Glen L. and Sharon A. Enochs to William and Brenda Huffaker, kit 80, Pioneer Village Subdivision, 14X000. Frances Scott Henderson to Lynn and Patrkia Pipkin, lot 113, Wade Subdivision, 546,000.

John A. and Billie M. Childress to Larry W. and Teresa Marlene Lloyd, lot 512, Lone Acres Subdivision, 543,000. Charles and Patsy Myers to William H.

and Delia Horlon and Janet L. Instho, lot 54, Dove Field Subdivision, (44,400 Paul J. and Donna P. Bickett to Teresa M. Huff, lots 43 and 44, Country Manor Farms, (90,000.

William G. Porter and J. Chester Porter (dba Creekwood) to Gerald J. Urban Sr. and Barbara A.

Urban, (ol 66, Creekwood Subdivision, (26,300. William Lee and Virginia May Graves to Robert C. Jr. and Carol Oyler, lots 19, 20, 21, 22, 23 and 24, Fox Camps, (17,500. J-.

I. Continued from Page 1 payable to American Homestead. The borrower would continue to own the house, continue to live in it just as before, and would find 500 in (he mail once a month. At the death of the borrower some years hence, the home would have (o be sold and all the reverse mortgage account advances repaid aUll percent interest On top of thai, American Homestead would be entitled to 100 percent of the appre-ciitejd value (if there bad been any) bejimd the $100,000 value recorded af settlement. the borrower lived for an additional 25 to 30 years, the reverse mortgage account would be bound.